Real Estate Smart: What Your House Does To Your Life, And Why You Should Know About It.

128 Pages·2015·3.82 MB·English

by  Parker

REAL
ESTATE
SMART
What Your House Does To Your Life,
And Why You Should Know About It.
MATT PARKER
Copyright © 2015 Matt Parker
All rights reserved.
The information, techniques, views, data, and practices in this book do not
represent those of the author’s or publisher’s professional associates, including
employers. This publication is designed to provide competent, reliable
information regarding the topics covered. However, it is sold with the
understanding that the author and publisher are not offering any professional
service and/or professional advice, including legal, accounting, financial, health,
and fitness. Laws and practices often vary from state to state, and if expert
assistance is required, a competent professional should be sought for any legal,
accounting, financial, health, and fitness services.
No warranty is made with respect to the accuracy of the information contained
herein, and both the author and the publisher specifically disclaim any
responsibility for any liability, loss, or risk, personal or otherwise, that is
incurred as a consequence, directly or indirectly, from the use and application of
any contents in this publication. The author and publisher are not responsible for
any third-party websites.
This publication is not medical advice. Please consult a medical or health
professional before you begin any nutrition, health, healing, or exercise program,
or if you have questions about your health and/or fitness. If you choose to
participate in any activity from this book, you do so of your own free will and
accord knowingly and voluntarily, assuming all risks associated with such
activities.
Performance data and techniques in this book, in addition to laws and
regulations, change over time and with respect to location, which could change
the status of the information in this book. Past results do not guarantee future
performance or results. No information, technique, or plan in this book can or
will guarantee any results.
INTRODUCTION
There are known knowns. These are things we know that we know. There are
known unknowns. That is to say, there are things that we know we don’t know.
However, there are also unknown unknowns. There are things we don’t know we
don’t know.
—DONALD RUMSFELD
I wish somebody had told me that!
—ANYONE WHO HAS EVER BOUGHT A HOME
W
hen you buy a home, the things that “you don’t know you don’t know”
have a profound effect on your life—not just on your financial prosperity—but
also your fitness, health, safety, romance, job performance, and happiness.
Consider these facts:
— One feature in a given neighborhood encourages fitness up to 20
percent greater than others.
— One item on your street will make your children significantly safer,
particularly from automobile accidents.
— A particular condition you may practice in your home makes many
women chronically stressed.
— One trait of your neighbor plays a large part in whether or not you will
divorce.
— One decision when signing your loan paperwork can cost you $100,000
— One decision when signing your loan paperwork can cost you $100,000
or more.
Your distinct personal home choice influences every subsequent decision
you make in all of the important categories of your life: love, freedom, influence,
and vitality. Your home, including its location, is an inanimate physical
construct. Despite this fact, this brick and mortar affects the outcome of your life
more than any other physical object you will ever encounter. The real-estate
market, as a whole, is far less meaningful to you than your specific location
within it.
This book will reveal your distinct personal answers to the following vital
questions:
1. How do I maximize the romantic, financial, and interpersonal aspects of
my relationship through my home choice?
2. How do I keep my loved ones safe, healthy, and brimming with positive
memories?
3. What simple home choices increase my wealth and move me to financial
well-being and toward financial freedom?
4. How do I choose a home that makes high-level fitness, physique,
confidence, and health natural by-products of my day-to-day life?
5. Which home choice improves my performance at work and places me
among positive, productive, and financially exemplary people?
These are the first of many vital housing choices—small, simple choices—
you will explore in this book. Once you have applied your personal preference to
modern, scientific, and proven housing decision making, you are well equipped
to build your best life in the best home for you.
The laws of real-estate past do not apply today; we are fundamentally
different than we were even one generation ago:
— Our relationships are increasingly forged through proactive independent
choices, as opposed to dependent circumstantial necessity. Who,
why, and where we live with has changed.
— Our jobs change frequently, their locations and hours dictated by
technology. The job we have in two years may not exist today. The
physical location of our job is always in flux.
— Our access to food and health information is unprecedented, yet the
complexity of personal nourishment and health care leaves the
complexity of personal nourishment and health care leaves the
majority of Americans less energized, less mobile, and less fit.
— Ours is the first American generation expected to live shorter lives than
our parents. Does our home motivate fitness, create health, and
ensure longevity?
The laws our parents dutifully followed when buying homes have changed.
At the time of print, the Case-Shiller Index, the standard time-tested measure for
home-value appreciation, shows real-estate price appreciation at just over 0
percent over the last ten years: no increase (over the last thirty years, 1.3 percent
increase per year)[1]. Which emotionally instilled laws of generations past do we
follow, and what new ones must we learn?
Here is how to be real estate smart.
1 US national index levels, not seasonally adjusted. Historic prices are inflation adjusted May 2015 dollars.
Dec. 1, 1984 to Dec. 1, 2014.
CONTENTS
SECTION I
HOW A HOUSE HELPS YOUR HEALTH
Chapter 1
Your Romantic Relationship with Your Material Possessions
Chapter 2
What Disneyland and “Go Away Green “ Teach Us about the Best Color
Chapter 3
Location, Location, Location. Fitness, Fitness.
Chapter 4
Which of Your Five Senses Is the Most Important to Heed When Buying a
Home?
Chapter 5
Is the Most Important View Outside or Inside?
SECTION II
THE RELATIONSHIP RAMIFICATIONS OF REAL ESTATE
Chapter 6
Waterfront or War Front? How the Property You Buy Affects Your Relationship
with Your Neighbors
Chapter 7
“If You Build It, They Will Come”: Your Home and the Quality of the
Relationship with Your Children
Chapter 8
Does the Timing of Your Home Purchase Affect the Quality of Your Romantic
Relationship?
Chapter 9
How Do Your Neighbors Affect Your Diet, Your Relations hip Status, Your
Spending Habits, and How Often You Ride Your Bike?
Chapter 10
Which Grandparents Should You Live Near for the Benefit of the Family?
Chapter 11
Cohabitating with... Coworkers?
SECTION III
THE FINANCIAL SCIENCE OF SQUARE FOOTAGE
Chapter 12
What Is the True Financial Cost of Owning One Square Foot of Housing?
Chapter 13
One Secret Decision That Dictates Your Real-Estate Wealth
Chapter 14
Why You Should Abandon a Housing Budget and Adopt a Lifestyle Budget
Chapter 15
Child Labor
Chapter 16
How Much Time Does Your Real Estate Cost?
Chapter 17
What Is the Most Valuable Material Possession You Will Ever Own?