Description:MAKE CREDIT WORK FOR YOU!Written by an attorney, in simple, easy-to-understand language, Credit Smart takes you from learning about credit history and the credit application process to using credit responsibly.- From dealing with business debt and child support to handling collection agencies- From understanding loan requirements to fitting credit comfortably and practically into your lifeGet your credit under control with Credit Smart-the vital tool for dealing with credit and credit issues. CreditSmart includes information about:--Credit bureaus --Student loans--Loan disclosures--Effects marriage has on credit and debt--Secured debts --Effects divorce has on credit and debt--Credit reports --Fair Debt Collections Act--Credit cards--Consumer Credit Protection ActUnderstand your rights-protect your financial future