2005–2006 Unbelievably Good Deals Great and Adventures That You Absolutely Can’t Get Unless You’re Over50 Joan Rattner Heilman Copyright © 2005 by Joan Rattner Heilman. All rights reserved. Manufactured in the United States of America. Except as permitted under the United States Copyright Act of 1976, no part of this publication may be reproduced or distributed in any form or by any means, or stored in a database or retrieval system, without the prior written permission of the publisher. 0-07-146057-8 The material in this eBook also appears in the print version of this title: 0-07-143829-7. All trademarks are trademarks of their respective owners. Rather than put a trademark symbol after every occurrence of a trademarked name, we use names in an editorial fashion only, and to the benefit of the trademark owner, with no intention of infringement of the trademark. Where such designations appear in this book, they have been printed with initial caps. McGraw-Hill eBooks are available at special quantity discounts to use as premiums and sales promotions, or for use in corporate training programs. For more information, please contact George Hoare, Special Sales, at [email protected] or (212) 904-4069. TERMS OF USE This is a copyrighted work and The McGraw-Hill Companies, Inc. (“McGraw-Hill”) and its licensors reserve all rights in and to the work. Use of this work is subject to these terms. Except as permitted under the Copyright Act of 1976 and the right to store and retrieve one copy of the work, you may not decompile, disassemble, reverse engineer, reproduce, modify, create derivative works based upon, transmit, distribute, disseminate, sell, publish or sublicense the work or any part of it without McGraw-Hill’s prior consent. You may use the work for your own noncommercial and personal use; any other use of the work is strictly prohibited. Your right to use the work may be terminated if you fail to comply with these terms. THE WORK IS PROVIDED “AS IS.” McGRAW-HILL AND ITS LICENSORS MAKE NO GUARANTEES OR WARRANTIES AS TO THE ACCURACY, ADEQUACY OR COMPLETENESS OF OR RESULTS TO BE OBTAINED FROM USING THE WORK, INCLUDING ANY INFORMATION THAT CAN BE ACCESSED THROUGH THE WORK VIA HYPERLINK OR OTHERWISE, AND EXPRESSLY DISCLAIM ANY WARRANTY, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. McGraw-Hill and its licensors do not warrant or guarantee that the functions contained in the work will meet your requirements or that its operation will be uninterrupted or error free. Neither McGraw-Hill nor its licensors shall be liable to you or anyone else for any inaccuracy, error or omission, regardless of cause, in the work or for any damages resulting there from. McGraw-Hill has no responsibility for the content of any information accessed through the work. Under no circumstances shall McGraw-Hill and/or its licensors be liable for any indirect, incidental, special, punitive, consequential or similar damages that result from the use of or inability to use the work, even if any of them has been advised of the possibility of such damages. This limitation of liability shall apply to any claim or cause whatsoever whether such claim or cause arises in contract, tort or otherwise. DOI: 10.1036/0071460578 ������������ Want to learn more? We hope you enjoy this McGraw-Hill eBook! If you’d like more information about this book, its author, or related books and websites, please click here. For more information about this title, click here Contents 1 Introduction to Good Deals and Great Adventures 1 2 Travel: Making Your Age Pay Off 5 3 Airfares: Improving with Age 9 4 Hotels and Motels: Get Your Over-50 Markdowns 25 5 Alternative Lodgings for Thrifty Wanderers 63 6 Beating the Costs of Car Rentals 71 iii iv CONTENTS 07 Saving a Bundle on Trains, Buses, and Boats in North America 81 08 Cutting Your Costs Abroad 91 09 Trips and Tours for the Mature Traveler 121 10 Cruising the Oceans, Rivers, and Seas 143 11 Intergenerational Adventures 153 12 Singles on the Road 165 13 Learning After 50 177 14 Good Deals for Good Sports 193 15 Adventures on Skis 233 16 Perks in Parks and Other Good News 249 17 Back to Summer Camp 271 18 Shopping Breaks and Other Practical Matters 275 19 Volunteer for Great Experiences 285 20 Over-50 Organizations 301 Index 311 1 Introduction to Good Deals and Great Adventures his book is a guide to the perks, privileges, dis- T counts, and special adventures that are now yours simply because you’ve been around for at least 50 years. On your 50th birthday (or on your 60th, 62nd, or 65th), you qualify for hundreds of special opportunities and money-saving offers that make younger people wish they were older—all for a couple of good reasons. First, as a per- son in your prime, you deserve them. Second, as part of the fastest-growing demographic group in the United States, you represent an enormous market of potential consumers, a fact that has become quite apparent to the business community. More than a quarter of the U.S. population today is over 50. By 2020, that pro- portion is expected to increase to a third as the baby boom- ers turn 50 at a rate of about four million a year. About 35 1 Copyright © 2005 by Joan Rattner Heilman. Click here for terms of use. 2 INTRODUCTION TO GOOD DEALS AND GREAT ADVENTURES million Americans—almost 13 percent of the total popu- lation—are now over 65, and it is estimated that by 2030 that number will exceed 70 million, nearly a quarter of the U.S. population. Besides, life expectancy is higher today than ever before (today, more than four million Americans are 85 and older), and most of us can expect to live a long, healthy, and active life. Those of us over 50 control most of the nation’s wealth, including half of the discretionary income (the money that’s left over after essentials have been taken care of) and almost 80 percent of its financial assets. Very often, the children have gone, the mortgage has been paid off, the house is fully furnished, the goal of leaving a large inheritance is not a major concern, and the freedom years have arrived at last. As a group, we’re markedly different from previous older generations who pinched pennies and saved them all. We, too, know the value of a dollar, but we feel freer to spend our money because we’re better off than our predecessors, a sig- nificant number of us having accumulated enough resources to be reasonably secure. We also are far better educated than those before us, and we have developed many more inter- ests and activities. Besides, we have more time to enjoy our- selves. Although many people continue to work after age 65, the average age of retirement has dropped to 61. Most important, we as a group are remarkably fit, healthy, and energetic. We’re living longer and feeling bet- ter. In fact, a survey has shown that most of us feel at least 15 years younger than our chronological age and rate our health as good or excellent. The business community is actively courting the mature population because now many of us have the time to spend INTRODUCTION TO GOOD DEALS AND GREAT ADVENTURES 3 our money doing all the things we’ve always put off before. With the recognition of our numbers and financial power, our flexible schedules, and our vast buying power, we are finally being taken very seriously. To get our attention, we are increasingly presented with some real breaks and good deals, all detailed on these pages. We are also invited on trips and adventures specifically tailored to suit our inter- ests, needs, and abilities. In this book, you will learn how to get what’s coming to you—the discounts and privileges that are among the advantages of getting older. Here are some that you abso- lutely couldn’t get if you were younger: (cid:1) Discounts at hotels and motels; at car-rental agencies; and on buses, trains, and boats (cid:1) Price breaks on airfares (cid:1) An education at colleges and universities that offer you bargain rates (cid:1) Travel adventures all over the world designed specifically for older travelers (cid:1) Clubs, trips, and services for mature singles (cid:1) Skiing for half price—or nothing (cid:1) Tennis tournaments, golf vacations, walking trips, bike tours, and senior softball leagues designed for you (cid:1) And much more! Because every community in this country and abroad has its own special perks to offer you, make a practice of asking if there are breaks to which you are entitled, from movies to museums, concerts to historic sites, hotels to ski resorts and theme parks, restaurants to riverboats. Don’t 4 INTRODUCTION TO GOOD DEALS AND GREAT ADVENTURES expect clerks, ticket agents, tour operators, restaurant hosts, or even travel agents to volunteer them to you. First of all, they may not think of it. Second, they may not realize you have reached the appropriate birthday. And third, they may not want to call attention to your age, just in case that’s not something you would appreciate. You never know whether you’re being offered the best possible deal unless you ask. Many bargains and privileges are available only to people who speak up. Remember to request your privileges before you pay or when you order or make reservations, and always carry proof of age, an over-50 club membership card, or—better yet— both. Sometimes the advantages come with membership in a senior club, but usually they are available to anyone over a specified age. To make sure you’re getting a legitimate discount when you’re using your special privileges, call the hotel, airline, car-rental company, or tour operator and ask what the regu- lar or normal prices are. Find out if there’s a special sale or promotion going on. Ask about other discounts—corporate, weekend, government, or auto-club membership breaks, for example. Most important, always ask for the lowest available rate at the time you plan to travel and compare that with the discounted senior rate. Then decide whether you are get- ting a good deal. Sometimes you’ll find that even better spe- cials are available. With the help of this guidebook, completely revised and updated at least once a year, you will have a wonderful time and save money too.
Description: