Table Of Content

Measuring the Success of the six units of the HSFPP course, with teachers having an opportunity to develop a teaching plan; (2) an oppor- Teacher Training tunity to share with and learn from other teachers; (3) an Josephine Turner introduction to at least two games that can be used to Extension Family Economist Alabama Cooperative Extension Service enhance learning; (4) hands-on experience solving time Auburn University value of money problems using a financial calculator; Auburn, Alabama and (5) an introduction to a variety of resources, from Rebecca J. Travnichek videotapes to speakers, available to high school teachers Doctora! Student to supplement the teachers’ manual and student work- Department of Agricultural Economics & Rural Sociology book. At the end of the training session, teachers com- Auburn University Auburn, Alabama pleted a post-test to measure knowledge of financial management concepts in each of the six units. The College for Financial Planning in Denver, The HSFPP was introduced in Alabama in December Colorado has developed a curriculum in financial plan- 1990. As of June 1991, 15 county agents and 96 teach- ning for high school students. The High School Financial ers from 13 counties had participated in the training. Planning Program (HSFPP) is a six-unit course designed The results presented here are based on the pre- to provide junior and senior high school students with an and post-tests administered to four groups of teachers. educational program in personal financial management. Forty-six participants completed both the pre- and post- It acquaints students with basic financial planning test. concepts—time value of money, debt management, Data show that the knowledge of financial manage- earning an income, protecting assets, budgeting, and ment concepts increased significantly as a result of these saving money—through 10 or more hours of instruction. training sessions. Training Session A involved seven The HSFPP also shows how financial management teachers from three counties. Analysis of pre- and post- concepts apply to everyday lite.’ This project was done test scores show learning did occur and was significant to address a serious problem in America—many people at p<.005. Training Sessions B, C, and D involved 39 don't know how to manage their financial resources. teachers from 10 counties. Pre- and post-test data show Teachers, however, often feel insecure when faced with learning also occurred in these sessions, and was teaching financial management concepts to students. significant at p<.001. In Alabama, the state Extension Service (home Teacher responses to the training sessions were economics) is helping Alabama teachers gain compe- positive. They learned from each other and developed a tence in financial management education and confidence lesson plan and a list of potential resources for each unit. to teach the HSFPP to students through a four-hour Reports showed that 2,843 Alabama high school stu- intensive training session. Teacher knowledge of finan- dents, taught by 44 teachers, had completed the HSFPP cial management concepts before and following the at the end of the 1990-1991 school year. This pilot instructional session was tested to determine whether program was a success and is being expanded. knowledge was gained from the training session. A pre/post-test was designed to measure knowledge Footnotes of financial management concepts in each of the six 1. College for Financial Planning, High School Financial units.2 The pre-test was given at the beginning of each Planning Programs (Denver, Colorado: College for session, followed by four hours of intensive training. Financial Planning, 1989). Each instructional session included: (1) an overview of 2. M. Mitchell and J. Jolley, Research Design Explained (Fort Worth, Texas: Holt, Rinehart and Winston, Inc., 1988). Contents of Volume XXX, 1992 Extension Clientele and Volunteers Motives and Incentives of Older Adult Clawson, Barbara Fall Volunteers Rouse, Shirley B. Selecting Advisory Council Members Bedker, Patricia Spring Black, Donald C. Howe, Gerald W. Howell, David L. Surveying Client Satisfaction Wamock, Peter Spring Teaching Clientele What or How To Think Jones,J o Spring Understanding Clientele Differences Martin, Dorothy Spring McKenna, Judy Journal of Extension: Winter 1992 Measuring the Success of the six units of the HSFPP course, with teachers having an opportunity to develop a teaching plan; (2) an oppor- Teacher Training tunity to share with and learn from other teachers; (3) an Josephine Turner introduction to at least two games that can be used to Extension Family Economist Alabama Cooperative Extension Service enhance learning; (4) hands-on experience solving time Auburn University value of money problems using a financial calculator; Auburn, Alabama and (5) an introduction to a variety of resources, from Rebecca J. Travnichek videotapes to speakers, available to high school teachers Doctora! Student to supplement the teachers’ manual and student work- Department of Agricultural Economics & Rural Sociology book. At the end of the training session, teachers com- Auburn University Auburn, Alabama pleted a post-test to measure knowledge of financial management concepts in each of the six units. The College for Financial Planning in Denver, The HSFPP was introduced in Alabama in December Colorado has developed a curriculum in financial plan- 1990. As of June 1991, 15 county agents and 96 teach- ning for high school students. The High School Financial ers from 13 counties had participated in the training. Planning Program (HSFPP) is a six-unit course designed The results presented here are based on the pre- to provide junior and senior high school students with an and post-tests administered to four groups of teachers. educational program in personal financial management. Forty-six participants completed both the pre- and post- It acquaints students with basic financial planning test. concepts—time value of money, debt management, Data show that the knowledge of financial manage- earning an income, protecting assets, budgeting, and ment concepts increased significantly as a result of these saving money—through 10 or more hours of instruction. training sessions. Training Session A involved seven The HSFPP also shows how financial management teachers from three counties. Analysis of pre- and post- concepts apply to everyday lite.’ This project was done test scores show learning did occur and was significant to address a serious problem in America—many people at p<.005. Training Sessions B, C, and D involved 39 don't know how to manage their financial resources. teachers from 10 counties. Pre- and post-test data show Teachers, however, often feel insecure when faced with learning also occurred in these sessions, and was teaching financial management concepts to students. significant at p<.001. In Alabama, the state Extension Service (home Teacher responses to the training sessions were economics) is helping Alabama teachers gain compe- positive. They learned from each other and developed a tence in financial management education and confidence lesson plan and a list of potential resources for each unit. to teach the HSFPP to students through a four-hour Reports showed that 2,843 Alabama high school stu- intensive training session. Teacher knowledge of finan- dents, taught by 44 teachers, had completed the HSFPP cial management concepts before and following the at the end of the 1990-1991 school year. This pilot instructional session was tested to determine whether program was a success and is being expanded. knowledge was gained from the training session. A pre/post-test was designed to measure knowledge Footnotes of financial management concepts in each of the six 1. College for Financial Planning, High School Financial units.2 The pre-test was given at the beginning of each Planning Programs (Denver, Colorado: College for session, followed by four hours of intensive training. Financial Planning, 1989). Each instructional session included: (1) an overview of 2. M. Mitchell and J. Jolley, Research Design Explained (Fort Worth, Texas: Holt, Rinehart and Winston, Inc., 1988). Contents of Volume XXX, 1992 Extension Clientele and Volunteers Motives and Incentives of Older Adult Clawson, Barbara Fall Volunteers Rouse, Shirley B. Selecting Advisory Council Members Bedker, Patricia Spring Black, Donald C. Howe, Gerald W. Howell, David L. Surveying Client Satisfaction Wamock, Peter Spring Teaching Clientele What or How To Think Jones,J o Spring Understanding Clientele Differences Martin, Dorothy Spring McKenna, Judy Journal of Extension: Winter 1992 Why Adults Participate Norland, Emmaiou Van Tilburg Fall Extension Organization and Program Development Addressing Mega-lssues of the '90s Carter, Harold O. Cleaves, David A. Nuckton, Carole On the Hunt for “Fiscal Fuel” Bessey, Barbara A. Schmall, Vicki L. Stiehl, Ruth E. Strategic Planning in Extension Campbell, Gerald R. Fitzsimmons, Ellen L. Successful Mentoring for New Agents Smith, Keith L. Zimmer, Bruce P. Training Impacts on Programming Crawley, Connie Peisher, Ann Stachura, Max Urban Extension Programs Fehlis, Chester P. Working with Local Nonprofit Organizations Engelen-Eigles, Deborah Parrott, Kathleen Extension Teaching Methods Behavioral Aspects of Technology Adoption Barao, Scott M. Summer To Be Seen and Heard By All Wilken, Carolyn S. Summer Computer Technologies in Extension Database Information for Small Organizations DePaulo, Peter J. Spring Learning Preferences and Farm Computer Use Apps, Jerold W. Fall Iddings, R. Keith Microcomputers in Distance Education Fulton, Joan R. Summer Who's Responsible for Computer Competence? Elliott, Graydon Ed Winter Goode, Jr., Donald Z. Forum Begrudging Ag Resources Won't Solve Funding Bahn, Henry H. Winter Problems Educating the Individual or the Collective? Hutchins, Gregory K. Fall Facing Up to AIDS Hare, Jan Spring Flavor of Youthful Innovation Betts, Sherry C. Fall Forging One Extension System Conone, Ruth M. Winter Helping Deprived Youth Brown, Sidney L. Summer Is Extension Ready for Food Safety Education Barbeau, William E. Spring in the ‘90s? Barton, Jo Anne Futures Staffing Extension for the 21st Century Daugherty, Renee A. Winter Harriman, Lynda C. What Have We Learned? Duttweiler, Michael W. Summer Work Force 2000: Is Extension Agriculture Ready? Chesney, Clyde E. Summer International Agent Effectiveness in Nigeria Obinne, Chukwudi Fall China’s Extension System Crook, Frederick W. Fall Information Without the Transfer—A Common Hartley, Ross Spring Problem? Hayman, Peter Global Trends in Extension Privatization Rivera, William Fall Journal of Extension: Winter 1992 Program Strategies and Impacts A Multidisciplinary Model for Industry Support Dickerson, Kitty G. Dillard, Betty G. Froke, Barbara Aquaculture Opportunities Snyder, Fred L. Building Community Leadership Langone, Christine A. Estimating Economic Impacts of Programming Lewis, David K. Marcouiller, David W. Ray, Daryll E. Schreiner, Dean F. Risk Management Education Benson, Fred J. Buzby, Jean C. Skees, Jerry R. Starting a County Agricultural Marketing Program Vossen, Paul Teaching Consumer Credit at Home Boelter, Linda A. Boyce, Laurie Johnson Gibson, Chere Campbell LeFebvre, Joan F. Tools of the Trade Break It Before It’s Beyond Fixing Astroth, Kirk A. Focus Groups—A Needs Assessment Tool Gamon, Julia A. The Frugal Mind Jennings, Jo Lynn Using the Rural Information Center Goodwin, Jeff Vision in Action Braden, Bill When Giants Learn To Dance Humphrey, John Kevin To The Point Features Addressing Societal Issues Jones, Bernard M. Winter Alternatives: Get Mad, Give Up, Make Changes Tompkins, Rachel Fall An Emphasis on Diversity in CES Gear, Curtis Fall Diversity Involves Us All Williams, Leodrey Fall Face Urban Needs Through Issues-Based Lamm, Dennis Summer Programming Mature Relationship Requires Shifting Resources McDowell, George R. Spring Overcoming Rural-Urban Polarization Panshin, Dan Summer Rural, Urban Clientele Are Linked Schutjer, Wayne Summer Seeking a Mature Relationship with Agriculture Bloome, Peter D. Spring Seeking Agriculture /s Serving Society C. Wayne Jordan Winter The Challenge Within Smith, Orrin E. Spring Vision Should Direct Extension’s Mission Walter Walla Winter Youth Development Programs Barriers to Youth-at-Risk Programming Gerhard, Gary W. Summer Rennekamp, Roger A. Developing Life Skills in Youth Boyd, Barry L. Winter Briers, Gary E. Herring, Don R. Expanded Perspectives on Drug Education Mulhall, Peter F. Summer O'Reilly, Lawrence B. Legal Education to Arrest Delinquency Brown, Chandrea L. Summer Stitsworth, Michael H. Teens Reaching Youth Groff, Judy M. Winter Tobacco Risk Awareness Plymale, Robert Duane Summer Journal of Extension: Winter 1992