National Flood Insurance Act of 1968 and Flood Disaster Protection Act of 1973

101 Pages·00.44 MB·English

E H FTSOEITIROHT UDARAZAH-LLA

YCN ETGNAEMEGA NYACMNEGR ELMAEREDEF

T CEACNARUS NDIOO LLFANOIT AENHT
,DDN EA,D 8NFS6EOA9M1A
T CNAOITCETO RRPETSAS IDDOO LEFHT
DED N ,ES3 MA7FA9O1
42 U.S.C. 4001 et seq.
LESNU OLCAREN EEG H FTEOCIFFO
,TS U7G9U9A1
i

The National Flood Insurance Act of 1968, as amended, and
no ittc cA ref,et o 3toed7s rho9asPTo1saliFDamended,42 .C.S.U 1004et. seq.
st nee ltfbnoaoTC
D,NDAED N , ES8 TEMA6FCCA9OAN1ARU SDNO IOLLAFNOI TEAHNT
EHT D NOROOEILTTFSCAE STTIOCDRAP FO ,3791 S A,DEDNEMA
42 U.S.C. 4001 .te qes
ELB AS TTFNOETNOC
e sno opfirotuapr a sldgcnneaid dlnainfoisser g.§ n1o0C04 1

)yat(isse cdenN asnosae rrof deoco nlmafarrugsonrip 1

(b) Participation of Federal Government in flood insurance program carried out by private

insurance industry 1

(c) Unified national program for flood plain management 2

(d) Authorization of flood insurance program; flexibility in program 2

sedil s)dfu(M 3

e sno opfirotuapr a sldgcnneaid dlnainfoisser glnaonCoit i.§ d2d0A04 3

snoi§ t ilnainfo ei4003.dtiddA 5

MARGOR PECNARUSN IDOOL FLANOITA NEHT-- IRETPAHCBUS 7

mar gyto rurhdropsnaiacl bn aootitsteaziro h.t§ 1u1A04 7

(a) Authorization and establishment 7

)b( lanoitiddA egarevoc rof ecnailpmoc htiw dnal esu dna lortnoc serusaem 7

(c) Participation and risk sharing by insurers 8

sei t § emi. par2 doro1fncgi0oaSor4rpp 8

(a) Priority for insurance for certain residential and church properties and business concerns8

ytil i)e bbcfa(nolai ra ruvsosAe fniriterhetpoorp 8

(c) Availability of insurance in States or areas evidencing positive interest in securing

insurance and assuring adoption of adequate land use and control measures 9

stnu owcoc rasdctnsnaeemeri ueqcenrail pedmsnoaach cercunpar uds on.oial§ 2F104 10

)a (tnuom Adna mret feogarevoc 10

)tbn(emeriu qreoRf egagtr osmnaol 10

(c) Exceptions to purchase requirements 12

stnem yeacpnaru sd no wiofolor fc)sdE( 13

ree cdynnbaerl utd snofneooimlef c)ael(P 14

) fs (eyliritav lti raeCeonnrfeoupmli a ofet re icdunoqaoerlr ufrs onyifiton 16

)g( rehtO snoitca ot ydemer nrettap fo ecnailpmocnon 18

(h) Fee for determining location 18

e
ga ree cvnnooa cirf tuoeas rtn.d§uii3ntm1aai0Nl4 20
(a) Regulations respecting general terms and conditions of insurability
20
e
gta n rgufenoovimotacc espnsoeirta l)ubg(eR 20
i
e h ftSoEITIROHT UDARAZAH-LLA
t ny ecym ncelengagearAgneradeMemFE
st nee ltfbnoaoTC
s
eicil ofepot aedvitcef f)Ec( 22
s em tusai ermfteoarm pi. t4§s1E04 23

(a) Studies and investigations 23

no i)tba(z i flsoietcUivr ef sost nreemh t tdrsonaeapiecDnega 24

(c) Priority to studies and investigations in States or areas evidencing positive interest in

securing insurance under program 24

(d) Parishes of Louisiana; premium rates 24

n
onioti c tfdescootsuo oe rlerrntftpgos aon gur oynqpyctietikdi naalfumiom bm)ioegc(ilE
;met snyositcet odro podleftel p emolotbcacil peps aoghntidee ctsxoe entrmaoerftsys

determination of adequate progress 25

ndo e iytdttiocidoel elt i grfo)bfe ncrfao csicp(ldneraioaiosaor ttivlunisdAfsinenurimmoc

systems; criteria; rates 25

§ .e5l1b 0am4eugirmae hrsCpetar 27

(a) Establishment; terms and conditions 27

)b( snoitaredisnoC rof setar 27

)c( etaR htiw tcepser ot ytreporp eht noitcurtsnoc ro laitna ttsnbeumsevorpmi fo hcihws
ah
ne edbetr ar terstefbamec e,D13 ,4791 reovitc eeftfaed fo laiti neitar pdaemhsil bruopfa
era
in which property is located, whichever is later 28

)d( tnemyaP fo niatrec smus ot ;rotce rsitDisoped ni dnuF 28

(e) Annual limitation on premium increases 28

tro ot;pneoritat i;msinloitag i rl s ebe erhocftotnoooan u;sssnioisi vgonripcn a.n 6i§1F04

d nsnutiFiso p;esdeettim mloacnoissergnoC 29

d neucFnaru sdnoI ollaFnoi t.a7N§ 104 29

(a) Establishment; availability 29

)b( stiderC ot dnuF 30

sd eed t eeyadtt btenis Suannrs rUoosta iinust egyaf megontni isol)embcvo(nI 31

) dy(tilibaliav Afo dnuF fi noitarepo fo margorp si deirrac tuo hgu osrehittilicaf fol
aredeF
Government 31

(e) Annual budget 32

yt i)lfi(ba lfioavA stdnneudfnep esndnooi te arsiutrtcpuaofrppa 32

§ g.n8i1 t 0sas4trns eoo;picsO tedicnnnaiafweodlla 32

tsn m efi§ .moa9yl1ac0P4 33

e.§ st2 ldla2danot 0ncarSe4aotsllnuoc 34

(a) Requirement for participation in flood insurance program 34

)b( ytinummoC gnitar metsys dna sevitnecni rof ytinummoc nialpdoolf tnemeganam 35

nsoeii tt§ fn earoi.tle 3aopdl2tiona0Sv rac4wPoall 37

s
marg orre phh ttnoiowitanidr o.o4§ C204 37
e
ettim myorcosi vedcanar§ u s4025. dnoiFlo 37
(a) Appointment; duties
37
pihs r)ebb(meM 37

ii
The National Flood Insurance Act of 1968, as amended, and
no ittc cA ref,et o 3toed7s rho9asPTo1saliFDamended,42 .C.S.U 1004et. seq.
st nee ltfbnoaoTC
)c( noitasnepmoC dna levarts
esnepxe 38
m
a rn gofoiortpar i.p§ 6x2E04 38
§ 4027. Biennial report to President
38
(a) In general
38
mar geocrnpar usd stofnco oiel)ffbf(E
38
§ .8204 latsao Creir rsaeBcruosem
RetsyS 39
y
awdo orleF voidRaro l.o9C§ 204 39
ln)ao awir ( etes d nife; nfressisgao eRincenftuaiiiofqrlclac toiiafplfoo pspam 39

stnemev olrapimt innao tirsto bceuu gs rr a)to wrbsfwee(nenvoNocc 40

t n)ecm(hsilb aftos Ey rsaeriorpamdentuob 40

)d( snaoL yb yllaredef ,desivrepus ,devorppa ,detaluger ro derusni laicnanif snoitutitsni 40

D
OOL FF ONOITARTSINIMD ADN ANOITAZINAGRO--I IRETPAHCBUS
MARGOR PECNARUSNI 41

mar g noforoiptatnemel p.m1 I4§04 41

L
AICNANI FLAREDE FHTI WMARGOR PYRTSUDNI-- ATRAP
ECNATSISSA 41

. 1§504 noitapici tsrrtoanfpemeri u;q leeorconpar uds onyoirltfsudnI 41

leoconpar uds o nhositltifnweme e.r§ 2g5A04 42

(a) Authorization 42

(b) Terms and conditions 42

)c( lanoitiddA snoisivorp 43

noitcids i;rsunjoitat i;mwie lilvaeirc i; dstum n jife taomdnlynecaampts u.§ j3d5A04 43

tnf
eomhsilb a;ttsne ueotmaage r;gsg ia;ssatbne mnyoaiptazil amuuqie m.e§ 4r5P04
sddeotiarnegpised 44

§ e.c5 n5ea0gr4aursenvioecR 44

ses ssosle c rxyoetfilibali a)vaA( 44

(b) Availability pursuant to contract, agreement, or other arrangement; payment of

premium, fee, or other charge 45

)c( ssecxE ssol ;tne mneoeirtgaaitogen 45

sis aobiloftr onspoess oslsec xfneooissimb u)Sd( 45

§ y t rifelohitboac i;lmpap raegco nrnap or diufotsooanltifnem eylcpnmei g.r6e5m0E4
w
afslonoisivorp 45
ECNATSISS AYRTSUDN IHTI WMARGOR PTNEMNREVOG-- BTRAP 46
iii
e h ftSoEITIROHT UDARAZAH-LLA
t ny ecym ncelengagearAgneradeMemFE
st nee ltfbnoaoTC
n o§ni ot; .lia rl; 1at nyoast7ra ;ibtctr0erfmmcsno4deoareiepeprerfgeFogtiarooeDtrdp

ssergnoC 46

noitcids i;rsunjoitat i;mwie lilvaeirc i; dstum n jife taomdnlynecaampts u.§ j2d7A04 47

SNOISIVOR PLARENEG-- CTRAP 48

§ .s1 e8,c0si 4tv, nr s ;eeetyymScc brenarstearotsrrtnug unedarsomnenceihigtnoarra 48

n
si narotoirfteaczi ne,ats g aerrrvieooinh r a t,§ pep.ol cm2oeno8osac0 pUr4fuosni
stnemyap 49

(a) Authorization to enter into contracts for certain responsibilities 49

)b( smreT dna snoitidnoc fo tcartnoc 49

genviidtd ii)tbce(pmoC 49

(d) Findings of Director 50

srec igfnfiosru bsdsrnieadc igfnfioyf iy ttfrioelci b;a di)nleo(B 50

(f) Term of contract; renewals; termination 50

§ .38 0t4nemeltteS fo ;s mnioailtcartibra 51

s t sidddnru aoa.§ c4e8R04 51

H
TI WECNARUSN IDOOL FF ONOITANIDROOC--II IRETPAHCBUS
SAER AENORP-DOOL FN ISMARGOR PTNEMEGANAM-DNAL 52

seaneo rrnapo- idftooaocliffi t.§n1e0d1I4 52

d
esua cs-e dtfoao om;li sftkessnei ortz-n defomoohlsfil b;antosiet anmo rifotofanc ii)lab(uP
ssol 52

)b( det anroeilteaccciAfitnedi fo ksir-doolf ;senoz ytirohtua fo :rotceriD ,stnarglacinhcet

assistance, transactions, and payments 52

)c( ytiroirP ni noitacolla fo rewopnam dna rehto elbaliava secruoser rof noitacifitnedidna

mapping of flood hazard areas and flood-risk zones 53

(d) Plan for bringing communities with flood-risk zones into full program status 53

s
p admoo l ffwoeiv e)Re( 53
s
d pogaonmlift a)dfp(U 53
s
pdaom oyfltofilibali a)vgA( 54
no is
dfte ooagpocnali amff)hihct(oN 54
aid n) feidop(os
m oeoplgCafnmahc 54
n
nooi it)s ajifm(voroorfPni 55
at§ in re.rdem2 onte0dfaig1ne
ra4asCnluam 55
(a) Studies and investigations
55
)b( tnetxE fo seiduts dnasnoitagitsevni
55
eenttoaa i tufte Sqopgdeoaeddr n aauogaotiicsr neeeedtviirscn ethne erfmpopmo ol)cecv(eD
and local measures.
56
s
noitanimr entoeidta vde ol.o§ e4l0F14 56
s
noi t nanon oii nitmdo t ar e ifadce)srtocoitaooaiofe(pvllidoebftrluopePn 56
vi
The National Flood Insurance Act of 1968, as amended, and
no ittc cA ref,et o 3toed7s rho9asPTo1saliFDamended,42 .C.S.U 1004et. seq.
st nee ltfbnoaoTC
el
lrea oaesc frtenso;oopwelspolnaoitanimr entoeidta vnd eoofliooetlafci l)bbu(P
;tnemnrevog cifitneics ro lacinhcet egdelwonk ro noitamrofni sa sisab rof;
laeppa
snnooiittaa cndfiieofmsirodepotomerdp 57

)c( slaeppA yb etavirp ;snos rneopissimbus fo gnivitagen ro gnitcidartn oactadot

;
yt i lnn a uoreymiopbmtfpoaaccif igtnsiutjc eypts iennro u ifm;nomyiotpcionummoc
transmission of individual appeals to Director; filing of community action with Director 57

de sno opfiootrapcif i;dsonmo se rtsea lpvwya ieb efriepopvvpeiartartsin i)mdd(A

determinations; decision of Director: form and distribution 58

gnitc inl offinotouc l soresoiefc rn;eygtai nsu lmwya meb efoiepocvvpeiartartsin i)med(A

data; availability of flood insurance pending such resolution; time for determination of

;rotceriD ytinummoc noitpoda fo lacol dnal esu dna lortnoc serusaem nihtiw elbanosaere
mit
of final determination; public inspection and admissibility in evidence of reports and other

administrative information 58

(f) Reimbursement of certain expenses; appropriation authorization 59

)g( laicidu Jweiver fo ; s enlvoaiinttiaa frn;tiesmuirnneeitvmedda emit rof ;laeppa epocsfo

s
noitanimr e lyet r aase fodntud;ofoisawofcegiver 59
§ .a4014 es
ctintemoNeriuqer 60
no s
i l dtdafraoioaco czil)eaffaphi(stoN 60
r
eci v erfg eon nsafohoictacifi t)obN( 61
n o)ict(acif i ftnoooNitarip xfeoe
cnarusni 62
s
nmoriotfanim rd erdtarezad ad.h§ nba4t0S14 62
t
nempol e)vae(D 62
(b) Design and contents
62
e
dseuriu q)ecR( 63
(d) Guarantees regarding information
63
)e( ecnaileR no suoiverpn
oitanimreted 63
e
t aedvitcef f)Ef( 64
§ 4104c. Mitigation assistance
64
(a) Authority
64
(b) Planning assistance grants
65
(c) Eligibility for mitigation assistance
65
(d) Notification of approval and grant award
66
(e) Eligible mitigation activities
66
)f( snoitatimiL no tnuoma foecnatsissa
68
(g) Matching requirement
69
(h) Oversight of mitigation plans
69
e
r u)tip(aceR 69
s
tro p)ejR( 70
d
e”nyitfiend u)mkm(oC“ 70
d
nnuoFitagi tdio MollaFnoi t.adN4§ 014 70
(a) Establishment and availability
70
)b(s
tiderC 71
)c(t
nemtsevnI 71
t
r o)pde(R 71
seaneo rrnapo- idototaocli ff;isttonnemer inuoqietra griett § is.ma5s0i1D4
72
v
e h ftSoEITIROHT UDARAZAH-LLA
t ny ecym ncelengagearAgneradeMemFE
st nee ltfbnoaoTC
(a) Initial notification 72

)b( evitanretl Asnoitca fo ylevita tdneeitfi t;nseediitinummo ccilbup ;gnira eyhtinutropporof

neocin t efatrtonnosi eimetxrvfxeeioett eay drt nti;os leiifac snonnfsiieoimfdmdibavues

flood hazard area 72

sne oin itwlti oaan tnncuonkoi mteif)omutictoqit(cedosdnb aueSb do oeln fosrapera 72

d odroeolifffilau qsseiidtinu memnoocrp- de oloobtlafci l 6pn0po 1ais4 tnfcooeissi v)odr(P

insurance program 73

(e) Administrative procedures; establishment; reimbursement of certain expenses;

appropriation authorization 73

mar geocrnpar und soonnioiitlafpicitra p.§ n6o0N14 74

(a) Prohibition against Federal approval of financial assistance 74

ytfiolib aad l er yifrad tao az onrvearoiea e helpfsrsf oosoanreh oplcfirotuapcif i)tbo(N

lr aeer tcefsndeaaeistFlise dirnsisa tneve fo a droeotlsfasid 74

e;psolcasi c linhafotcfiiootwlatl u§ .s7n0o1C4 74

SNOISIVOR PLARENEG--V IRETPAHCBUS 76

§ .1214 snoitinifeD 76

r e hhnttoioiwtatlu sndnonoiactare p;osorcets alsaird u rts eaefhniot do.u§ 2t2S14
stnem tdrs
naeapiecdnega 78
§ .4214 ytilibacilppA fo lacsifs
lortnoc 79
§ .5214 ytilaniF fo niatrec laicnanifsnoitcasnart
79
s
e senveiptxaert s §i.n6i2m1d4A 80
ytiliba l;isanvoaitai rnpo oifrtopapzair o .h§7t2u1A4
80
s
noita l s ude. gnl8§eau2rR14 81
no itt nifesomohpsilb a;trsoetartsin iemcdnAar ulsanr Ie. d9§e2F14
82
iv
The National Flood Insurance Act of 1968, as amended, and
no ittc cA ref,et o 3toed7s rho9asPTo1saliFDamended,42 .C.S.U 1004et. seq.
el beacTnerefeR-ssorC
EELCBNAETREFER-SSORC
E TC, C N8FASA6OAR9 U1D SOLNOAI LNSFO NINOTIIATNCES
NO ITTC CA F, RE,ETO3D TO7 EDDSR9SDNOAP1ANAOSELIMFDA
AMENDED, TO U.S. CODE SECTIONS
Section No. in
1968 1973 Section No. in
Act Act 42 U.S.C. egaP
1301 § 4001. fnooitaralc edd nsagnidn ilfanoissergnoC 1

purpose

2 § 4002. dn asgnidni flanoissergno ClanoitiddA 3

e
s on pofrioutparalced
3 § 4003. snoitinife dlanoitiddA 5

1304 § 4011. margo repcnarus ndioo llfanoitaN 7

1305 § 4012. seitiro idmrnapar g eofproopcS 8

102 § 4012a. ecnailpm odc neasahcr uepcnarus ndioolF 10

s
tnu owcoc rasdctnsnaeemeriuqer
1306 § 4013.
egarev oeccnarus n finooitatim idl nearutaN 20

1307 § 4014.
set amruime r fpsoetamitsE 23

1308 § 4015.
set amruime replbaegrahC 27

1309 § 4016.
snoisivor pgnicnaniF 29

1310 § 4017.
dn ueFcnarus ndIoo llFanoitaN 29

1311 § 4018.
secnawol ld ansats ogcnitarepO 32

1312 § 4019.
smial cf otnemyaP 33

1313 § 4020.
noitamrofn iecnarusn idool ff onoitanimessiD 33

§ 4021.
.
delaepeR
1315 § 4022.
slort n eodsc nulaal c doenltaatS 34

1316 § 4023.
w allac od lneata tfnSooitalo insvieitreporP 37

1317 § 4024.
sma r rngheoothirittpwoanidrooC 37

1318 § 4025.
eettimm oycrosiv deacnarus ndioolF 37

1319 § 4026.
marg onfroopitaripxE 38

1320 § 4027.
tnedis etorrtPo plearinneiB 38

1321 § 4028.
met ssyeScruo sreeRir rlaaBtsaoC 39

1322 § 4029.
yawdo orleF voidRaroloC 39

1330 § 4041.
margo r fpnooitatnemelpmI 41

1331 § 4051.
lo oepcnarus ndioo lyfrtsudnI 41

1332 § 4052.
lo oepcnarus ndioo lhft iswtnemeergA 42

1333 § 4053.
;smial cf otnemya pdn atnemtsujdA laiciduj 43

;weiver n
oitcidsiru j;snoitatimil
1334 § 4054.
noitazilauq emuimerP 44

1335 § 4055.
egarev oeccnarusnieR 44

iiv
e h ftSoEITIROHT UDARAZAH-LLA
t ny ecym ncelengagearAgneradeMemFE
el beacTnerefeR-ssorC
Section No. in
1968 1973 Section No. in
Act Act 42 U.S.C. egaP
1336 § 4056.
e
cnarusn idool ff onoitatnemelpm iycnegremE 45
m
argorp
1340 § 4071.
m
a rn gofoiortpa rleaproedeF 46
1341 § 4072.
;smial cf otnemya pdn atnemtsujdA l
aiciduj 47
;weiver n
oitcidsiru j;snoitatimil
1345 § 4081.
y
rtsudn iecnarusn iy bsecivreS 48
1346 § 4082.
r
e ,hrstoeoinap m,ol coeocpnar u esfsnoUi 49
s
tnemy anpiatr er cosfnoitazinag reotavirp
1347 § 4083.
s
mial cf otnemeltteS 51
1348 § 4084.
g
nip ederkoceR 51
1360 § 4101.
s
ae reanorp-doo lfnfooitacifitnedI 52
1361 § 4102.
e
sdu ntanemegan admn arl oafiretirC 55
1363 § 4104.
s
noitanimret endoitave ldeoolF 56
1364 § 4104a. s
tnemeriu qeecritoN 60
1365 § .b4014 s
mr onfoitanimret eddraz adhradnatS 62
1366 § 4104c. e
cnatsis snaoitagitiM 64
1367 §
d
n unFoitagit idMoo llFanoitaN 70
4104d.

201 § 4105.
;stnemeriuq enroitagit irmetsasiD n
oitacifiton
to flood-prone areas

202 § 4106.
margo repcnarus ndioo l nfnioitapicitrapnoN
73
207 § 4107.
;slaicif floac ohlt inwoitatlusnoC e
pocs 74
1370 § 4121.
s
noitinifeD 76
1371 § 4122.
s
rets alsaird u rts eaefhniotdoutS 78
1372 § 4123.
s
tnemya pecnavdA 79
1373 § 4124.
s
lortno clacsi ff oytilibacilppA 79
1374 § 4125.
snoitcasnar tlaicnani fniatre cf oytilaniF
79
1375 § 4126.
s
esnepx eevitartsinimdA 80
1376 § 4127.
;snoitairporp p fanooitazirohtuA y
tilibaliava 80
205 § 4128.
s
noitalug edr nsaeluR 81
1105 * § 4129.
;
rotartsinim deAcnarus nlIaredeF 82
n
oitis o fptonemhsilbatse
* de tsacanEarp e ctnca A rf8
nuo 6osd9inn1tiace eRtytt orf r eonPepahobtrrPU
ts
doa,nn8a 6 tf9tco1nAempole vneaD b drgnUnais u eotfh H rotosa sapdlnaa
.
8 6tfe9coc1Anar utra psd nfooI o ehltlnaoiFtaN
iiiv