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State and local compliance with Title I of the Clean Air Act : hearing before the Subcommittee on Clean Air and Nuclear Regulation of the Committee on Environment and Public Works, United States Senate, One Hundred Third Congress, first session, August 3, PDF

160 Pages·1993·11.1 MB·English
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Preview State and local compliance with Title I of the Clean Air Act : hearing before the Subcommittee on Clean Air and Nuclear Regulation of the Committee on Environment and Public Works, United States Senate, One Hundred Third Congress, first session, August 3,

ee Benefits in Medium and rivate Establishments, 1991 of Labor Statistics / -»•*? «»u somra HOWARD UNIVERSITY UNIVERSITY LIBRARIES WASHINGTON, D. C. 20059 Employee Benefits in Medium and Large Private Establishments, 1991 U.S. Department of Labor Robert B. Reich, Secretary Bureau of Labor Statistics May 1993 Bulletin 2422 H’k U(,33y 1^1 OtLC- $T 2$352 ?j2>5 ♦ For sale by the U.S. Government Printing Office Superintendent of Documents, Mail Stop: SSOP, Washington, DC 20402-9328 ISBN 0-16-041777-5 Preface This bulletin presents results of a 1991 Bureau of Labor time employees; chapter 9 addresses part-time workers. Statistics survey that dealt with the incidence and detailed Many persons in the Office of Compensation and Work¬ provisions of selected employee benefit plans in medium ing Conditions contributed to this publication. The follow¬ and large private establishments. The survey provides rep¬ ing persons in the Division of Occupational Pay and Em¬ resentative data for 36 million employees in the Nation’s ployee Benefits Levels compiled and analyzed the data for private nonagricultural industries. Appendix A describes this bulletin: Cathy Baker, Michael Bucci, Thomas in detail the coverage and statistical procedures used in the Charboneau, Edward Coates, Kenneth Elliott, Jason survey. Ford, Avy Graham, Robert Grant, Glenn Grossman, The 1991 Employee Benefits Survey reports on benefits Douglas Hedger, Stephanie Hyland, Natalie Kramer, provided to employees in establishments with 100 or more Marc Kronson, John Murphy, Laura Scofea, Patrick workers in all private nonfarm industries. With the publi¬ Seburn, Margaret Simons, Cynthia Thompson, Jerline cation of these data, the Bureau of Labor Statistics (BLS) Thompson, and Arthur Williams. They worked under the completes the final phase of a plan to expand BLS em¬ direction of Allan Blostin, James Houff, and John Morton. ployee benefits data. Between 1979 and 1986, the survey Mahin Eslami prepared the text for publication. provided benefits data on full-time employees in medium Computer programming and systems design were pro¬ and large establishments, those with either 100 or 250 em¬ vided by David Caples, Mary Constable, Mohamed ployees or more, depending on the industry. Coverage in Elzein, Ahoiivah Maier, Lien Nham, Cheryl Sims, and the services industries was limited. The 1987 survey ex¬ Edward Thomas of the Division of Directly Collected amined benefits for full-time employees in State and local Periodic Surveys, with the direction of Leslie Chappel. governments with 50 employees or more. In 1988 and Larry Huff, Thomas Kelly, Mary Gessley, and Jill 1989, expanded surveys of medium and large establish¬ Montaquila of the Statistical Methods Group were re¬ ments covered full-time employees in establishments em¬ sponsible for the sample design, nonresponse adjustments, ploying 100 workers or more in all private industries. sample error computations, and other statistical proce¬ Beginning in 1990, the Employee Benefits Survey in¬ dures; Chester Ponikowski directed their efforts. Field¬ cluded both full-time and part-time employees in all pri¬ work for the survey was directed by the Bureau’s Assistant vate industries (regardless of the number of employees) Regional Commissioners for Operations. Sensory impaired individuals may obtain information in and State and local governments. In that year, the survey covered small private establishments (those employing this publication upon request. Voice phone (202) fewer than 100 workers) and governments. This bulletin, 606-STAT; TDD phone (202) 606-5897; TDD message re¬ ferral phone 1-800-326-2577. Material in this publication reporting on the 1991 survey of employees in medium and large private establishments, includes part-time workers in is in the public domain and, with appropriate credit, may those establishments for the first time. In future years, be reproduced without permission. Pictured on the cover of this bulletin is Missing the small private establishments and State and local govern¬ Dance by Norman Rockwell, 1937, (c) The Curtis Publish¬ ments will be surveyed in even-numbered years, and me¬ dium and large private establishments will be surveyed in ing Company. odd-numbered years. Chapters 2 through 8 apply to full¬ iii Want a competitive edge? Let’s communicate. We welcome your comments, suggestions, and queries on the content of this publication, its adequacy for research, and what else you might wish to see in it. Employee benefits are an essential part of compensation. Stay abreast of what your competitors currently offer their employees, and glean insight into how other companies structure their benefits pro¬ grams to compete in the labor market and furnish benefits while con¬ taining costs. Tell us what you need to know. Keep a competitive edge. Direct your comments to: Bureau of Labor Statistics, Employee Bene¬ fits Survey, Room 4160, 2 Massachusetts Ave., NW., Washington, DC 20212 0001 - . Contents Page 1 Chapter 1. Incidence of employee benefit plans . 1 Time-off benefits. 2 Disability benefits. 2 Medical, dental, and vision care and life insurance. 2 Defined benefit pension and defined contribution plans. 3 Flexible benefits plans and reimbursement accounts. 3 Other benefits. Full-time Employees > 7 Chapter 2. Work schedules, paid time off, and parental leave. 7 Work schedules . 7 Paid time off. 7 Paid lunch and rest periods. 7 Paid holidays. 7 Paid vacations... 8 Paid personal leave. 8 Paid funeral leave, jury-duty leave, and military leave. 8 Parental leave. 16 Chapter 3. Disability benefits . 16 Paid sick leave . 16 Sickness and accident insurance. 17 Long-term disability insurance. 37 Chapter 4. Medical, dental, and vision care. 37 Medical care. 37 Coverage of selected categories of medical care . 37 Funding arrangements. 38 Payment arrangements. 38 Overall limitations . 39 Hospital coverage. 39 Alternatives to hospitalization. 41 Surgical coverage . 41 Cost containment . 42 Prescription drug benefits . 42 Mental health coverage . 43 Alcohol and drug abuse treatment... 43 Health maintenance organizations (HMO’s). 43 Other medical benefits. 44 Employee contributions. 44 Participation requirements... 44 Coverage for retired workers. 44 Dental care. 45 Vision care . 71 Chapter 5. Life insurance. 71 Types and amounts of benefit formulas. 72 Coverage for older active workers and retirees v Contents—Continued 72 Related protection .. 72 Service requirements . 79 Chapter 6. Defined benefit pension plans. 79 Benefit formulas. 80 Private benefits and Social Security payments . 81 Maximum benefit provisions. 81 Replacement rates . 82 Normal retirement. 83 Early retirement. 83 Disability retirement . 83 Postponed retirement. 84 Postretirement pension increases . 84 Vesting. 84 Portability. 85 Postretirement survivor benefits. 85 Preretirement survivor benefits. 85 Employee contributions. 86 Participation requirements . 104 Chapter 7. Defined contribution plans. 104 Plan types . 105 Cash or deferred arrangements. 105 Savings and thrift plans. 107 Profit-sharing plans. 107 Participation and vesting.. 121 Chapter 8. Plan administration. 121 Plan sponsor. 121 Plan financing. 121 Flexible benefits plans and reimbursement accounts. Part-time Employees 126 Chapter 9. Benefits for part-time employees 126 Work schedule . 126 Time off. 126 Insurance, retirement, and other benefits Appendixes: 129 A. Technical note. 138 B. Availability of the survey’s data base. Charts: 1. Medical care benefits: Percent of HMO and non-HMO participants by coverage for hospital room 40 and board charges ... 40 2. Medical care benefits: HMO and non-HMO participants with coverage for selected services. 82 3. Defined benefit pension plans: Average replacement rates by age and final salary. Tables: Full-time employees in medium and large private establishments, 1991: 5 1. Summary: Participation in selected employee benefit programs. 6 2. Other benefits: Eligibility for specified benefits. VI

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