self help groups and empowerment of rural women in adilabad district of andhra pradesh

106 Pages·2016·1.2 MB·English

SELF HELP GROUPS AND
EMPOWERMENT OF RURAL WOMEN
IN ADILABAD DISTRICT OF ANDHRA
PRADESH: ANALYSIS OF IMPACT
AND ISSUES

VIVEK A.
B.Sc. (Ag.)

MASTER OF BUSINESS ADMINISTRATION
(AGRIBUSINESS MANAGEMENT)

2012
SELF HELP GROUPS AND EMPOWERMENT
OF RURAL WOMEN IN ADILABAD DISTRICT
OF ANDHRA PRADESH: ANALYSIS OF
IMPACT AND ISSUES

BY
VIVEK A.
B.Sc. (Ag.)

PROJECT REPORT SUBMITTED TO ACHARYA N. G. RANGA
AGRICULTURAL UNIVERSITY IN PARTIAL FULFILMENT OF THE
REQUIREMENTS FOR THE AWARD OF THE DEGREE OF

MASTER OF BUSINESS ADMINISTRATION
(AGRIBUSINESS MANAGEMENT)

CHAIRPERSON: Dr. ALDAS JANAIAH

SCHOOL OF AGRIBUSINESS MANAGEMENT
COLLEGE OF AGRICULTURE
RAJENDRANAGAR, HYDERABAD-500 030.
ACHARYA N. G. RANGA AGRICULTURAL UNIVERSITY
2012
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DECLARATION

I, VIVEK A. hereby declare that the project report entitled “SELF HELP
GROUPS AND EMPOWERMENT OF RURAL WOMEN IN ADILABAD
DISTRICT OF ANDHRA PRADESH: ANALYSIS OF IMPACT AND ISSUES”
submitted to the Acharya N.G. Ranga Agricultural University for the degree of
Master of Business Administration in the major field of Agribusiness Management is
the result of the original project work done by me. I also declare that no material
contained in the project report has been published earlier in any manner.

Place: Hyderabad (VIVEK A.)
Date: I.D.No. RMBA/10-16

ii
CERTIFICATE

Mr. VIVEK A. has satisfactorily prosecuted the course of project work and that the
report entitled “SELF HELP GROUPS AND EMPOWERMENT OF RURAL
WOMEN IN ADILABAD DISTRICT OF ANDHRA PRADESH: ANALYSIS OF
IMPACT AND ISSUES” submitted is the result of original work and is of sufficiently
high standard to warrant it’s presentation to the examination. I also certify that neither the
project work nor its part thereof has been previously submitted by him for a degree of any
university.

Date: Dr. ALDAS JANAIAH
Chairperson

iii
CERTIFICATE
This is to certify that the report entitled “SELF HELP GROUPS AND
EMPOWERMENT OF RURAL WOMEN IN ADILABAD DISTRICT OF ANDHRA
PRADESH: ANALYSIS OF IMPACT AND ISSUES” submitted in partial fulfilment
of the requirements for the degree of MASTER OF BUSINESS ADMINISTRATION in
the major field of Agribusiness Management of the Acharya N. G. Ranga Agricultural
University, Hyderabad is a record of the bonafide project work carried out by
Mr. VIVEK A. under our guidance and supervision.
No part of the project report has been submitted by the student for any
other degree or diploma. The published part and all the assistance received during the
course of investigations have been duly acknowledged by the author of the project
report.

Project Report approved by the Student Advisory Committee

Chairman : Dr. ALDAS JANAIAH
Professsor and Head
SABM
College of Agriculture
Rajendranagar, Hyderabad – 500030

Member : Dr. Seema
Professor
SABM
College of Agriculture
Rajendranagar, Hyderabad – 500030

Member : Dr. M.H.V. BHAVE
Assistant Professor
Department of Statistics & Mathematics
College of Agriculture
Rajendranagar, Hyderabad – 500030

Date of final viva-voce

iv
ACKNOWLEDGEMENTS

I gracefully record my profound sense of gratitude and regards to the chairman and
major advisor, DR. ALDAS JANAIAH, Professor and Head, School of Agribusiness
Management, Rajendranagar, Acharya N.G Ranga Agricultural University for his
invaluable suggestions and meticulous and continuous guidance throughout the period of
the study.
I deem it a proud privilege to express my highest veneration and respectful
gratitude to member of advisory committee, DR. SEEMA, Professor, School of
Agribusiness Management, College of Agriculture, Rajendranagar, for her unbounded
affection, cheerful assistance and encouragement during my course of study.
I equally owe my deep sense of gratitude to Sri. M.H.V.BHAVE, Assistant
Professor, Department of Statistics and mathematics and member of my Advisory
Committee for his invaluable guidance, suggestions and support during my course of study.
I pay my heartfelt regards to DR. P.RADHIKA, Assistant Professor, School of
Agribusiness Management, College of Agriculture, Rajendranagar, ANGRAU for her
generous help, and valuable guidance during the course of study.
I owe a deep sense of honour, regards and cordial love to my parents Sri.
RAJALINGAM A. and Smt. BHU LAXMI, and other family members and all near and
dear ones for their affection, persistent encouragement and moral support throughout my
life. It will be a great lapse on my part if I fail to extend my best regards to all my teachers
and well wishers who have contributed in building up my present status. I also thank to the
staff of School of Agribusiness Management for their help during my thesis work.
My acknowledgement would be incomplete and meaningless without thanking to my
friends BHV Prasad, Ramesh (Syngenta), Srininvas, Bhanu Teja, Vivekananda, Chirag
Jain, Srihari, Vishnuvardhan and Krishna for their voluntary help, mood refreshing
gossip which helped me in completing the thesis.
Date: (VIVEK A.)
v
CONTENTS

Chapter No Title Page No.
1-7
I INTRODUCTION
II REVIEW OF LITERATURE 8 - 2 1
III MATERIAL AND METHODS 2 2 - 3 3
IV RESULTS AND DISCUSSION 3 4 - 7 1
V SUMMARY AND CONCLUSIONS 7 2 - 7 7
LITERATURE CITED 78-84
85-92
ANNEXURE

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LIST OF TABLES

S.No Title Page no

3.1 Number of respondents selected for study 24
4.1 Status of Self help groups in Andhra Pradesh 41
4.2 Growth of SHGs in Andhra Pradesh 43
4.3 CGR for various parameters of SHGs 44
4.4 Age of respondents 45
4.5 Marital status of respondents 46
4.6 Educational status of respondents 47
4.7 Source of income of respondents 47
4.8 PDS utilization of respondents 48
4.9 Size of group 49
4.10 Age of the SHGs 49
4.11 Group savings of selected SHGs 50
4.12 Reasons for group formation. 52
4.13 Characteristics you consider in members to join a group 53
4.14 Factors influencing rural women to join SHGs 53
4.15 Utilization of Savings of SHGs 55
4.16 Reasons for not starting Economic activity 57
Average monthly income generated per member due to SHG
4.17 (Activity wise) 57
Categorization of activities undertaken by SHG members based
4.18 on their income 58
Impact of becoming member of SHG on income levels of
4.19 members (Activity wise) rupees 59
4.20 Perception of members of SHG on their financial status 61
4.21 Social impact of SHG on rural women 67,68
4.22 Constraints in functioning of SHG 70
Suggestions given by the members for effective functioning of
4.23 SHGs 71

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LIST OF FIGURES

S.No Title Page No
3.1 Adilabad district of Andhra Pradesh 32
4.1 Second model of SHGs 36
4.2 Third model of SHGs 37
4.3 Emerging model of SHG in Andhra Pradesh 38
4.4 Coverage of SHGs in Andhra Pradesh 39
Amount loan advanced to the SHGs for a period of ten years
4.5 ( Crores) 40
4.6 Primary economic activity of members in the project area 48
4.7 Reasons for the formation of SHGs 52

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Symbols and abbreviations
The following abbreviations shall be used for singular and plural units
% : Per cent
DPIP : District Poverty Initiatives Project
ac : Acre
AIDIS : All India Debt and Investment Survey
APDPIP : Andhra Pradesh District Poverty Initiatives Project
APDPIP : Andhra Pradesh District Poverty Initiatives Project
APMACS : Andhra Pradesh Mutually Aided Co-operative Societies
APMAS : Andhra Pradesh Mahila Abhivridhi Society.
BDS : Business Development Services
CASHE : Credit and Savings for Household Enterprise
DFID : Department For International Development
DHAN Foundation : Development of Humane Action (DHAN) Foundation
DPIP : District Poverty Initiatives Project
DRDA : District Rural Development Agency
DWCRA : Development of Women and Children in Rural Areas.
EC : Executive Committee
et al. : and other people
etc. : for example, for instance
Fig. : Figure
GDP : Gross Domestic Product
ha : Hectare
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