3839-03-02 Febrxjary1991 REFININGIHEMALPRACTICE GEOGRAPHIC PRACTICE COST INDEX: Computer Diskette March 1991 Paper Copy Stephen Zuckerman* StephenNorton** Federal Project Officer: Sherry Terrell (^^ Ho yj)7 Oq^p. Senior ResearchAssociate, The Urban Institute **Research Assistant, The Urban Institute Support for this research was provided by the Health Care Financing Adnunistration to The Urban Institute through Cooperative Agreement No. 17-C-99222/3-01. This Cooperative Agreement supported a number of troetsaelarcbhudgpertojefcotrsalrleloaftedthetsoetpherojGeecotgsrawpahsic$3P3r8a,c8t3i1ceanCodstreIpnrdeesxe.ntsThtehe !J sole source of funding. The authors would like to thank PeteWelch>^o provided manyuseful comments on earlier drafts of this report. Any opinions expressed are those of the authors and do not reflect the opinions of the Health Care FinancingAdministration, The Urban Institute, or its sponsors. sz.3839:03-02title 12 TABI£3 CJiangeinModelFeeScheduleMalpi.acticeGPCTDuetoTechnicalMappingCorrection andPCFAdjustmentbyState(DescoidingOrderofChange) Renapped State PCFAdjusted State Name MFSMLW2 MFSMGPCi Qiange 20 KANSAS 0.851 1.134 0.283 55 WISCONSIN 0.639 0.762 0.123 42 PEI^SYLVANIA 1.206 1.268 0.062 48 TEXAS 0.521 0.530 0.009 19 ICWA 0.660 0.666 0.006 13 GEKTTA 0.747 0.752 0.005 28 MISSISSIPPI 0.647 0.650 0.003 39 OHIO 0.918 0.920 0.002 40 OKLAHOMA 0.515 0.516 0.001 51 VIRGINIA 0.631 0.632 0.001 37 NUKiHCAROLINA 0.378 0.378 0.000 47 TErwF.s,snh; 0.408 0.407 -.001 1 ALABAMA 0.825 0.824 -.001 10 DRIAVARE 0.665 0.664 -.001 27 MH^ESCriA 0.749 0.748 -.001 33 NEWHAMPSHIRE 0.603 0.602 -.001 43 PUEKIURIOO 0.467 0.466 -.001 46 SOUTHDAKCriA 0.689 0.688 -.001 50 VERMONT 0.534 0.533 -.001 56 WYOMING 0.642 0.641 -.001 11 DISI. OFCOLUMBIA 0.924 0.922 -.002 35 NEWMEHOO 0.769 0.767 -.002 8 OOLCRADO 0.685 0.683 -.002 16 IDAHO 0.891 0.889 -.002 23 MAINE 0.718 0.716 -.002 25 MASSACHUSETTS 0.857 0.855 -.002 30 MONIANA 0.720 0.718 -.002 38 NORTHDAKDIA 0.690 0.688 -.002 41 CRBGON 0.953 0.951 -.002 44 RHCXEISUM) 0.736 0.734 -.002 49 UTAH 0.741 0.739 -.002 4 ARIZONA 1.258 1.255 -.003 2 ALASCA 1.045 1.042 -.003 12 FLORIDA^ 1.261 1.258 -.003 15 HAWAn 1.028 1.025 -.003 32 ^EVADA 1.147 1.144 -.003 53 WASHINU'lW 1.067 1.064 -.003 31 NEBRAaCA 0.439 0.435 -.004 6 CALitOKNIA 1.374 1.370 -.004 9 ootuBcnon' 1.108 1.102 -.006 5 ARKANSAS 0.309 0.302 -.007 45 SOUTHCAROLINA 0.457 0.448 -.009 18 INDIANA 0.541 0.529 -.012 22 LDUISIANA 0.925 0.913 -.012 54 WESTVHONIA 0.700 0.6R8 -.012 21 KINTUCXY 0.681 0.667 -.014 24 MARYLAND 0.936 0.921 -.015 29 MISSOURI 1.267 1.247 -.020 17 TTJ.TNOIS 1.483 1.458 -.025 36 NEWYORK 1.573 1.547 -.026 26 hdOHGAN 1.481 1.447 -.034 34 NEWJTOSEY 1.232 1.153 -.079 cPjS / U TABLE3A ChangeinModelFeeScheduleMalpracticeGPCIDuetoTechnicalMappingCorrecticHi andPCFAdjustmentbyState Remapped State PCFAdiusted State Name MFSMGPa MFSMGPQ Change 1 ALABAMA 0.825 0.824 -.001 2 ALASKA 1.045 1.042 -.003 4 ARIZONA 1.258 1.255 -.003 5 ARKANSAS 0.309 0.302 -.007 6 CALTPCRNIA 1.374 1.370 -.004 8 COWRPSX) 0.685 0.683 -.002 9 OON^llCUT 1.108 1.102 -.006 10 DELAWARE 0.665 0.664 -.001 11 DlSr. OFOOLUMBIA 0.924 0.922 -.002 12 FLORTTVi 1.261 1.258 -.003 "13 GBORfTrA 0.747 0.752 0.005 15 HAVAH 1.028 1.025 -.003 16 mAHO 0.891 0.889 -.002 17 TTJ.TTCIS 1.483 1.458 -.025 18 DCIANA 0.541 •,- 0.529 -.012 19 ICWA 0.660 0.666 0.006 20 KANSAS 0.851 1.134 0.283 21 KINIUOCf 0.681 0.667 -.014 22 LOUISIANA 0.925 0.913 -.012 23 MAINE 0.718 0.716 -.002 24 MARYLAND 0.936 0.921 -.015 25 MASSACHUSLTi'S 0.857 0.855 -.002 26 MICHIGAN 1.481 1.447 -.034 27 MK^^SOIA 0.749 0.748 -.001 28 MISSISSlPi'l 0.647 0.650 0.003 29 MISSOURI 1.267 1.247 -.020 30 MCNTANA 0.720 0.718 -.002 31 NEBRASKA 0.439 0.435 -.004 32 NEVADA 1.147 1.144 -.003 33 NEWHAMPSHIEE 0.603 0.602 -.001 34 NEVJERSEY 1.232 1.153 -.079 35 NEWMEXICO 0.769 0.767 -.002 36 NEWYORK 1.573 1.547 -.026 37 NUKIHCAROLINA 0.378 .0.378 0.000 38 NCKraQftKOTA 0.690 O.fiRR -.002 39 OECO 0.918 0.920 0.002 40 OKLAHOMA 0.515 0.516 0.001 41 CRtlUCW 0.953 0.951 -.002 42 PENNSYLVANIA 1.206 1.268 0.062 43 PUfcKlDRICO 0.467 0.466 -.001 44 RHODEISLAND 0.736 0.734 -.002 45 SOOraCAROLINA 0.457 0.448 -.00? 46 SOUfflDAKOTA 0.689 0.688 -.001 47 TmWSFFF. 0.408 0.407 -.001 48 TEXAS 0.521 0.530 0.009 49 UTAH 0.741 0.739 -.002 50 VERMONT 0.534 0.533 -.001 51 VHONIA 0.631 0.632 0.001 53 WASHDOON 1.067 1.064 -.003 54 WESTVIRGINIA 0.700 0.6RR -.012 55 WISCONSIN 0.639 0.762 0.123 56 WYOMING 0.642 0.641 -.001 6 5^ Chang* inModal PaaSchadula NalpractiTcAaBLEGPC4I DuatoTachnicalMappingCorraction and PCFAdjustnantby Locality (DascandingOcdarofChanga) Raaappad Locality PCFAd]ustad Changa Carriac Locality Naaa tVSMGPCI MrsMGPCI Changa Ralatadto 0000662510 0014 RROECSKTOIFSLAKNADN,SASIL 783725 11..113347 .335095 MPSCFAACdrjo.ssianngdMStSaAtaCroBsosridnargsStata Bordars 00621 12 EASTST. LOUIS, IL 360 1.579 .219 Hultipla InsurancaAraasWithinStata 0000995511 0143 MCIELNWTARUAKLEEv,rlSvCnONSIN 663377 00..776622 ..112255 PpCeFrAAddjj.. aannddRRaannoorranaalliizzaattiioonn 00951 14 SOUTHWESTWISCONSIN 637 0.762 .125 PCFAdj. andRanoraalization 00951 IS MADISON, vn (DANECOUNTY) 637 0.762 .125 PCFAdj. andRanoraaliiation 00951 36 WAUSAU, vn (N-CENTRAL) 637 0.762 .125 PCFAdj. andRanoraalization 00951 40 GREENBAY, Vn (NORTHEAST) 637 0.762 .125 PCFAdj. andRanoraalization 00951 46 MILWAUKEESUBURBS, WI (SE) 637 0.762 .125 PCFAdj. andRanoraalization 00951 54 JANESVILLE, WI (S-CENTRAL) 637 762 .125 PCFAdj. andRanoraalization 00951 60 OSHKOSH, WI (E-CENTRAL) 0.637 762 .125 PCFAdj. andRanoraalization 00951 19 LACROSSE, WI (W-CENTRAL) 0.651 762 0.111 PCFAdj. andMSACrossingStata Bordars 00951 12 NORTHWESTWISCONSIN 0.652 762 0.110 PCFAdj. andMSACrossingStata Bordars 0080] 01 POUGHKPSIE/N.RYCSUBURBS 1.225 325 0.100 MultiplaInsurancaAraasWithinStata 00865 01 PHILLY/PITTMEDSCHS/HOSPS 1.467 1.552 ,085 PCFAdj. andRanoraalization 16360 IS SOUTHEAST (OHIOVALLEY) OH .848 0.920 .072 MSACrossingStata Bordars 00865 02 LG. PENNSYLVANIACITIES .362 1.433 .071 PCFAdj. andRanoraalization 0000990000 0249 WAEBISLTEENREN,RTUXRALTEXAS ..444427 00..550044 ..005627 IInnppuutt EErrrroorr iinnOOrriiggiinnaall DDaattaa 00865 04 RESTOF PENNSYLVANIA .932 0.986 .054 PCFAdj. andRanoraalization 00640 07 SOUTHVfESTIOWA .616 0.666 .050 MSACrossingStata Bordars 00900 02 NORTHEASTRURALTEXAS .465 0.504 0.039 Input Error inOriginal Data 00865 03 SMALLPENNSYLVANIACITIES .949 0.986 0.037 PCFAdj. andMultipla InsurancaAraas 01040 03 SMALLGACITIES03 0.719 0.752 0.033 MSACrossingStata Bordars 00580 01 D.C. MD/VASUBURBS 0.924 0.947 0.023 MSACrossingStata Bordars 00900 03 SOUTHEASTRURALTEXAS .494 0.504 0.010 Input Error inOriginal Data 00510 03 SOUTHEASTAL .819 0.824 0.005 MSACrossingStata Bordars 10250 01 RESTOFMISSISSIPPI .645 0.650 0.005 MSACrossingStataBordars 10490 04 RESTOFVIRGINIA .518 0.522 .004 MSACrossingStataBordars 01370 99 RESTOFOKLAHOMA .513 0.516 .003 MSACrossingStata Bordars 00720 02 NORTHERNMINNESOTA .747 0.748 .001 MSACrossingStataBordars 00860 01 NORTHERNNEWJERSEY .152 1.153 .001 MSACrossingStataBordars 01040 04 RESTOFGEORGIA .751 0.752 .001 MSACrossingStata Bordars 05535 94 URBAN (CITYLIMITS) HC .378 0.378 0.000 NoChanga 05535 9S RESTOFNORTHCAROLINA .378 378 0.000 HoChanga 10490 02 TIDEWATER4N. VACOUNTIES .703 703 0.000 NoChanga 00900 06 TEMPLE, TX 0.505 504 -.001 Ranoraalization 00900 07 SANANTONIO, TX 0.505 504 -.001 Ranoraalization 00900 08 TEXARKANA, TX .505 504 -.001 Ranoraalization 00900 09 BRAZORIA, TX .505 504 -.001 Ranoraalization 00900 10 BROWNSVILLE, TX .505 504 -.001 Ranoraalization 00900 11 DALLAS, TX .505 504 -.001 Ranoraalization .0. 00900 12 DENTON, TX .505 0.504 -.001 Ranoraalization 00900 13 ODESSA, TX 0.505 0.504 -.001 Ranoraalization 00900 14 ELPASO, TX 0.505 504 -.001 Ranoraalization <X1 00900 IS GALVESTON, TX 0.505 504 -.001 Ranoraalization 00900 16 GRAYSON, TX 0.505 504 -.001 Ranoraalization 00900 17 LONGVIEW, TX 0.505 504 -.001 Ranoraalization 00900 19 MCALLEN, TX 0.505 504 -.001 Ranoraalization 00900 20 BEAUMONT, TX 0.505 0.504 -.001 Ranoraalization A ) TABLE 4 (cont. Chang* inNodal F«« Schadul*HalpracticaGPCI Dua toTachnical HappingCocraction and PCFAdjustnant byLocality (DascandingOrdar of Changa) Raaappad Loca1ity PCFAdjusted Changa Carriar Locality Ifaaa MPSMGPCI MPSMGPCI Chang Ralatadto 0000990000 WLAUCBOB,OCKTX, TX 00..550055 00..550044 --..000011 RRaannoorrmaaalliizzaattiioonn 00900 MIDLAND, TX 0.505 0.504 -.001 Ranocaalization 00900 CORPUSCHRISTI, TX 0.505 0.504 -.001 Ranoraalization 0000990000 OAMRAARNIGLEL,O,TXTX 00..550055 00..550044 --..000011 RRaannoocrBaaalliizzaattiioonn 00900 TYLER, TX 0.505 0.504 -.001 Ranocaalization 00900 roRTWORTH, TX 0.505 0.504 -.001 Ranoraalization 00900 SANANGELO, TX 0.505 0.504 -.001 Ranoraalization 00900 AUSTIN, TX 0.505 0.504 -.001 Ranoraalization 00900 VICTORIA, TX 0.505 0.504 -.001 Ranoraalisation 00900 LAREDO, TX 0.505 0.504 -.001 Ranoraalization 00900 WICHITAPALLS, TX 0.505 0.504 -.001 Ranoraalization 01040 ATLANTA, GA 0.753 0.752 -.001 Ranoraalization 01040 SHALLGACITIES02 0.753 0.752 -.001 Ranoraalization 0S440 TENNESSEE 0.408 0.407 -.001 Ranoraalization 00973 PUERTORICO 0.467 0.466 -.001 Ranoraalization 00570 DELAWARE 0.665 0.664 -.001 Ranoraalization 00640 SE IOWA (EXCLIOWACITY) 0.667 0.666 -.001 Ranoraalization 00640 NORTHEAST IOWA 0.667 0.666 -.001 Ranoraalization 00640 NORTHCENTRALIOWA 0.667 0.666 -.001 Ranoraalization 00640 S.CEN. IA(EXCLDESMOINES) 0.667 0.666 -.001 Ranoraalization 0000664400 NDEOSRTHMWOEISNTESI(OPWOALK/WARREN),I 00..666677 00..666666 --..000011 RRaannoorraaaalliizzaattiioonn 00640 IOWACITY (CITYLIMITS) 0.667 0.666 -.001 Ranoraalization 00655 OMAHA+ LINCOLN, NE 0.436 0.435 -.001 Ranoraalization 00655 URBAN (CNTY POP>25000) NE 0.436 0.435 -.001 Ranoraalization 0000676200 SLOEUXTIHNEGRTNONMItNNLEOSUIOSTVAILLE, KY 00..676489 00..764687 --..000011 ^RRaannoorraaaalliizzaattiioonn 007SO NEWHAMPSHIRE 0.603 0.602 -.001 Ranoraalization 007S0 VERMONT 0.534 0.533 -.001 Ranoraalization 00820 SOUTH DAKOTA 0.689 0.6B8 -.001 Ranoraalization 00900 HOUSTON, TX 0.657 0.656 -.001 Ranoraalization 01370 OKCITY, ETAL (CITIES),OK 0.517 0.516 -.001 Ranoraalization 01370 TULSA, ETAL (CITIES), OK 0.517 0.516 -.001 Ranoraalization 01370 SH. CITIES (SOUTHERN), OK 0.517 0.516 -.001 Ranoraalization 01370 SH. CITIES (NORTHERN), OK 0.517 0.516 -.001 Ranoraalization 05530 WYOMING 0.642 0.641 -.001 Ranoraalization 0110326400 ESTW. MPEAXUIL-CHOINNEAPOLIS, MN 00..774699 00..774687 --..000012 RRaannoorraaaalliizzaattiioonn 00510 NORTHWESTAL 0.S26 0.824 -.002 Ranoraalization 00510 NORTHCENTRALAL 0.826 0.824 -.002 Ranoraalization 00510 MOBILE, AL 0.826 0.824 -.002 Ranoraalization .< 00510 BIRMINGHAM, AL 0.826 0.824 -.002 Ranoraalization 00510 RESTOPAL 0.826 0.824 -.002 Ranoraalization 0052S HEWORLEANS, LA 1.187 1.185 -.002 Ranoraalization 00528 SHREVEPORT, LA 0.810 0.808 -.002 Ranoraalization 00528 BATONROUGE, LA 0.810 0.808 -.002 Ranoraalization 00528 LAKE CHARLES, LA 0.810 0.808 -.002 Ranoraalization 000O5S2288 06 MLOANFRAOYEET,TEL,ALA 00..881100 00..880088 --..000022 RRaannoorraaaalliizzaattiioonn , ) Chanq.InHoadn.dlPCrF,.AdSjcuhs.tdaueln.tMabylprL.occtailTciA,tByLEGP(CD4Ies(cDcueoenntdit.nogT.OcrdhenricaolfMChaapnpgien)gCorrection Carrier Locality NLaoaceality MFSMGPCI PMCFFRSeAadMaGjpPupCsaItded Change CRhealnagteedto 000000000000000000000222101001100001100000°00000000000000000000101100111111*8*80*8580051616611610660066000006660000000000002225050<5012201323223'28322987222777727755335533332000111191135313818118»18111571114444100990025210000000000000000000001000000000080 .000001101100O0O90000000002401113214091310100*090760000003S10a9000070512321106922193221193116132121127 NRSRSBCDQSNPKRNDlTPFSPOSNC.RCSUNRSESSOOUOEEHUMRUPPONNREEMKAMSOENACRUURLHOHEOOHIOROOSEAWCU.UCFUITOHARORO.TOAUNRAS/BMLOCEAOUINRUAUBCRLUTSGHATCF.ANROCMTRMISNRRKTNTSSAELKSSEOTOTTTRTAEHTTTET.OEHCHATEADSTHINPTAAHCKTSAXOOCNSHRHHLHNMHHMNRUOYLLS.LEENAHEGAAKL.WLJAAORNOITEAEE,E.(EORRF,,AOTO,RTFAEICNBEOCFNSAXoTFA(RLSRCR,,NIMNFC/ENR.IIIKSG,ASNDSJIHDrUTDLFNITNNSV(DDESRACN,DEDTNETEWASARUBIOAIIPOTOMC,E>(U/NOLALAlET-,EPKLICILLSUILYRRNFI(AMIMRVCC(RSTHDRHTWUTH(LEAOLKACIRE)IIL,ILCTIAAIACHRU(OR,OEIRA,CCTNLTSO,,BTLDZYLOINITILICA.VRAGIEBLIAYDAUOST)AOALRTYENLNIARRWLTOTASOLANN/S,MIYNY)IAEETELLL.VYINNR(LTCROL(),/AZYDYCALOEAKCCINU,CPC(),AUIEATSO,ILETRCI,CLO(RTYZTA,NITSYNATIAUCIB,A2ENWMy,STILTTINEIAZAS.VIYE(NITTTLSN,ZVWTSSYEIELYMCLSV,)SEI)NOI,)),)SM,YT,)INIV,TYOEMMASROOSOO)RR) 000011111111111111011100000..0..001.00000.0...011..110.01..1.............9.9..9.9........1.1111..1..111.1..2.21.227.6.242766766869966918794464449741441847451461S8151551895161956699655699505030500940800802805808818S811858880840201133033316010111700507 00001111111111111110110000000..00..00100.00.0..00....011..011....001.1..........99.9..9....1..1.11..1111..11...1.222...2.72277666466618696899939377336373331133181358155618515511888653385833855575733778717777777777505505580565566888208199111194889999858538 ------------------------------.-...--.---..-..--.-..--..-.--..--..--.--..........00.00.0.0...0.00..0.00..00.0..00..00..0..0000000000000000000000000000000000000000000000000000000000030030330303003003300303303030300330033003003222222222222222222222222222222 RRRRRRRRRRRRRRRRRRRRRRRRRRRRReRReeRaRReRRReaRReReRReeReeReRReeReeRReRReeeeaaeeeenneeneneeneaenneeneneennenneneannenaaneennnnnnnnnnononnononnnonnoonnononnoonoononnnooonnonnoooooooooooroororoooroorroororroorrorrorooorrrooroorrrrrrrrrrrarrararrrarraaarrararraaraararrraaarrarraaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaanaaaaaaaaaaalaalalaalalaallaalalaallallalaaallalalaalllllllllllilliililllilililliiliilliillillliilililliiiiiiiiiiiziziziziiizizizizizizziizziiziiizziiziizzzzzzzzzzzazazzazazzzazazazazazaazzaazzazzzaazzazzaaaaaaaaaataataatataaatatatattaattaattaataaattaaaatttttttttttttittititttitititiiittiittiittitttiittttiiiiiiiiiiiiioiioioiiiooioioiooiiooiiooiioiiiooiiiioooooooooooonooononnooononononnoonnoonnoonooonnoooonnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnn o» , ) ) Chanqa inMod«l F«e SchadulaMalpractiTcAeBLEGPC4l(Dcuo«ntt.oTechnical HappinqCorraction andperAdjustaant byLocality (DascandinqOtdarof Changa Raaappad Locality perAd]ustad Changa Carrlar Locality Naaa HFSMGPCl MrsMGPCI Changa Ralatadto 0000000000111111111111001110000000000000000000000000000111111066666666666006660000000000000000022222229999012222233333333333S33S35S5555555555555570000000333322999936666666666666464444444444444449915S55SS50000000000000000000000002022222222222222200000000O0 000000000900000000O0110100001100O0111111002011111234122112239122346S57911022434356S9710234134756781902 WASSHERLSAERCCCMDNSTWMEYSNHMSOSSSNSMFKBSRMFVDSLLLLLLAEEPA..K.WLOEILA.APOOAEOCAAAAAETAOIAIAIREOEOAOOOONSWAAO>RCKLSNENYRLRURIRNNCKRONANNVKNENRTSSSNSSOATOKSEOUTTCVSIECTNIOICRLCCCRMTCETEGTSRTT,INTANKOMSVIEFNDOGHOTNEAEAIEUOAKUMRRSONFEABAAAAA,ILEN+NABNLIEGOSONWNkON/,NMNDRAARSIS/TRORELNNNNNEN,EUAAEOFFTENETHTEDT/AASTIFTA/OCERGGGAGBGE+WSTNLATIOOEESRREAVN-,S,+LTDIUNMNL(YHEEEUEFAER,IDADSEWHLNTCOO(APATBUEAELLCAA/A/LLLDLRLLI,,,W.LNYAH,EKTLLAOE,RLLUIASDRCSDEEEESEB(EMCC,ADELIVILO//(RRCDSURAEAUSSSI(SRLAIASAH,TNAECHOOESSRA.K,CE,OR(L,,,CNRA,CRD(NCLG,YDXHHUROUSOHE,AICO(NKO(ARAASTAN,CA.ATLR,MLI,HETECO//,LTACCCDC.CCCCLLCAATREXYHIEWEEANCA(AAAAA)(NIN.CSYT.OU,OCTPCCACCCTCESLC,OI,BOHYNLANHACASYIE((E(((I,EODSTATCUEF)512TA4SITSHN,YI)YNICCN)LTSTNRTI)IPVNSS,TA,CAT,HHTDD,TE,EOLS,YARC.LSSKW))NSOAAC,OOOOO)E)AA,,VN,HCLAFFPFF),NVOAEWNHOOCC)AVHHAA 111111110011100000000000011111111111111111111111111...............................,...................00000011992119999999999993333333333333333333376333366664243422442222222222227777777777777777S77747477777775B747337733333333344333444444444444440444044544 111111111100100000000000011111111111111111111111111...................................................000000111129999999999999933333333333333333637333333666644442342222222222222277777777777777747377777777444424441540000000000000000000000000010006600000000 ---------------------------------------------------...................................................000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000333333333333333333333333344444444444444444444444444 RRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRaeaeaeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeaeeeennnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnooooooooooooooooooooooooooooooooooooooooooooooooooorrrrrrrrrrrrrcrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrraanaaaaaBaaanaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaallllllllllllllllllllll1lllllllllllllllllllllllllllliiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiizzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaatttttttttttt1ttttttttttttttttttttttttttttttttttttttiiiiiiiiiiiiii1iiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiioooooooooooobooooooooooooooooooooooooooooooooooooooinnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnn ) Chang*inModel FaaSchadul*MalpractiTcA*BLEGPC4l(Dcuo«nt.toTechnical MappingCorrection and perAdjustaent byLocality (DescendingOrder of Change) Reaapped Carrier Locality NLaosceality MPSMGPCI PMCFFSAdMGjPuCsIted Change CRhealnagteedto 0000222200005S550000 22224635 ALLLNOOOSSSAHEAAANNNIGGGMEEE-LLLSEEEASSSN,,,TACCCAAAANA(((,867TTTHHHCAOOOFFF 888))) 1111....333377774444 333377770000 ----....000000004444 RRRReeeennnnoooorrrraaaaaaaalllliiiizzzzaaaattttiiiioooonnnn 0124035300 0248 QSUAENENDSI,EGONY/IMPEHIAL, CA 11..387645 836710 --..000044 RReennoorraaaalliizzaattiioonn 000000001000000010011011000011000000100060000000100610000000686887277556686662256286656624226061621449906936316316322539110300080000030000000000010500 0000I0000001000005001001113212S2214571322208213113646333 SWMMBSMSWNSBSKUSRSEREAMRSRCNSRMOOHAIUITEYMAUAEOARMEAEOEREHEW..CEUNDBC.CNSBLSUSSBSSUSIKSTKEHTHDUSTUTTTTTCTTATCTTARAFLAIHLRARHIEEEIAEHSNNLONTOITGEEBSBMR.RTGRUOSOOOOPDOORNTARAAOONINCFNFBAUFFF-OWCIfDGANNNN,RENICISULNNAN,,N,ESIETSVMR.MCEILNDR/KI,N/TC.W/AIKABOOTOECIOEINIYSHEWLLNNEAISRAUABNLELND(,UIWGVLNNLNOJS/YSNICTNIRNIDRC..EYSTE+LLHISUANAATUARYARJJOTAOKICNASRSIG.,SSYESNERNDKAAKAETNOERGFE.EDYNALRD,YSFTWCCACLIIE.RINVHIIAIACYTCOTMTDILNO.YINYLIINA,,TSTTENVSSY.NA,),,YKMSMOOMKYO 00011010000000111.................747191833923256158453450887370738618876055937975125430458573611791115629713163867698936870 01000000011...........196116111614568911653450885037534328753936842412273361034627347789376477839408669661725753 ------------------------------..............................322112000000000000000000000000252421564434423222111200000000304428104705780274375098997575 MMHMMMMMMMMMMMPMMMMPMMMMMMMMRRuSuSuuuSCuuSSCuSuuuSSuSSuSSSeelAlAlllFAFllAAlAlllAAlAAlAAAnntttttttttttttooiiiiiCiiCiAACiiiCiCCiCCCCrCCrCppppprpddprprppprprrprrrrrraarllllljjollolollloloolooooooaao..**eeeseeseseeesessesssssslslssssssssssssisiiiiiiiIIIaaIIiiiiiiIIizzIIIIIInnnnnnnnnnnnnnnnnnnnnnaannnnnngggdgggsdssssggggggssgtssstsssuuuuuuuiuuuuiuurrrSSrrMMSrrSSoSrrrroSrSSrSSSSaaattaaStaSatttaaanatanttattttnannannAanAanaannnnanaanaaaactcctcctctcttcccctcttctttt*****eee*eeeeeeeCeeeCeeeeeeerrAAAoAABoBAABABAAAABBABBBBBBBrrrrrososrrororrrroorooooooo***eersreesrereeeerrerrrrrrraaaaaddaiadiadaaaaddadddddddsssssesesensnesssseeseeeeeeerrrgrgrrrrrrrrrsssWWWWsWssWWsssssssWWWWWWiiiiiiiSSiiiiiittttttttttttttthhhhhhaahhhhhhhiiiiittiiiiiiiinnnnneennnnnnnnSSSSSSBBSSSSSSStttttoottttttttaaaaarraaaaaaaatttttddtttttttt****eeee*e*ee**rrss 00 TABLE 4A Chang* inModal Fa* Schadul*Malpractic*GPCI Du* toT*chnicalHappingCorrection andPCFAdjustnantby Locality Raaappad Locality PCFAd}ustad Changa Carriar Locality Naaa MPSMGPCI MFSMGPCI Changa Ralatadto OOSIO 05 BIRMINGHAM, AL 0.826 0.824 -.002 Renoraalization OOSIO 04 MOBILE, AL 0.826 0.824 -.002 Renoraalization OOSIO 02 NORTHCENTRALAL 0.826 0.824 -.002 Renoraalization 00510 01 NORTHWESTAL 0.826 0.824 -.002 Ranomalization 00510 06 RESTOFAL 0.826 0.824 -.002 Ranoraalization 0001501200 0013 ASLOAUSTKHAEASTAL 01..80149S 01..802442 0-..000035 MRSaAnorCaraolsisiznagtioSntataBorders 01030 05 FLAGSTAFF (CITY), AZ 1.258 1.255 -.003 Renoraalization 01030 01 PHOENIX (CITY), AZ 1.258 1.255 -.003 Ranoraalization 01030 07 PRESCOTT (CITY), AZ 1.258 1.255 -.003 Ranoraalization 01030 99 RESTOFARIZONA 1.258 1.255 -.003 Renoraalization 01030 02 TUCSON (CITY), AZ 1.258 1.255 -.003 Ranoraalization 01030 08 YUMA (CITY), AZ 1.258 1.255 -.003 Ranoraalization 00520 13 ARKANSAS 0.309 0.302 -.007 MSACrossingStata Borders 02050 26 ANAHEIM-SANTAANA, CA 1.374 1.370 -.004 Ranoraalization 00542 14 BAKERSFIELD, CA 1.374 1.370 -.004 Renoraalization 00542 11 FRESNO/MAOERA, CA 1.374 1.370 -.004 Renoraalization 00542 13 KINGS/TULARE, CA 1.374 1.370 -.004 Renomalization 02050 18 LOSANGELES, CA (1STOF 1.374 1.370 -.004 Renoraalization 02050 19 LOSANGELES, CA (2NDOF 1.374 1.370 -.004 Renoraalization 02050 20 LOSANGELES, CA (3RDOF 1.374 1.370 -.004 Ranoraalization 000222000555000 222123 LLLOOOSSSAAANNNGGGEEELLLEEESSS,,, CCCAAA (((4S6TTTHHHOOOFFF 111...333777444 111...333777000 ---...000000444 RRReeennnooorrraaaaaallliiizzzaaatttiiiooonnn 000202050545020 022345 MLLAOOSSRINAA/NNNGGAEELLPEEASS/,,SOLCCAAANO((,87TTHHCAOOFF 111...333777444 111...333777000 ---...000000444 RRReeennnooorrraaaaaallliiizzzaaatttiiiooonnn «o 0000554422 1102 MMOERNCTEEDR/ESYU/RSRA.NTACNTCYRSUZ,,CACA 11..337744 11..337700 --..000044 RReennoorraaaalliizzaattiioonn 00542 01 H. COASTALCNTYS, CA 1.374 1.370 -.004 Renoraaliiation 00542 02 HERURALCA 1.374 1.370 -.004 Renoraalization 00542 07 OAKLAND-BERKELEY, CA 1.374 1.370 -.004 Renoraalization 00542 27 RIVERSIDE, CA 1.374 1.370 -.004 Renoraalization 0000S54422 0145 SSAAMCRABMEERNNTAOOI/NSOU/RER..CCEHNTTYRSA,LCCAA 11..337744 11..337700 --..000044 RReennoorraaaalliizzaattiioonn 02050 28 SANDIEGO/IMPERIAL, CA 1.374 1.370 -.004 Renoraalization 00542 OS SANFRANCISCO, CA 1.374 1.370 -.004 Renoraalization 00542 06 SANMATEO, CA 1.374 1.370 -.004 Renoraalization 02050 16 SANTABARBARA, CA 1.374 1.370 -.004 Renoraalization 00542 09 SANTACLARA, CA 1.374 1.370 -.004 Renoraalization 00542 08 STOCKTON/SURR. CNTYS, CA 1.374 1.370 -.004 Renoraalization 02050 17 VENTURA, CA 1.374 1.370 -.004 Renoraalization 00550 01 COLORADO 0.685 0.683 -.002 Renoraalization vvS^<>Vv 111000222333000 000143 ENSOAWUSTTAHENRDNCEN.NCOTCNRENAN.LTRACOLNNC.ONN. 111...001539600 111...010382685 ---...000020205 MRRueelnntooirrpaalaaelliizzIaanttsiiuoornnanceAreasWithinStat* - 10230 02 SWCONNECTICUT 1.234 1.231 -.003 Renoraalization 00570 01 DELAWARE 0.665 0.664 -.001 Renoraalization oosao 01 D.C. MD/VASUBURBS 0.924 0.947 0.023 HSACrossingStateBorders 00590 03 FORTLAUDERDALE, FL 1.380 1.376 -.004 Renoraalization 00590 04 MIAMI, FL 1.645 1.641 -.004 Renoraalization TABLE Ah (cont.» Chang* inModal F««Schadul*Malpcactic*GPCI Oua toTachnical HappingCorraction andPCFAdjustaant byLocality Raaappad Locality perAdjustad Chanqa Carriar Locality Naaa MFSMGPCl NFSMGPCI Chanqa Ralatadto 00590 02 H/NCFLORIDACITIES 1.110 108 -.002 Ranoraalization 00590 01 RESTOFFLORIDA 1.110 108 -.002 Ranoraalization 01040 01 ATLANTA, GA 0.753 752 -.001 Ranoraalization 01040 04 RESTOFGEORGIA 0.751 752 0.001 HSACrossingStata Bocdars 01040 02 SHALLGACITIES 02 0.753 752 -.001 Ranoraalization 01040 03 SHALLGACITIES 3 0.719 752 0.033 HSACrossingStata Bordars 01120 01 HAWAII 1.028 025 -.003 Ranoraalization 05130 12 NORTH IDAHO 0.891 889 -.002 Ranoraalization 05130 11 SOUTH IDAHO 0.891 889 -.002 Ranoraalization 00621 10 CHAHPAIGN-URBANA, IL .140 137 -.003 Ranoraalization 00621 16 CHICAGO, IL .778 773 -.005 Ranoraalization 00621 03 DEKALB, IL .140 137 -.003 Ranoraalization 00621 11 DECATUR, IL .140 137 -.003 Ranoraalization 00621 12 EASTST. LOUIS, IL .360 579 0.219 Nultipla InsurancaAraasWithinStata 00621 06 KANKAKEE, IL .140 137 -.003 Ranoraalization 00621 08 NORMAL, IL .140 137 —.003 Ranoraalization 00621 01 NORTHVfEST, IL .140 137 -.003 Ranoraalization 00621 05 PEORIA, IL .140 137 -.003 Ranoraalization 00621 07 QUIMCY, IL .140 137 -.003 Ranoraalization 0000662211 0042 . RROOCCKKFOIRSDL,ANDI,LIL ..386312 113377 -0..232045 MMuSlAtiCprloassiInngsurSatnactaaABroaradsarsWithinStata 00621 13 SOUTHEASTIL .140 137 -.003 Ranoraalization 00621 14 SOUTHERNIL .140 137 -.003 Ranoraalization 00621 09 SPRINGFIELD, IL .140 137 -.003 Ranoraalization 00621 15 SUBURBANCHICAGO, IL .387 1.137 -.250 Multipla InsurancaAraaaWithinStata o 00630 01 HETROPOLITANINDIANA 556 0.547 -.009 Multipla InsurancaAraasWithinStata 00630 03 BESTOF INDIANA 529 0.516 -.013 MSACrossingStataBordars 00630 02 URBANINDIANA 531 0.516 -.015 MSACrossingStataBordars 0000664400 0085 DIEOSWAKOCIINTEYS((PCOITLYK/WLAIRMRIETNS)),IA 666677 00..666666 --..000011 RRaannoorraaaalliizzaattiioonn 00640 03 NORTHCENTRALIOWA 667 0.666 -.001 Ranoraalization 00640 02 NORTHEASTIOWA 667 0.666 -.001 Ranoraalization 00640 06 NORTHWESTIOWA 667 0.666 -.001 Ranoraalization 00640 04 S.CEN. IA(BXCLDESMOINES) 667 0.666 -.001 Ranoraalization 00640 01 SE IOWA (EXCLIOWACITY) 0.667 0.666 -.001 Ranoraalization 00640 07 SOUTHWEST IOWA 0.616 0.666 0.050 MSACrossingStata Bordars 00740 05 KANSASCITY, KS 1.181 134 -.047 PCFAdj. andMSACrossingStataBordars 00650 01 BESTOFKANSAS 0.775 134 0.359 PCFAdj. andHSACrossingStataBordars 00740 04 SUBURBANKANSASCITT, KS 1.181 134 -.047 PCFAdj. andHSACrossingStataBordars 00660 01 LEXINGTON( LOUISVILLE, KY 0.668 667 -.001 Ranoraalization 00660 03 BESTOFKENTUCKY 0.676 667 -.009 HSACrossingStataBordars 00660 02 SNCITIES (CITYLIMITS) KY 0.711 0.667 -.044 HSACrossingStataBordars 0052a 07 ALEXANDRIA, LA 810 0.808 -.002 Ranoraalization 0052t 03 BATONROUGE, LA 810 808 -.002 Ranoraalization Nj~--O000521 06 LAFAYETTE, LA 810 aoa -.002 Ranoraalization ty^^ 00005522S8 0045 MLOANKREOEC,HABLLAES, LA 881100 880088 --..000022 RRaannoorraaaalliizzaattiioonn 0052a 01 NEWORLEANS, LA 1.187 185 -.002 Ranoraalization 0052a 50 RESTor LOUISIANA 0.851 824 -.027 Hultipla InsurancaAraasWithinStata 0052a 02 SHREVEPORT, LA 0.810 808 -.002 Ranoraalization 21200 02 CENTRALMAINE 0.718 716 -.002 Ranoraalization