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Oak Lawn Independent PDF

1142 Pages·1991·254.3 MB·English
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MICROFILMED BY r • V . GRAY CARDS FOR DENSITY r t /■- '-a FOR RESEARCH PURPOSES ONLY This microfilm is furnished solely for the Research use of the purchaser* It may not be reproducedi sold, or released to other persons or institutions without the written permission of Illinois State Historical Library. ILLINOIS STATE HISTORICAL LIBRARY □Id State Capitol . Springfield 62706 / / 1' V ^ ■ / ■ ■ MATERIAL PROTECTED COPYRIGHT LAW (TITLE CODE) , ■ r \ > • ^ V '* * THERE WERE IN THE ORIGINAL FILE SOME PAGES CONTAINING MUTILATIONS AND OTHER DEFECTS. THESE UNAVOIDABLE CONSTITUTE PART OF THE FILMED FILE. ■' v“ ' • ' , ■ ■ * . ' ' . • ■ ■ ■. ■ , . -ur'? ... i. • . j * . • ■ ~ ^ -■■ • ■ r ' ■ ■ ■ ■ ■ ' • ' ■ ' —j* ^ ^ " -'.'V i ■ , ■ ' j* 'h . . ' ■ •V : Lav^ Independent 'i ' ’ . Oak Lawn, Illinois '■■■' 'VX- ^ ; ' ' J Cook County ^ \ - : : ■ " - ■- —. . . x' • v,- '■ -■ " ■ , . ’\ - ■ . ^ ■' \ “V— /> — ' ■' ^ \ ' ' ■ " '■ • ' ' ' ' - ' , - ' ' / . - • ' t ' <' ■- ■'•* _L. V' • t ■ . • . • - • ^ • — \ . ' From^ Tan. 3. 1991 ' - -" -* 1. ■ i ' ■ ' ' ■ , ' . V 1 '. V. - ~ - . . • • - ■ ' -• I ■ : . ’• - ■ ^ x' _ - ' ' ' ■ ■ ’ 'i ' ■' 1 *' ■ r ■ ' ' ■ ./ ■ - ■ ' ■ - • , I ' 5 ' Thru - Dec. 26, 1991 . _ .k V . ' ' (* • ■ / ' ■ '... ' c,' . ■ ■' ' ' ■' ■ ■ / Mcroflmed by r - ■ . , ♦ THE ILLINOI§^^ STATE HISTORICAL LIBRARY , \ " • • t » • SPRINGFIELD, ILLINOIS ^ « , * A t.'-',! •> - • ■ ' • • .• '' •' / . , ^ • ■ 1 \ - • . • " . • . . . • • ' . . . ■ ■ ■ ■ ■ * *. 25^ Per Copy 1991 Resolution Plan Your Financial Future Sm Pag* 4 R ^(708)388-2425 Protectioa For Small. Businesses (USPS401.340I Debra CharchiO. piesideiit title and advance to state of the Johnson-Phelps VPW competition. Twelve Ladies AnziHaty 5220, national scholarships totaling reports the winner of the SM.OOO will be awarded; five Voice of Democracy essay savings bonds wfll be pie- contest. sponsored each year sented to the five winners in at the Oak Lawn Community the state judgings. In addi- High School, is senior tion. the winner will receive a Colleen Kyce. She wrote on five-day all-ezpense-paid trip the theme “Democracy-The to Washington. D.C. and the Vanguard of Freedom” . opportunity to attend the which was taped for the American Academy of competition judging wMi Achievement. District other entrants from the 3td judging win be held on Sun- District VFW, their Ladies day, Jan. t3th at the Home- AuxOigiy and. of coarse, the town-Murray Post, Beverley officers end mcsiibers are Bragg la chaitpciaas foe-the rooting for Colleen to win tiie Johnson-Pheipis AnziHaty. Honor Society Award Oftentimes young people Deep Appreciation for Your are thought to ^ self- Partnership with the ChUd- centered. materialistic, and ren and Adults with Devel- Policy Review only thinking about them- opmental DisabflHies at selves. The National Honor Park Lawn and your Contri- Society of H.L. Richards bution Toward Enriching High Schooi has proven that Their Lives”. The front of Routine matters were The nezt board meeting is this is not always true. On the plaque reads: “Park handled by the Oak Lawn scheduled for 7:30 p.m. on Thursday. Dec. 13th. repre- Lawn Partner - A Friend is a Library Board of Trastees at Jan. ISth. Meetings ate sentatives from the Park Gift So Rare, k/ Treasure its regular monthly meeting open to the public, Lawn School presented a Beyond Compare”. We are on Dec. 18th. Several mat- Board members are Carol piaqde to the National Honor proud of our young people ters for discussion were James, president; Shirley Society St H.L. Richards for taking the initiate in tabled until the January Barrett, vice-president; High School for dieir mone- raising the money lot this meeting when a full boanrts Evelyn GoHz. treasurer; tary contributions to the Park noteworthy cause. ezpected to attend. Marian SuDivan, secretary; Lawn Schoed for the Handi¬ The board approved bills and trustees Nancy Czer- Math Tournament capped. The plaque reads The sponsor of National for S29.495 for library mat- wiec. Dave Gallagher and “To H.L. Richards National Honor Society is Mrs. Betty erials. S14.270 for operating Beth McEhoy. Honor Society Members. In Jo Kobierski. teacher. ezpenses and $125,590' for Students in the Gifted team was Deron Bisbikis. personnel ezpenses. Also, Fashion Show Program of H.L. Rkhards Steve Santay. juniors and the board approved reopen- ^iwaCil V High School recently parti- Vangie Galvez, senior. Mrs. ing the pre-quaUfying bid for * \ cipated in the PSA Mathe- Arim Hunt KnorrsU. ooord- library work based on a grant gia.^.-.*.!— matics Invitational Tourna- hratorofthe Gifted Program, from the state. The grant is lyi AAV I An. ment. The tournament is and Michael Cleary, science to be used for remodeling the w open to three-person team teacher otrd sponsor of show with members of the students to earn an assoc- handicapped entrance to David Suomi, a commis- of high school students who Scholastic Bowl, coordirrated Oak Lawn Community Nutri- iate’s degree: recreation make it more accessible and shmer in the department of take tests on topics which the effort for HLR. tion Network. The show was program leadership, there- for modifying some wash- aviation at Midway Airport, iitclnde trigonoirietry. pro- held in the Pilgrim Faitii peutic recreation and travel- rooms for the disabled. will iiddress the 12:15 p.m. babiRty. recutsive forretioas Church inOok Lawn on Nov. tourism management. LSC In reviewing Hbrary luncheon meeting of tire Oak artd geometry. There are 14tii. Students in the leisure students may also earn a policies, the board approved Uwn Rotary Club on Mon- three routtds: an itrdhridnal service careers (LSO class, certificate In the health flt- wfthout the change the ^stoff jay. Jan. 14th at 4140 95tii footrd which consists of ei^ lecreational activities for the ness technician program and association fut^” policy and St. Suomi will disenss the problents .to be completed in elderly, helped coordinate travel agent careers, the “staff/board committee fritnreofMidway Airport and 40 minntes; a team round the show and also were policy statement”. plans for its use. where the three members of Pfowt Wo. 126. I wonld Bte "tSi. dta. Book Sale the team work jointiy to pro- duce answers for the elglit Th* of the Oak problem given; and the pressure raundwhidt has 10 — wymiwJyw gjren tn g***^P^- Ln)«*y pien • «w«l paperirack book sale on problem to be completad , Mary Page. Walter Plaskowi. Saturday. Jan. 26th. from jointly by the mrrtben of tire, Aaneun oSt tD»"ooiDi- Irene Wiasing. Arm Hayes. . 9 to 2 p.m. The Friends JANUARY 7 - Monday -1 team. The team with the adu^ av^m. UVerne PIHpauakns and arish to thank all those who ’‘PhelpsVFW Ladies Anz. ntbat correct answers wins. ^ - Marian Price. StndeM contributed used p^erbaA JANUARY 8 - Tuesday - R Congratnlatibns to Bail models taduded Sue Lode cf books. Since quite a number ' Village Board of Tnmtae) Borrevidh Badney McOutsr. CginonradMob. Orland Park. Janet Hefaie of |,ave been accumulated. JANUARY 9 • Tbesday • i atrd Jhn Smith, di Juntocs, Yhank von for yonr con- JoHet and Angie McHenry cf the sole has been scheduled. Ffadna VFW Ibst, 95141 for their flrst plaoe finish tar corn and rat ss act in fiw adn- Oak Lawn. All paperbacks will go for JANUiulY 13 • Snadov • V( thc taurtrament. Their score cation of tomoifnim dti- ^C students at More^ 2S4eacb. Contest, VFW Pont * / win now be compared wMt sens, VsBey regularly work w» For more informstion. • Hometown-Mnrrqr Post, other sdioni winners far the Sinoarefy. . " senior dtiren grenps In the cafl Kathy at 424-4494 or JANUARY 14 • Monday -1 state to determine the state s/s William J.Bmwsk commnnity as port of their Genevieve at 599-7971. K.C.Hofl.SfiaOW.^ rACB s, nn A-rlHUISIUT. JAMUAIT Census Bureau itevisits For Ten. nine, eght, leven. six. five. four, three, two, • one. Happy New Yeprl Income Survey For tnost. Jan. 1st simply marks the beginiiing of a new year, a second dunce to meet the goals we set but weren't able to attain the Local representatives of foe U.S. Census Bureau are now year before. But for others revisiting selected area households to conduct its Survey of like Alan Camba. it means ^ Income and Program Participation (SIPP). Stanley D. another year to worry about ^ Moore, director of the bureau's Chicago regional office, the little things. announced. SIPP. a nationwide continuing aurvey Catuba. executive director introduced in the fall of 1983, ia one of the nation's largest of the National Anxiety with about 28.000 households participating. Center, issued the center's The Census Bureau pubUahes periodic reports with offldal list of foe "Ten Silli¬ information from the survey. Subjects coveted indnde: jobs est Things to Woiiy About in and earnings; the economic effects of unemploynient, 1991" on New Year's Dky. disability and retirement; how taxes affect personal The list is designed to ta n spending; participation in programs suci; as Social Security, both a hwmorous and a seH- Medicare, Medicaid and food stamps. otts look at foe issues folit Information from SIPP helps policymakers and distract America foe mostl administrators detentiine how well government ptagn|TO The ‘big 10' for 199H are serving foe public and how^changes in programs ud. include “Am I going baldf";| policies will affect foe public. Wni I,win foe lotteiyr".\ Some facts on foe value of education based uppn findiags Pleturod nr* Jotm D. RHa, chhH Clark of tlw Cook County Sixth DIotrlet Munldpol "Are other people having \. from the survey in foe Spring of 1967 (the sample size Hmits Court; Aurolla PucinckI, Cook County Circuit Court Clark, and Shomton Hunt, more fon than me?". "Can I \ j accurate reporting to national figures only) are: the highest Southaoat CEDA. Tha thraa aro viowing gift paekagoa oontaining toys, aearvgg, lose weight iu 1991?" and 1 average monthly incomes were reported by those with mittona, toya, mlttona and moro. Tho diatrlbutlon araa mado'to 7fi na^ chlldran "What brand of sneakers \ professional degrees ($4423), followed by those with undor tho aponaorahip of Southaoat CEDA and through tho Sixth DIatrlet 'Chrlat* should 1 wear?”. ' master's degrees ($2,776), badielor's degrees ($2,109) and maa for KIda’ program. “Through tho comblnad afrarta of tho agondaa ot tho For a complete list Ot foe associate degree holders ($1,630); examples of average Markham Civic Cantor, Sixth DIatrlet Pollco Dopartmonta and tha .South Suburban ‘"Ten. Sniiest Tldags to monthly income by education below foe tor-year college Bar Aaaoeiatlon, our eommittao.ama ablo todlatrlbuto toya and othor naadad Itoma Worfy About in 1991". write level include some colle^/no degree, $1,283; high school to ovor 600 noady chlldron In aouthom Cook County," aald Rita, who addod “Tho the National Anxiety Center, / graduate only, $1,135 and/iion-high school graduate, $761; ehildron Southaoat CEDA roquaatod arlN bo kopt on filo,*aa 1 antielpato, baaod on P.O. Box 40. Mairiewood.’/ i while the average monthly earnings for foose sdth master's, tho tromondoua auccoaa wo yloldad thiayoar, to aponaorthia program naxt yoar.” N.J. 07040. / i bachelor's or associate degrees increased significantly from MVee Regrstratioh 1984 to 1987 (after adjusting for iiifiation), those wifo no Free Lecture post-secondary degree, atog with vocathmal degree holders, experienced no real inctene; foe greatest concentrations of degrees were in business, 19 percent, and education. 14 percent. Some IS percent of foe highest On Eye Care earned degrees held by men were in eiigineeting, compared credit courses and - on- wifo only one perceWof degrees held by women. campus continuing education classes begin Monday.''Jan. January-is National Eye Care Month and foe Dialx/tl 28th. Support Group of Retina Vitreous Associates, Soufo Cm Classes offered include Connty Chapter, will sponsor a free lecture cotKeming/ni credit programs in transfer special eye problems of diabetics. | and career areas, non-credit and continuing education Education and prompt treatment ate key faetbts inkw cessful management of diabetes, and foe IMabefic $vApq seminars and workshops, and alteftiative learning Group is dedicated to offering foe latest bftorma&n q diabetics. Meetings are held tegulaily and attewlanoifora classes„rach as telecourses, teaches a hundred or mote participaiiti. • | | weekehu college, and inde¬ pendent study options. Food wfll be served at foe group’s next lectate oi| hm Gasses are held during foe day, Jan. 21st from 1 to 3 p.m. at Little Company cl feiU ] evening as well as on week¬ Hospital in foe auditorium of Shitmer Hall ia foe Etfcaaa Is.ii ]1 1 ends. Buflding. 2800 W. 99fo St. Free blood ptessutc terl^wi 1 1 liA Students can register by be available from 1240 to 1 p.m. RS^ by calHnt &tli WHY PAY MORE? WE DELIVER OPEN 7 DAYS-FREE GIFTS telephone at (706) 974-2110 Rauba at (706) 424-8855. . I f Dr. James Liang, retina sutgpon, will discuss fRftin; or in person at foe college service center on foe first Detachments in Diabetics''. Retiiial detadimet|ts jncci when foe thin retina membrane detaches from foe fta« wa floor of foe College Center on of foe eye and fdls to send the sighted image ovetlltiM opC campus. 10900 88fo Ave. Tuition for in-disttict nerve to foe brdn. Dr. Liang wiO discuss can |es| eaii students is $37 per credit symptoms, diagnoses and the surgery used to cpti^ di FACTORY BEDDING CORP. 371-3737 hour. cemdition. ' For more information, call 'An area endocriimlogiat (tobe aimounced latdrVwl^ apes foe college service center at on ‘Total Health Care for the Diabetic". A question an answer period will frrflow both speakers. (708)974-2110. Governor’s Message Joe Qfdtikas took his father's advice and decided . on.a career in the tool and die industry after he Governor Junes R. Thompson issued foe following hdi- ^ graduated from high school. Now a tool and dsy messsge to foe people of Illinois: die maker for Andrew Corpofation in “Hollds3rs are s time of emotion, anticipation, reflection and prayer. _ Orland Park, Joe, 32, dedded last year “Ihe untoe thing about this holiday to that many of our that he wanted to earn a college degree. fellow DUnotoans have been taken from our State ^ sent He enrolled in one of Moraine Valley's to dangerous places abroad. All of us hope that^peace can be achieved without their coming in harm's way and th«* computer-aided design classes, Intro- they'll come home to us as quickly as possible. duetkm to MicroC^D. Eventually, he "In the meantime, all of us on^ to be doing our part to would like to transfer to a four-year make sure that Bieir husbands, wives, sons, daughters ■PH, college and mgjor in mechanicai and parents are cared for by local communities across foe 0 engineering. “The instructors at'Moraine State. So as we remember the men and women serving f abroad, Jayne, Samantha and I wish for each Rlinoisan Valley are well-informed and really enjoy a happy, lyalfoy holiday season."_ * what they're teaching,”, said Joe. "Arxl (or -^people.like me who work full-time, the Joseph R. Shannon, M.D. ^ classes are very convenient and flexible. DERMATOLOGY Moraitie Valley is a great plaoel" Spring Semester classes begin Jan. 22. Diseases, Surgery and Allergies For more informatiorr'er to register, of the Skin cal Moraine Valey at ACNE TREATMENT (706)974-^. CRYOSURGERY KRnA1aalneM*y U J A CkxTVTuriity C^oitege 10444 So.JKedzieAve. ? lOraOSoulhSMnANanu* ry*»HPl.HkWk«MA6 Chicago, Illinois 239-3000 10000 West 151 St Street Orland Park, Hlinois 349-6200 6224 So. Pulaski Chicago, Hlinois 582-4100 Soiitfieut CEDA (Com- manHy and Econondc Devel¬ opment Anededon) win die- Thirty-sis seniors and juakm at St. Rita High School were recently selected to' become peer ministen at the t^nte USDA food com¬ school, said Rev- Reinhard Stemenumn, vice-principal modities on Wednesday, for Christian formation. Now in its fiffo year, foe program Jan. 9th at 1 p.m. The dis- tributlon win be hdd at the allows upperdsasmen to assist other St.* RiU students in various areas of spiritual growth. Members of the peer Soudieast CODA Service ministry team are heavily invdved in guiding and leading Center, 3518 139dl St. The students during their spiritual retreats. program is open to an residents of the vOlage of The new peer ministers are Dan Baumgartner (St. Nicho¬ bobbins who are low-income. las of Tolentine Parish), Brian Benes (St. Daniel), Brypn Residents are reqnesttsd to Belan, (St. Jane de Chantal), Suave Bradiowski (St. J6- bring dieir own bags. Prosy 'S^), Brian Byrne (St. Dennis), Chris Bystriansky (St. pidtup. win not be allowed Rita), Armando Cortes (St. Paul), Joe Cok (St. Barbara), "unless the recipient is handi¬ Shawn Crot (St. Turibius), Dennis Dalton (St. Symphotosa), capped. Proof of residence John Daly (St. Barbara), Joseph Ekhom (St. Cafoerine d wRI be required in the form Alexandria), James Frenzel (St, Barbara), Tony Herman, of gas. dectric. water or Tad Hooker (St. Sympborosa), Eric Johnson (St. Sabina), phone biH; public aid grec^i Scott Keller (St. Sympborosa), Mike Kelly (incarnation), card or driver’s license. Ron Krywanio (St.Da^l), Joe Larkin (St. Denis), Vinko Southeast CEDA is a not- Lisnic (St. Jerome), James Lowery (Holy Redeenser), Mike for-profit human service Tlw rnlimd and nMiil-iMIrad pvopto urtw winli to romaln ndvortunxioly opon- Muchowkz (St. Turibius), Dan Pienta (St. Turibius), Jim agency which serves low- nfoidad mo InvHod to poitleipato in Tho Ronalosaneo AoMtomy, an aaaodatlon thrt Pienta (St, Sympborosa), Matt Rozhon (St. Thomas Mote), income individuals^lind fam¬ offara tho opportunity to Join in atimulating diaeuaalon daaaoa In eduraoa doahMOd Mark Sadowski (St. Anthony), Shane Scaramuzzi (St. Albert ilies in several south subur¬ and lad by mambora. Claaaoa tMa bomoatar bogbion Tuoaday, Fab. Sth. A roeaptlon the Great), Bob Schuch (St. Joseph), Tim Spiewak (St. ban communities. It is a part and InfomMtlon opan houaa urill bo hold op Sunday, Jan. 13lh In tho St Xavlor Board Bruno), Michael Streiczyk (St. Nicholas of Tolentirc), of a network of community Room from 2:30 to 4:30l Mike Strzykalski (St. Nicholas of Tolentine), Charles Vol- service centers strategkally Pletumd la tha opan houao planning committoo (atandtoiglDorothoa Hoeh, Bill pentesta (St. Thomas More), J.J. R^czewski (St. ‘Berna¬ located throughout suburban Donovan, Tom MoDonald, Floranea RoMoH. Etoanoro Zaynor and Paul dette), hffike Williams (St. GhfoT^sud Anthony Zettergren Cook County. * Rohloff;(Boatad) Franeaa Slmanonlo, Joan Cahill. Dana Siwaczyk, Rita McLoan, Mao Further information may Walah and Sally Linka. be obtained by calling Ms. For moro Information on tha Ronalaaanca Acadomy, call St Xavlar Collago’c EVERGREEN PARK Rutzky at 371-1220. Oopartmant of oontlnuhiB oduoatlpn at ^197704300 axt 207. CHROPRACTC CENTER Or. Denise Wojciechowski Chiropractic Physician Call f^appolntmant 424*4353 Complata Family Hollatic Health Caro Naek A Low Back Pain Caraof ChlMron Famalo Disordara -Spinal Manipulatio^ n PtwalealTtiarapy-X-rara-Blaad-Halr- DM Knalyils - Uuhltlon 9256 So. Kedzie Evergrton Park, L. 60642 The Center. 12700 South¬ west Highway, is ^lea^ to present a workshop entitled “M.A.T.E.S. (Married And Taking Emotions Seriously)” on Sunday. Jan. 13fo from 3 to 6 p.m. in its main lodge. This afternoon workshop is for married couples seeking Dlls year think first ^smneone dse. to grow in their love and union. Ihke pleasure in the beauty and wonder (tf the Earth. Through a series of brief Wrtte a lofve letter. Share soine treasure. dramatic presentations (Hadden the heart of achild. Vfelccmie astranger. - which act out situations of Thank (jodfora^^ are and whatyou hi^ conflict that every married . adiether It be great or small. couple can identfoi wMi, $10,795 M.A.T.E.S. helps spouses ^^nd a quarrel-Gtve a soft answer. recognize many of tMe Seek out a foigotten ftlend $10,495 destructive things they Dianiss susplckm, ana replace it with tnist unconsciously say and do to Keep apnMnise.Find the time. each ofoer which ftiel hostil¬ $9595 ity and negative feelings. Fbigo a grudge. Fbi;^ an enemy Tfie wotinhop teac^ y^ogizeifyou were wrong. ^ , couplet practical tediniqnes $9995 they can use to help trans¬ Listea Tly to understand.' form their etperience of con¬ Examine your demands (m others. $8995 flict into a poritive. life- ' )^preclate.Beklnd,beftntle. giving force. Lai^ a little. Lai0 a litue more. M.A.T.E.S. is conducted Deserve confidence. $6995 by Dr. Gerald Steenken and Judy Connolly. Gerald is a Eiqiress your gratitude to others. senior lecturer in the theo¬ for Peace. Go to Church. $5995 logy department of Loyola University of Chicago aM • Love completely ^leakvour love. pastoral counselor at the &i^ it again. ^)^ it stilknce agaia $4995 Wa}rside Chapel at The Tn^ are hut inkliiiga of a vast cat^oiy Center. ^ ■ a mere scratching of the surface. Prior registration is They are slrn^ thlngs.%u have heard $4995 required. Ihe S30/couple workshop fee is due at thim all befoie. But their Influence registration time. To has never been measured. $2995 roister, please call The Thisyeartheycanchangeyourlife. Center at (708) 361-3650. Best ui(sftes>9m IheDirectors, (peers and Emploi/ees of* USED TIRES $10.00 and up INSTALLED Aw sowings ChicagD«DowiieiBGnwe ■ Eveigreen Park FDIC Hldcmy HUto ■ Lombeid ■ Oak Lawn ■ Palos Heights Insured / Resolve To Review Your Financial Fitness Thenewyecrktiietteeforiesohitkiitt. Pramtees to stop Some people deUberately overpay Unde Sam fas order to Look. too. at home and auto insurance. Read yonr policies smoking, go on a diet or explore new career poesRtilities get a large r^nd in the belief that this la the only way they and understand your coverage. KeSp your coverage np to make the list of many individtials. But what aboot jroor can save. Well, therejs a better way. Most compawiea wiA OBtf . Notify your insurance company or agent of changes financial weh-beingT According to the Iffliioia CPA Sbciety, automatically withdraw an amount yon request from your .that might af^ your coverage. the start of a new year is an ideal time to review financial account and deposit it to a company savings plan, your bank If you don’t have a wfll, make plana to get one. If yon do fitness and take any necessary action. Here are some sug> or a mutual fond. Ched^witii your payroll department. You have a will, take a few minutes to review it and make sure it gestions to get started. can correct your withholding overpayment by flUng a new is current. ,An update may be needed if you have a new If you don't already have a budget.‘now is the time to start Form W-4. child, movelo a new state or chahjgib your marital status. A one. A budget is an excellent way to forecast how you will Every few-years jrou should check your Social Security change ipay also be necessary when someone named in tiie get and ^se money, plus a %ay to discipline yourself when records. Just call the Sodal Security Administration at will as^beneficiary. guardian or executor is no longer avail¬ spending gets out of Hne. The first step is to figure out how 1(8001937-2000 and ask for Form SSA7004 (request for ably. You don’t have to write a new will each tinfe yon want much you earn and how much you spend. Add up your statement of earnings). Complete the card, return it to the to make a small change. Just have a lawyer prepare a salary and any other mon^ you receive, then examine how Social Security Administration and in a.few weeks you will codicil and attach it to your will. you spend your money. This cash flow analysis forms the receive a statement showing how much you have paid into If you don’t keep score, you’ll never know if you are win¬ basis of your budget. Carefully evaluate your income and the system. Compare the totals with your year-end W-2 ning. Work out a record sy^m that best suits your family’s expenses and make changes tiiat wOl allow you to live within forms and report any discrepandes to^the Social Security individual needs. Accortog to CPAs, records' needed for your bi\dget. Once you learn to save and invest wisely, yon Administration. tax purposes should be kept for at least three years follow¬ will b^ able to take your financial future into your own Beginning in 1991, borrowing will nuke less sense than ing the filing of that return. Other papers should be kept hands. ever. As of Jan. 1st, interest on personal debt will not be for as long as you might need them to document facts. Review your investments. You need different strategies deductible. That makes tills an exceOent time to checkvour for different stages of life. Your goals and ability to tolefate debt to make certain you are not overextending younalf. State Scholars risk are likely to change in tune with your age. job, family Accordingtoexperts.Jf more than 15 to 20 percent of ..after¬ status and economic well-being. AIm, minimise risk by tax Income; is spent on credit payments (not counting spreading your investm^ts over a number of different monthly mortgage or rent), it’s time to go on a debt diet. categories and vehicles. Resolve not to use your credit cards and allocate a set Br. Arthur M. Arndt, principal of St. Laurence High amount every month for debt reduction. Pay off as much as School, has announced ^e names of 33 seniors sefeoted by you can afford. Also do some research to see that you are the Illinois State Scholarship Committee as ’’Dilnols State getting a good deal on your credit card. To compare the true Scholars” in the 1990-91 schdar program competition. cost of credit cards, be ^pe to consider the interest rate, These seniors, from the southwest side of Chicago and annual fee and tiie grace period for the cards yon are con¬ neighboring southwestern suburbs, were chosen on tiie sidering. basis of their scores on the Ahierican College Testing *mi« m^^MSALT ' This is also a good time to check your credit rating. Toget (ACT). Schdastic Aptitude Test (SAT), a rank in das;, SPREADERS a copy of your credit history, try calling the local branch of a and “their exhibition of exempla^ mo^ character”. credit reporting firm. There is a fee 1^ jhis service (except The students selected as Dlinois State Scholars are: and SNOW PLOWS if you have tmn turned down for credit in the last 3()^ys in William Casper. Michael Cefeibi, Jeffeey Cole, Joseph Cox, which caM you can get a copyfree). Review your credit his¬ James Czajkowski. John Draws, Joseph Grah, Keitii tiio. ry .c4^aar_ef_ual<ly^. mC_ircmle_ ansytl_^g at1i i*a^"t1 5s^e^e ms wrong and return Johnson. Jeffrey Junkas. Joseph Konopadti, Stephen it to the credit firm for an investigation. Madden. Darrell Malczewski; Shawn McKee, Robert Your life changes oyer-the years and so do your life Miller. Mark Moran. Richard Oswald, Michael Paniak, insurance needs. Remember the primary function of your Hemang PateL Frederick Pfeiffer, Paul Reidy, Antonio insurance is to provide a substitute for your incoqie to pro¬ Rokita, Robert Romanowski and Gary Rychtanek. tect your independents. You may need inore insurance at Also. Craig Saenger. Andrew Salata, David Soprych, som<rtimes, less at others. The actual amount you need Raymond Sutfcowski. ScottTermine, Steven Trudo, Michael depends oii your personal situation. Review your coverage Walters. Kevin Wendling. Marty Wisniewski and Daniel SERVICE INC. frequentiy. especially if there is a change in your family or Wolniakowski. / financial circumstances. Br. Daniel Jackson, senior guidance counselor, Acted " 20a»W. 92nd STREET Don’t ignore the need for disability insurance. If you are that: ’’More than 60,000 students from nearly every high CHICAGO, IL KMOS /Phong (312) 37S«t77 ndw working, you have a much larger risk of being disabled school in Illinois competetT in tiie 1991-92 program and for three months than of dying. Yet even young people approxilhately 10 percent of Illinois graduates are ESTABUSHEO 1960 seem to attach more importance to life insurance foan to designated as state scholars.*’ CHICAQOLAND’S ONLY disability insurance. A good rule of thumb to follow is that Br. Arndt, on behalf of the St. Laurence achod- % authorized DISTRIBUTOR your disability insurance should aim to replace 50 to 60 per¬ community, is pleased to acknowledge these stndeiit« "for PARTS • SALES • SERVICE cent of your current earnings before taxes. the high degree of honor they have brought to tiieraaelves, their families and to the school. ” III Johnstons Bob McUatboco Open House 34 Hlf. MX i31M7t-4SM There will be an open The program will begin in house on Thursday. Jan. the Luther South cafeteria, 24th from 7:30 to 9:30 p.m. 3130 87th St., with introduc¬ for present 8tii grade tions and general informa¬ students and their parents. tion. This will be followed by Nearby And Neighborly several tours iof the school and its facilities. Luther Don’t Throw Your Old South is folly accredited by Service Specialists and Soiled Carpet Away -the North Central Associa¬ tion of Schools and Colleges. Let Us change Luther South was cited, by You Can Trust The Ctofor or the U.S. Department <rf Education, as an ‘Exemplary Add the Same Color Parochial High School’. To Your Present Carpet An entrance test will be AUTO ALIGNMENT given in the school cafeteria BEDDING We Can Make Your SEHVICE on Saturday. Feb. 2nd WHY PAY MORE Carpet Look Like New beginning at 8 a.m. Please MATTRESSES call the school office. (312) 737-1416. if you have any Complete Auto Service Bunk Beds S7S.a GUABANTEED RESULTS questions or desire addi¬ SAM to 6PM Daily SBo^frao Boemd Sell SSl1S1a9. O0II tional information. SAM to 2FM Saturday S4S0( Save Yourself Retiree '*Air Conditioning LDaimnepttse , Sla2S0..O0I( *Wheel Alignments Sola Oair-Love Seal SIM.OC Some MONEY •Brakes A Tires FACTORY BEDDING Can For a Meeting •Complete Tune Upa •Towing 147lh & SpringfiMd FREE ESTIMATE 2 Biockt Eut of PulMkt LyiJ 3435 W. tilth Street Midioihian ^ ^ Michael C. Nave Chapter Mt. Greenwood 920008S 424-599^ - 443H)791 1344 of the National Associ¬ _ QoMd SoBikys ' ation of Retired Federal Employees (NARFE) will PROFESSIONAL CARPET CLEANING BUILDING MAINTENANCE hold its next regular meeting • 2-S1EP SHAMPOO COU)RIZIim AND STEAM CLEANING (Whh 0«v Sea Extraetioa) at Surma’s Restaurant, • LIVING ROOM a HALL (•’in baglh) *29" 17Sth St. and Dixie Highway, La Botz Building Maintenance *19** on Tifesday, Jan. 8th. SocUd • EACH ADOmONAL ROOM flW eg. A per roeei) gathering is at 11:30 a.m. • FIBERGUARO CARPET - *15** pw IBM followed by a luncheon meet¬ ALL TYPES OF ROOHNG ing at 12:15 p.m. Reserva¬ PET AND ODOR CONTROL tions for the luncheon should •EMERGENCY REPAR be made by calling (706) Oi§aeliandkk (Mm Oacoa$snda^aa TadadRaaa 339-8683. • RESDENTIAL AND COMMERCIAL Yam RAiNBOm TEAM la Odor Principal business will be ET ODORS •SMOKE ODORS •'ODORS DUE TO WATER OR SEWAGE DAMAC^ the planning of activities for •LII^NSEDaSONDEO the coming year along with DRAPERY CLEANING (In Yonr Home) discussion of pending • FULLY MSURED TfeneKrMNtiwCkBMigtDWwtsramalaDtoptqiNMwM: •U^TT •SOD. legislation programs . under a consideration. RepmrOaaatagCMimWHlWiDmMm * KXPERT 'fxcfiifw r Federal retirees, current WHY FURNITURE CLEANWG? government employeet and WORKMANSHIP REFERENC rOREMOVESOn. • TO KEEP SANITARY ' • TO RESTORE FRESHNESS guests are invited. Attend¬ REASONADLE RATES FREE ESTIMAT • to PRESERVE APPEARANCE • TO PROTECT YOUR INVESTMENT ance and table prizes will be awarded. (312)2339605

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