Rennie Gabriel - Wealth on Any Income 12 Steps to Freedom (2000, Gabriel Publications (CA)) -

225 Pages·2001·2.84 MB·English

Wealth
on any
Income
12
Steps
to Freedom
Dedication
Dedicated to my wife Dianne and
my children Ryan and Davida.
The best people anyone could have
in their life. I love you all.
Praise for Wealth On Any Income
I love this book. Everyone, that includes you, can become wealthy. I bought
100 of these books to give away because it makes the journey to financial
freedom one of seemingly effortlessness.
—Mark Victor Hansen, Co-creator #1 New York Times
best-selling Chicken Soup for the Soul® series
This is perhaps the most important subject you will ever deal with and this
book gives you a step by step roadmap to follow. You can achieve all your
dreams of financial freedom by putting these ideas to work."
— Brian Tracy, America's #1 Training Authority. Author of
Maximum Achievement, seven other books and 300
different audio & video learning programs
You bring a unique point of view around money that has helped my business
and me personally. Through your coaching, I have not only improved the
management of my cash flow but also my relationship with money in general.
I now have less stress, greater stability, more freedom and an enhanced
sense of abundance. Thank you.
— Carl Zaiss, Trainer, Speaker, international business
consultant to corporations such as AT&T, General Motors
and Sprint; co-author of Sales Effectiveness Training
The concepts and approach of Wealth on Any Income are ideal for those
who have difficulty facing financial concerns through traditional
approaches. I recommend this book to my clients.
— James W. Gottfurcht, Ph.D., author of Financial Fitness: The
Complete Workout Book. Psychologist and consultant to the
financial services industry and MasterCard International.
I have recommended Wealth On Any Income to my clients.
— Katherine M. Reider, Ph.D.
Valley Counseling Center, Encino, CA
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Your teaching style is clear and inspires confidence.
— Susan Patton, ACSW, LISW, CEAP
President and Director, Employee Assistance Program,
Inc., Hilton Head, South Carolina
I thank you for coming into my life. If I hadn’t listened to every word of your
tape program, I probably wouldn’t be willing to face this mess head on. Your
program will benefit any human being who does not know where his/her
money comes from or where it goes.
— Constance Weatherman Bodywork Practitioner,
Marina del Rey, CA
Wealth On Any Income has the ‘rubber meets the road’ kind of tools which
supported me to turn my balance sheet around completely from negative to
positive in twelve months.
— Larry Salk, President, Ventana Systems
Santa Monica, CA
I’m so excited, I don’t know where to begin! Your ‘money chat’ with us that
afternoon changed my life permanently! We are committed to getting totally
out of debt by the end of 1997. I’ve already paid off all my department store
credit cards.
— Erin Peary, President, LA DI DA, Ltd.,
Half Moon Bay, CA
We had a successful law practice, and we had approximately $160,000 of
unsecured short-term debt. I quickly realized that my perception of our
spending habits was dramatically different from reality. With your help,
within two years our credit card debt had been completely eliminated. At the
present time, our only short-term debt is a car loan.
— David Bilford, Esq., Van Nuys, CA
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Wow, what a difference the right advice can make! Thanks to your coaching,
this has turned into a breakthrough year. While I am grateful for the
explosion in my production, I am more grateful for the long-term direction
you have guided me to build into my business plan.
— Neal Kaye, Jr., Vice President, Private Client Group
Merrill Lynch, New Orleans, Louisiana
Until I met with you, I spent at least two nights a week staying up late
trying to figure out the best way to pay off my debt faster. After our
meeting, I have been able to approach it from a completely new perspective.
A goal that used to seem daunting is now possible and within sight. In
addition, I received excellent advice on starting a professional project I have
been considering for a long time.
— Rhonda Madden, ICM, Inc.,
Beverly Hills, CA
If you don’t know where you want to go, you’ll end up somewhere else.
Don’t take the financial journey through life without this roadmap . In just
12 easy to follow steps, Rennie Gabriel takes the mystery out of the road to
financial freedom.
— Ginita Wall, CPA, CFP. Author of Your Next Fifty
Years: A Completely New Way to Look at How, When,
and if You Should Retire.
As a direct result of our relationship...(I am) in partnership with my wife
Nancy in the arena of finance. The value of your coaching has provided me
one of the greatest returns on investment I have ever known. What really
works for me is that you are so of service to me. I sense deeply that service to
your clients is above all other agendas. Again, I honor you and thank you.
— Bruce Turner, Turner Construction,
Half Moon Bay, CA
I am happy to say that two years later, after meeting you and receiving some
coaching, I am well on my way to being debt free. I am indeed focused on my
8 year goal of serving a mission for our church and having
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the financial ability to live off the earnings from the assets I will
have accumulated by then. I have led my agency for the last 5 years and have
enjoyed your help in keeping on target there.
— Larry Bagby, CLU, ChFC,
Sherman Oaks, CA
The great coaching you provided made a significant impact in both my
business and personal affairs. I was feeling like I was always struggling to
keep my head above water. Money seemed to be going out faster than it was
coming in. Your ability to identify a simple and workable game plan really
made a huge difference. I have been in action with my marketing efforts and
have landed two significant contracts in the last week. More importantly, my
wife and I have committed to a modest but effective savings program which
has already generated more savings in the last three months than the past
three years combined.
— Fidel Vargas & Melissa Vargas, Mayor of Baldwin Park,
CA & President of The Mountaintop Group
. . .success was in the form of an idea to begin my own school. Fortunately, I
shared this dream with you! As I begin my second year in what has become a
wonderful school, you have been the person who has helped me achieve a
lifelong dream of being both a successful educator and an entrepreneur. I
appreciate you for helping me make my dream a reality.
— Richard Lightcap, Headmaster/Owner,
Global Village School, Los Angeles, CA
The last thing I expected to increase by consulting with a financial expert
was my self-esteem. I was looking for growth in fiscal-worth, not self-worth.
Amazingly, I received both. It was startling to realize how closely money
problems are tied to psychological issues. Even more surprising was the fact
that, after studying psychology for 34 years, I had gleaned no insight into
how finances and self-concept are so thoroughly entwined. (Another example
of how clinical theorizing can become so detached from concrete realities!)
—Roger Melton, MA, MFCC, Encino, CA
vi
About the Author
R
ennieGabrielisaUCLAinstructorintheExtensionSchoolof
Business and Management where he teaches a program he devel-
opedcalledEffectivePersonalMoneyManagement. Thecourseis
about people’s relationships with money and is the basis of this
book. He’s been a member of the Million Dollar Round Table, a
selectgroupofthetop5%ofinsuranceindustryprofessionals,and
hespeaksatnationalandregionalconferences. Heintroducedthe
“High School Financial Planning Program” to more than 40 high
school districts and, as of 1997, through the efforts of other finan-
cial planners, that program has been taught to over 700,000 stu-
dents nationwide.
Rennie started in the financial services industry in 1972 and
became a Chartered Life Underwriter (CLU) and Certified Finan-
cialPlanner(CFP).HewastheDirectorofPensionsforUSLifeof
California and in 1983 co-founded his own pension administra-
tion firm. It was acquired by a division of a public company in
1987. He is also a past-president of a northern Los Angeles
chapter of the International Association for Financial Planning
(IAFP).
Rennieiscalled‘TheFinancialCoach’becauseofhisabilityto
combine the emotional and practical aspects of money into an
action structure which produces amazing results. One of his com-
panies, Gabriel Publications, publishes the best selling book Cou-
ples and Money by Dr. Victoria F. Collins, CFP. He walks his talk:
In 1982 Rennie was near bankrupt from a business failure in the
art industry. Five years later he had enough money to have work
be a choice, not a requirement.
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For over four years Rennie was active in the 6000+ member
Employee Assistance Professionals Association (EAPA). EAPA is
an international non-profit organization representing labor, man-
agement and government. The members provide confidential
assessment, crisis intervention and brief counseling for a wide
varietyofpersonalproblemswhichimpacttheworkplace.Rennie
wastheTreasureroftheSanFernandoValleychapter,amemberof
the national Finance Committee, and in 1994 served on the
Search Committee to pick the Chief Operations Officer for
EAPA. His cassette tape and workbook program, Wealth On Any
Income, was supported for use by EAPA’s members world wide.
Inaddition,Rennietrainspeopleformajororganizationssuch
as Toyota Motors, the FBI, HBO, Fox TV, city governments and
national associations. He does public workshops and presenta-
tions at regional and national conferences. Many of his individual
clients are other financial professionals such as CPA’s, financial
planners, insurance agents and stock brokers. His programs have
helped a wide range of people, from the unemployed to business
owners, including secretaries, entertainers, attorneys, doctors and
teachers.
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Wealth
on any
Income
12
Steps
to Freedom
Rennie Gabriel
Gabriel Publications