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THE CALCUTTA REVIBW, Prick per Numprn, Ra. 5. Aynum 5, * 90. The Review is sent Post-free to all parts of Ladia, on receipt af payment in advance, RATES OF ADVERTISING, Per page, 4 ditto, ae $ ditt, ve Catalogue-Advertiscments, to be sewed up-with the Nunther, are charged at the rate of Rs. 3 per page above four pages, Jis. 5, when of four pages or less, qn, ‘The large and increasing circulation of the Review, the:tiet that it commands through Libraries, Reading-Clyhg;. an Mipsies a more influential and extensive class of Readers tharsePs- riodical in India, and. that each Number’ is some, dade’ hands of the public before it is supersedad by ancthey great and peculiar tages for all Advertisements; andi¢ ally for those of a permanent character, Advertisements intended ; fér insertion ian tt should be forwatded to the. ‘Publisher ng} December. THE CALCUTTA REVILW ADVERTISER. CONTENTS OF No. LXIYV. I. Non-Regulation Justice. if. Christian Orientalisin. III. The Owner of the Soil. IV. Bengali Barbers. _V. The Economics of Public Works. VIL The Examination System. VIL. Vedie India. VIL. Carey, Marshman and Ward. IX. Critical Notices of Works on India and the Fast published during the Quarter. OPINIONS OF TIIK PRESS. © The last Number of the Cudeuttu Review is a decidedly good one, and worthy of the former reputation of that periodical. The Articles are not very light ... but they have all, evidently, been written by men of Indian experience, qualified to instruct those they write for on subjects connected with this country.”—Phaw- nix, July 29. * The last Number of the Calcutta Review, though deficient in lighter articles of general interest, is on the whole a very good nuinber, and we are glad to sce that this publication, the only one in which the non-professional writers in India find a place for expressing their ideas, continues to be supported by on able staff." Hurharu, August 6. “ The last Number of the Calcutta Review, which has just been received here, contains a good deal of solid, substantial, whole- some, nourishing food for the intellect, mingled, however, with some viands which we have found not very easy of digestion," Madras Athenaum, August 2. ‘“ The Calcitta Review No. UXTY. contains a large amount of moet readable matter."— The Bombay Standard, September 2. THE CALCUTTA REVIEW ADVERTISER, UNIVE ESTABLISHED IN LONDON AND CALCUTTA, 1834, CONFIRMED BY SPECIAL ACT OF PARLIAMENT 6, WILLIAM IV. CHAD 64, INVESTED CAPITAL VOUN DS STERLING SLX HUNDRED AND SEVENTY THOUSAND, OF WHICH FIFTY LACS OF RUPRES ARE WELD BY THE INDIAN BRANCIL EONDON OFFICE, No. 1, KING WILLIAM STREET. INDIAN BRANCH DIRECTORS, CALCUTTA WILLIAM JT, SMOULT, Esa, GEORCE BROWN, Ese. EVWARD PALMER, Esq. . J. SCOTT ELLIOT, Esq, JAMES WELCH, ESQ. LOCAL DIRECTOR AT ALLATIABAD,— CECIL STEPHENSON, Esy, PHYSICIAN, ALLAN WEBB, Esg., M.D. RENTS AND SECRETARIES, is, BRADDON anv Company, MADRAS AGENTS, BOMBAY AGENTS, BALNDRIDUE anp Co. Messus. LECKIE anv Co, ADDRESS 70 INDIAN AND ENGLISH ASSURERS, 1859. In consequence of tho late fearful calamities caused by the Moti Judia, and the severe ordeal to which all Assurance Offices comente that Country have, thereby, been subjected, the Directors of tho Ui consider that a brief aveount of itd late proceedings, and. af ita gr ly satisfactory position (that ores having its af a THE CALCUTTA REVIEW ADVERTISER. ep t will not be uninteresting to those who may have somo connection either or indirect with thia office, To all persons who aro likely to be intorested in contracts of Life Assur- ance personally, or through others, the present communication, it is hopod, tyly be ttecful as showing that the Univeasan is not only based on sooND Pee 48 TO ITS RATLS, and possesses 4 LARGE Investep CaritaL, but offers all othor advantages COMPATIBLE WITH PERTKO? sEoURITY, which pala be sought for in any Assurance Office by o prudent Assurer, residing ther in England or iu India, ‘The Universal Life Ausurance Society was established in the early part ch the year 1804, for the parpovo of imparting to esidents in India, as well 48 to those in British Possessions olsowhere, tho eamo advantages of Life Mesarence which it frrnushed to those residing in Great Britain. ‘fhe parent Institution being in Loudon, with Establishments at the throo Prasidoncies uf India for granting Policies, the opportunity is afforded ‘of efecting Assuranves, in erther Country, as may best suit the convenienac ‘Thus, while the holder of Policy has the ailvantage of the extensive knowicdge of Indian afiaurs possessed by the local Boards in India, and the Babel of their vigilaut superintendence of the concerns of the Society, he also the advantage of participatiug in tho profits of the Nuropean as as the Indian itanch, and of the stability of an English as well ay an Proprivtary, to guatantes the due payment of the Claim under suvh he Directors of the Unrvensat appoal with confidence to the continued fipest ef the Indian Community. The Untvensat was the first office to dutrodace an mtrrovap system of Lifo Assurance inte a country where the peoverbiully uncertain tonure of human life appeared imperatively to de- dnd the creation of such an establishment ; and during the twenty-four 10 bas transacted business in India, the Directora have actually elaizns to the Assurors in that country alone, amounting to the enor- mous sum of 00,44,293 rupees, or £604,420, Qa the subject of rates for India, the Directors have hitherto refrained s the unrounded sasertions, that the Unrvangaz was not tho Best office vihioh had the privilege {in order to fix these rates) of access to Sho of the East India Company ; but ua such assertions are still it forward, the Directors deem it their duty most explicitly to state ‘thay Unrvpsab wus the first to obtain that privilege (which it enjoyed aay ) sb fax buck ax the year 1834, renee intg the subject by again traci gare ea let aes mania of each gommencing with his fire # lard, sad his sgtin, visting dle, up to the tims af his fal ; ee hide ntegeand also minutely working out the results of THE CALCUTTA REVIEW ADVERTISER, ly satisfactory, inasmuch as it fully confirms the-sqoneway' af the existing’ mates founded so far back as the year 1834, aud shows the rabtlhy of tee ollice, Lower Rates adopted by other offices more recently established, dra Proven by the late disastrous events in India to be unromunerative, ib hee ing uow found that, on the recent valuations of such offices, there aro NO PROFITS WHATEVER TO DIVIDE among the Assurers, in reduction of thoie premiums, The UNIVERSAL, instead of entering into a ruinous reco of com- petition, has adhered to its steady and pradent course, and the result shows, that, notwithstanding the late fearful occurrences in India, and the heavy claims paid, it has been enabled to declare the same amount of divisible pro« fits, in reduction of premiums, as in the two preceding years. Had it not« beon for those unlooked-for calamities, those profits would have been larger; the actual reduction, however, was one-third from the amount the Original Premiums paid, and this must be considered in the degree satisfactory, This large return to the Policy-holders, the confidently hope, will not ouly bo continued, but if tho support of (hs Indian Community is freoly accorded, will be materially sueremed. The result, as now ascertained, fully demonstrates further, that the Tables, for India published by the Unrversat represent a fair and equitablé moae sure of the risk incurred ; while they'give both seourity and pecuniary a vantages to the Assured. In alt Aorvaretr SiFitions the first and pargmount objcot is spobRiiay on which may depend the ultimate happiness or misery of thousands 5 ¢hd i oust be borne in mind that Assurers are not too highly rated by tha Uui« versat to obtain this, to thom, essential gbject, inasmuch as, if i subscriptions prove more than-adoquate to cover the general rinks, Sit ab! CESS IS RETURNED to them (when entitled to participate in profit) age NUALLY, IN THA SHAPE QF PROFITS, without having to wait, as in other for the subsequent periodical return of five yoars before another takes place ; an advantage of vital importance in a country Ike q where so many of tho Assured may not outlive such subsequent expectation. The attention of Indian Assurers is particularly called to the aiventogys offered by this Society on THEIR RéTtRN To EvRorg, whea, W] et notice to the office of thoir arrival, THEIR PREMIUMS ARB RAD' ‘ti Enanise RaTus (when they fall due after such notice); CORRESPONDING W2ttt wee AGE WHEN THE ASSURANOB WAS EFFECTED WITHOU! BEFEARVOP XO THEIR STATE OF HEALTH, and without ANY MEDICAL RXAMINATION Policies taken out in England may be continued in Indus, or thes out ‘in India may be continued in England, and Preminmy and be paid in either country, on definite and equitsble terms, nN All further Partioulars may be obtained:on application te Mngsrs. BRADDON & Co, .. Mussng. BAINBRIDGE & Co, Esa, Caloutta, Wo. %4, Strand, “Se 7, 1850, sagt Bapeembe