Pacing Guide for a Personal Finance Course WEEK - KCEE

25 Pages·2015·0.78 MB·English

by  Howdeshell, Angela

Pacing Guide for a Personal Finance Course (updated 10-26-15)
This resource is designed to be a guide for planning a semester personal finance
course but is considered a work-in-progress document so check regularly for updates.
Stock Market
PERSONAL FINANCE COURSE THEMES
WEEK Game (SMG)
(Follow Links for Indivi dLeusaslo T nhse)me
Implementation

1 Register for SMG Goals &
online: Decision
Making
www.stockmarke

2 tgame.org

Phase 1:

Careers &
3 Before you Invest
Planning

Phase 2:
4
Selecting your
Investments/
Begin SMG
5 Budgeting
Trading

6

7

Saving &
Investing

8

9

10
Phase 3: Credit
Tracking Your &
Investments Spending
11

12

Banking
Services

13
Transporta
tion
Decisions
14

Housing
Decisions

15
Phase 4:

At the End of the
Risk
Trading Session Protection
16

Check frequently online for updates to this guide: http://kansas.councilforeconed.org/resources/pf-pacing-guide
Goals & Decision Making
Personal Finance Council for Economic Education Lessons Other Lessons Simulations/Videos
Concepts/Standards (most lessons are from Virtual Economics*)
Recognize the  The Economic Way of Thinking  How to use EconEdLink.org  Compound Interest Calculator
responsibilities Financial Fitness for Life: Theme 1, Lesson 2  LifeSmarts Resources by Topic EconEdLink.org
associated with  Decision Making LifeSmarts.org  Help Matt decide whether to
personal financial Financial Fitness for Life: Theme 1, Lesson 3  Decision Making – LifeSmarts U continue formal education after
decisions.  Why Save? LifeSmarts.org he graduates from high school
- Jump$tart Financial Learning, Earning & Investing for a New Generation,  Decision Making Powerpoint & GeniRevolution.org: Mission 3
Decision Making Lesson 1 Notes PP  Decision Making/Cost-Benefit
Standard 1  Invest in Yourself LifeSmarts.org Analysis
Learning, Earning & Investing for a New Generation ,  Opportunity Cost EconEdLink.org Concept Video
Lesson 2 EconEdLink.org  Incentives
 Building Wealth over the Long Term Learning, Earning  Utility-Happiness EconEdLink.org Concept Video
& Investing for a New Generation , Lesson 9 EconEdLink.org  Opportunity Cost
 Credit: Your Best Friend or Your Worst Enemy  Using Slope to Compute EconEdLink.org Concept Video
Learning, Earning & Investing fo r a New Generation , Opportunity Cost  Scarcity
Lesson 12 EconEdLink.org EconEdLink.org Concept Video
 Why Not Save?  Car Shopper App  Financial Planning
Learning, Earning & Investing for a New Generation , EcEdLink.org GeniRevolution.org – Mission 15
Lesson 13  Budgeting
 The Role of Government in Financial Markets GeniRevolution.org, Mission 4
Learning, Earning & Investing for a New Generation ,  You’re Going to College
Lesson 15 EconEdLink.org
 Making Choices About Saving & Investing Capstone:  Scholarship Scams Podcast
Unit 3, Lesson 16 The ConsumerMan
Show/LifeSmarts.org
Use reliable resources  Making Credit Choices  In the Market for a New Car?  Stocks, Bonds, Mutual Funds &
when making Financial Fitness for Life: Theme 4, Lesson 12 EconEdLink.org Stock Prices
financial decisions.  Finding Financial Information Online  Staying Afloat Financially in the GeniRevolution.org: Missions 8,
- Jump$tart Financial Learning, Earning & Investing for a New Generation, 21st Century 9, 10 & 12
Decision Making Lesson 4 EconEdLink.org  Shop Smart Online Podcast
Standard 2  What Are Stock Markets?  Fraud Awareness, Fraud Analysis The ConsumerMan
Learning, Earning & Investing for a New Generation, & Fraud Action – LifeSmarts U Show/LifeSmarts.org
Lesson 7 LifeSmarts.org
 Researching Companies  Fact or Fake Out PowerPoint
Learning, Earning & Investing for a New Generation, Consumer Resources and
Lesson 11
 The Stock Market and the Economy: Can You Forecast instructor notes
the Future? LifeSmarts.org
Learning, Earning & Investing for a New Generation,  Schemes Scams & Ploys
Lesson 16 Powerpoint & Notes PP
 The Language of Financial Markets LifeSmarts.org
Learning, Earning & Investing for a New Generation,
Lesson 20
Summarize major  Scams and Schemes  Satisfaction Please!  How to Complain
consumer protection Financial Fitness for Life: Theme 4, Lesson 19 EconEdLink.org The ConsumerMan
laws.  U.S. Senate Mulls Over Show/LifeSmarts.org
- Jump$tart Financial Bankruptcy Legislation
Decision Making EconEdLink.org
Standard 3  Fraud Action – LifeSmarts U
LifeSmarts.org
Make criterion-based  How to Really be a Millionaire  College: Where am I going to go?  Help the O’Neils save $300 a
financial decisions by Financial Fitness for Life: Theme 1, Lesson 1 EconEdLink.org month for a down payment on a
systematically  Uncle Sam Takes a Bite  National Budget Simulat ion house
considering Financial Fitness for Life: Theme 2, Lesson 7 EconEdLink.org GeniRevolution.org: Mis sion 4
alternatives and  Managing Your Money  What causes inflation?
consequences. Financial Fitness for Life: Theme 3, Lesson 8 EconEdLink.org
- Jump$tart Financial
 Making Credit Choices
Decision Making
Financial Fitness for Life: Theme 4, Lesson 12
Standard 4
 What is a Bond?

Learning, Earning & Investing for a New Generation,
Lesson 5
 What is a Mutual Fund
Learning, Earning & Investing for a New Generation,
Lesson 6
 Building Wealth over the Long Term
Learning, Earning & Investing for a New Generation,
Lesson 9
 Researching Companies
Learning, Earning & Investing for a New Generation,
Lesson 11
 Credit: Your Best Friend or Your Worst Enemy
Learning, Earning & Investing for a New Generation ,
Lesson 12
 Managing Risk
Learning, Earning & Investin g for a New Generation ,
Lesson 18
 Investing Internationally
Learning, Earning & Investing for a New Generation,
Lesson 19
 Planning Your Financial Future
Learning, Earning & Investing for a New Generation ,
Lesson 21
 Water Resources
Energy, Economics, and the Environment, Lesson , Unit
3- Activity #9
Apply communication  What is Economic Justice?  Are the Best Things in Life Free? 
strategies when Teaching the Ethical Foundations of Economics, Lesson EconEdLink.org
discussing financial 10
issues.  Lessons from History: Stock Market Crashes Learning,
- Jump$tart Financial Earning & Investing for a New Generation, Lesson 16
Decision Making
Standard 5

Analyze the   
Requirement of
contractual
obligations.
-Jump$tart Financial
Decision Making
Standard 6
Control personal  Credit Management  The Costs of Credit  Online Safety Podcast
information. Capstone: Unit 3, Lesson 18 EconEdLink.org Consumer Man Podcast
- Jump$tart Financial  Scams and Schemes LifeSmarts.org
Decision Making Financial Fitness for Life: Theme 4, Lesson 19
Standard 7
Other Resources  Understanding Financial Markets, 2007-2009   Economic Systems
Teaching Financial Crisis, Lesson 8 EconEdLink.org Concept Video

* Virtual Economics is a flash drive containing most resources found through the Council for Economic Education (CEE). Version 4.5 contains all CEE print
resources as 2015. Kansas teachers receive this resource for free by attending the KCEE Financial Fitness Extravaganza or at other workshops throughout
Kansas. If you do not have a copy and are interested in receiving one, please contact
Careers and Planning Theme
Personal Finance Council for Economic Education Lessons Other Lessons Simulations/Videos
Concepts/Standards (most lessons are from Virtual Economics*)
Explore job and  Looking for a Job  How to use EconEdLink.org  Help Veronica choose a
career options. Financial Fitness for Life, Theme 2: Lesson 4  LifeSmarts Resources by Topic tentative career
-Employment and  Making Your Own Job LifeSmarts.org GeniRevolution.org: Mission 2
Income, Standard 1 Financial Fitness for Life: Theme 2, Lesson 5  Weigh Your Options  Roles in the Industry
 Why Some Jobs Pay More Than Others EconEdLink.org The Stock Market Game™
Financial Fitness for Life, Theme 2 Lesson 6  Wages and Me  Human Capital affects income
 Income and Choices EconEdLink.org EconEdLink.org Concept Video
Your Credit Counts Section 1  A Fair Wage  Human Capital Concept Video
 Invest In Yourself EconEdLink.org EconEdLink.org
Learning, Earning & Investing for a New Generation ,  Business Ownership: The  Productive Resources
Lesson 2 Franchise Option EconEdLink.org Concept Video
 Why Do Some People Earn More Than Others? EconEdLink.org  Entrepreneurs
Capstone, Lesson 15 EconEdLink.org Concept Video
 The Knowledge and Technology -Based Economy of
Today
Focus: Understanding Econ in US History, Lesson 38
 Income Distribution
High School Economics 3 rd Edition
 Borrowing Decisions and Expected Returns
(Entrepreneurs)
Master Curriculum Guide: Economics & Entrepreneurship,
Lesson 14
 What are you worth?
Entrepreneurship Economics, Lesson 5
 The Entrepreneur and Human Capital
Entrepreneurship Economics, Lesson 9
 The Business Plan
Entrepreneurship Economics, Lesson 11
Compare sources of  Making Your Own Job  Making Money – LifeSmarts U  Help Matt decide whether to
personal income and Financial Fitness for Life: Theme 2, Lesson 5 LifeSmarts.org continue formal education after
compensation.  Why Some Jobs Pay More Than Others Financial Fitness  Making Money Powerpoint & he graduates from high school
-Employment & for Life, Theme 2 Lesson 6 Notes PP GeniRevolution.org: Mission 3
Income, Standard 3  Invest In Yourself LifeSmarts.org  Income Distribution
Learning, Earning & Investing for a New Generation ,  The Benefits of Investing Early EconEdLink.org Concept Video
Lesson 2 EconEdLink.org
Analyze factors that  Uncle Sam Takes a Bite  Preparing a 1040EX Income Tax  Help Angela build wealth over
affect net income. Financial Fitness for Life: Theme 2, Lesson 7 Form the long term
-Employment &  Tax Math EconEdLink.org GeniRevolution.org – Mission 1
Income, Standard 3 Mathematics & Economics, Lesson 13  Tax Time Scavenger Hunt
 Taxes Change Behavior EconEdLink.org
Focus: Understanding Economics in Civics & Government,  A Fair Wage
Lesson 7 EconEdLink.org
 The Role of Government: Who Needs it?  Wages and Me
Personal Decision Making EconEdLink.org
 What causes inflation?
EconEdLink.org
 The Mathematics Behind
Progressive, Regressive, and
Proportional Taxes
EconEdLink.org
Other Resources  Who Decides Wage Rates?  Constitution Costs  Economic Development
Video model of the lesson EconEdLink.org EconEdLink.org Concept Video
rd
High School Economics 3 Edition  Distribution of Income
 Inflation EconEdLink.org
rd
High School Economics 3 Edition
 Migration
Focus: Globalization, Lesson 8
 The Distribution of Income and Investments in Human
Capital
Focus: Institutions and Markets, Lesson 9
 Catching Up or Falling Behind? International
Comparisons of National Income and Economic Growth
Focus: International Economics

* Virtual Economics is a flash drive containing most resources found through the Council for Economic Education (CEE). Version 4.5 contains all CEE print
resources as 2015. Kansas teachers receive this resource for free by attending the KCEE Financial Fitness Extravaganza or at other workshops throughout
Kansas. If you do not have a copy and are interested in receiving one, please contact
Budgeting Theme
Personal Finance Council for Economic Education Lessons Other Lessons Videos/Activities
Concepts/Standards (most lessons are from Virtual Economics*)
Develop a plan for  Managing Your Money  How to use EconEdLink.org  Help Angela build wealth over
spending and saving. Financial Fitness for Life: Theme 3, Lesson 8  LifeSmarts Resources by Topic the long term
- Jump$tart Spending  What's the Cost of Spending and Saving? LifeSmarts.org GeniRevolution.org – Mission 1
& Saving Standard 1 Financial Fitness for Life: Theme 5, Lesson 20  Budgeting – LifeSmarts U  Help the O’Neils save $300 a
(see saving &  Creating and Using a Budget LifeSmarts.org month for a down payment on a
investing for saving Capstone: Unit 3, Lesson 17  Building a Better Budget house
lessons)  Financial Planning: Budgeting Your Financial Resources EconEdLink.org GeniRevolution.org: Mission 4
Personal Decision Making, Lesson 6  Budgeting (Math focus)  Budget Odyssey Interactive
 Making Choices About Saving & Investing Capstone: Unit EconEdLink.org EconEdLink.org
3, Lesson 16  Money Management/Budgeting
 Powerball Economics EconEdLink.org Concept Video
Mathematics & Economics: Connections for Life 9-12  Managing Your Money Podcast ,
Companion Lesson Plan,
*SEE MORE IN THE SAVING & INVESTING THEME Vocabulary List, & Vocabulary
Prompts
ConsumerMan Podcast,
LifeSmarts.org
Develop a system for  Banking Basics  
keeping and using Financial Fitness for Life: Theme 3, Lesson 9
financial records.  Financial Institutions
- Jump$tart Spending Your Credit Counts Challenge: Section 2
& Saving Standard 2  The Instruments and Institutions of Modern Financial
Markets
Teaching Financial Crises, Lesson 7
Describe how to use  The Mathematics of Credit Card Interest and Fixed  Should I Use Cash or Credit?  Convince Paul, Fred, and Diana
different payment Payments EconEdLink.org to reconsider their choice of
methods. Mathematics and Economics, Lesson 15  The Credit Card Mystery financial institutution
- Jump$tart Spending  Cash Flow and the Successful Entrepreneur EconEdLink.org GeniRevolution.org - Mission 7
& Saving Standard 3 Entrepreneurship in the U.S. Economy, Lesson 22  The Costs of Credit
 Banking Basics EconEdLink.org
Financial Fitness for Life: Theme 3, Lesson 9  Fact or Fake Out PowerPoint
Consumer Resources and
instructor notes
LifeSmarts.org
Apply consumer  The Economic Way of Thinking  Buying vs. Renting 
skills to purchase Financial Fitness for Life: Theme 1, Lesson 2 EconedLink.org
decisions.  Decision Making  My Credit Rating: Why Should
- Jump$tart Spending Financial Fitness for Life: Theme 1, Lesson 3 I Care?
& Saving Standard 4  Managing Your Money EconEdLink.org
Financial Fitness for Life: Theme 3, Lesson 8  Show Me The Money
EconEdLink.org
*SEE MORE IN THE GOALS & DECISION MAKING THEME  Trish and Scott’s Big
Adventure: An Investigation
*SEE MORE ON RENTING/OWNING HOME IN HOUSING of Regional Housing Costs
SECTION THEME EconEdLink.org
 The Early 1980’s: A Tough
*SEE MORE ON CAR PURCHASE IN TRANSPORTATION Time for Home Builders and
THEME Mortgage Bankers
EconEdLink.org
 Schemes Scams & Ploys
Powerpoint & Notes PP
LifeSmarts.org
 Reaction & Action Powerpoint
& Notes PP
LifeSmarts.org
 Consumer Rights on Fraud
Action, Awareness & Analysis
– LifeSmarts U
LifeSmarts.org
Use a personal  How to Really be a Millionaire  How Long is Your Life  Help the O’Neils save $300 a
financial plan. Financial Fitness for Life: Theme 1, Lesson 1 EconEdlink.org month for a down payment on a
- Jump$tart Financial  Managing Your Money house
Decision Making Financial Fitness for Life: Theme 3, Lesson 8 GeniRevolution.org: Mission 4
Standard 8  Building Wealth over the Long Term  Conduct the Red Rooster Club
Learning, Earning & Investing for a New Generation, Lesson annual financial planning
9 workshop
 Planning Your Financial Future GeniRevolution.org: Mission 15
Learning, Earning & Investing for a New Generation, Lesson
21

* Virtual Economics is a flash drive containing most resources found through the Council for Economic Education (CEE). Version 4.5 contains all CEE print
resources as 2015. Kansas teachers receive this resource for free by attending the KCEE Financial Fitness Extravaganza or at other workshops throughout
Kansas. If you do not have a copy and are interested in receiving one, please contact
Saving and Investing Theme
Personal Finance Council for Economic Education Lessons Other Lessons Simulations/Videos
Concepts/Standards (most lessons are from Virtual Economics*)
 Why Save  How to use EconEdLink.org  Saving and Investment
Learning, Earning & Investing for a New Generation,  LifeSmarts Resources by Topic EconEdLink.org Concept Video
Lesson 1 LifeSmarts.org
 Why Not Save?
Learning, Earning & Investing for a New Generation,
Lesson 13
 Planning Your Financial Future
Develop a plan for
Learning, Earning & Investing for a New Generation,
saving.
Lesson 21
-Jump$tart Spending
 The Mathematics of Savings
& Saving Standard 1
Mathematics & Economics, Lesson 14
 Making Choices About Saving & Investing Capstone:
Unit 3, Lesson 16
 Cash or Annuity
Mathematics & Economics, Lesson 11
 More lessons on saving can be found in the budgeting
theme
 How to Really be a Millionaire  Time Value of Money  Compound Interest Calculator
Financial Fitness for Life: Theme 1, Lesson 1 EconEdLink.org EconEdLink.org
 What's the Cost of Spending and Saving?  The Benefits of Investing Early  Conduct the Red Rooster Club
Financial Fitness for Life: Theme 5, Lesson 20 EconEdLink.org annual financial planning
 Internet Tools and Investing  Timing is Everything workshop
Financial Fitness for Life: Theme 5, Lesson 22 EconEdLink.org GeniRevolution.org – Mission 15
Explain how
 Why Save? (Compound Interest)  The Five Stages of Investing  Help Angela build Wealth Over
investing builds
Learning, Earning & Investing for a New Generation, EconEdLink.org the Long Term
wealth and helps
Lesson 1 GeniRevolution.org - Mission 1
meet financial goals.
 What is a Mutual Fund  How Does Money Grown Over
- Jump$tart Investing
Learning, Earning & Investing for a New Generation, time?
Standard 1
Lesson 6 The Stock Market Game™

 Building Wealth over the Long Term  What is a Stock?
Learning, Earning & Investing for a New Generation, The Stock Market Game™
Lesson 9  What is Diversification?
 Why Not Save? The Stock Market Game™
Learning, Earning & Investing for a New Generation,
Lesson 13
 The Language of Financial Markets
Learning, Earning & Investing for a New Generation,
Lesson 20
 Planning Your Financial Future
Learning, Earning & Investing for a New Generation,
Lesson 21
 What is a Stock?  Understanding a Balance Sheet  Advise Kai on how to invest his
Learning, Earning & Investing for a New Generation, EconEdLink.org grandmother’s $10,000
Lesson 3 GeniRevolution.org: Mission 6
 Finding Financial Information Online  Help Uncle Louie learn the basics
Learning, Earning & Investing for a New Generation, about stocks
Lesson 4 GeniRevolution.org: Mission 8
 What is a Bond?  Teach Tyrone and Felicia how to
Learning, Earning & Investing for a New Generation, invest in bonds
Lesson 5 GeniRevolution.org: Mission 9
 What is a Mutual Fund  Teach a group of students how to
Learning, Earning & Investing for a New Generation, invest in mutual funds
Lesson 6 GeniRevolution.org: Mission 10
 Researching Companies  Advise a Gen I donor on her $10
Learning, Earning & Investing for a New Generation, million investment
Lesson 11 GeniRevolution.org: Mission 11
Evaluate investment
 Investing Internationally  Show Jasmine what determines
alternatives.
Learning, Earning & Investing for a New Generation, stock prices
- Jump$tart Investing
Lesson 19 GeniRevolution.org: Missi on 12
Standard 2
 What's the Cost of Spending and Saving?  Advise Markos on how to

Financial Fitness for Life: Theme 5, Lesson 20 weather a crash in the
 There is No Free Lunch in Investing scholarship fund
Financial Fitness for Life: Theme 5, Lesson 21 GeniRevolution.org: Mission 13
 Risk and Return
EconEdLink.org Concept Video
 What is a Stock?
The Stock Market Game™
 What is Diversification?
The Stock Market Game™
 Buy, Sell or Hold?
The Stock Market Game™
 Investment Strategy
The Stock Market Game™
 What Is Risk?
The Stock Market Game™