Miss Kate Wardmere, a young lady of minimal fortune but generous appearance, is teetering close to ruin. When she receives an invitation to spend the holidays with a distant cousin at a remote country estate, she accepts, hoping for a refuge from her troubles. Instead, it seems they are just beginning.
Marcus Fairfax is going home for Christmas - but to his dismay he finds Kate already ensconced as a guest. They share a history that ended in heartbreak, and the last thing he wants is to be trapped with the lady in question over the holidays. Determined to part ways once and for all, Marcus and Kate instead find that the magic of the season, plus the resident ghost, conspire to bring them together. But will the holiday spirit be enough to overcome the suffering in their pasts?