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PENSION ADEQUACY REPORT 2018 CURRENT AND FUTURE INCOME ADEQUACY IN OLD AGE IN THE EU VOLUME 2 - COUNTRY PROFILES European Commission Directorate-General for Employement, Social Affairs and Inclusion 1049 Brussels BELGIUM Manuscript completed in 2018 Neither the European Commission nor any person acting on behalf of the Commission is responsible for the use that might be made of the following information. Luxembourg: Publications Office of the European Union, 2018 © European Union, 2018 Reuse is authorised provided the source is acknowledged. The reuse policy of European Commission documents is regulated by Decision 2011/833/EU (OJ L 330, 14.12.2011, p. 39). For any use or reproduction of photos or other material that is not under the EU copyright, permission must be sought directly from the copyright holders. Cover photo: ©Shutterstock PDF ISBN 978-92-79-85660-0 doi:10.2767/653851 KE-01-18-458-EN-N European Commission Directorate-General for Employment, Social Affairs and Inclusion Social Protection Committee The 2018 Pension Adequacy Report: current and future income adequacy in old age in the EU Country profiles Volume II Joint Report prepared by the Social Protection Committee (SPC) and the European Commission (DG EMPL) 2018 2 Acknowledgements The initial drafts for the country profiles in Volume II of the 2018 Pension Adequacy Report were developed by the European Social Policy Network (ESPN),1 including the national experts in the 28 EU Member States (Volume II). The ESPN input was coordinated by Slavina Spasova, Dalila Ghailani and Ramón Peña-Casas. Subsequently these drafts were reviewed and revised by the Pension Team at the Directorate- General for Employment, Social Affairs and Inclusion of the European Commission (Audronė Balkytė-De Smedt, Ettore Marchetti and Valdis Zagorskis) and by the national delegates of the Working Group on Ageing Issues of the Social Protection Committee. . 1 The European Social Policy Network: http://ec.europa.eu/social/main.jsp?catId=1135&langId=en. 3 4 Table of Contents Belgium (BE) ............................................................................................................................. 9 Bulgaria (BG) .......................................................................................................................... 17 Czech Republic (CZ) .............................................................................................................. 26 Denmark (DK) ........................................................................................................................ 36 Germany (DE) ........................................................................................................................ 46 Estonia (EE) ............................................................................................................................ 56 Ireland (IE) ............................................................................................................................. 65 Greece (EL) ............................................................................................................................. 75 Spain (ES) ................................................................................................................................ 85 France (FR) ............................................................................................................................. 95 Croatia (HR) ......................................................................................................................... 103 Italy (IT) ................................................................................................................................ 111 Cyprus (CY) .......................................................................................................................... 122 Latvia (LV) ............................................................................................................................ 132 Lithuania (LT) ...................................................................................................................... 142 Luxembourg (LU) ................................................................................................................ 152 Hungary (HU) ....................................................................................................................... 160 Malta (MT) ............................................................................................................................ 169 The Netherlands (NL) .......................................................................................................... 180 Austria (AT) .......................................................................................................................... 188 Poland (PL) ........................................................................................................................... 198 Portugal (PT) ........................................................................................................................ 208 Romania (RO) ....................................................................................................................... 217 Slovenia (SI) .......................................................................................................................... 228 Slovakia (SK) ........................................................................................................................ 239 Finland (FI) ........................................................................................................................... 247 Sweden (SE) .......................................................................................................................... 257 United Kingdom (UK) .......................................................................................................... 265 European Union (EU) .......................................................................................................... 276 Annex: Background statistics .............................................................................................. 278 5 6 Introduction Volume II of the 2018 Pension Adequacy Report provides country-specific information on pension systems and an assessment of the current and future adequacy of pensions. Every country profile gives, first of all, an overview of the pension system in the country (Section 1) and the main reform trends (Section 2). Section 3 focuses on the assessment of the current and future adequacy of pensions and related challenges. Section 4 concludes with the main opportunities for addressing pension-related challenges. Finally, every country profile contains tables with background statistics, including the variant cases of the theoretical replacement rates. The main characteristics of the indicators used for the background statistics, as agreed by the Indicators sub-group of the Social Protection Committee, are described in the Annex. 7 8

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Portugal (PT) Volume II of the 2018 Pension Adequacy Report provides country-specific information on pension systems and The Czech social security system is, in principle, uniform for employees, self-employed people and other .. As life expectancy has improved faster than expected, it will.
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PENSION ADEQUACY REPORT 2018 CURRENT AND FUTURE INCOME ADEQUACY IN OLD AGE IN THE EU VOLUME 2 - COUNTRY PROFILES European Commission Directorate-General for Employement, Social Affairs and Inclusion 1049 Brussels BELGIUM Manuscript completed in 2018 Neither the European Commission nor any person acting on behalf of the Commission is responsible for the use that might be made of the following information. Luxembourg: Publications Office of the European Union, 2018 © European Union, 2018 Reuse is authorised provided the source is acknowledged. The reuse policy of European Commission documents is regulated by Decision 2011/833/EU (OJ L 330, 14.12.2011, p. 39). For any use or reproduction of photos or other material that is not under the EU copyright, permission must be sought directly from the copyright holders. Cover photo: ©Shutterstock PDF ISBN 978-92-79-85660-0 doi:10.2767/653851 KE-01-18-458-EN-N European Commission Directorate-General for Employment, Social Affairs and Inclusion Social Protection Committee The 2018 Pension Adequacy Report: current and future income adequacy in old age in the EU Country profiles Volume II Joint Report prepared by the Social Protection Committee (SPC) and the European Commission (DG EMPL) 2018 2 Acknowledgements The initial drafts for the country profiles in Volume II of the 2018 Pension Adequacy Report were developed by the European Social Policy Network (ESPN),1 including the national experts in the 28 EU Member States (Volume II). The ESPN input was coordinated by Slavina Spasova, Dalila Ghailani and Ramón Peña-Casas. Subsequently these drafts were reviewed and revised by the Pension Team at the Directorate- General for Employment, Social Affairs and Inclusion of the European Commission (Audronė Balkytė-De Smedt, Ettore Marchetti and Valdis Zagorskis) and by the national delegates of the Working Group on Ageing Issues of the Social Protection Committee. . 1 The European Social Policy Network: http://ec.europa.eu/social/main.jsp?catId=1135&langId=en. 3 4 Table of Contents Belgium (BE) ............................................................................................................................. 9 Bulgaria (BG) .......................................................................................................................... 17 Czech Republic (CZ) .............................................................................................................. 26 Denmark (DK) ........................................................................................................................ 36 Germany (DE) ........................................................................................................................ 46 Estonia (EE) ............................................................................................................................ 56 Ireland (IE) ............................................................................................................................. 65 Greece (EL) ............................................................................................................................. 75 Spain (ES) ................................................................................................................................ 85 France (FR) ............................................................................................................................. 95 Croatia (HR) ......................................................................................................................... 103 Italy (IT) ................................................................................................................................ 111 Cyprus (CY) .......................................................................................................................... 122 Latvia (LV) ............................................................................................................................ 132 Lithuania (LT) ...................................................................................................................... 142 Luxembourg (LU) ................................................................................................................ 152 Hungary (HU) ....................................................................................................................... 160 Malta (MT) ............................................................................................................................ 169 The Netherlands (NL) .......................................................................................................... 180 Austria (AT) .......................................................................................................................... 188 Poland (PL) ........................................................................................................................... 198 Portugal (PT) ........................................................................................................................ 208 Romania (RO) ....................................................................................................................... 217 Slovenia (SI) .......................................................................................................................... 228 Slovakia (SK) ........................................................................................................................ 239 Finland (FI) ........................................................................................................................... 247 Sweden (SE) .......................................................................................................................... 257 United Kingdom (UK) .......................................................................................................... 265 European Union (EU) .......................................................................................................... 276 Annex: Background statistics .............................................................................................. 278 5 6 Introduction Volume II of the 2018 Pension Adequacy Report provides country-specific information on pension systems and an assessment of the current and future adequacy of pensions. Every country profile gives, first of all, an overview of the pension system in the country (Section 1) and the main reform trends (Section 2). Section 3 focuses on the assessment of the current and future adequacy of pensions and related challenges. Section 4 concludes with the main opportunities for addressing pension-related challenges. Finally, every country profile contains tables with background statistics, including the variant cases of the theoretical replacement rates. The main characteristics of the indicators used for the background statistics, as agreed by the Indicators sub-group of the Social Protection Committee, are described in the Annex. 7 8

Description:
Portugal (PT) Volume II of the 2018 Pension Adequacy Report provides country-specific information on pension systems and The Czech social security system is, in principle, uniform for employees, self-employed people and other .. As life expectancy has improved faster than expected, it will.
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