The Financial Peace Planner: A Step-By-Step Guide to Restoring Your Family's Financial Health PDF
Preview The Financial Peace Planner: A Step-By-Step Guide to Restoring Your Family's Financial Health
PENGUIN BOOKS THE FINANCIAL PEACE PLANNER Dave Ramsey knows what it’s like to have—and lose—it all. By age twenty-six, he had accumulated a personal real estate portfolio worth over $4 million; by age twenty-eight, having gotten too far into debt to get out, he declared personal bankruptcy. Ramsey rebuilt his financial life and has gone on to teach others the lessons that he learned the hard way. Since 1988, Ramsey has helped thousands through the Lampo Group, which offers a twelve-week program called Financial Peace University, and sponsors seminars in churches and corporations throughout the country. The popular host of The Money Game, a nationally syndicated radio talk show dealing with financial matters, he holds a degree in finance and real estate from the University of Tennessee. He and his wife, Sharon, live with their three children in the Nashville area. PENGUIN BOOKS Published by the Penguin Group Penguin Books USA Inc., 375 Hudson Street, New York, New York 10014, U.S.A. Penguin Books Ltd, 27 Wrights Lane, London W8 5TZ, England Penguin Books Australia Ltd, Ringwood, Victoria, Australia Penguin Books Canada Ltd, 10 Alcorn Avenue, Toronto, Ontario, Canada M4V 3B2 Penguin Books (N.Z.) Ltd, 182–190 Wairau Road, Auckland 10, New Zealand Penguin Books Ltd, Registered Offices: Harmondsworth, Middlesex, England Copyright © David L. Ramsey III, 1998 All rights reserved A NOTE TO THE READER This publication is designed to provide accurate and authoritative information with regard to the subject matter covered. It is sold with the understanding that the publisher is not engaged in rendering financial, accounting, or other professional advice. If financial advice or other expert professional assistance is required, the services of a competent professional person should be sought. ISBN 978-1-1011-9949-7 To all the Financial Peace University members who have fought the good fight against financial stagnation and devastation and, in the end, committed to be something other than normal Acknowledgments IT TAKES THE WORK of many people to complete a book, and to everyone who played a part in the writing of The Financial Peace Planner, I wish to extend my gratitude. In particular, I want to thank Susan Salmon Trotman and Jane von Mehren: You have helped me capture on paper some of life’s most important principles. Thanks to Sara Fortenberry, who helped me learn the ropes of publishing. And as always, I thank God for my beautiful wife, Sharon, and our three children. These principles wouldn’t mean nearly as much had my family not stayed committed to me throughout all of life’s hard lessons. Contents Part I Where Are You Really? 1. Call Me Weird—Just Don’t Call Me Broke 2. What’s a Nice Guy Like You Doing in a Place Like This? Part II Get a Grip on Your Finances 3. “Budget” by Another Name—May Help 4. Beat Budget Blunders 5. What Kind of Debt Have You Bought? 6. Reversal of Fortune: Dump Debt 7. Credit Cleanup Part III Watch Your Wealth Grow 8. Show Me the Money: Make Compound Interest Work for You 9. Spread It Around: The Power of Diversification 10. To Everything There Is a Season: College and Retirement Planning 11. Protect Your Investments—and Your Loved Ones: Insurance 12. To Buy or What to Buy? Real Estate and Mortgages 13. Leave a Legacy of Financial Peace Appendix A Appendix B Notes Index The Financial Peace Planner Part 1 Where Are You Really?
The list of books you might like
