A shy country miss, Harriet Rowe is sure she has little to offer her step-cousin, the dashing Lord Richard Stanton. The most handsome gentleman in London, he can have whatever he wants - except for a racehorse that's just out of his monetary reach.
Eager to stay close to the man who has won her heart, even if he doesn't know it, Harriet offers to lend Richard the money for the racehorse, making them partners on the racecourse. But if Harriet wants to be a partner with Richard for life, she will have to remove her blinders and join the wild race for romance, with Richard as her prize.