Uniti East 2012 eCommerce Solutions Retail & Business Online, Popmoney ACH & Wire Manager ...

71 Pages·2012·4.61 MB·English

Uniti East 2012
September 19th
eCommerce Solutions
Retail & Business Online, Popmoney
ACH & Wire Manager, Mobiliti
Retail Strategies
3
Retail Online 4.1
© 2012 Fiserv, Inc. or its affiliates.
Retail Online™
World-Class Online Banking
Over 90%
of day-to-day
View account
online banking activity can
balances
be completed within the
Financial Overview
Pay Bills and
People
Transfer Funds
Post-Implementation
New Enrollments
Review
transactions
from all accounts
Bill Pay Activations
Review spending
behaviors
5
© 2012 Fiserv, Inc. or its affiliates.
Person-to-Person
Payments
6
Largest P2P Network for Financial Institutions
1,400
Network of
financial institutions
and
Integrated to leverage
the strengths of
35
both products Reaching
million
online
banking consumers
7 © 2012 Fiserv, Inc. or its affiliates.
CashEdge Overview
Established, referenceable client network: 100% client retention

Dominant market-share in top-30 bank segment

8 of top 10 20 of top 30

8
© 2012 Fiserv, Inc. or its affiliates.
What Are People Doing with P2P?
More Than Just Splitting the Check!
Rent
Shared Bills
Vacation/ Travel
Gifts
Household Services
A wide variety of use
From Mom and/or Dad cases appealing to a
broad range of
Event/ Tickets/ Entertainment
customer segments!
Automobile
Loan Repayment
0 5 10 15 20 25
% of Popmoney Payments
10
© 2012 Fiserv, Inc. or its affiliates.
Active P2P Users Carry Higher Balances
Average Balance Comparison
Active P2P users carry
National Average $1,814
higher balances in order
to fund frequent
transactions such as
rent, sharing the bills,
gifts, etc.
Popmoney Infrequent User $8,218
Popmoney Active User $17,563
Year-Ending 2011, Popmoney Sourced Internally, Nat’l Avg from TowerGroup
11
© 2012 Fiserv, Inc. or its affiliates.
P2P Users are More Affluent
Javelin Strategy & Research, 2009
12
© 2012 Fiserv, Inc. or its affiliates.