Take Charge! Take The Complete Guide to Senior Living in New York City Charge! John Vinton a NEW YORK UNIVERSITY PRESS New York and London NEW YORK UNIVERSITY PRESS New York and London Copyright © 1999 by New York University All rights reserved Book design by Jeff Hoffman Library of Congress Cataloging-in-Publication Data Vinton, John. Take charge! : the complete guide to senior living in New York City / John Vinton p. cm. ISBN 0-8147-8801-7 (pbk. : alk. paper) ISBN 0-8147-8800-9 (cloth : alk. paper) 1. Aged—New York (State)—New York—Life skills guides. 2. Aged—Services for—New York (State)—New York— Directories. 3. Aged—Recreation—New York (State)—New York—Guidebooks. 4. New York (New York)—Guidebooks. I. Title. HQ1064.U6 N4746 1999 305.26'09747—dc21 99-6097 CIP New York University Press books are printed on acid-free paper and their binding materials are chosen for strength and durability. Manufactured in the United States of America 10 9 8 7 6 5 4 3 2 1 To the social workers of New York City, who make life better for us all Contents Preface xiii Choices in Life Enrichment 1 Chapter 1: Arts and Entertainment 2 Senior Centers and Public Libraries 2 Sundays at JASA 2 Senior Action in a Gay Environment 3 Discounts at Museums and Exhibitions 3 Discounts at Concert Halls 3 Free and Discount Theater Tickets 3 Discounts at Movie Theaters 4 Senior Theater Companies 4 Elders Share the Arts 4 Elder Craftsmen 5 Financial Assistance 5 Chapter 2: Recreation and Travel 6 New York City Department of 6 Parks and Recreation Other Recreation Programs 7 Low-Cost Day Trips 8 Discount Travel 8 Discount Travel Swindles 13 Learning and Travel Opportunities 15 Work and Travel Opportunities 15 Healthcare for Travelers 17 Travel Resources for the Disabled 19 Low-Cost Senior Camps 21 Vacation Camp for the Blind 22 Chapter 3: Learning Opportunities 23 Senior Centers and Public Libraries 23 Computer Classes 23 High School–Level Learning 24 College-Level Learning 25 Learning and Travel Opportunities 29 Chapter 4: Job Training, Employment, and Volunteer Opportunities 30 Job Programs for Low-Income Seniors 30 Job Programs for All-Income Seniors 32 Opportunities for Craftspeople 33 Local Volunteer Opportunities 34 Volunteer Opportunities Outside the City 35 Advocacy Groups 36 Chapter 5: Preventing Abuse and Crime 38 Elder Abuse 38 Age Discrimination 41 Swindles 42 Assistance for Crime Victims 46 Safety Tips 48 v i i i C O N T E N T S Choices in Housing and Long-Term Care 52 Chapter 6: Standard Housing 53 Programs for Homeowners and Renters 54 Programs for Homeowners Only 58 Programs for Renters Only 75 Seniors-Only Rental Housing 82 Other Below-Market Apartments 87 Chapter 7: Home Care and Community Support Services 90 Home Care 90 Community Support Services 113 Chapter 8: Supportive and Long-Term Care Housing 128 Congregate Housing 130 Personal-Care Housing 135 Medical- and Personal-Care Housing 141 Chapter 9: Paying for Long-Term Care 154 Will I Need Long-Term Care? 154 What Does Long-Term Care Cost? 155 Medicaid 156 Supplemental Security Income 156 Medicare 157 Department of Veterans Affairs 157 Workers’ Compensation Board 157 Assisted Living Contracts 158 Life Insurance 158 Corporate and Union Retiree Health Insurance 158 Long-Term Care Insurance 158 C O N T E N T S ix