This set of notes was prepared specially for Life Mastery Academy's RES trainees so as to assist ...

225 Pages·2012·4.46 MB·English

For more information on how you can pass your RES Examination in your FIRST SEATING, please call us
at 6255 6091 or 6083. You may also visit us at www.lma.com.sg
This set of notes was prepared specially for Life Mastery Academy’s
RES trainees so as to assist them in their revision for CEA’s RES
Examination.
All LMA’s RES trainees will receive this E-Book FREE. If you have been
charged a fee for your copy, please report to us at 6255 6091 / 6083.
Or you may email us at [email protected].
Our purpose is to help our trainees pass their RES Examination in their
first seating.

Disclaimer: While efforts are put in to ensure that this set of supplementary notes are as accurate and
complete as possible, trainees are reminded that it MUST be studied in conjunction with the curriculum
and syllabus as provided by Life Mastery Academy and CEA.
Trainees are advised to study this set of supplementary notes on its own without all other important
materials as provided by Life Mastery Academy.
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All Rights Reserved.
For more information on how you can pass your RES Examination in your FIRST SEATING, please call us
at 6255 6091 or 6083. You may also visit us at www.lma.com.sg
S.No. Terms Chinese Terms Meaning
A
1 Abandonment The surrender, relinquishment,
放弃租约
disclaimer, or cession of property or of
rights. Voluntary relinquishment of all
right, title, claim, and possession, with
the intention of not reclaiming it.
2 Abatement of tax when a taxing board grants a taxpayer
减税/ 扣除免税额
a stay of paying a tax for a short or long
term, for a total or percentage of the
tax.
3 Abide by / to abide To accept a decision or law and act in
减税/ 扣除免税额
by accordance with it
4 Absentee landlord An individual or entity that rents or
在外房东
leases real estate to another party, but
does not reside on the premises.
5 Absentee owner An individual who owns a piece of real
非自住业主 / 在外业主 / 在
estate but does not live in it.
外屋主
6 Absolute prohibition
完全禁止条规
7 Abstract of title The notes made by a title examiner
契约记录
based on his examination of the land
records. These notes are a concise
summary of the transactions affecting
the property.
8 Abut Boundaries of two or more contiguous
连接
properties with no intervening land.

9 Acceleration Clause A condition in a real estate financing
即时全数还款权
instrument giving the lender the power
to declare all sums owing lender
immediately due and payable upon the
happening of an event, such as the sale
of the property, or a delinquency in the
repayment of the note.
10 Acceptance The seller's written approval of a
接纳 / 接受
buyer's offer.

11 Acceptance Copy
接纳认购权

12 Access right The right of an owner to have access to
进入权
and from owner’s property over

adjoining property.
13 Access road A road that affords access into and out
支路
of an area.
14 Access to lands is governed through land tenure
有权进入他人产业
systems
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15 Accession it is a mode of acquiring property that
商业或工业附属物从租户转
involves the addition of value to
移给业主
property through labor or the addition
of new materials
16 Accessory building A building that is secondary to the
附属建筑
main structure on the property

17 Accessory lot means a lot intended for separate
附属土地, 如停车位
proprietorship and use with any other
specified lot or lots for any purpose
18 Accommodation An act or service performed for
住所 / 居所
another person as a favor, having no
expectation of receiving
compensation. Can be made to an
accommodation party by lending one’s
name for the purpose of securing a
note or receiving credit.
19 Accord an agreement by a creditor to accept
合法替代先前合约
something different from or less than
what the creditor feels he or she is
entitled to.
20 Account Any combination of funds for which
帐户/ 帐目
there is a separate periodic accounting
and statement of balance.
21 Account statement both a property tax bill and account
会计财务表
summary. It shows all current and
future property taxes due. It also
details other important information,
such as property exemptions and any
credits.
22 Accountability The responsibility of either an
有责任交代
individual or department to perform a
specific function in accounting
23 Accounts payable / A liability arising when a vendor
有责任交代
receivable provides goods or services that are not
immediately paid for and where the
liability is not formalized in writing but
backed by the reputation and credit
worthiness of the debtor. /
transactions not paid in cash create an
account receivable, an unsecured
promise to pay in the future
24 Accrual accounting Under this method of accounting,
以成交额而非收到款项为准
income is recognized when earned,
的记账方式
whether or not collected, and expenses
are recognized when events have
occurred that determine that a liability
exists and the amount of the liability
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can be ascertained with reasonable
accuracy.
25 Accrual of Depreciation that has not been
累积折旧
depreciation recorded at the end of the accounting
period.
26 Accrue To record an item in the accounting
累计利息制
books when using the accrual method
of accounting
27 Accrued benefit Coverage earned by an employee on a
累算权益
pension plan, based on years of service
with an employer. Accrued benefits
may include vacation, sick or personal
time off, or other related benefits.
Employees who are laid off, retire or
are fired must receive all unpaid
accrued benefits.
28 Accrued The expense occurring for the period of
累积折旧
depreciation time that has elapsed since
depreciation was last recorded.
29 Accrued expenses Those incurred expenses which are not
以成交额记账的方式
yet payable. The seller’s accrued
expenses are credited to the purchaser
in a closing statement.
30 Accrued interest Interest that accrues and will be paid
累积利息
when a property is sold if the rental
income does not cover the mortgage
payments.
31 Accumulated Interest not paid currently that is
累积利息
interest added to the balance owing.
32 Accurate free from error or defect; consistent
准确
with a standard, rule, or model;
precise; exact.

33 Acknowledgements A formal declaration made before an
认证书
authorized person, e.g., a notary
public, by a person who has executed
an instrument stating that the
execution was his or her free act.
34 Acoustic treatment The use of sound-absorbing materials
隔音措施 / 消音处理
to give a room a desired degree of
freedom from echo and reverberation.
35 Acquire / Acquisition The act or process by which a person
收购土地或地产 / 获取权利
procures property.
或权益
36 Acquisition of From time to time, land in the private
政府征用私人土地法
private land sector may be required for various vital
public programmes such as schools,
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hospitals, housing and infrastructure
developments including roads, drains
and mass rapid transit projects. The
legal framework for the acquisition of
private land by the Government is
provided for in the Land Acquisition
Act.
37 Acre 43,560 square feet of land
英亩
38 Acronym CASE Consumers Association of Singapore
英文首字母缩略词, 如‘消费
(nonprofit consumer protection
人协会’简称为
agency)
39 Act of delivery The act of transferring to another.
通过行动来履行合约
40 Act of God A catastrophic event that could not
天灾
have been foreseen nor avoided or
prevented.
41 Action concerning the processes causing
诉讼 / 法律行动
intentional (willful) human bodily
movements
42 Action for money
申索到期应缴付款项的诉讼
due
43 Action in rem Judicial proceeding against property, or
加入或取消对某地契附加索
more literally, “against the thing.”
求 / 或对某地契添加先
While in legal theory an action in rem
occurs only against property, in
actuality it consists of a legal action
between parties for the purpose of
attaching or disposing of property
owned by them
44 Activity / Activities
活动
45 Actual aspects
真实的一面
46 Actual authority Specific powers, expressly conferred by
实际的权力
a principal (often an insurance
company) to an agent to act on the
principal's behalf. This power may be
broad, general power or it may be
limited, special power.
47 Actual building cost
实际建筑成本
48 Actual cost rent
实际成本租金
49 Actual property
真实存在的产业
50 Ad valorem duty Meaning "according to value," this is a
按价收税制, 如成交价越高税
tax imposed on the value of property
率就越高
that is typically based on the local
government's valuation of the
property.
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51 Adaptation of items
鉴定附属物如何装订
52 Adapting works
改装工程
53 Addition & Restored buildings refers to
增建与修改
Alteration (A&A) conservation buildings where A&A
works have been carried out to restore
them in accordance to prevailing
conservation guidelines. A Certificate
of Statutory Completion (CSC)
clearance for the A&A works has also
been issued by URA for the building.
54 Additional Buyer’s to be paid by certain profiles of people
额外买方印花税
Stamp Duty (ABSD) who buy or acquire residential
properties (including residential land).
The new ABSD is payable by affected
buyers at fixed rates on the actual price
paid or market value of the property
whichever is the higher.
55 Additional CPF an additional subsidy over and above
额外公积金购屋津贴
Housing Grant (AHG) the prevailing CPF Housing Grant for
Family.
56 Address a code and abstract concept expressing
地址 / 住址
a location on the Earth's surface
57 Ad-hoc for the special purpose or end
格外的 / 特地的 / 专门的
presently under consideration
58 Adjacent property Property that is close to, although not
毗邻产业, 如两栋相近的独立
actually touching, another piece of
式洋房
property
59 Adjoining property Property that shares a common border,
邻接的产业 / 相连产业, 如一
is contiguous, and touching
对半独立式洋房
60 Adjourn Act of postponing a closing for another
延期 / 押后 (会议或听审日期
day or place. Adjournments of closing
)
can occur for a variety of reasons
including the lack of an appropriate
closing statement, one or more parties
being unable to be present, or an
irregularity in the title report or credit
check. If both parties agree to the
adjournment, the closing may be
rescheduled. In the event of a
cancellation, the purchase contract
may be jeopardized, dependent in par
on the cancellation clause.
61 Adjudication / Formal decision by a court of a law in
裁决
Adjudge an action brought before it, the court
reaches a final determination for all
parties in the case before it.
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62 Adjudication fee is payable according to the Fourth
裁定费 / 审裁费
Schedule of the Stamp Duties Act (Cap
312)
63 Adjudication of
裁定无力偿还债务 / 判入穷
insolvency
籍
64 Adjudicator someone who presides, judges and
审裁员
arbitrates during a formal disputes.
65 Adjustable rate A mortgage loan which bears interest
变动贷款利率
mortgage at a rate subject to change during the
term of the loan.
66 Adjusted gross Federal tax term applicable to the
调整后总收入
income difference between the taxpayer’s
gross income and adjustments to
income.
67 Adjuster Insurance company employee who
核算人
settles the damage to insured
property. The insured is contacted, the
property is assessed, a valuation is
made. The insurance company makes a
recommended amount of
reimbursement.
68 Adjustments in Changes in the value of a subject
房屋估价调整
appraisal property based on the value of a
comparable property.
69 Administer Be responsible for the implementation
管理 / 管制 / 实施
or use of (law or resources)
70 Administrative fee Usually stated as a percentage of
行政费
assets under management or as a fixed
annual dollar amount
71 Administrator A person appointed by the Court to
遗产管理人 / 破产管理人 /
settle the estate of a person who dies
管理人 / 行政人员
without a will. The feminine form is
Administratrix.
72 Administrator of is a legal term referring to a person
遗产管理人
estate appointed by a court to administer the
estate of a deceased person who left
no will.
73 Admissibility of evidence which the trial judge finds is
可接纳的证据
evidence useful in helping the trier of fact (a jury
if there is a jury, otherwise the judge),
and which cannot be objected to on
the basis that it is irrelevant,
immaterial, or violates the rules against
hearsay and other objections.
74 Admonish / An act or action of admonishing;
训诫 / 斥责
admonition authoritative counsel or warning.
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75 Adverse credit characterized by late payments or
不良信用
nonpayments.
76 Adverse gearing borrowing funds to your venture of
贷款逆差
house purchase.
77 Adverse possession A claim made against land titled to
通过占用他人土地在法律上
another person based on open,
索求所有权
notorious and hostile possession and
use of the land to the exclusion of the
titled owner.
78 Adversely affect
不利影响
79 Advertise / an encapsulated communication about
广告宣传 / 广告
Advertisement a product (good/services), a clearly
designed, concise, aesthetically
appealing and content-wise accurate
communiqué intended to effectively
persuade the target
audience(viewers/listeners/readers) to
arrive at a decision as desired by the
advertiser often concerning the
product (goods/service).
80 Advertisement sign
广告招牌
81 Advertising a form of communication used to
宣传
encourage or persuade an audience
(viewers, readers or listeners) to
continue or take some new action.
82 Advertising ethics
广告操守
83 Advice an official notification, especially one
忠告 / 劝告
pertaining to a business agreement
84 Advisory committee
街名顾问委员会
on Street Names
85 Aerobics room
健身室
86 Aesthetic value Value added to property because of its
美感的价值
intrinsic artistic, beautiful, and favored
location
87 Affect To have an influence on or effect a
影响, 如周围环境影响产业的
change in
价值
88 Affidavit Written statement or declaration,
供词 / 宣誓口供
made under oath before a licensed
individual, such as a notary public.
89 Affirm / Affirmation To confirm, ratify, verify, and accept a
确证 / 宣誓
transaction that can be canceled. / A
declaration that a certain set of facts
are truthful.
90 Affix to attach physically
加盖 / 张贴 / 钉上 / 附加上
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91 Affordable housing a term used to describe dwelling units
负担能力范围内的房屋
whose total housing costs for either
rented or purchased unit, are deemed
affordable to those that have a median
household income.
92 After-sale service the provision of service to customers
售后服务
before, during and after a purchase
93 Age of building /
楼龄 / 屋龄
Property age
94 Agency A relationship in which the agent is
(一) 经纪代理行 / (二) 经纪与
given the authority to act on behalf of
委托人在法律上的关系
another person (Principal).
95 Agency by a legal contract creating a fiduciary
由签定契约形成的经纪代理
Agreement relationship whereby the first party
协约
("the principal") agrees that the actions
of a second party ("the agent") binds
the principal to later agreements made
by the agent as if the principal had
himself personally made the later
agreements.
96 Agency by Estoppels Legally binding agency relationship that
由法律上‘禁止翻供’形成的经
may arise where, in fact, no formal
纪代理协约
agency agreement is in effect.
97 Agency by A situation in which a person or
因屋主接受买卖合约而形成
Ratification company inaccurately claims to be an
的经纪代理协约
agent for another person or company
and conducts some act in that capacity,
but which the principal (who is not
actually a principal) later accepts and
recognizes.
98 Agency coupled with when an agent has possession or
经纪代理同时拥有产业的股
an Interest control of the property of his principal
份
and possesses a legal rights against
interference by third parties
99 Agency fees the percentage or fixed fee paid to the
代理佣金
Estate Agent if they sell your property
for you
100 Agency relationship A relationship in which a principal
经纪与屋主之间的合约关系
engages an agent to perform some
service on his or her behalf; this
involves delegating authority by the
principal.
101 Agent Individual having the authority to act
经纪代理行
on the behalf of another and represent
his or her business interests.
102 Agent commission
经纪佣金合约
agreement
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103 Agent’s commission
经纪佣金
104 Agent’s duties the agent is responsible to act in the
经纪的职责
best interests of their client.
105 Aggrieved party An individual who is entitled to
起诉人 / 受害一方
commence a lawsuit against another
because his or her legal rights have
been violated.
106 Agreement Contractual agreement between a
协议 / 合约
seller and a buyer for a future sale
107 Agricultural land Property zoned and used for farming
农地 / 农业用地
including the raising of crops and
livestock.
108 Agricultural tenancy Renting agricultural land or property
农地租约
109 Agricultural use
农业用途
110 Air pollution the introduction of chemicals,
空气污染
particulate matter, or biological
materials that cause harm or
discomfort to humans or other living
organisms, or cause damage to the
natural environment or built
environment, into the atmosphere.
111 Air rights The right to the air space above the
空间所有权, 领空权
real property.
112 Air shaft a shaft for ventilation, especially in a
通风井
mine or tunnel
113 Air space the portion of the atmosphere
空间 / 领空
controlled by a country above its
territory, including its territorial waters
or, more generally, any specific three-
dimensional portion of the
atmosphere.
114 Air-con ledge
冷气机平台
115 Air-conditioner a home appliance, system, or
冷气机 / 空调设备
mechanism designed to dehumidify
and extract heat from an area
116 Air-handling unit a big air cooling machine which
风柜房
room supplies cooled air to the room via air
ducts and supply air grilles and air
diffusers
117 Alienate / Alienation Voluntary and purposeful conveyance
转让屋契
of property from one person to
another through the transfer of title
and possession.
118 Alienation by State
政府售地
119 Alienation Clause Stipulation in a contractual agreement
屋契转让条款
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