Table Of Content

PRAISE FOR THE SMART MONEY WOMAN A practical, no-holds-barred guide to building wealth for the 21st century African woman. Written in an engaging style and full of actionable strategies, this money book is a must-have for every bookshelf. Aisha Ahmad Chairperson, WIMBIZ & Head, Consumer Banking & Wealth, Diamond Bank A journey through personal finance written from a truly African context by a gifted young woman who seeks to reposition and redefine the way we think about the subject. Aigboje Aig-Imoukhuede, CON, President, The Nigerian Stock Exchange There can't be any question whether the concept of finance is important for every woman, and this book brings it to life. Arese provides insights, real-world examples and practical advice about the importance of getting it right. She has again showed us money is a 2 partner in a relationship that must thrive for us to enjoy! Completely educative, easy to read, and most enjoyable. Osayi Alile Head, ACT Foundation Unprecedented. A Nigerian woman's answer to 'Rich Dad, Poor Dad'. Using prose and a mirror, Arese demystifies the art of money making by analysing and conquering the African woman's fear of investments. She tackles the financial taboos and shackling mindsets using our everyday realities to connect. A must read! Bolanle Austen-Peters Producer, Director, & Founder, Terra Kulture & BAP Productions An entertaining way to learn about money… ushering in a new narrative of Africa, specifically of the African woman in the 21st century—her perspective, her ambitions, her journey, flaws and all, but wholly hers. Alhaji Aliko Dangote, GCON, Chairman & CEO, Dangote Group Great storytelling with a strong message and focus on changing or improving your view on money matters. You have a good laugh, set in a familiar place, and most of all you close the book determined to change your money habits. Tara Fela-Durotoye Founder, House of Tara 3 A must-read for anyone looking to have a better understanding of financial literacy. Arese provides a straight-talking, practical, step-by-step approach to a better financial future. A great self-help guide for the young, driven, entrepreneurial African woman. Peace Hyde Correspondent, Forbes Africa Arese puts an interesting and picturesque spin on how women can better manage her money in the book 'The Smart Money Woman'. She addresses the issue of money management in a way every woman can relate to. The style is mellifluous yet profound in its message. Betty Irabor Publisher, Genevieve Magazine Arese wraps fundamental truths in humour and real life relatable experiences, impacting knowledge and a guide to making better choices financially. Such a breath of fresh air for the 21st century woman on her way to financial freedom. Toke Makinwa Celebrity & Media Entrepreneur Money is a hard topic to think and talk about, but Arese breaks it down and removes the fear and discomfort for young African women. Afua Osei Co-Founder, She Leads Africa 4 'The Smart Money Woman' is the modern African woman's book and Zuri's captivating story will keep you turning the page. The real kicker comes in the Smart Money Lessons included in every chapter; easily digestible but vital lessons on how to get started up the financial success ladder. You get double the value with this book—an entertaining read and a valuable education. Well done, Arese. Uche Pedro Founder, BellaNaija 5 THE SMART MONEY WOMAN An African Girl's Journey to Financial Freedom ARESE UGWU 6 Copyright © 2016 Arese Ugwu The moral right of the author has been asserted. Apart from any fair dealing for the purposes of research or private study, or criticism or review, as permitted under the Copyright, Designs and Patents Act 1988, this publication may only be reproduced, stored or transmitted, in any form or by any means, with the prior permission in writing of the publishers, or in the case of reprographic reproduction in accordance with the terms of licences issued by the Copyright Licensing Agency. Enquiries concerning reproduction outside those terms should be sent to the publishers. This is a work of fiction. Names, characters, businesses, places, events and incidents are either the products of the author’s imagination or used in a fictitious manner. Any resemblance to actual persons, living or dead, or actual events is purely coincidental. Matador® 9 Priory Business Park, Wistow Road, Kibworth Beauchamp, Leicestershire. LE8 0RX Tel: 0116 279 2299 Email: