Strong-willed Elaine Hart is determined to save Hartland Ranch, her family's California orange groves. After the recent ending of a turbulent relationship, she vows to keep her professional and personal life separate, even though she's attracted to the man who holds her family's fate in the palm of his hands. Serious-minded banker, David Cole, has two goals- collecting on the delinquent ranch account and resisting his attraction to the unpredictable and beautiful Elaine Cole. When a series of circumstances brings them together, they must decide if they will continue to suppress their emotions or succumb to passion and take a chance on a forever love.