Why are state's ACA rate hikes among nation's largest

56 Pages·2015·8.84 MB·English

TENNESSEE TITANS STREET LEVEL LIQUIDATION AUCTION
Is it getting Idle Hours Firm #5802
Complete Restaurant Liquidation
hot in here? growing short THURSDAY, OCT., 22ND, 4:00 PM
1200 Highway 70 E|Dickson, TN
Amid high hopes for the Landmark tavern’s days are High Point Restaurant
Prime Commercial Real Estate
future is the reality that numbered, a reminder of
3,200± Sq.Ft. Building! GREAT LOCATION!
Titans coach is 3-17. changes on Music Row. PLUS! EQUIPMENT FROM THE KITCHEN!
P17 P10 JAY CASH| RTEhAeL EASUTACTTEIO BNREOEKRE &R
AP JAMES R. CASH AUCTIONS & REAL ESTATE
615.785.8982 | www.JamesRCash.net
Ledger
October 16 – 22, 2015
Vol. 41 | Issue 42
NASHVILLE EDITION
www.TNLedger.com
The power of information.
DAVIDSON • WILLIAMSON • SUMNER • CHEATHAM • RUTHERFORD WILSON ROBERTSON • MAURY • DICKSON • MONTGOMERY • KNOX • ANDERSON •BLOUNT •SEVIER | FORMERLY WESTVIEW SINCE 1978
Why are state’s ACA rate hikes
among nation’s largest
Officials:
Tennesseans
are less
healthy,
use more
Page 13
services than
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Section A - Page 2 www.TNLedger.com OCTOBER 16 – 22, 2015
Higher costs drive Tennessee’s ACA rate hikes
By Ellen Margulies | Correspondent “
Can you imagine your car payment
going up by 44 percent next year?
Or that the cost of your cable was Overall, fewer younger
going up another 36 percent per month?
and healthier people
That’s what it will feel like for hundreds
of thousands of Tennesseans in 2016 signed up in Tennessee
as the nation gets ready for its third
than what was projected
year of the Affordable Care Act, a.k.a.
Obamacare, which provides health care to balance the risk pool
insurance to more than 231,440 people
for Marketplace plans.…
in the state who couldn’t otherwise obtain
insurance. Now with a year of claims
Meanwhile, insurers have watched their
data, carriers are able
costs spiral, and while Tennessee was one
of the five least expensive states in terms of to more accurately price
premiums, the affordability portion of the
plans for 2016.”
Affordable Care Act seems to be ebbing
Michael Eiselstein, director of insured products
away.
and exchanges for BlueCross BlueShield of
In August, the Tennessee Department Tennessee
of Insurance and Commerce approved
26 percent hike, citing the cost of hospital
price hikes for the four pre-existing health
in-patient care for cancer and heart
insurance providers in Tennessee. For the
70 percent of Obamacare enrollees in this conditions. Michelle Morrow | The Ledger
Insurors in many states are requesting Meg MacFadyen owner of Art & Invention Gallery in East Nashville is reflected in a mirror at the store.
state who get insurance from BlueCross
increases in the single digits.
BlueShield of Tennessee, that means
“The 2016 rates are set as low as Alternative policies still
a jump of over 36 percent in monthly
feasibly possible in order to maintain
premiums. Community Health Alliance’s
a viable individual marketplace,” says
plans jump 44 percent; Humana’s clients
will face a 5 percent increases, while Cigna Kevin Walters, spokesperson for the available at premium prices
TDIC. “Tennessee’s individual insured
plans go up .4 percent.
population proved to be less healthy and/
One reason for the large increase in
or to be higher users of medical services
Tennessee is the state’s overall unhealthy
than the rest of the country.” By Ellen Margulies | Correspondent price for insurance,” she says. “I know
population, but that’s hardly the only
a lot of people who actually did buy the
factor. Insurers nationwide say medical Increased costs in 2016 As owners of East Nashville’s popular
(ACA) insurance who now won’t be able
bills were higher than anticipated in 2014, It’s hard to predict what costs and Art & Invention Gallery, Meg and Bret
to afford it again and are probably going
more people (and sicker people) are using enrollment numbers will be like, but MacFadyen are part of the city’s growing
to be uninsured again.”
the services than anticipated, healthier based on the first two years under the population of creatives, a group that
Nearly 12 million Americans were
individuals have not signed up as the program, it’s almost a certainty that both includes entrepreneurs, artists, musicians,
enrolled in health insurance through
industry had hoped and drug prices have will go up. writers and all sorts of contractors.
the Health Insurance Marketplace in
risen. Insurance companies find themselves But unlike the solopreneurs and
2015, including more than 230,000
A comprehensive survey of rate grappling with the challenge of paying freelancers who may see their health
Tennesseans.
proposals, published in The Wall Street the medical expenses for enrollees that, insurance premiums skyrocket in 2016 by
But officials say not enough young and
Journal and elsewhere, states that the pre-ACA, they refused to insure. Enrollees as much as 36 percent, the MacFadyens
healthy people are enrolled to even out
BlueCross BlueShield of Tennessee who may be enjoying insurance for the are sticking with the policies they bought
rising health care costs, that many now
proposal is among the highest, but not first time in a long time are aghast at the through their insurance carrier years ago.
enrolled were previously unable to obtain
as high, as the average increase being soaring cost of premiums. And the state of It’s still reasonably affordable and
insurance because they had chronic,
requested by Health Care Service Tennessee is trying to find a way to ease still provides plenty of coverage, Meg
costly health conditions that would have
Corporation in New Mexico, at 51.6 the untested road ahead for both sides of MacFadyen says. And even if their carrier
rendered them ineligible.
percent. the equation. were raising premiums by 36 percent
Although the ACA was intended to
In Texas, insurer Scott & White TDIC “cannot approve inadequate or 44 percent for many enrolled in
make things easier for such people, the
is requesting a 32 percent increase. rates that could lead to financial hardship Marketplace plans through the Affordable
upshot has been that premiums keep
BlueCross BlueShield in New Mexico for the carrier,” Walters says. “We Care Act, non-Marketplace policies are
going up and up.
and Minnesota are suggesting increases of understand the challenges faced by not likely to be affected at all.
The problem of affordability is growing,
50 percent or more. Blue Cross and Blue Tennessee consumers and minimized the “Unfortunately for us, as self-employed
Shield of North Carolina is asking for a people, we have always paid the premium
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OCTOBER 16 – 22, 2015 www.TNLedger.com Page 3 – Section A
$5M sales still rare here Posturing against
Think our real estate
r Supreme Court is
is costly? Try London
e
a waste of money
g
Just when Nashville
starts buying into Legislation rejecting the U.S. Supreme
its “Itness,” Niall d Court’s same-sex marriage ruling faces
McCarthy of Statista major constitutional questions and, if
sends an e-mail to passed, could put a financial burden on
Music Row mogul e Tennessee taxpayers.
Rick Sanjek with some When the high court declared gay
Realty staggering data. View and lesbian couples have the right to
L
Check “When the super- from the be married across the United States,
Hill
rich snap up luxury real 1131 Granny White Ct. overturning state laws to the contrary,
By RICHARD By SAM
COURTNEY estate, more often than STOCKARD Tennessee’s Republican legislators
The repairs are unnecessary. The sellers
not London is their started brainstorming for methods to
have been good homeowners and made
city of choice,” McCarthy writes, citing The power of work around the decision or to defy it. The Republican
repairs and updates along the way. Even,
information from the Knight Frank real Caucus still hasn’t announced the outcome.
the people hired to make the repairs say information.
estate firm that shows prime real estate in Still, Republican Reps. Bryan Terry and Andy Holt
they are not necessary, and that they are
London is rising faster than any other city sponsored a bill to protect ministers who refuse to perform
over the top.
in the past 10 years. Published weekly by ceremonies for same-sex couples, even though most
But the buyers demand perfect houses, Westview Newspaper, LLC
For example, in 2009, McCarthy states, experts and ministers said the measure is unnecessary.
and perfect by the inspector’s standards.
there were 524 properties in London that 222 Second Ave. N. Preachers already have that right.
sold for $5 million or more. Manhattan The whole process stinks. On behalf of Suite 101 And following a “Stand in the Gap” rally for religious
my profession, I apologize. Nashville, TN 37201
had 476 and Hong Kong 388. [phone] freedom on the Legislative Plaza in September, Sen. Mae
For the record, the Nashville area had, Sale of the Week FAX: [phone] Beavers, R-Mt. Juliet, and Rep. Mark Pody, R-Lebanon,
well, let’s see… that would be three. Horizontal Property Regimes (HPRs) filed the “Tennessee Natural Marriage Defense Act.”
Monday-Friday 9 a.m.-5 p.m
In 2014, London grew to 1,638 sales are often referred to as duplexes since In calling for Tennessee to defend state law and the
of more than $5 million, with Manhattan there are two single-family houses that are Publisher constitutional amendment adopted in 2006 defining
growing to 976 and Nashville had … attached or detached. In Nashville, they Eric Barnes marriage as an act between one man and one woman,
General Manager
hold on ... I have it right here ... three. are the zoning of choice for developers & Executive Editor Beavers and Pody say their bill rejects the Obergefell v.
OK, so we’re not London, New York and builders, all cashing in on the two- Lyle Graves Hodges decision and requests the attorney general to
[email protected]
or Hong Kong, but things are going for-one sales. defend state and local officials from legal action if they
Planning Editor
frightening well. The fact that other With HPRs, they get two lots for the Cindy Smith take actions contrary to the ruling.
cities sell more $5 million homes is of no price of one teardown. The property [email protected] In addition, House Bill 1412/Senate Bill 1437 would
consequence unless you have a $5 million located at 1131 Granny White Court is Contributors protect county clerks and ministers from prosecution or
Hollie Deese
home for sale. If there are less than three attached. civil action if they hold religious objections to conducting
Tim Ghianni
of you, you are in good shape. If there are As far as resale goes, there does not Ellen Margulies marriages for same-sex couples.
Bill Lewis
more, you are not going to fare as well. seem to any significant change in the “This decision defies constitutional authority and is one
Sam Stockard
The other 3,000 or so out there with value if the homes are stand-alone units Dave Link of the most glaring examples of judicial activism in U.S.
Joe Morris
homes for sale are in better shape as there or if they are connected by some means, Supreme Court history,” Pody says in a statement. “It not
Jeannie Naujeck
are more buyers than sellers. Economics often a garage or storage shed, usually an Kay Bona only tramples on states’ rights but has paved the way for
Vic Fleming
101 has an easy rather simple model for uninhabited space. an all-out assault on the religious freedoms of Christians
Tom Wood
price determination, that being high And they are selling well, as quickly who disagree with it.
Art Director
demand + low supply = higher prices. as the contractors can complete Leigh Melton Singleton “This bill calls for Tennessee to stand against such
In real estate terms, if there is less than a construction. The buyers enjoy the [email protected] unconstitutional action in hopes that other states will
six-month supply of inventory, then it is a smaller yards with plenty of green, but no stand with us against an out-of-control court legislating
ADVERTISING
“seller’s market,” meaning sellers have an overpowering lawn to maintain. They are from the bench.”
Advertising deadline
upper hand in terms of negotiating. built on infill lots, hence walkability in is Friday 5 p.m. Says Beavers: “Natural marriage between one man
And that’s true when negotiating price, most cases. Call 615.254-5522 or email and one woman as recognized by the people of this state
[email protected]
but after the contract is binding, the scales The home located at 1131 Granny for rates and information remains the law, regardless of any court decision to the
are tilted toward the buyer. White Court was listed by the brilliant Advertising Director contrary.”
The buyer is able to lock the property siblings Ginger Holmes and David Pruett, Dianna Chambers Beavers calls the high court’s ruling a blatant “overstep”
[email protected]
in their possession for a certain period both hailing from Berkshire Hathaway of its authority and says it’s time for states to stand against
Business Manager
for the inspection. In today’s world in HomeServices Woodmont Realty Group, Pam Mallett judicial tyranny that Thomas Jefferson warned the country
Nashville, the usual inspection period is a firm co-founded by their father – pmallett@memphisdailynews. about during the nation’s founding. She further notes the
com
14 days, as most of the reliable inspectors Woodmont Realty that is, not Berkshire legislation would deem any court decision striking down
Public Notice Director
are booked that far in advance. Hathaway. Their father is Ray Pruett, Don Fancher the definition of natural marriage as void in Tennessee.
Then follows a ‘resolution period,” not Warren Buffett, and they are quite [email protected] She quotes Jefferson in the statement: “Whenever the
Public Notice Department
during which the sellers must cave to the content with that. Teresa Mullally General Government assumes undelegated powers, its acts
buyers’ demands. In a sellers’ market, DeAnne Cotthoff of RE/MAX Fine Sandy Youngblood are unauthoritative, void, and of no force.”
Laurie Beck
one might wonder why sellers must Homes, who has sold nearly as much The legislation says no state or local agency “shall give
Inspiration
cave. The answer is that the buyers – by real estate as Warren Buffett – with Kim Kale force or effect to any court order that has the effect of
contractually locking themselves into this $549,000 sale adding to her total – violating Tennessee’s laws affecting natural marriage.”
The Ledger is a general
the contract – have robbed the sellers of delivered the buyer. interest newspaper In addition, its states: “No state or local agency or
valuable marketing time. The Holmes/Pruett duo noted the covering business, law and official shall levy upon the property or arrest the person
development throughout the
Sellers are perplexed, as they have home has a “designer kitchen with a Nashville area. of any government official or individual who does not
renovated, restored, replaced and used the large island, great trim work, and newly comply with any unlawful court order regarding natural
The Ledger’s
best of the best in all categories of updates remodeled hardwood floors.” The house predecessor, Westview, marriage within Tennessee.”
during their home ownership. Now, has three bedrooms, three full baths and a was founded in 1978. Kim Davis, a county clerk in Kentucky, was arrested
there are $3,000 to $7,000 of seemingly half bath within its 3,532 square feet. wVwiwsi.tT uNsL eodnglienre.c aotm – much to the chagrin of conservatives nationwide – for
insignificant, arguably unnecessary repairs. refusing to comply with the court’s decision.
Follow us on Twitter
“Why should we do these?” they ask. Richard Courtney is a real estate broker @TNLedger During the legal scrum immediately after the Supreme
The answer is simple. If they don’t, with Christianson, Patterson, Courtney, and Court’s decision, numerous people across the state,
the buyers will terminate. Nothing else Associates and can be reached at richard@ including state legislators and ministers who spoke during
matters. richardcourtney.com.
MARRIAGE >> PAGE 15
Section A - Page 4 www.TNLedger.com OCTOBER 16 – 22, 2015
calendar com founder Dave Delaney will teach technology, home improvement, women’s
[email protected] attendees how to optimize their LinkedIn fashion, music education, fast casual food,
profile to generate new business, grow their senior care, automotive and many more.
FRIDAY, OCT. 16 n Sunday, Oct. 18: Mark Wilkinson, Brandy network, find a job and attract the best-qual- Workshops will also be offered focusing
Night Market: Harvest Festival Zdan, George Kamel ity candidates. 3:45-5 p.m., Refinery on what it takes to succeed in franchising
Nashville, 438 Houston Street, Suite 263, and financing options worth consideration.
Enjoy shopping, wine from the cash bar, live n Saturday, Oct. 24: Edward & Jane, Karen
Nashville. Nashvillechamber.com, 615-743- Holiday Inn Nashville Airport, 2200 Elm Hill
music, artisan booths, kids’ activities and Waldrup, Brothers McCann
3060 Pike, Nashville. Free with pre-registration;
much more at this event held on the third n Saturday, Oct. 31: Brandon Bailey, Jon
$10 at the door. Free Parking. Information:
Friday of each month at the Nashville Troast, Jesse Santoyo Business Studio: Happy Hour http://bit.ly/NashvilleFranchiseExpo
Farmers’ Market. Friday, 5-9 p.m.; Satur-
with Comcast Business
day & Sunday, 11 a.m.-3 p.m. Information: Richards & Richards Free Shred Day An opportunity for small business owners OCT. 21-25
http://nashvillefarmersmarket.org/event/ For paper and electronic materials, 9 a.m.-1 to connect with each other. Hors d’oeuvres Dog Agility World Championships
night_market p.m. at the company’s headquarters, 1741
and drinks will be provided. 5-6:30 p.m., More than one-thousand canines and their
Elm Hill Pike, Nashville. Open to everyone in
LightWave Solar Hosts Solar Seminar for Refinery Nashville, 438 Houston Street, human teammates from around the globe
the Nashville area, free of charge. Electronic
Business Owners Suite 263, Nashville. Nashvillechamber.com, are participating in this fun, fur-flying event,
recycling will be limited to five computers/
615-743-3060 the Cynosport World Games. Lure coursing,
To help area business owners learn more towers/laptops and five flat-screen monitors.
dock diving and an Intro to Agility will be
about investing in solar, local installer The company will also accept up to five hard OCT. 20-25 offered for Tennesseans and their dogs to
LightWave Solar will present a workshop for drives to be processed and shredded the Green Hills Branch Library Fall Book Sale get some “paws-on” experience in these
business owners 10-11:30 a.m. at the Mt. following Monday. No televisions or CRT
Friends of the Green Hills Library’s semi-an- canine activities. (Please, for everyone’s
Juliet Community Center, located at 1075 (old tube-type) monitors will be accepted.
nual Book Sale at 3701 Benham Avenue. safety, dogs must be on leashes no longer
Charlie Daniels Parkway. Information: 615-
Thousands of books, CDs and DVDs will be than six feet.) Information: www.cynosport.
641-4050, [email protected] MONDAY, OCT. 19
offered at the sale. Proceeds benefit the com.
Real Estate Investors Network
OCT. 16-17 branch’s many community and children’s
Tennessee History Festival Landlording Focus Group. Join other REIN programs. 10 a.m.-7 p.m. Tuesday, Wednes- THURSDAY, OCT. 22
members to share ideas and discuss the day and Thursday. Half-price sale will be Refuge Center for Counseling 10th Anniver-
The 12th annual Tennessee History Festival many areas of landlording and renting prop- held Saturday, 10 a.m.-4 p.m. The traditional sary Celebration, Fundraising Dinner
features living historians portraying every- erty. 6:30 p.m., REIN Center, 4525 Harding
bag sale is set for Sunday, 2-4 pm. For $5, The local nonprofit, which offers affordable
thing from 1700s Cherokee to WWI sol- Rd, Ste 200, Nashville. Information: www.
patrons can fill a grocery bag with books. counseling services to those in need, will
diers. Demonstrations and activities include rein.org. Additional October opportunities:
Bags will be provided at the sale. hold the event at Jamison Hall at The Facto-
historical programming, black-powder firing
n Tuesday, Oct. 20: DEALS, DEALS, DEALS ry at Franklin, 6-9 p.m., and present its Hope
demonstrations, a kid’s activity tent and
Focus Subgroup. Learn where investors find WEDNESDAY, OCT. 21 Award to Al Andrews, founder and director
speeches by famous Tennesseans. Bicen-
and sell deals, as well as the mechanics of Nashville Franchise Expo and Workshops of Porter’s Call. All proceeds will directly
tennial Mall, 600 James Robertson Parkway.
various deals. 6:30 p.m., REIN Center, 4525 More than 20 fast-growing, innovative and benefit the clients and programs of The
10 a.m.-4 p.m.
Harding Rd, Ste 200, Nashville. affordable franchises ready to expand in the Refuge Center for Counseling. Information:
Tractors and Trucks Fall Harvest Show n Thursday, Oct. 22: Notes Focus Group. Middle Tennessee market are coming to therefugecenter.org/events.
Nashville. During this free event, attendees
The show, presented by the Tractors and For those interested in buying and selling
will have the opportunity to meet face-to-
Trucks-Shackle Island Collectors Club, Inc., notes. 11:30 a.m., The Egg and I, 1000
face with franchisors, financing specialists
will be held at the Long Hollow Jamboree, 8 Meridian Blvd, Ste 118, Franklin. Readers are invited to submit
and small business advisors to determine
a.m.-4 p.m., and will include antique tractors SALON@615  if franchising is a viable career path for Community Calendar items to
and trucks, arts and crafts, flea market,
Author Margaret Atwood (“The Heart you. Learn about the latest franchising mod- [email protected].
silent auction, kids games, barrel race, slow
Goes Last”) is featured at 6:15 p.m. at the els: Semi-absentee, health and wellness,
tractor race, antique power parade, antique
Nashville Public Library, 615 Church St. An
equipment demonstration, food and refresh-
ongoing partnership between Nashville Pub-
ments. Admission: $3
lic Library, Humanities Tennessee, Nashville i swear crossword
VIC FLEMING
SATURDAY, OCT. 17 Public Library Foundation and Parnassus
5th annual Nashville Beerfest  Books designed to nurture and celebrate the
literary life of Nashville by presenting best-
100-plus beers, 100-plus games & costume
selling authors for talks and book signings.
party with 100-plus prizes awarded. Hosted
Upcoming author appearances:
by Nashville Improv & Chive. 2-8 p.m., East
Park, 700 Woodland Street. $45, $70 VIP, n Elizabeth Gilbert, Wednesday, Oct. 21,
$20 designated driver. Information: Nashvil- 6:15 p.m., special location: Hume Fogg High
leBeerFestival.com. School Auditorium, 700 Broadway. Ticket
price: $30, includes copy of “Big Magic.”
Surveillance State: Can Democracy Survive?
n Adriana Trigiani (“All the Stars in the
Ben Wizner, director of the national ACLU Heavens”), Monday, Oct. 26, 6:15 p.m.
Project on Speech, Privacy and Technology
n Deborah Harkness (“The Book of Life”),
and lawyer to National Security Agency
Friday, Oct. 30, 6:15 p.m.
whistleblower Edward Snowden, will dis-
n Chelsea Clinton (“It’s Your World: Get
cuss the NSA’s mass surveillance program
Informed, Get Inspired, & Get Going!”),
and its impact on privacy, free speech and
Wednesday, Nov. 11, 6:15 p.m.
democracy. The event is free and open to
the public. Registration will begin at 1:30 n Jane Smiley (“Golden Age”), Wednesday,
p.m., and the conversation with Wizner Nov. 18, 6:15 p.m.
is scheduled for 2-3 p.m. in the Nashville n Sue Grafton (“X”), Friday, Nov. 20, 6:15
Public Library Conference Center at 615 p.m.
Church Street. Information: www.aclu-tn. n Mitch Albom (“The Magic Strings of
org/event101715.html, 615-320-7142. Frankie Presto”), Sunday, Dec. 6, 3 p.m.
n Jon Meacham (Destiny and Power: The
Cornelia Fort Pickin’ Party Series Final
American Odyssey of George Herbert Walk-
Featured band: Bradford Lee Folk & the
er Bush), Library Foundation 2015 Literary
Bluegrass Playboys. In its inaugural series,
Award winner in conversation with Tim
the Pickin’ Party has raised much-needed
McGraw. Monday, Dec. 7, 6:15 p.m.
funds for the Airpark and has had close to
3,000 attendees. Friends of Shelby Park & Information: http://nashvillepubliclibrary.org/
Bottoms hope to continue to preserve this salonat615
special piece of history and encourage East
TUESDAY, OCT. 20
Nashvillians to embrace it as a unique event
Sertoma Club of Nashville
space. 2640 Airpark Drive, Nashville. 6 p.m.
Featured speaker: Jim Hester, Nashville
Band begins at 8. $10 Information: www.
Parks and Recreation. Weekly meetings
friendsofshelby.org
held Tuesdays at Maxwell House Hotel
Musicians Corner 2025 Rosa L Parks Blvd., Nashville, at noon.
A series of free music events at Centennial Public welcome. Information: 254-0571.
Park. Events will take place from noon-5
Chamber West Monthly Networking Coffee
p.m. on the 25th Avenue side of Centen-
Learn more about Chamber West’s initia-
nial Park near the band shell. In addition to
tives and find out how you can get involved
music, each date features Kidsville, a mix of
in the continued success of this area. 8-9:15
Nashville’s best food trucks, Dogville, local
a.m., Hampton Inn & Suites-Green Hills,
artisans, featured charity partners and the
2324 Crestmoor Rd., Nashville. Information:
Musicians Corner Pub. Dates and perform-
Nashvillechamber.com, 615-743-3063
ers:
n Saturday, Oct. 17: No Musicians Corner Business Studio Workshop: The Worst
event due to SoundHarvest Music Festival LinkedIn Profile in the World
taking place in Centennial Park Keynote speaker, author and Futureforth.
OCTOBER 16 – 22, 2015 www.TNLedger.com Page 5 – Section A
Nature vs. nurture: What’s more important in sales
Is greatness born, or The drive to succeed is equally n Organization and follow-through: professionals approach selling with
is it made? important. Driven sales professionals Great sales professionals have exceptional discipline, setting a schedule that they can
While sales skills can have no fear of rejection, won’t hesitate to organizational and follow-through commit to every day. Despite the freedom
be taught, the learning ask for the business and are persistent in skills that let them manage a territory that comes with a sales job, they have
curve is shorter for overcoming a prospect’s hesitancy to buy. efficiently. figured out how to stay focused so they
candidates with two They are self-motivated to attain n Preparation: Great sales people can maximize their results.
Guerrilla
Marketing key character traits: financial targets. avoid “winging it.” Instead, they prepare If your sales team could stand to
empathy and drive. Without empathy, sales pros who are before making each sales call, familiarizing strengthen these skills, make sure that
By LORI
TURNER-WILSON The best believe too driven can result in customers and themselves with their prospect ahead of you provide the training and one-on-one
they are fulfilling need, prospects walking away feeling pushed time. Preparation allows them to map out coaching they need.
not just pushing a product. They have toward an unneeded product. their game plan in advance.  Don’t look at it as an extra cost;
an ability to identify a prospect’s needs While drive and empathy are more n Effective Communication: Don’t consider it a smart investment – one that
by asking probing questions, connecting difficult to learn, most of the other be surprised if your best sales professionals opens up the opportunity of a limitless
emotionally with the prospect while they important sales skills are easy to teach. seem quiet when they’re conducting sales return.
explain how their products or services can If you can find a candidate who has calls. Instead of talking a mile a minute,
uniquely solve the prospect’s problem.  already mastered these five essential, yet- they concentrate on what the prospect is Lori Turner-Wilson is an award-
Sales professionals who ask strong trainable sales skills, you should be sure to saying, catching important buying cues winning columnist and managing partner
questions and then listen intently to the catch that talent while you can:  and uncovering a need they can solve. of RedRover Sales & Marketing, www.
answers have mastered the art of empathy. n Rapport building: The ability to They ask thoughtful follow-up questions, redrovercompany.com, with offices in
An empathetic sales professional shows quickly connect with strangers is an and they are respectful of other opinions. Memphis and Nashville. You can follow
customers that he cares and understands, undeniable asset. While many salespeople They are also likely to communicate well RedRover on Twitter (@redrovercompany
connecting with the prospect emotionally do it naturally, others can be trained on in writing.  and @loriturner) and Facebook (facebook.
by the end of a call. building rapport. n Discipline: The best sales com/redrovercompany).
Money&MarketsExtra
MarketPulse
LA SEGURIDAD? SMART STRUGGLES YTD returns, through Sept. LOOK OUT BELOW
Greece’s debt The smart money is struggling too. Wall Street keeps getting more pessimistic about corporate
1.1%
tragedy gave Europe Hedge funds, which invest for wealthy earnings given the slow global economy, strong dollar and slow
a bad reputation, but families, pension funds and other big revenue growth, and no sector has seen its expectations fall more
the region may have investors, fell in September for the fourth -1.4 -5.3 than raw-material producers. Three months ago, analysts were
actually been getting straight month, according to Hedge Fund forecasting only a modest drop in earnings per share for the materials
High-quality
safer for bond Research. These funds are supposed to sector in the third quarter, 0.7 percent. But prices keep sinking further
U.S. bonds
investors. Few handle rocky markets better than for copper and other commodities on worries that weakness in
European companies traditional stock and bond funds because Hedge China and other emerging markets will undercut demand. That
are defaulting on they use more exotic strategies. Some funds pushed analysts to slash their forecasts, and they’re now calling for a
their debt as the hedge funds try to take advantage of drop of 14.5 percent.
region’s economy small discrepancies in prices around
continues to make merger deals, for example. Others buy
slow progress. The European default rate fell to 1.9 bonds of companies in bankruptcy. While
percent in September for corporate debt, down from 2.1 hedge funds have held up better than
percent in August, according to Standard & Poor’s. That’s traditional stock index funds this year,
S&P
lower than the U.S. default rate, which rose in September they’re still down for the year as a group.
Sources: HFR, FactSet 500
to 2.5 percent, its highest level since 2013.
Mixed forecast What’s up with the auto market?
James Albertine
Director of Equity Research, Stifel
The auto industry is enduring a volatile points — makes it difficult for consumers
The rooftop installer SolarCity said this month that it will SolarCity (SCTY)
stretch. Volkswagen’s shares plunged after to point fingers or cross-shop based on
start making its own solar panels, ones able to produce
last month’s admission that it cheated on recalls, in our view. It would be hard for
up to 40 percent more power than standard panels. That Thursday’s close: $47.11 emissions tests. Tesla’s share price neared consumers to find an automaker that has
should hearten investors who grew concerned after the Oct. 8 an all-time high in July, then tumbled 23 not gone through a recall in the past three
company bought a panel maker called Silevo last year Prriicc$ee5 c6h.aa4nn8ggee percent when the company lowered its to four years. We study recall data and unit
and announced it would build a giant manufacturing plant $60 full-year sales forecast. Meanwhile, U.S. sales data very closely, and as of yet there
in Buffalo. sales of new cars and trucks are on pace to is no direct connection to automaker recalls
The worries arose because SolarCity had previously hit their highest level in a decade. and significant shifts in brand market share.
left the low-margin business of making panels to others, 50 James Albertine, director of equity Tesla is facing a lot of competition ahead.
typically manufacturers in China, and focused instead on research at Stifel, watches the industry How will it fare?
financing and installing systems. Sven Eenmaa, an 2014 2015 closely. Here’s his take: We think Tesla is a formidable threat to
analyst at Stifel, says the level of efficiency makes it more 40 Which automakers stand to benefit from traditional automakers, not just because of
Volkswagen’s emissions crisis? its proprietary advantages with respect to
liitkse slyy sSteomlasrC bityy 2w0i1ll 7r,e aasc hp ritosd tuacrgtioent fionr Breudffuacloin rga mcopssts u opf. Pric e c h a n g e YTD 1-YR 2-YR^ We think because VW’s decision to battery cells and battery pack construction,
use defeat devices (to cheat but given the innovation in terms of
That’s key because a generous federal solar subsidy is SCTY -11.9 % -16.6 9.9 Insider
on emissions tests) was likely the broader vehicle. As an example,
scheduled to fall by two-thirds at the end of 2016, making ^annualized driven more by cost, rather than Q&A we think Tesla will demonstrate why
home installations more costly. Eenmaa notes there is still U.S. residential solar-power performance, the fallout is less likely it is a leader in autonomous drive
“execution risk” as SolarCity gets its plant online, but if it to impact peer diesel manufacturers. technologies in the next few weeks
installations
achieves targets for efficiency and cost, there is plenty of It does not appear to be a systematic use as management unveils its highway cruise
growth ahead. of defeat devices, at this point, across the function for existing vehicles.
5,000megawatts industry. That said, VW’s denial of the defeat When the Fed finally does raise interest
Estimates devices for nearly 18 months is stunning in rates, what will be the impact on the U.S.
4,000 retrospect. We think regulators will focus on auto market?
— and therefore settlement figures will hinge We think, to a degree, consumers have
on — VW’s attempt to cheat, which we do been using the lower rate environment to
3,000 not believe they will be able to effectively finance “more vehicle.” In other words,
explain away. That also puts VW in a unique consumers targeting a specific monthly
2,000 position relative to diesel peers. payment have found that they can keep
Volkswagen’s cheating, Takata’s exploding that payment for the premium trim model.
Brighter days air bags, General Motors’ defective ignition The average age of vehicles in the U.S. is
Home solar installations could dip 1,000 switches. Can investors trust the auto still well above 11 years and we think there
when a subsidy shrinks at the end of 2016, but they industry? is enough slack that consumers will still be
are then expected to surge as costs come down. Certainly there are public relations able to finance a new vehicle once interest
0
’10’11’12’13’14’15’16’17’18’19’20 concerns among automakers, but the broad rates rise.
Sources: GTM Research; FactSet Data through Oct. 8 Jon Fahey; Jenni Sohn (cid:127) AP scope — stretching across manufacturers,
Interviewed by Dee-Ann Durbin.
brands, makes, models, features and price
Answers edited for clarity and length.
Section A - Page 6 www.TNLedger.com OCTOBER 16 – 22, 2015
(CGFM) and a certified municipal finance nior planner in the firm’s
newsmakers
[email protected] officer (CMFO). She is a member of the Gov- Nashville office. Akers
ernment Finance Officers Association and the brings more than 20
Halper to lead Cole Law resolution, and tax Association of Government Accountants. years of experience serv-
practices. Lomax-O’dneal earned her undergraduate ing public and private
entertainment practice Hills has for nearly and graduate degrees from the University sector clients in the land
two decades focused his of Tennessee at Knoxville and is an alumna development and urban
Wayne R. Halper, a legal practice on helping of the Tennessee Government Executive planning industry. Akers
music industry veteran financial services clients Institute. is a certified planner
and member of the with the American Insti-
grow through mergers
Nashville recording and and acquisitions, stock Neal & Harwell welcomes Akers tute of Certified Planners
arts community, has and.
and debt offerings and
joined Cole Law Group Harbison as associate
other capital raising Akers has been the project manager for
as senior attorney and
Hills activities. Prior to joining numerous large-scale and high-profile land
head of the firm’s Enter- William James “Jay”
Waller in 2014, Hills development projects, having managed more
tainment Law Practice Harbison II has joined
was a partner with Womble Carlyle’s Financial than 200,000 acres of land plans and provid-
Group. Neal & Harwell, PLC, as
Institutions team in Atlanta. ed site analysis for over 250,000 acres.
Halper Halper was the first an associate, and his
Hills earned his J.D., cum laude, in 1996 practice will focus on Akers specializes in the preparation of long-
in-house attorney at
from Mercer University Walter F. George general litigation. range strategic land-use plans and facilitating
a major record label in Nashville (Capitol
School of Law. He earned his B.A. in 1992 land acquisitions for large property owners
Nashville) and ultimately rose to the position Prior to joining Neal &
from Davidson College. and major developers.
of general manager/head of label operations Harwell, Harbison was
for DreamWorks Records Nashville. Snitker has more than 20 years of experi- judicial law clerk for LBMC adds Hill
ence with high-profile, international financial the Honorable Gilbert
He also is former trustee/secretary-trea-
surer for the National Academy of Recording services companies in senior roles ranging Harbison S. Merritt, Jr., United to tax department
from sales and marketing to administration States Court of Appeals,
Arts and Sciences, former treasurer for the
and client management. 6th District. LBMC, PC, one of the
Country Music Hall of Fame, former chair of
the finance committee for the Country Music Prior to joining Waller, he served as director Harbison is a magna cum laude graduate Southeast’s largest Ac-
Association and former president of Leader- of sales marketing and administration for of the University of Tennessee School of counting and Business
ship Music. Equity Plan Advisory Services at UBS. Snitker Law, where he was executive editor for the Consulting firms, has
holds dual MBAs from the Haas School of Tennessee Law Review. He earned a B.A. at added Paige Hill in its
He has received the Founding President’s Business (University of California, Berkeley) Middlebury College. Nashville office.
Award (formerly known as the Connie B. Gay
Award) from the Country Music Association. and Columbia Business School. He earned a Harbison is admitted to the Tennessee Hill joins LBMC’s tax
B.B.A. in finance and a B.A. in music perfor- Supreme Court and United States Court of department as a staff
At Cole Law Group, he is concentrating mance from the University of Iowa. Appeals for the Sixth Circuit. accountant, specializing
his practice in the music, film, television, in private business. She
and publishing industries, representing such Lomax-O’dneal appointed Crenshaw joins Hill is experienced in prepar-
clients as independent record labels, musi- ing partnership, S-Corp,
cians, composers, actors, authors, content Metro finance director Sherrard & Roe and C-Corp for manufacturing, real estate,
providers, independent film producers and and health care clients.
Mayor Megan Barry
media companies. David C. Crenshaw
has named Talia Lo- Originally from Ripley, Hill earned her BSBA
has joined Sherrard &
Waller names new max-O’dneal to be Metro Roe, PLC, as an associ- in accounting from the University of Tennes-
Nashville’s director of see at Martin.
ate. Crenshaw, a CPA,
leadership for department finance.
will focus on corporate,
BOHAN hires
The appointment real estate and commer-
Veteran banking attorney Richard T. Hills
represents two historic cial lending. Reaver as copywriter
has been selected to lead the Financial Ser-
firsts for Metro: She will
vices Department at Waller Lansden Dortch Crenshaw was pre-
& Davis, LLP, and Ron C. Snitker has joined be the first woman and viously an assurance BOHAN Advertising
the firm as Waller’s executive director of the first African-Ameri- associate with Ernst has hired Hayley Reaver
Financial Services. Lomax-O’dneal can to serve as finance Crenshaw & Young, LLP. He is a as a copywriter. She pre-
director. May 2015 graduate of viously was a copywriter
Snitker, who previous- Lomax-O’dneal was appointed as acting Vanderbilt University School of Law, where he at Baldwin&, an agency
ly spent 15 years with director of finance in September 2015, prior was a Dean’s Scholar and a member of the in Raleigh, N.C., where
UBS Financial Services to which she served as deputy finance direc- Vanderbilt Law Review. He earned a master her accounts included
Inc., will develop and tor, with primary responsibilities that included of accountancy from the University of Tennes- BMW Golf, Burt’s Bees,
implement the depart- preparation and monitoring of Metro’s oper- see, Knoxville, in 2010, and a B.S. in finance Kingsford and the Um-
ment’s strategy and ating and capital budgets. She has worked in in May 2009. stead resort.
business development
activities working with the field of finance in the public and private He is a member of the American Institute Reaver She has other experi-
client and industry sector for more than 25 years, 15 of which of Certified Public Accountants and the Ten- ence at Think Interactive
sector teams comprising have been in the Metro Finance Department. nessee Society of Certified Public Accoun- and the three agency, both in Atlanta, and
Snitker attorneys from Waller’s She has received numerous leadership tants. Wyse Advertising and Point To Point, both
corporate, commercial and professional awards for her work. She in Cleveland, Ohio. Other client experience
finance, bankruptcy and restructuring, dispute is a certified government financial manager Fifth Third Bank adds includes Arby’s, Sears, Simmons Beautyrest,
Republic Wireless, Children’s Healthcare of
commercial manager Atlanta, Orkin, Shaw Flooring, Sherwin-Wil-
liams and GE Lighting.
Chris Brearey has
Reaver earned an advertising degree at
joined Fifth Third Bank
Kent State University and a certificate in
as vice president and
advertising arts/copywriting from the Portfolio
commercial portfolio
Center in Atlanta.
manager for the Struc-
tured Finance Group. 
Dillingham joins
He was previously
employed at SunTrust FiftyForward Bellevue
Bank, where he served
as a portfolio manager Susan Dillingham,
Brearey in the commercial & a longtime community
industrial, non-profit and collaborator, has joined
government groups. FiftyForward as director
of the FiftyForward J.
Breary has eight years of experience in
L. Turner Center at the
financial services and spent an additional
Bellevue Family YMCA.
two years serving as a controller for a private
manufacturing company. He is a graduate of Dillingham, a UT
the University of Scranton where he earned a graduate, will oversee
degree in business. programs and events at
Dillingham the Turner Center.
Akers joins Stantec
as senior planner Readers are invited to submit
newsmaker items to
Cherie Akers has joined Stantec as a se- [email protected].
OCTOBER 16 – 22, 2015 www.TNLedger.com Page 7 – Section A
Obamacare: What to do, when and how to sign up
By Ellen Margulies | Correspondent You can apply any time of year. the cost of a higher monthly premium you can’t enroll for marketplace health
SHOP: Small Business Health Options versus how much you typically spend insurance unless you have a major life
Open enrollment in the Affordable
Program. Applies to businesses with 50 on prescription drugs, doctor visits and change, which would include losing your
Care Act is just around the corner, but
or fewer full-time employees, but not to special or emergency treatment. employer-provided health insurance,
there’s still plenty of time to do your
people who are self-employed with no Find out from your pharmacy how moving to a new state, certain changes in
research, find your best health insurance
employees. much your regular prescriptions cost your income, getting married or having a
options and then secure coverage for
Medicaid: This is the state- without an insurance benefit. In many baby.
2016.
administered insurance program, partly cases, a plan with high monthly premiums It’s worth noting that you can apply
Here’s a basic primer to help allay some
funded by the federal government for low- but lower copays for prescriptions and for Medicaid or the CHIP at any time of
of the widespread confusion that seems to
income families, pregnant women, senior appointments can save enrollees a lot of year, and small business owners can also
go along with navigating Healthcare.gov.
citizens and people with disabilities. money. If possible, purchase a Silver or apply for SHOP at any time.
First of all, if you need to sign up for
TennCare: This is Tennessee’s Gold plan.
the Affordable Care Act, you should start Just one more thing...
Medicaid program. You can apply Have a family to provide for? Your
out on the website Healthcare.gov. They As always, there’s lots of fine print
through Healthcare.gov or through the best bet is to determine eligibility for
even offer a handy little roadmap that for all the rules (open enrollment is
state’s Department of Human Services CHIP first. If your finances and family’s
outlines some of the steps you’ll need limited for most people, but not all;
offices. medical needs allow it, consider a high-
to take to get from point A – panic and small businesses are defined based on the
deductible Silver plan. According to the
confusion – to point B, adequate health Pick the right plan number of employees and how many
website Obamacarefacts.com, this is the
insurance coverage for 2016. It’s probably best to ignore hard-and- hours they work; etc.).
most flexible type of plan and allows for
fast rules, but here are some general Know that if you get stuck, confused
Know your terms
eligibility for Health Savings Accounts
guidelines that can help you get started: or just plain frustrated, you can call an
Marketplace: This is where, at
and need-based subsidies.
If you’re young and in good health, insurance broker for help (Just Google
Healthcare.gov, you can compare plan
go for a high deductible, a low pharmacy Dates you should know “insurance broker” and your city to find a
benefits and costs, determine the best
benefit and a higher co-pay. You’re less list of potential brokers).
policy for you and your family, and enroll Nov. 1, 2015 First day of open
likely to need medical care, so this can You can also contact your current or
in coverage. It’s sort of like Cars.com but enrollment in the marketplace.
save you a lot of money in monthly prospective insurance company and ask to
for health insurance.
CHIP: Speaking of families, anyone premiums. Young, healthy enrollees can Jan. 1, 2016 Earliest date of speak to an agent.
typically afford a Bronze plan. Although both parties have a vested
with kids needs to know about the health insurance coverage for 2016.
If you’re older or suffer from a chronic interest in your purchase, the good news
Children’s Health Insurance Program,
Jan. 31, 2016
condition such as diabetes or high blood Open enrollment is they’re typically happy to guide you
which provides free or low-cost coverage
pressure, you should carefully weigh ends for marketplace plans. After Jan. 31, through the process at no charge to you.
to children from low-income families.
36% hikes will be ‘very, very difficult for a lot of people’
>> increase from p2 broker or an insurance company for help
Could I possibly pay less?
won’t cost consumers anything.
rate increases to the extent possible. We
The IRS sets guidelines for the percent of income an insuree will have to Brokers like Carroll get paid by
expect that some carriers may still lose
contribute toward their health insurance premiums, assuming the insuree’s insurance companies, and consumers
money on these blocks of business.”
income is less than 400 percent of the Federal Poverty Level (FPL). This can also seek help from the companies
BlueCross BlueShield of Tennessee
percentage, called the applicable percentage, is rising for 2016. themselves.
says part of the reason for the large rate
“A broker is the way to go,” he says.
increase is that companies just didn’t have Applicable percentages for subsidy-eligible income ranges for 2016:
“To simply go to Healthcare dot gov is
enough data in the first year or even this
Individual’s income, expressed as a Applicable percentage to be a real mistake because they won’t get the
year to determine how the expenses would a percentage of the Federal Poverty Level contributed toward insurance premium
same level of advice.”
compare to revenues.
Less than 133% of FPL 2.03% The state, too, will try to help, Walters
“Rates for 2014 and 2015 were filed
adds.
At least 133%, but not more than 150% Between 3.05% and 4.07%
with little to no claims history on this
“TDCI is always happy to help
new line of business,” says Michael At least 150%, but not more than 200% Between 4.07% and 6.41 %
consumers confused by insurance policies
Eiselstein, director of insured products
At least 200%, but not more than 250% Between 6.41% and 8.18% or practices,” he says.
and exchanges for BlueCross BlueShield
At least 250%, but not more than 300% Between 8.18% and 9.66% “In addition, licensed agents are
of Tennessee.
brokers available across the state. These
“Overall, fewer younger and healthier At least 300%, but not more than 400% 9.66%
individuals can assist consumers in
people signed up in Tennessee than what
selecting the best plan for themselves and
was projected to balance the risk pool for The Federal Poverty Level has been adjusted, as well. In 2015 (the year
their families, given the circumstances of
that will be used for these purposes), the FPL for a single person is now $11,770,
Marketplace plans.”
the consumer.
up from $11,670 in 2014). Therefore, if your income did not rise this year, your
“Those who did enroll with BlueCross
“Consumers can also turn to registered
income location will go down. Consequently, your applicable percentage will drop
were much less healthy, and claims
accordingly. Navigators and Certified Application
experience indicates the amount
Counselors. These entities were created by
Source: healthinsurance.org
of medical care for this group was
The Ledger the ACA to assist consumers in navigating
considerably more than projected. Now
the new health insurance marketplace.”
with a year of claims data, carriers are able for a lot of people.” “
The information is out there if the
to more accurately price plans for 2016.” Still, the big rate hikes may not be all
consumer is willing to do some sleuthing.
It seems hard to swallow when an bad news for consumers, Carroll says.
For people like Joe Smith, who
individual who started out at, say, $312 With BlueCross commanding such a
I think it’s going to create does contract work in advertising and
per month for coverage (this year’s state large share of the market, the double-digit
marketing, there are some advantages to
average premium payment) in 2014 rate hike may lead consumers to consider more of a level playing
that.
then saw their plan increase to nearly 19 choices they might not have looked at
field.” “I am totally going to Healthcare dot
percent to $371 for 2015 and in 2016 otherwise, such as UnitedHealthCare,
gov” to research options, Smith says.
will now have to pony up over $500 a a new Marketplace provider this year in Jim Carroll, a Nashville health insurance broker
“I’m able to drill down, back out and
month. Tennessee.
drill back in again and the lowest price
“As we get the rates, we’ll look at it “I think it’s going to create more of a working to help people navigate the
is at the top. It tells me who is providing
and try to give them alternatives which level playing field,” he says. government website, the Marketplace and
it. If I have some reason to not trust that
make sense to the individual,” explains Carroll has been an insurance broker all the options.
provider, then I can decide not to pay that
Jim Carroll, a Nashville health insurance for more than 50 years, and despite the “The costs are absurd to a lot of
little and pay a little more to get a trusted
broker whose firm helps guide clients numerous efforts of Congress to overturn people,” Carroll says.
name.
toward the right coverage. “Thirty-six the ACA, he believes it’s here to stay. And Help is available “To me, that puts it in a much better
percent is going to be very, very difficult as long as that’s the case, he’ll continue
The good news is, enlisting an insurance light.”
Section A - Page 8 www.TNLedger.com OCTOBER 16 - 22, 2015
Law & Government
Davidson County Susan Michele Bilyeu vs Brenda K Clark, State Farm Mutual Auto- In re: Deidre Elaine Wilson
mobile Insurance Company, Stephen L Clark, Stevie Clark In re: Denise Marcia Mohead
Circuit Court In re: Daryl R Brown
Medical Damage/Tort Complaint In re: Debbie Brewer Anglin, Robbie Brewer Davis Are deals and projects
What are you
Emily Patridge vs Walter Kyle Turner In re: Dorothy Monette passing you by?
In re: Donna Jean Kelley
The Davidson County Circuit Court is a court of general Misc General Civil In re: Elizabeth J Robertson missing?
jurisdiction that shares equal standing with the Chan- Chris May, Fred O Maddox, Hayes E Baker, James Ayers, James In re: Elizabeth Cranford Let us help. Let us help.
cery and Criminal trial courts. Three courts specialize in E Johnson, Jeremy Andrews, Jerry Jones, Joe M Spencer, Matt In re: Gary R Rodriguez, Ricardo F Rodriguez
specifi c areas of law: Divs. 3 and 4 preside over domes- W Weisiger, Norris Roger Littlejohn, Samuel Short, William T In re: Hannah Bond We gather public records We gather public records
Garrett vs The Electric Employees’ Civil Service and Pension In re: Harry F Nahay
tic matters; Div. 7 presides over estate administration. Board Of The Metropolitan Government Of Nashville In re: John M McDonald every business day. every business day.
J & J Sports Productions Inc vs Tcpr Enterprises Inc DBA Corner In re: Jonathan Tolbert Do you know when Do you know when
Judges Pub Midtown In re: Joanna Betty Athar
J & J Sports Productions Inc vs Marraquin, Oscar Membreno In re: James E Poole a property, lender or buyer a new business is formed,
DBA Oasis Resturant In re: Jimmy Clay Young
Hamilton Gayden, Div. 1 James K McCanless vs Holly Jay McCabe In re: Janice Ann Dill makes a transaction? a tax lien is placed
Amanda McClendon, Div. 2 In re: Jerry Hendrixson, Terry Hendrixson or a UCC is filed?
Other Domestic Relations In re: Jack Huggins
Phillip Robinson, Div. 3
In re: John Weatherly
Philip Smith, Div. 4 Sammi Falconbury Grello vs William Thomas Grelllo In re: Kathleen Kaz Collins
Ledger online
Joe P. Binkley Jr., Div. 5 Petit For Contempt/Mod/Order Of Prot. In re: Kimberly D Lomis Ledger online
Thomas Brothers, Div. 6 Amber Nina Justian vs Nassr Jamal Arradi In re: Kathy Lee Woehler www.TNLedger.com
Randy Kennedy, Div. 7 Angela Omoye Walker vs Aaron Lee Hawkins In re: Leriel J Davis www.TNLedger.com
In re: Linda Anderson Diguette
Mary AsChaleroy lN Sioclhoomlsa, nS,p Deicvi.a 8l Master AAlmthbeear MNiacrhiao leR oDbiianzs vosn Cvas rAlodsr iIavna nD aDwianz -RCorbuiznson IInn rree:: MMieldlirsead J Laene D Berrasdelweyeh Or, contact Wendy Greenlaw. Or, contact Wendy Greenlaw.
Angela Omoye Walker vs Aaron Lee Hawkins In re: Mike Langston [email protected]
Amber Nichole Diaz vs Carlos Ivan Diaz-Cruz [email protected]
Richard R. Rooker Conswelo Estrada vs Gerardo Vargas In re: Mary Anne Porter 877-711-0200
In re: Mitchell Franklin Johns 877-711-0200
Clerk Jason Hayes vs Mahogany Johnson
In re: Paul Wain Fite
Kevin S Caddigan vs Ashley Ann Caddigan
In re: Pamela M Wilkerson
Tel: [phone] Mary Helen Levinson-Marinelli vs Jonathan Christopher In re: Peter S Fichtl Ptr: Stephanie Robertson, 1206 Avondale Circle, 37207
Marinelli Ptr: Wanda Baker, 3701 Ridge Top Drive, 37207
1 Public Square, Suite 302 In re: Rebecca Jo Cothran, Virginia V Robertson
Patrice S Jenkins vs Kerry D Woods Ptr: Ronald Taylor, 2620 Albion Street, 37208
Hours: M-F, 8 a.m. to 4: 30 p.m. In re: Robert V Lawson
Ptr: Santa Mathis, 3604 Georgia Court, 37209
Receprocal Support-Incoming In re: Stephanie Young
Ptr: Carol Shields, 206 Whitsett Road, 37210
Com plaints & Petitions DHS-St Of TN, Wesam Regalla Bakhat vs Abdulsalam Koko IInn rree:: SShtaetrer iOe fA Tlebnenret sKsneigeh Dtept Of Human Services Ptr: Carolyn Ewing, 2131 Elm Hill Pk Apt S-333, 37210
Ptr: Donna Pearson, 203 Northcrest Commons Circle, 37211
Shown here: Case Style, Plaintiffs, Defendants. Sorted Worker’s Compensation In re: Stephen R Josleyn Ptr: Tanya Johnson, 943 Ilawood Drive, 37211
In re: Susan Dianne Coles
by Case Style. Bobby Burton vs Accelerated Courier Inc In re: Saed Kahin Ptr: Michael Sali, 713 Creekstone Circle, 37214
Divorce JKoehvinnn Bieo zFeamyea nD avsv iHs uvdsg Binrso,s A Mbiagnaailg Aedmmeinntis Itnractor Of The Workers’ IInn rree:: TTehrormy aRs C Jloahytno Snimon PPttrr:: ACshhaotikae J Macukkshoenr,j i3, 967 0C aCslatlrekwsoviollde CPoikuer,t ,3 377221185
Ali Gholi Gholizadeh vs Shahnaz Amiri Compensation Division Of The State Of Tennessee As CU, Lemic In re: Vanessa Clark Ptr: Ervina Young, 524 Phipps Dr, 37218
Arlana Highsmith vs Kenneth Highsmith Insurance Company, Shope, Myrtis DBA Hillwood Wrecker and Ptr: Kayleigh Cherry, 3913 Meadow Rd, 37218
Brenda Yvette Lemus vs Eli Marzette Watts Collission Center Inc Ptr: Kenneth Alexander, 4167 Bob White Dr, 37218
Carlota Antonia Sifuentes vs Jose Luis Sifuentes Mario Jaime vs Harry Edward Johnson us bankruptcy Court Ptr: Siera Shepherd, 3857 Creekwood Circle, 37218
Donald Eugene Huff vs Karen Sue Varallo-Huff Randy Hunt vs Starnet Insurance Company Ptr: Lynn Steen, Richard Steen, 5064-B Stillwood Drive,
Emmanuel Christmas Akre vs Philo Evon Akre middle District of Tennessee 37220
Isabel Gauthier vs Rene Marois Ptr: Marquictia Kelly, 6938 Hwy 70 S Apt 402, 37221
Jenna Leigh Walters vs Rishi Laroia Davidson County Ptr: Nadene Richardson, 719 Pine Hill Lane, 37221
Kimberly Dawn Baker vs Mark Ashley Troxler Chapter 11
Luma Abdul-Shaheed vs Mohamed El-Sayed Probate Court Judges
Natashia Romkee Pompell vs Stephen Cody Pompell Ptr: Richard Arnold, 6000 Cane Ridge Rd, 37013
Nedra Labarge Harper vs Shelby J Harper Keith M. Lundin, Judge Chapter 13
Quanda Shanta Craig vs Mario Lavar Craig
Estate administrations fi led with the Circuit Court Clerk. All Marian F. Harrison, Judge
Stevie Wayne Haskell vs Lorine Haskell Ptr: Amelia Duman, Thomas Duman, 626 Hickory Club
Shelan Nasradean Barzinji vs Shvan Jalal Abdalrahman matters of estate administration are handled by Circuit Court Randal S. Mashburn, Judge Drive, 37013
Div. 7.
Samantha Dunn Witgenstein vs Eric Anson Witgenstein Ptr: Dominique Young, 324 Melvin Jones Drive, 37013
Thomas Prince Mitchell vs Yolanda Barnett Ward Ptr: Harold Dilmore, 177 Brenda Court, 37013
Judges Matthew Loughney, Clerk Ptr: Jc Pickett, 5441 Hickory Park, 37013
Contract/Debt
Tel: [phone] Ptr: Marcella Ramsey, 5000 Mountain Springs Drive #1408,
Alfaro Brothers Concrete #1 Inc vs Voss, Robert DBA Super Randy Kennedy, Judge 701 Broadway, Suite 200 37013
Surface Bob Bradshaw, Probate Master Hours: M-F, 8 a.m. to 4 p.m. Ptr: Mafferima Jolly, 106 Arbor Ridge Drive, 37013
Beason Sales Acquisition Inc DBA Shelter Distribution vs Philip Ptr: Ti-Ara Henderson, 660 Bell Road #1612, 37013
Horan, Premier Roofi ng Of Middle Tennessee LLC Ptr: Tammy Caldwell, 3847 Pin Hook Road, 37013
Cach LLC vs Haynes, Randall DBA Randall C Haynes Attorney Tel. [phone] bankruptcy Petitions Ptr: Gloria Pearson, 1606 Green Circle, 37072
At Law 1 Public Square, Suite 303 Ptr: Betty Hatcher, 244 Bonnafi eld Drive, 37076
Danny W Brazzell vs N602dw LLC, Robert J Turner Hours: M-F, 8 a.m. to 4: 30 p.m. Shown here: Petitioner (Ptr), Address, ZIP. Sorted by Ptr: Melanie Jones-Northam, 646 Albany Dr, 37076
Frances M Zinder vs Alex H Huffstutter, Levi Hummon Type. Ptr: Latonya White, 1526 Saunders Avenue, 37115
Homemakers Inc vs Rayburn Roberts Ptr: La Tonya Thames, 2144 Freeman Lane, 37115
Igm LLC vs Jennifer Gendron Shown here: Estate Name. Sorted by Case Style. Bankruptcy Defi nitions Ptr: Antonio Huey, 4290 Brick Church Pike, 37189
Lewis Fite DBA Lemarge Entertainment vs 581 Entertainment • Chapter 7 - Liquidation (Bankruptcy trustee sells non-exempt assets Ptr: Krista Carruthers, 901 Southside Place, 37203
573 and in return individual debtors receive discharges from certain
Inc DBA Jagged Edge Ptr: Mikayla Lewis, 3415 West End Ave #1110E, 37203
debts.)
Mary Francis Parker, William R Parker vs 12 South Towers Home- In re: Alice-Anne T Birch • Chapter 9 - Adjustment of Debts of a Municipality Ptr: Louisena Francis, 1035 Petway Avenue, Apt A, 37206
owners Association, Metropolitan Property Management LLC In re: Grace Ann House • Chapter 11 - Reorganization Ptr: Sandra Morrow, 766 Lenore St, 37206
Thuy Tran vs Phi Nguyen In re: Michael Castellarin • Chapter 12 - Adjustment of Debts of a Family Farmer with Regular Ptr: Anthony Tigg, 745 Rowan Drive, 37207
Annual Income Ptr: Kimberly Sweatman, 810 Oneida Ave, 37207
Damage/Torts Conservatorship • Chapter 13 - Adjustment of Debts of an Individual with Regular Ptr: Sheryl Smith, 3047 Ewingdale Dr, 37207
Cheryl R Russell vs Jaha D Martin In re: David Lumpkins Income (A so-called "wage earner case") Ptr: Estelle Patterson, 1007 39Th Avenue North, 37209
CDheajosnitgy, WGehnitew Ao rAths, P Iasriaehn tWs haintdw oNretxht vFsr iAennddisn Oetf AD eBjeornigu,h Anmanda In re: Joyce Yearby, Sandra Matthews Chapter 7 PPttrr:: JDoaannnny BGroawrnneL,r ,3 5J0iu7dk Eylk iGnesa rAnv ee, ru3, 71200s099 E.ast Lake Court,
Elise, Dejong, Lisa As Parents and Next Friends Of ANK Dejong, Guardianship Ptr: Michael Riggan, Robin Riggan, 124 Shacklett Lane 37214
Amanda Elise, Gene A Dejong, Lisa Dejong vs All Star Active Inc, In re: Leester P Williamson Ct, 37013 Ptr: Tracey Orlow, 920 Delmas Ave, 37216
Daniel Howard, Howard, Daniel III DBA All Star Active, Joel In re: Leester P Williamson Ptr: Reginald Womack, Tionna Womack, 253 Took Drive, Ptr: Defnanciseiab Jooonkes.c, 3o4m4 B/elTl RNoaLde, d37g21e7r
Matthews, Matthews, Joel DBA All Star Active Inc 37013 Ptr: Aaron Pillow, Angela Dickson, 1608 Ashton Ave,
Jackie K Dowell, Robert L Dowell vs John Doe, Noe Cerrato, Petition Ptr: Taneisha Stephens, 3001 Hamilton Church Road, 37218
Silvia Cerrato In re: Beverly Smith 37013 Ptr: Camilla Allen, 5280 Buena Vista Pike, 37218
Jones, Summer On Behalf Of Her Minor Child OBO Naelitz, Aidan, In re: Carolyn P Carter Ptr: Joseph Whitfield, Reshunda Whitfield, Po Box
Summer Jones vs Htoo Eh, Moo Paw In re: Christy Susanne Davis 706, 37076
JKaemithe sG Hob Reurs vsse lAl lvlss tJaateh aP Mroapretrinty and Casualty Insurance Com- IInn rree:: CCaarrroiley nW Silleayyden PPttrr:: JSohsahliunad aR eGeodredro, n5,6 5850 1C Nheesthtneurtla Wndo oDdr ,T 3ra7i0l,7 367076 Follow us.
pany, Nigel S Cox In re: Cheryl Ann Palmer Ptr: Marvin Bayless, Shonda Bayless, 818 Brooks Avenue,
Kari McCloud vs Kamal Zahra In re: Candace Latrice Booker 37115
Lisa Killen vs Dwayne Hunter, Metlife Insurance Co, Tech Care In re: Daniel A Norfl eet Ptr: Thomas Carter, 601 N Dupont Ave Apt A10, 37115 @TNLedger
X-Ray In re: David Bernard Todd Ptr: Lonnette Sisler, 2905 Burch Ave, Apt 12, 37203
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OCTOBER 16 - 22, 2015 www.TNLedger.com Page 9 - Section A
Real Estate & Development
Permits Real Estate Transactions
Permits filed with the Department of Codes and Building
Safety. Shown here: Construction Value, Address, Contact, Bill Garrett
and truncated description of the permit. For the full text of Davidson County Register of Deeds
the permit, visit TNDataSource.com. Tel: [phone]
501 Broadway
Terrence L. Cobb, Director Hours: M-F, 8 a.m. to 4:30 p.m.
Tel: [phone]
800 Second Ave. S.
Warranty Deeds, Trust Deeds and other special deeds are compiled daily from the records of the Davidson County Register of Deeds' office.
Hours: M-F, 7:30 a.m. to 4 p.m.
Warranty Deeds usually convey title to real estate from the seller to the buyer.
Substitute or Successor Trustee Deeds are filed after a forced sale of property to satisfy a lender’s or beneficiary’s debt. In this case, the substitute trustee is appointed to oversee the sale.
37013 The Nashville Ledger publishes truncated version of real estate transactions. To read the full text of these transactions, visit www.ChandlerReports.com.
$3,283,246, 3562 Pin Hook Rd, Midwest Building Supplies
LLC, To Construct Building #12 Of The Reserve At Oakleigh
Project This Being A Three Story Bldg With 35,145 SqFt Warranty Deeds
$3,282,031, 3562 Pin Hook Rd, Midwest Building Supplies
LLC, To Construct Building #1 Of The Reserve At Oakleigh Zip/Price Buyer Seller Address or Sublot Description No.
Project This Being A Three Story Bldg With 35,132 SqFt Of Commercial
$1,400,000, 5318 Hickory Hollow Pkwy, Hardcastle Con- 37072
struction Co Inc, See Phase One Permit 201512202 This $65,000 Edward Herman Harper, Jeffrey Allen... Jo Ella Harper 813 Wren Rd Office Building 201509140093224
Permit To Conduct Phase Two Rehab Work For 32,000 SF 37138
$7,000 Global Outreach Developments Inter... Taylor Maute 102 Broadway Vacant Land 201509150093684
Classroom Areas,...
37201
$647,000, 3048 Owen Dr, Alliance Building Group LLC, To Con-
$0 Higgs Revocable Living Trust, Kathy... Kathy S Higgs, Randal P Higgs 209 3Rd Ave N Nightclub Or Bar 201509140093212
struct Interior Renovation Work For Moeller OfficeWarehouse
37203
Building No Increase To Building Footprint $10,000,000 Lmv M Tower Holdings LLC Dale C Morris Multiple Properties Office Building 201509110092619
$491,173, 3562 Pin Hook Rd, Midwest Building Supplies LLC, $3,655,000 Family Private Trust LLC,H Calister... Alexander Turner Properties LP, Turner... Multiple Properties Office Building 201509110092463
To Construct A New 4,389 SqFt Clubhouse Bldg For The Reserve $2,397,216 Olmsted Sobro Venture Partners LLC John Cameron Weil 517 5Th Ave S Vacant Land 201509140092869
At Oakleigh Project $599,900 Joseph Chris Weinberg Apex Bank, Bank Of Camden 2905 Parthenon Ave Apt304... Condominium 201509110092660
$196,103, 5012 Preserve Blvd, Ole South Properties Inc, $220,000 Elevate Land Investments LLC Kerry G Campbell, Marvin E Neely 512 Southgate Ave Duplex 201509110092588
To Construct A 35 X 38 Single Family Residence With 1824 37204
SF Living Area, 435 SF Attached Garage and 61 SF Porch $350,000 Belz Investment Co Inc John Gleaves, Kay K Wilson, Kay Kristine... 524 E Iris Dr Office Building 201509150093492
Area 20’... 37206
$171,154, 1414 Sprucedale Dr, Ole South Properties Inc, $1,309,500 921 Woodland Partners LLC, Nine Twenty... Charles McConnell, J S McConnell, Joe... 921 Woodland St Nightclub Or Bar 201509140092830
Per Master Permit 200617127, To Construct A Townhome 37207
Residence With 1536 SF Living Area, 448 SF Attached Garage $3,000,000 Trinity Gp W American Affordable Homes and Properties... Multiple Properties Vacant Land 201509150093415
and 209... 37208
$78,002, 840 Irma Dr, Self Permit, To Demolish Existing At- $150,000 Javad Salimi Douglas D Conquest, Sheila N Conquest... 1922 4Th Ave N Vacant Land 201509150093447
tached Garage To Rear Of Residence and Construct A 24 X 24 37217
Attached Garage With Second Floor Master $12,000,000 Op Aep Property LLC Airport Plaza LLC 1321 Murfreesboro Pike... Office Building 201509140093267
$69,000, 4141 Apache Trl, Apex Restoration Dki, DBA, Residential
37013
Restore With, To Rehab Interior and Exterior Of Existing Sgl
$241,900 Kathleen T Rock Stephanie L Dorsey 5708 Sonoma Trce Single Family 201509150093451
Family Residential Structure Damaged By Fire No Change
$234,000 Ivy M Lalonde, Jeffrey A Lalonde Fox Ridge Homes, NVR Inc 4272 Sandstone Dr Single Family 201509150093461
In Footprint...
$228,000 Karas Homes LLC Ridgeview Properties LLC Multiple Properties Vacant Land 201509150093622
$56,811, 5737 Cane Ridge Rd, Dooley Homes, To Construct
$181,500 Laymon Dosky, Vahid Derakhshanian Envision Construction LLC 2424 Edencrest Dr Single Family 201509140092859
A 20 X 29 Addition To Side Of Residence Ar2a Zoning 20’ Min
$180,000 Emily Chithambo Cornelius Hill, Latonya Hill 5312 Skip Jack Dr Single Family 201509160093736
Side SB; 20’ Min Rear SB
$161,000 Mark Oyston, Victoria Lentini Ocwen Loan Servicing LLC, Residential... 1276 Blairfield Dr Single Family 201509140092768
$46,554, 3562 Pin Hook Rd, Midwest Building Supplies
$149,900 April N Inman, Nicholas A Inman Emily M Dyche 7571 W Winchester Dr Single Family 201509150093529
LLC, To Construct A 879 SqFt Pool House For The Reserve
$140,000 Weihua Mei Amy H Pope, Amy Haynes, John L Pope 1750 Red Jacket Dr Condominium 201509150093460
At Oakleigh
$140,000 Jestin Bell, Melissa Bell Shelby Holdings LLC 3005 Kinwood Dr Single Family 201509150093644
$19,390, 5319 Mt View Rd, Mtc, Tenant Renovations To Approx
$138,000 Avinash Kumar William E Lambert 1876 Shaylin Loop Condominium 201509140092779
1539 Sqft In Shopping Center For Avail Vapor
$135,000 Mario Isidro Neria Marion Crussell 4709 Richards Ct Single Family 201509150093382
$2,000, 5307 Cane Ridge Rd, Ortwein, Bill Signs, Inc, To
$126,500 Angela Hayes Arinze Properties LLC, Chukwudinma Agent... 1345 Bell Rd Unit321 Condominium 201509140093071
Install Panel Replacements Same Size and Same Location
$122,500 Rivendell Townhouse Partners Thelma E Bowlen 5474 Hickory Park Dr Condominium 201509160093767
For Champion Car Wash
$116,190 Rivendell Townhouse Partners Shonte Green 5480 Hickory Park Dr Condominium 201509160093773
$200, 3776 Waterford Way, Self Permit, To Rehab Interior and
$77,900 Brian R Storrs Brown Leslie E Living Trust, Leslie... 3120 Justin Towne Ct Single Family Zero Lot Line... 201509140092863
Exterior Of Existing Residential Structure To Include Converting
$75,000 Orlando Cruz De Vincente Lesdy, Fredy L Torres, Lesdy... 0 Benzing Rd Vacant Land 201509140093145
Attached Garage Into Living Space No Change In Footprint...
$71,702 Douglas Ray Smith, Monte Olin Smith Derek M Badgley, Susan A Badgley 3205 New Towne Rd Single Family 201509140092858
37027 $70,000 Ole South Properties Inc SouthCraighead Joint Ole Multiple Properties Vacant Land 201509140092881
$100,000, 5541 Cottonport Dr, Paramount Construction &
$0 Metropolitan Government Of Nashville Ole South Properties Inc 0 Old Hickory Blvd Vacant Land 201509110092568
Restoration, The Purpose Of This Permit Is For The HVAC,
$0 Metropolitan Government Of Nashville Edward F Turner, Marvin R Turner Multiple Properties Vacant Land 201509110092569
Electrical and Some Minor Plumbing We Are Not
37027
Continued on page 19 $705,250 Robert R Short, Robert R Short Brenda C Logan, Charles E Logan 1116 Oman Dr Condominium 201509110092593
$498,500 Patricia Paige Bottom Nathalie L Maitre 312 Red Feather Ln Single Family 201509140093219
$435,000 Elaine Young Chandler, John Chandler... Lori Brewer Collins, Stephen Craig Collins... 5413 Heather Ln Single Family 201509150093485
$384,000 Christopher Blankenship... Sukhvinder Kaur, Surindra Pal 629 Palisades Ct Single Family 201509150093544
Are deals and projects $345,000 William A Gibson Mary Ruth Hudgens 5356 Fredericksburg... Single Family 201509110092705
$342,000 Dortha G Travis What are Leyonoardu Per rone, Margaret Perrone 8252 Tapoco Ln Single Family 201509140093001
passing you by? $236,000 Don Pritchett Fran A Muscatello 9136 Carissa Dr Single Family 201509140093013
$0 A Ronald Tonks Living Trust, mA Roinasld.s.. ingA R?onald Tonks, Charlotte Tonks 1120 Banbury Ln Single Family 201509150093322
37072
Let us help. $256,000 Karissa K Sorrell, Steven D SorLreellt us helpBil.l y M Gunn, Linda Gunn 208 Moss Trl Single Family 201509160093699
$163,000 Roanna L Dunn Federal National Mortgage Association,... 143 Canton Ct Condominium 201509140093011
We gather public records We gather public records
$155,000 Pamela Sue Krueger First Federal Bank 155 Canton Ct Condominium 201509150093493
every business day. $140,500 Sarah S Ballard every businessF irdsta Fye.d eral Bank 153 Canton Ct Condominium 201509150093667
$115,000 Thomas Blackwell Daniel D Barnett, Elsie Holt Barnett 37 Rolling Meadows Dr... Condominium 201509110092671
Do you know when $86,000 Jennifer Gomez MartineDz o you know Jwohnh He Cno bb, Valeria Cobb 103 Monticello Ave Single Family 201509150093498
$77,500 Chris Eckard Birdwell Joel Stanley Living Trust,... 8175 Old Springfield... Vacant Land 201509150093385
a property, lender or buyer $77,500 Chris Eckard a new business isP aftoricrkm Pheilldip ,W Living Trust, Phillip... 8181 Old Springfield... Vacant Land 201509150093386
makes a transaction? 3 $7507265,000 Jessica F Cook, Robert Ma C otoakx lien is pGlaarcye Kd Pi c kens, Jennifer B Pickens 3235 Pugh Rd Single Family 201509110092538
$188,000 Laura M Reising or a UCC is fiDalevidd R?eising, Jane L Reising 1621 Rachels Retreat... Single Family 201509150093346
$180,000 Loretta V Paulson, Mark Paulson Brian Hulse, Kristen Traini 629 Netherlands Dr Single Family 201509140092954
$154,900 Carolyn D Marshall, Jack L Marshall Mark Hamilton 223 Bonnabrook Dr Single Family 201509150093638
Ledger online $136,500 Brian Dale Arner, Penni Gerard Arner A K Reeves Management LLC, Ak Reeves... 8221 Luree Ln Single Family 201509110092302
$108,700 Edward Davis, Kathey SeabLoren dger onlJiunditeh I Hatleberg 119 Thistle Ln Condominium 201509140093158
www.TNLedger.com $78,000 Veronica Burke, William Burke Michael Burke 113 Scotts Creek Cir Single Family 201509140092861
$0 Jo Ann Odum, Paul Odumw ww.TNLedge&r. cMoasmter Clerk, Gary Louis Gibson 3035 Earhart Rd Vacant Land 201509150093587
37115
Or, contact Wendy Greenlaw. $191,000 Seth Wilson James E Crague, Julie Crague 1604 Comanche Run Single Family 201509150093671
Or, contact Wendy Greenlaw.
[email protected] $165,500 Kristen Walker, Roosevelt Walker R&R Renovations Inc 241 Lanier Dr Single Family 201509110092460
$145,000 Amy L Dismukes [email protected] Lm St anton, William L Stanton 1038 Westchester Dr Single Family 201509110092422
877-711-0200 $87,500 Kimberly England Kerry M Bateman, Wanda A Bateman 730 Delaware Ave Single Family 201509140093095
877-711-0200
Continued on page 19
RELATED INFO AbOuT REAL EsTATE & DEvELOPmENT REAL EsTATE & DEvELOPmENT ONLINE EvERY WEEK IN REAL EsTATE & DEv.
Foreclosures ...................................Section B Property transactions such as warranty, www.TNLedger.com Permits – Value & Description
Bankruptcies ...............................................8 trust, quit claim and substitute trustee
Court Filings .................................................8 deeds are filed with the Davidson County Go to TNDataSource.com for more than Warranty Deeds – Parties & Value
15 million public records, including: Sub. Trustee Deeds – Parties & Description
Register's office. Building permits are
filed with the Department of Codes and - Civil Lawsuits - Bankruptcies
Building Safety. Nashville Ledger publishes - Circuit Lawsuits - Tax Liens
truncated versions of property transac- - Probate Filings - Corporate Charters
tions and permits. To read the full text, - Federal Lawsuits - UCC Filings
visit TNDataSource.com.
Based on activity and availability of information.
Arep daesaslisn ga nydo up rboyj?ects Whmaits sairneg y?ou
Let us help. Let us help.
We gather public records We gather public records
every business day. every business day.
Do you know when Do you know when
a property, lender or buyer a new business is formed,
makes a transaction? a tax lien is placed
or a UCC is filed?
Ledger online Ledger online
www.TNLedger.com www.TNLedger.com
Or,w ceonndt8ay7c@7t -TW7N1e1Ln-ed0dy2g 0Ge0rr.eceonmla w. Or,w ceonndt8ay7c@7t -TW7N1e1Ln-ed0dy2g 0Ge0rr.eceonmla w.
Section A - Page 10 www.TNLedger.com OCTOBER 16 – 22, 2015
‘Last tavern’ likely to fall to ‘progress’
Idle Hour abides as Music Row marches on
Mark Twain holds singer-songwriter. He’s a lot of miles and
out cash as sprightly years from his roots in the mountains of
bar mistress Gena Kentucky.
Brown (aka “Miss Flat “I’m sort of a drifter,” says Pete, who
Rock”) puts another proffers cash to Gena and taps on the
longneck into his beer empty long neck. “My father couldn’t
Street
Level cozy. believe that I’d stay here for 22 years
“This is the third now.” He’s talking about Nashville, but
By TIM GHIANNI
beer I’ve had in about he’s also a 22-year veteran of the Idle
five years,” Twain says. It’s also the third Hour.
one he’s had on this bright afternoon A singer-songwriter still waiting for a
when he huddles among songwriters, hit or a cold beer, he lives with a friend
dreamers, schemers and a semi-reformed over on 17th Avenue South, a part of
drifter in the dimly welcoming confines of which has been historically bastardized
Bobby’s Idle Hour. into Music Square West. There, of course,
“I’m an explosives engineer,” says are Music squares East, North and South
Twain, 51, who – when challenged – in this neighborhood where bulldozers are
produces a driver’s license reading “Mark both plentiful and plenty busy.
Twain Clemens.” That’s when I ask about the yellow
“I’m from Hannibal, Missouri, of parrot, a memory’s of my own invincible
course,” he adds, sliding the license back honky-tonk hero days, when cigarettes
into its billfold pocket and returning to and beery breath filled the Idle Hour in its
his beer, later explaining he’s not kin to original location a half-block up 16th.
Tim Ghianni | The Ledger
the guy who created Huck Finn. “I’ve heard of that yellow parrot,” Pete Old friends Lizard, Pete Muncie and former owner Dianne Herald discuss Idle Hour history as “just call
“I’m down here today because I came says. “Never saw him, though. Heard me Josh” – a singer-songwriter – tends bar. The 20 brands of beer and malt beverages – from Bud Lignt
to see my lawyer, just down the street. I’m tales.” to Sam Adams – range in price from $2.50 to $4. No hard stuff for sale here, but you can buy chips and
the like to accompany the brew. Lizard also says he’s looking for someone who can sell him a jar or two
doing a job down in Spring Hill, and I I always figured the cigarette smoke
of pickled eggs to serve the clientele.
wanted to make sure everything was OK,” would kill the parrot. Not even bar owner,
in the contract for the labor, explaining Lizard Thom Case – he describes himself “Never heard of the parrot,” Lizard memorabilia, autographed dollar bills
it’s his job to “design the blast pattern as “good-looking for my age,” but won’t says, noting he bought the joint from and signed photographs, mostly from the
and the charge amount for excavation share that number – remembers that bird. Dianne Herald, widow of Bobby, the almost famous, who have sought their
purpose.” He strokes his long beard that gives him namesake of the Idle Hour. comfort here.
Twain is sharing the bar with Pete a resemblance to Santa Claus, after he lets More than three decades ago, Bobby “Faron Young’s cigar smoke and Kris
Muncie, 59, a remodeling carpenter, himself go when the holidays are over, or – eventually a throat cancer casualty – Kristofferson’s cigarette smoke traveled
truck driver, construction-worker and perhaps ZZ Top’s Billy Gibbons. bought that original Idle Hour from from the old place down here on those
Cotton Lomax, Pete explains. pictures,” explains Lizard, nodding toward
It isn’t until another visit, when Dianne the countless yellowed photos.
drops in, that I learn the veracity of that The old Idle Hour pretty much hosted
sweet bird of my youth. all of what Texas outlaw Billy Joe Shaver
There really was a bar bird, a white termed “lovable losers and no account
cockatiel named Jill – “some thought it boozers,” dreamers drawn to Music Row,
was yellow because of all the cigarette hoping magic would rub off from the few
smoke,” Dianne says. “She was in a cage who “made it.”
Location: Airport Business Park & Hwy. 231, Shelbyville, Bedford Co., TN
hanging over the jukebox” at the Idle Kristofferson, Chris Gantry, Funky
Hour’s former location. Donnie Fritts, Billy Swan (who really
“Jill lived 17 years, but I took the bird can help, by the way) and late humanist
home after it was here just two years,” preacher Will Campbell all lived within
she recalls. It wasn’t the smoke-stained a few blocks of this stretch back when it
feathers that worried her: The almost really was a Hollywood-like magnet for
razor-sharp edges of the torn beer cans the breed of humanity Kris described
bar patrons used to sneak Jill sips of beer variously as poets, pickers, prophets and
scared Dianne into taking the bird home. preachers.
Bobby’s portrait hangs over the cash Billy Ray Reynolds, Bare, Waylon,
register, proudly occupying a space on Captain Midnight (radio outlaw Roger
the four walls cluttered with Music City
IDLE HOUR >> PAGE 13
Tracts 1-4: all have 300 Summit & Airport Bus.
feet of frontage on Harts Park E
12 primPreo tpraleocrtotsyk r oaanpt geyinon gud rfa rciolomyn f 1vo.e7rn tiione s2np1c.e2ec !atciorens;, CT8Hr0haaar0ctp+ste Cf5le.h :9e a2t tp 1fo.er2 o1l,70n 2 t aa5acc0grree+e s osf,e n +e /t- TFBTrrruaaasnccikntt e M91s0:as :1 rP t.57ian. 0ra ka3c nDr aedrcs iAvr feeirrso p nwotriittnh g ServMiceE ARvGaiElaNCY
adjacent to Heritage Medical Center and across frontage on Hwy. 231 340 feet of frontage on ble
from the Shelbyville Airport and the Wal-mart Tract 6: 18.24 acres; 300 Airport Bus. Park Road
Distribution Center. Zoned C-2 (Gen. Commercial). feet of Hwy 231 frontage Tract 11: 4.64 acres and
All major utilities available! Nearly 30 acres has Tract 7: 9.62 acres, has three sides of prime
138 feet of frontage on road frontage (See Plat)
prime frontage on Highway 231, cleared and level,
Summit Tract 12: 17.51 acres with
ready for commercial development. Potential sites
Tract 8: 5.05 acres, 85 feet of road frontage on
for residential, industrial, retail, healthcare and/or a prime corner lot on Summit Road Call us for help with your moving needs
office development opportunities! 615 707-2027 EwXiPthER oIvEeNrC 1E8D
years of service!
DIRECTIONS: From Downtown Shelbyville travel north on Highway 231 five miles and the property is on the left. movers
From Murfreesboro travel south on Highway 231 for twenty miles to the property on the right. From Nashville
take I 24 E to Murfreesboro and exit 81A then take Highway 231 South to property on right, Watch for signs!
Complete Pickup and
Licensed
Senior ( moves) delivery service Available 7
and
10% Buyer’s Premium Discounts starting at for purchases days a week
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For more information only $270 is available
go to MikeWalkerAuctions.com
www.midtnmoving.com