YourLife Accumulation VUL

119 Pages·2016·0.59 MB·English

Nationwide YourLife® Accumulation VUL
Prospectus dated May 1, 2020
An individual flexible premium adjustable variable universal
life insurance policy issued by Nationwide Life and Annuity
Insurance Company through Nationwide VL Separate
Account – G
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• Not a deposit • Not FDIC insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

Prospectus supplement dated September 28, 2020
to the following prospectus(es):
Nationwide YourLife Accumulation VUL - NLAIC, Marathon Performance VUL, Marathon VUL Ultra,
Nationwide YourLife Protection VUL - NLAIC, Nationwide YourLife Survivorship VUL, Nationwide
Protector IVUL, Nationwide Accumulator IVUL, BOA FPVUL, BOA CVUL Future (NWL), BAE Future
Corporate FPVUL, Nationwide Innovator Corporate VUL, BOA Next Generation FPVUL, BOA
ChoiceLife FPVUL, Nationwide YourLife Accumulation VUL - New York, Nationwide YourLife
Protection VUL - New York, BOA Next Generation II FPVUL, Nationwide YourLife Survivorship VUL
- New York, NLIC Options Plus, and NLIC Options Premier prospectuses dated May 1, 2020
Future Executive VUL and Next Generation Corporate VUL prospectuses dated May 1, 2019
BOA Last Survivorship II, BOA ChoiceLife Survivorship, BOA ChoiceLife Survivorship II, Next
Generation Survivorship Life, BOA Protection Survivorship Life, BOA ChoiceLife Protection
Survivorship, and Marathon VUL (NLAIC) prospectuses dated May 1, 2009
BOA MSPVL, BOA MSPVL II (BOA MSPVL Future), BOA Protection FPVUL, BOA ChoiceLife
Protection FPVUL, Nationwide Options Select - New York, Survivor Options Premier (NLIC),
Survivor Options Elite (NLIC), BOA CVUL Future (NLAIC), BOA CVUL (NLAIC), Nationwide
Options Select AO, Survivor Options Premier (NLAIC), and Options Premier (NLAIC) prospectuses
dated May 1, 2008
BOA SPVL, BOA Multiple Pay, BOA Last Survivor FPVUL, and Multi-Flex FPVUL prospectuses
dated May 1, 2002
Survivor Options VL (NLAIC) prospectus dated May 1, 2000
Thissupplementupdatescertaininformationcontainedinyourprospectus.Pleasereaditandkeepitwithyour
prospectusforfuturereference.
AtameetingonSeptember15,2020,theBoardof Trusteesof NationwideVariableInsuranceTrustapprovedthe
terminationof WEDGECapitalL.L.P.((cid:2)WEDGE(cid:2)),asasubadvisertotheNationwideVariableInsuranceTrust-NVIT
Multi-ManagerMid-CapValueFund(the(cid:2)Fund(cid:2)).
EffectiveonoraboutNovember2,2020(the(cid:2)EffectiveDate(cid:2)),WEDGEwillnolongerserveasasubadvisertotheFund.
AmericanCenturyInvestmentManagement,Inc.andThompson,Siegel&Walmsley,LLCwillcontinuetoserveasthe
subadviserstotheFund.
PROS-2020-228 1
Prospectus supplement dated September 9, 2020
to the following prospectus(es):
Nationwide YourLife Accumulation VUL - NLAIC, Marathon Performance VUL, Nationwide YourLife
Protection VUL - NLAIC, Nationwide YourLife Survivorship VUL, Nationwide YourLife Accumulation
VUL - New York, Nationwide YourLife Protection VUL - New York and Nationwide YourLife
Survivorship VUL - New York prospectuses dated May 1, 2020
Thissupplementupdatescertaininformationcontainedinyourprospectus.Pleasereaditandkeepitwithyour
prospectusforfuturereference.
(1)TheBoardof Trusteesof NationwideVariableInsuranceTrust(the(cid:2)Board(cid:2)),onbehalf of NVITMulti-ManagerLarge
CapValueFund,approvedthemergerof theNVITMulti-ManagerLargeCapValueFund(the(cid:2)TargetFund(cid:2))intotheNVIT
MellonDynamicU.S.EquityIncomeFund(the(cid:2)SurvivingFund(cid:2)).ThemergerwillbeeffectiveonoraboutSeptember11,
2020(the(cid:2)EffectiveDate(cid:2)).
Asof theEffectiveDate,thefollowingchangesapplytothepolicy:
(cid:129) theTargetFundwillnolongerbeavailabletoreceivetransfersornewpurchasepayments;
(cid:129) theTargetFundwilltransferallorsubstantiallyallof itsassetstotheSurvivingFundinexchangeforsharesof
theSurvivingFund;and
(cid:129) theSurvivingFundwillassumeallliabilitiesof theTargetFund.
Accordingly,thefollowingchangesapplytotheprospectus:
(1) AppendixA:UnderlyingMutualFundsisamendedtoaddthefollowing:
NationwideVariableInsuranceTrust-NVITMellonDynamicU.S.EquityIncome:ClassX
InvestmentAdvisor: NationwideFundAdvisors
Sub-advisor: MellonInvestmentsCorporation
InvestmentObjective: Thefundseekscapitalappreciation,andsecondarilycurrentincome.
(2) AllreferencesintheprospectustotheTargetFundaredeletedandreplacedwiththeSurvivingFund.
(3) AppendixA:UnderlyingMutualFundsisamendedtoremovethefollowingSub-accountasaninvestmentoption
underthepolicy:
NationwideVariableInsuranceTrust-NVITMellonDynamicU.S.EquityIncome:ClassI(formerly,NationwideVariable
InsuranceTrust-AmericanCenturyNVITMultiCapValueFund:ClassI)
Thissub-accountisnolongeravailabletoreceivetransfersornewpurchasepaymentseffectiveSeptember11,2020
InvestmentAdvisor: NationwideFundAdvisors
Sub-advisor: MellonInvestmentsCorporation
InvestmentObjective: TheFundseekscapitalappreciation,andsecondarilycurrentincome.
(2)TheBoardof Trusteesof NationwideVariableInsuranceTrust(the(cid:2)Board(cid:2)),onbehalf of NVITMulti-Manager
InternationalValueFund,approvedthemergerof theNVITMulti-ManagerInternationalValueFund(the(cid:2)TargetFund(cid:2))
intotheNVITColumbiaOverseasValueFund(the(cid:2)SurvivingFund(cid:2)).ThemergerwillbeeffectiveonoraboutOctober16,
2020(the(cid:2)EffectiveDate(cid:2)).
Asof theEffectiveDate,thefollowingchangesapplytothepolicy:
(cid:129) theTargetFundwillnolongerbeavailabletoreceivetransfersornewpurchasepayments;
(cid:129) theTargetFundwilltransferallorsubstantiallyallof itsassetstotheSurvivingFundinexchangeforsharesof
theSurvivingFund;and
(cid:129) theSurvivingFundwillassumeallliabilitiesof theTargetFund.
Accordingly,thefollowingchangesapplytotheprospectus:
(1) AppendixA:UnderlyingMutualFundsisamendedtoaddthefollowing:
PROS-2020-196 1
NationwideVariableInsuranceTrust-NVITColumbiaOverseasValueFund:ClassX
InvestmentAdvisor: NationwideFundAdvisors
Sub-advisor: ColumbiaManagementInvestmentAdvisers,LLC
InvestmentObjective: Thefundseekstomaximizetotalreturnconsistingof capitalappreciationand/orcurrent
income.
(2) AllreferencesintheprospectustotheTargetFundaredeletedandreplacedwiththeSurvivingFund.
(3) AppendixA:UnderlyingMutualFundsisamendedtoremovethefollowingSub-accountasaninvestmentoption
underthepolicy:
NationwideVariableInsuranceTrust-NVITColumbiaOverseasValueFund:ClassI(formerly,NationwideVariableInsurance
Trust-TempletonNVITInternationalValueFund:ClassI)
Thissub-accountisnolongeravailabletoreceivetransfersornewpurchasepaymentseffectiveOctober16,2020
InvestmentAdvisor: NationwideFundAdvisors
Sub-advisor: ColumbiaManagementInvestmentAdvisers,LLC
InvestmentObjective: TheFundseekstomaximizetotalreturnconsistingof capitalappreciationand/orcurrent
income.
(3)TheBoardof Trusteesof NationwideVariableInsuranceTrust(the(cid:2)Board(cid:2)),onbehalf of NVITDFACapital
AppreciationFund,approvedthemergerof theNVITDFACapitalAppreciationFund(the(cid:2)TargetFund(cid:2))intotheNVIT
InvestorDestinationsCapitalAppreciationFund(the(cid:2)SurvivingFund(cid:2)).ThemergerwillbeeffectiveonoraboutOctober
23,2020(the(cid:2)EffectiveDate(cid:2)).
Asof theEffectiveDate,thefollowingchangesapplytothepolicy:
(cid:129) theTargetFundwillnolongerbeavailabletoreceivetransfersornewpurchasepayments;
(cid:129) theTargetFundwilltransferallorsubstantiallyallof itsassetstotheSurvivingFundinexchangeforsharesof
theSurvivingFund;and
(cid:129) theSurvivingFundwillassumeallliabilitiesof theTargetFund.
AllreferencesintheprospectustotheTargetFundaredeletedandreplacedwiththeSurvivingFund.
(4)TheBoardof Trusteesof NationwideVariableInsuranceTrust(the(cid:2)Board(cid:2)),onbehalf of NVITDFAModerateFund,
approvedthemergerof theNVITDFAModerateFund(the(cid:2)TargetFund(cid:2))intotheNVITInvestorDestinationsModerate
Fund(the(cid:2)SurvivingFund(cid:2)).ThemergerwillbeeffectiveonoraboutOctober23,2020(the(cid:2)EffectiveDate(cid:2)).
Asof theEffectiveDate,thefollowingchangesapplytothepolicy:
(cid:129) theTargetFundwillnolongerbeavailabletoreceivetransfersornewpurchasepayments;
(cid:129) theTargetFundwilltransferallorsubstantiallyallof itsassetstotheSurvivingFundinexchangeforsharesof
theSurvivingFund;and
(cid:129) theSurvivingFundwillassumeallliabilitiesof theTargetFund.
AllreferencesintheprospectustotheTargetFundaredeletedandreplacedwiththeSurvivingFund.
PROS-2020-196 2
Prospectus supplement dated August 21, 2020
to the following prospectus(es):
Nationwide YourLife Accumulation VUL prospectus dated May 1, 2020
Thissupplementupdatescertaininformationcontainedinyourprospectus.Pleasereaditandkeepitwithyour
prospectusforfuturereference.
Thefollowingsectionoftheprospectusisdeletedinitsentiretyandreplacedwiththefollowing:
TheTotalAnnualMutualFundOperatingExpensestable,whichshowstheminimumandmaximumtotaloperating
expenses,asof December31,2019,chargedbytheunderlyingmutualfundsthatapolicyownermayperiodicallypay
whilethepolicyisinforce.Moredetailconcerningeachmutualfund’sfeesandexpensesiscontainedinthemutualfund’s
prospectus.
TotalAnnualMutualFundOperatingExpenses
Minimum Maximum
TotalAnnualMutualFundOperatingExpenses
(expensesthataredeductedfromthemutualfundassets,includingmanagementfees, 0.15% 9.20%
distribution(12b-1)fees,andotherexpenses)
PROS-2020-158 1
Prospectus supplement dated May 27, 2020
to the following prospectus(es):
Nationwide YourLife Accumulation VUL - NLAIC, Waddell & Reed Accumulation VUL - NLAIC,
Marathon Performance VUL, Marathon VUL Ultra, Nationwide YourLife Protection VUL - NLAIC,
Waddell & Reed Protection VUL - NLAIC, Nationwide YourLife Survivorship VUL, Nationwide
Protector IVUL, Nationwide Accumulator IVUL, BOA FPVUL, BOA CVUL Future (NWL), BAE Future
Corporate FPVUL, Nationwide Innovator Corporate VUL, BOA Next Generation FPVUL, BOA
ChoiceLife FPVUL, Nationwide YourLife Accumulation VUL - New York, Waddell & Reed
Accumulation VUL - New York, Nationwide YourLife Protection VUL - New York, Waddell & Reed
Protection VUL - New York, BOA Next Generation II FPVUL, Nationwide YourLife Survivorship VUL
- New York, NLIC Options, NLIC Options Plus, and NLIC Options Premier dated May 1, 2020
Thissupplementupdatescertaininformationcontainedinyourprospectus.Pleasereaditandkeepitwithyour
prospectusforfuturereference.
Thefollowingdisclosurechangesaremadetotheprospectus:
RisksAssociatedwithCOVID-19
InMarch2020,theWorldHealthOrganizationdeclaredtheCOVID-19outbreakapandemic,whichhasresultedinmarket
volatilityandgeneraleconomicuncertainty.ToaddressdisruptionsinconnectionwiththeCOVID-19pandemic,
Nationwidehasimplementedbusinesscontinuityplanssothatitcancontinuetoprovideproductsandservicestoits
customers.Whiletheseeffortshavebeensuccessfultodate,Nationwidecontinuestobesubjecttocertainrisksthatcould
negativelyimpactitsoperations,includingsystemfailures,maildeliverydelays,unavailabilityof criticalpersonneldueto
illnessorotherreasonsrelatedtothepandemic,anddisruptionstoserviceproviders.
SignificantmarketvolatilityandnegativeinvestmentreturnsinthemarketresultingfromtheCOVID-19pandemiccould
haveanegativeimpactonreturnsof theunderlyingmutualfundsinwhichtheSeparateAccountinvests.Additionally,
prolongedcurrenteconomicconditionsandconsumerbehaviorrelatedtoCOVID-19couldaffecttheamountof salesand
profitabilityof Nationwide’sbusinessesandcouldhaveanegativeimpactonitsfinancialconditionandoperations.
WhileweareconfidentinourabilitytomanagethefinancialrisksrelatedtoCOVID-19,theextentanddurationof therisks
relatedtotheCOVID-19pandemicareunknownatthistime.ItispossibletheseriskscouldimpactNationwide’sfinancial
strengthandclaims-payingability.TherearemanyfactorsbeyondNationwide’scontrolthatcannotbemitigatedor
foreseenthatcouldhaveanegativeimpactonNationwideandtheoperationof thepolicy.Nationwidecontinuestomonitor
theeconomicsituationanditsbusinessoperationsclosely.
PROS-0413 1
Nationwide YourLife® Accumulation VUL
Individual Flexible Premium Adjustable Variable Universal Life Insurance Policies
Issued by
Nationwide Life and Annuity Insurance Company
through its
Nationwide VL Separate Account-G
The date of this prospectus is May 1, 2020.
Thisprospectuscontainsbasicinformationaboutthepoliciesthatshouldbeunderstoodbeforeinvesting.Readthis
prospectuscarefullyandkeepitforfuturereference.
Variablelifeinsurancepoliciesarecomplexproductswithuniquebenefitsandadvantagesandareintendedasavehicle
forlong-termfinancialplanning,notshort-termsavings.Therearecostsandchargesassociatedwiththesebenefitsand
advantages-costsandchargesthataredifferent,ordonotexistatallwithinotherlifeinsuranceproducts.Withhelpfrom
financialprofessionals,purchasersareencouragedtocompareandcontrastthecostsandbenefitsof thepolicydescribed
inthisprospectusagainstthoseof otherlifeinsuranceproducts,especiallyothervariablelifeinsuranceproductsoffered
byNationwideanditsaffiliates.Thisprocessof comparisonandanalysisshouldaidindeterminingwhetherthepurchase
of thepolicydescribedinthisprospectusisconsistentwiththepurchaser’slifeinsuranceobjectives,risktolerance,
investmenttimehorizon,maritalstatus,taxsituation,andotherpersonalcharacteristicsandneeds.
Toobtainadditionalinformation,includingfreecopiesof prospectusesfortheunderlyingmutualfundsoracopyof the
Statementof AdditionalInformation,ortomakeserviceortransactionrequests,contactNationwideusinganyof the
methodsdescribedinContactingtheServiceCenter.
ThesesecuritieshavenotbeenapprovedordisapprovedbytheSECnorhastheSECpassedupontheaccuracy
oradequacyoftheprospectus.Anyrepresentationtothecontraryisacriminaloffense.
Thisprospectusisnotanofferinginanyjurisdictionwheresuchofferingmaynotlawfullybemade.NotallRiders,terms,
conditions,benefits,programs,features,andinvestmentoptionsareavailableorapprovedforuseineverystate.Contact
Nationwidetoreviewacopyof thepolicyandanyRidersorendorsements,seeContactingtheServiceCenter.This
prospectuscontainsallmaterialrightsandfeaturesof thepolicy.
ThepolicyisNOT:insuredbytheFederalDepositInsuranceCorporation;abankdeposit;availableinevery
state;orinsuredorendorsedbyabankoranyfederalgovernmentagency.
ThepolicymaydecreaseinvaluetothepointofbeingvaluelessbecauseofpoorInvestmentExperience.
Thepurposeof thispolicyistoprovidelifeinsuranceprotectionforthebeneficiarynamedbythepolicyowner.If the
purchaser’sprimaryneedisnotlifeinsuranceprotection,thenpurchasingthispolicymaynotbeinthebestinterestof the
purchaser.Nationwidemakesnoclaimthatthepolicyisinanywaysimilarorcomparabletoasystematicinvestmentplan
of amutualfund.
If thispolicyisbeingpurchasedtoreplaceexistinglifeinsurance,thepurchasershouldcarefullyconsiderthebenefits,
features,andcostsof thispolicyversusthoseof thepolicybeingreplaced.
Nationwideoffersavarietyof variableuniversallifepolicies.Despiteofferingsubstantiallysimilarfeaturesand
investmentoptions,certainpoliciesmayhaveloweroverallchargesthanothersincludingthepolicydescribedherein.
Thesedifferencesinchargesmaybeattributabletodifferencesinsalesandrelatedexpensesincurredinone
distributionchannelversusanother.
BeginningonJanuary1,2021,aspermittedbyregulationsadoptedbytheSEC,Nationwidemaydiscontinuemailing
papercopiesof shareholderreportsforunderlyingmutualfundsavailableunderthecontractunlessthepolicyowner
specificallyrequeststhatpapercopiescontinuetobedelivered.Instead,theshareholderreportswillbemadeavailableon
awebsite.Nationwidewillnotifypolicyownersbymaileachtimeashareholderreportispostedandwillprovideawebsite
linktoaccessthereport.Instructionsforrequestingpapercopieswillalsobeincludedinthenotice.
1
Policieswherethepolicyowneralreadyelectedtoreceiveshareholderreportselectronicallywillnotbeaffectedbythis
changeandnoactionisrequired.ToelecttoreceiveshareholderreportsandothercommunicationsfromNationwide
electronically,contacttheServiceCenter(seeContactingtheServiceCenter).
Policyownersmayelecttoreceiveallfutureshareholderreportsinpaperfreeof charge.Todoso,policyownersshould
contacttheServiceCentertoinformNationwidethatpapercopiesof shareholderreportsshouldcontinuetobedelivered.
Anyelectiontoreceiveshareholderreportsinpaperwillapplytoallunderlyingfundsavailableunderthepolicy.
TheSub-Accountsofferedthroughthispolicyinvestintheunderlyingmutualfundslistedbelow.Foracompletelistof the
availableunderlyingmutualfunds,includingunderlyingmutualfundsavailablepriortothedateof thisprospectus,see
AppendixA:UnderlyingMutualFundInformation.Formoreinformationonanunderlyingmutualfund,refertothe
prospectusforthemutualfund.Toobtainfreecopiesofprospectusesfortheunderlyingmutualfunds,policy
ownerscancontactNationwideusinganyofthemethodsdescribedinContactingtheServiceCenter.
(cid:129) AllianceBernsteinVariableProductsSeriesFund,Inc.-ABVPSDynamicAssetAllocationPortfolio:ClassA
(cid:129) AllianceBernsteinVariableProductsSeriesFund,Inc.-ABVPSInternationalValuePortfolio:ClassB
(cid:129) AllianceBernsteinVariableProductsSeriesFund,Inc.-ABVPSSmall/MidCapValuePortfolio:ClassA
(cid:129) AmericanCenturyVariablePortfoliosII,Inc.-AmericanCenturyVPInflationProtectionFund:ClassI
(cid:129) AmericanCenturyVariablePortfoliosII,Inc.-AmericanCenturyVPInflationProtectionFund:ClassII
(cid:129) AmericanCenturyVariablePortfolios,Inc.-AmericanCenturyVPMidCapValueFund:ClassI
(cid:129) BlackRockVariableSeriesFundsII,Inc.-BlackRockHighYieldV.I.Fund:ClassI
(cid:129) BlackRockVariableSeriesFunds,Inc.-BlackRockGlobalAllocationV.I.Fund:ClassI
(cid:129) BlackRockVariableSeriesFunds,Inc.-BlackRockGlobalAllocationV.I.Fund:ClassII
(cid:129) BNYMellonInvestmentPortfolios-SmallCapStockIndexPortfolio:ServiceShares
(cid:129) BNYMellonStockIndexFund,Inc.:InitialShares
(cid:129) BNYMellonVariableInvestmentFund-AppreciationPortfolio:InitialShares
(cid:129) DelawareVIPTrust-DelawareVIPSmallCapValueSeries:ServiceClass
(cid:129) DeutscheDWSVariableSeriesII-DWSGlobalIncomeBuilderVIP:ClassA
(cid:129) DFAInvestmentDimensionsGroupInc.-DFAVAGlobalModerateAllocationPortfolio:InstitutionalClass
(cid:129) DFAInvestmentDimensionsGroupInc.-VAGlobalBondPortfolio
(cid:129) DFAInvestmentDimensionsGroupInc.-VAInternationalSmallPortfolio
(cid:129) DFAInvestmentDimensionsGroupInc.-VAInternationalValuePortfolio
(cid:129) DFAInvestmentDimensionsGroupInc.-VAShort-TermFixedPortfolio
(cid:129) DFAInvestmentDimensionsGroupInc.-VAU.S.LargeValuePortfolio
(cid:129) DFAInvestmentDimensionsGroupInc.-VAU.S.TargetedValuePortfolio
(cid:129) DFAInvestmentDimensionsGroupInc.-VITInflation-ProtectedSecuritiesPortfolio:InstitutionalClass
(cid:129) FederatedHermesInsuranceSeries-FederatedHermesQualityBondFundII:PrimaryShares
(cid:129) FidelityVariableInsuranceProducts-EmergingMarketsPortfolio:ServiceClass
(cid:129) FidelityVariableInsuranceProductsFund-FidelityVIPFreedomFund2010Portfolio:ServiceClass
(cid:129) FidelityVariableInsuranceProductsFund-FidelityVIPFreedomFund2020Portfolio:ServiceClass
(cid:129) FidelityVariableInsuranceProductsFund-FidelityVIPFreedomFund2030Portfolio:ServiceClass
(cid:129) FidelityVariableInsuranceProductsFund-VIPContrafund®Portfolio:ServiceClass
(cid:129) FidelityVariableInsuranceProductsFund-VIPEnergyPortfolio:ServiceClass2
(cid:129) FidelityVariableInsuranceProductsFund-VIPEquity-IncomePortfolio:ServiceClass
(cid:129) FidelityVariableInsuranceProductsFund-VIPGrowthPortfolio:ServiceClass
(cid:129) FidelityVariableInsuranceProductsFund-VIPInvestmentGradeBondPortfolio:ServiceClass
(cid:129) FidelityVariableInsuranceProductsFund-VIPMidCapPortfolio:ServiceClass
(cid:129) FidelityVariableInsuranceProductsFund-VIPOverseasPortfolio:ServiceClass
(cid:129) FidelityVariableInsuranceProductsFund-VIPRealEstatePortfolio:ServiceClass
(cid:129) FranklinTempletonVariableInsuranceProductsTrust-FranklinAllocationVIPFund:Class1
(cid:129) FranklinTempletonVariableInsuranceProductsTrust-FranklinAllocationVIPFund:Class2
(cid:129) FranklinTempletonVariableInsuranceProductsTrust-FranklinIncomeVIPFund:Class1
(cid:129) FranklinTempletonVariableInsuranceProductsTrust-FranklinIncomeVIPFund:Class2
(cid:129) FranklinTempletonVariableInsuranceProductsTrust-FranklinSmallCapValueVIPFund:Class1
(cid:129) FranklinTempletonVariableInsuranceProductsTrust-TempletonForeignVIPFund:Class2
(cid:129) FranklinTempletonVariableInsuranceProductsTrust-TempletonGlobalBondVIPFund:Class1
(cid:129) FranklinTempletonVariableInsuranceProductsTrust-TempletonGlobalBondVIPFund:Class2
(cid:129) GoldmanSachsVariableInsuranceTrust-GoldmanSachsGlobalTrendsAllocationFund:ServiceShares
(cid:129) GoldmanSachsVariableInsuranceTrust-GoldmanSachsMulti-StrategyAlternativesPortfolio:ServiceShares
(cid:129) GuggenheimVariableFunds-Multi-HedgeStrategies
(cid:129) Invesco-InvescoV.I.Balanced-RiskAllocationFund:SeriesIShares
(cid:129) Invesco-InvescoV.I.MidCapCoreEquityFund:SeriesIShares
(cid:129) InvescoOppenheimerV.I.DiscoveryMidCapGrowthFund:SeriesI
(cid:129) InvescoOppenheimerV.I.GlobalFund:SeriesI
(cid:129) InvescoOppenheimerV.I.GlobalStrategicIncomeFund:SeriesI
(cid:129) InvescoOppenheimerV.I.InternationalGrowthFund:SeriesI
(cid:129) InvescoOppenheimerV.I.MainStreetFund:SeriesI
(cid:129) InvescoOppenheimerV.I.MainStreetSmallCapFund:SeriesI
(cid:129) IvyVariableInsurancePortfolios-AssetStrategy:ClassII
2
(cid:129) IvyVariableInsurancePortfolios-HighIncome:ClassII
(cid:129) IvyVariableInsurancePortfolios-MidCapGrowth:ClassII
(cid:129) JanusAspenSeries-JanusHendersonEnterprisePortfolio:InstitutionalShares
(cid:129) JanusAspenSeries-JanusHendersonFortyPortfolio:ServiceShares
(cid:129) JanusAspenSeries-JanusHendersonGlobalTechnologyandInnovationPortfolio:ServiceShares
(cid:129) JanusAspenSeries-JanusHendersonOverseasPortfolio:ServiceShares
(cid:129) LordAbbettSeriesFund,Inc.-TotalReturnPortfolio:ClassVC
(cid:129) MFS®VariableInsuranceTrust-MFSNewDiscoverySeries:InitialClass
(cid:129) MFS®VariableInsuranceTrust-MFSValueSeries:InitialClass
(cid:129) MFS®VariableInsuranceTrustII-MFSInternationalGrowthPortfolio:InitialClass
(cid:129) MFS®VariableInsuranceTrustII-MFSInternationalIntrinsicValuePortfolio:InitialClass
(cid:129) MFS®VariableInsuranceTrustII-MFSInternationalIntrinsicValuePortfolio:ServiceClass
(cid:129) MFS®VariableInsuranceTrustIII-MFSMidCapValuePortfolio:InitialClass
(cid:129) MorganStanleyVariableInsuranceFund,Inc.-CorePlusFixedIncomePortfolio:ClassI
(cid:129) NationwideVariableInsuranceTrust-AmericanFundsNVITAssetAllocationFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-AmericanFundsNVITBondFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-AmericanFundsNVITGlobalGrowthFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-AmericanFundsNVITGrowthFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-AmericanFundsNVITGrowth-IncomeFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-AmundiNVITMultiSectorBondFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-BlackRockNVITEquityDividendFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-DoubleLineNVITTotalReturnTacticalFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-FederatedNVITHighIncomeBondFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NeubergerBermanNVITMultiCapOpportunitiesFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITAllianzGIInternationalGrowthFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITAQRLargeCapDefensiveStyleFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITBlueprint(SM)AggressiveFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITBlueprint(SM)BalancedFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITBlueprint(SM)CapitalAppreciationFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITBlueprint(SM)ConservativeFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITBlueprint(SM)ManagedGrowth&IncomeFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITBlueprint(SM)ManagedGrowthFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITBlueprint(SM)ModerateFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITBlueprint(SM)ModeratelyAggressiveFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITBlueprint(SM)ModeratelyConservativeFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITBondIndexFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITColumbiaOverseasValueFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITCoreBondFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITCorePlusBondFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITDFACapitalAppreciationFund:ClassP
(cid:129) NationwideVariableInsuranceTrust-NVITDFAModerateFund:ClassP
(cid:129) NationwideVariableInsuranceTrust-NVITEmergingMarketsFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITGovernmentBondFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITGovernmentMoneyMarketFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITGovernmentMoneyMarketFund:ClassV
(cid:129) NationwideVariableInsuranceTrust-NVITInternationalEquityFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITInternationalEquityFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-NVITInternationalIndexFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITInternationalIndexFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsAggressiveFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsAggressiveFund:ClassP
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsBalancedFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsBalancedFund:ClassP
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsCapitalAppreciationFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsCapitalAppreciationFund:ClassP
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsConservativeFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsConservativeFund:ClassP
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsManagedGrowth&IncomeFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsManagedGrowthFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsModerateFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsModerateFund:ClassP
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsModeratelyAggressiveFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsModeratelyAggressiveFund:ClassP
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsModeratelyConservativeFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-NVITInvestorDestinationsModeratelyConservativeFund:ClassP
(cid:129) NationwideVariableInsuranceTrust-NVITiShares®FixedIncomeETFFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-NVITiShares®GlobalEquityETFFund:ClassII
(cid:129) NationwideVariableInsuranceTrust-NVITJ.P.MorganMozaicMulti-AssetFund:ClassY
(cid:129) NationwideVariableInsuranceTrust-NVITJacobsLevyLargeCapGrowthFund:ClassI
(cid:129) NationwideVariableInsuranceTrust-NVITMellonDynamicU.S.CoreFund:ClassI
3