Published by Sellers Publishing, Inc. Design by Faceout Studio Sellers Publishing, Inc. 161 John Roberts Road, South Portland, Maine 04106 Visit our Web site: www.sellerspublishing.com • E-mail: [email protected] e-ISBN: 978-1-41620736-8 65 Things to Do When You Retire copyright © 2013 Sellers Publishing, Inc. All rights reserved under International and Pan-American copyright Conventions. By payment of the required fees, you have been granted the nonexclusive, nontransferable right to access and read the text of this e-book onscreen. No part of this text may be reproduced, transmitted, downloaded, decompiled, reverse engineered, or stored or introduced into any information storage and retrieval system, in any form, by any means, whether electronic or mechanical, now known or hereinafter invented, without the express written permission of Sellers Publishing, Inc. e-books. January 2013 CONTENTS Introduction S 1 ECTION Redefining Retirement Robert Delamontagne ♦ Don’t Let Retirement Steal Your Bliss! Jeri Sedlar and Rick Miners ♦ Rewire® Early and Often Michael Jeans ♦ Retire “Retirement”… Build Your “Life Portfolio” Instead David C. Borchard, Ed.D., NCC ♦ New Models for Success Ronald J. Manheimer, Ph.D. ♦ Five Keys to a Creative Retirement: Even When This Means Continuing to Work Nancy K. Schlossberg, Ed.D. ♦ Will You Pass or Flunk Retirement? Women of VibrantNation.com ♦ Women 50+ Know: How to Redefine Retirement Andrew Carle ♦ Change the World Mort Gerberg ♦ A Cartoon S 2 ECTION Your Retirement Game Plan Sydney Lagier ♦ What Happy Retirees Know Bill Roiter, Ed.D. ♦ 65 and Lucky Mary Lloyd ♦ Trump Fear with Purpose Mike Bonacorsi ♦ There’s More to Retirement Planning Than Finances Susan Kersley ♦ Retirement Is an Opportunity to Rethink Your Life and Do Something Different Dr. Thomas T. Perls ♦ Live to 100! Dave Bernard ♦ Positive Aging — Old Is the New Young Susan RoAne ♦ Expand Your Social Circle — Face to Face Helen Dennis and Bernice Bratter ♦ Career Women and Retirement: Six Important Tips Judy Juricek ♦ Women and Retirement: Inventory Your Successes Elizabeth Doucet ♦ Choices Anna Rappaport, F.S.A., M.A.A.A. ♦ Budget for 100 Years Mark Cussen, CFP, CMFC ♦ Seven Financial Rules for Retirees Jim Yih ♦ What to Look for in Financial Advisers Julie Jason ♦ Managing Retirement Wealth without a Crystal Ball Aaron W. Smith, RFC ♦ Four Emotions to Manage When Maintaining Your Nest Egg S 3 ECTION Do Good By Giving Back Jimmy Carter ♦ The Best Years of Our Lives Bob Lowry ♦ Enrich Your Life: Push Back Against the Box Bill Birnbaum ♦ A New Dimension to Our Lives Peter and Hinda Schnurman ♦ Somewhere in the World with Peter and Hinda Pamela Good ♦ Embrace Life Michael Adams ♦ For LGBT Retirees and Their Allies, Volunteer Opportunities Abound! Mary S. Bleiberg ♦ Retire and ReServe: Because You Should Mark Miller ♦ The Encore Career S 4 ECTION How Working in Retirement Can Work for You Kerry Hannon ♦ What’s Next? Finding Your Dream Job in Retirement Joan Jones ♦ How to Turn a Hobby into Retirement Income Art Koff ♦ Starting a Home-Based Business in Retirement Nancy Collamer, M.S. ♦ Six Ways to Get Paid to Travel During Retirement S 5 ECTION A New Freedom to Be Yourself John E. Nelson ♦ Why You Need to Know What Color is Your Parachute? for Retirement Jack Phelps, ChFC ♦ Don’t Let It Take a Crisis Gloria Steinem ♦ Doing 60 Rick Kimball ♦ Turning 65: Minding Your Ps and Qs and Rs Joan Price ♦ Lessons from Grief Carol Orsborn, Ph.D. ♦ “Doing” Resilience: A Virtual Ritual of Transformation Jane Fonda ♦ Act III: Becoming Whole Leo Sewell ♦ Question Everything Liz Pryor ♦ Saving the Best for Last! Tina B. Tessina, Ph.d. ♦ Ask the Big Questions Ernie J. Zelinski ♦ Be Happy While You Are Alive Because You Are a Long Time Dead! S 6 ECTION Family Matters Dorian Mintzer, M.S.W., Ph.D. ♦ Honey, We Need to Talk! Dave D’Antoni ♦ The Spouse in Retirement Aleta St. James ♦ Do What You Love Robert E. Rich, Jr. ♦ Go Fishing with Your Grandchildren S 7 ECTION Go for It! Sharon Gilchrest O’Neill, Ed.S., LMFT ♦ Fall in Love Again Ruth Heidrich, Ph.D. ♦ Olympic Dreams: It’s Never Too Late Michael Milone, Ph.D. ♦ Go the Distance Stephanie Cowell ♦ Write That Novel! Sally W. Paradysz ♦ Tool-Belt Spirituality Greg Mort ♦ Be Inspired Night and Day Beryl Bender Birch ♦ Breathe In, Breathe Out Sharon Haver ♦ Master Your Look Leigh Anne Jasheway ♦ Don’t Take Retirement Sitting Down: Stand Up and Make Everyone Laugh Instead Char Matejovsky ♦ Traveling with Purpose Bernadette Heath ♦ Wildlife Adventure Mahara Sinclaire, M.Ed. ♦ How to Plan a Round-the-World Trip Doris Gallan ♦ Traveling Top Speed at 65 and Above About the Editors Credits INTRODUCTION Welcome to the new world of retirement! Consider 65 Things to Do When You Retire your user’s manual to making the most of the years ahead. Many retirement guides contain tips and ideas by one or two authors, but we thought, why not provide readers with wisdom and practical advice from more than 65 notable contributors, including experts on the subject as well as achievers in their 60s who have forged unusual and fulfilling paths? In selecting the contributors for this book, one of our goals was to be as wide-ranging and inclusive as possible, to reveal all the wonderful possibilities that can make retirement rewarding. You’ll read true stories of people in retirement who sought meaningful new jobs and volunteer opportunities — like Peter and Hinda Schnurman, who write about lending their skills to help communities in the developing world, and Bob Lowry, who shares his dramatic account of working in prison ministry. And there are lively personal essays of achievement by Ruth Heidrich, who won a gold medal in the Senior Olympics; Leigh Anne Jasheway, who teaches stand-up comedy; and Stephanie Cowell, who is pursuing her passion to be a novelist. We have included essays on how to make the most of retirement, now that it’s arrived (see essays by Sydney Lagier and John E. Nelson, for example); how to reclaim — or discover — your purpose or passions (see what Gloria Steinem, Ernie Zelinski, and Sally Paradysz, among others, have to say); how to adjust to retirement when you have to take a spouse or partner’s needs into consideration (see the essays by Dave D’Antoni and Dorian Mintzer); and how to develop smart financial strategies (as discussed by Anna Rappaport, Mark Cussen, Jim Yih, Julie Jason, and Aaron Smith). We even offer up a lighthearted look at retirement by famous cartoonist Mort Gerberg. And last but not least, we are especially honored to be able to include an essay by former president Jimmy Carter. He and his wife, Rosalynn, have taught us by their example how to create a productive and life-affirming retirement by being involved citizens of the world. It is our hope that this “roadmap to retirement” will inspire you to dust off dreams that may have been long deferred and to follow your bliss in ways that you didn’t even think possible. Remember, the best is yet to come!
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