Monadnock Senior Resources Assisted Living and Nursing Homes

216 Pages·2010·5.42 MB·English

This copy provided compliments of
Monadnock Senior Resources
Copyright and Credits
Copyright© 2003, 2010
Ward & Webb, PC
Ward, David A. and Webb, Jr., Richard L.
Monadnock Senior Resources:A Guide for
Seniors and their Families/ David A.Ward and
Richard L.Webb, Jr — Second Printing, 2010
1. A resource guide for seniors living in the
Monadnock Region of New Hampshire.
All rights reserved. No part of this publication may
be reproduced, stored in a retrieval system, or trans-
mitted, in any other form or by any means, electronic,
mechanical, photocopying, recording or otherwise,
without the prior written permission of the authors.
Cover and Inside Layout Design: BT Design, Binghamton, NY
Front Cover Text: Tahoma Bold 150 pt, 21 pt and 14 pt
Hoefler Text Italic 48 pt.
Spine Text:Tahoma Bold 32 pt and Tahoma Regular 14 pt
Inside Matter: Chapter Headings—Gill Sans Bold 18 pt and
AGaramond Bold Italic 18 pt
Text Headings: Gill Sans Bold 16 pt and Garamond Bold Italic
20 pt
Body Text: GillSans, GillSans Italic and GillSans Bold 14 pt
Inside Matter is printed on #50 weight paper
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Monadnock Senior Resources
Dedication
edicated to the senior citizens of the
DMonadnock Region and their families, care-
givers and all others who help them live their lives
with joy, meaning and dignity.
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Monadnock Senior Resources
Table of Contents
Introduction 13
Chapter 1
Emergency Services 15
Chapter 2
Getting Started 19
Overview 20
Information Clearinghouses 20
Chapter 3
Put Your Affairs in Order 29
Leave a Legacy, Not a Lawsuit™ 30
Take Control Now 31
Estate Planning Can Do More Than
You Think 32
Most Estate Plans Just Don’t Work 32
Get Smart 33
Design a Plan That’s Right for You 34
Asset Protection 35
You Are Only Human 35
Protect Your House and Life Savings
from Nursing Home Costs 37
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Monadnock Senior Resources
Table of Contents
The “Brown Paper Bag” Case 39
Leave Your Loved Ones More Than
Money 40
Keep the Family Together 41
Dodge the Tax Man 42
Stretch Your IRA Another
Generation 42
The Right Tool for the Right Job 43
Estate Planning is a Process, Not a
Document 46
The Estate Planning Solution 47
The Traditional Estate Planning
Option 49
Importance of a Team Approach:
Coordination with Financial,
Insurance and Tax Advisors 50
Legal Sources 52
Consumer Services 58
Chapter 4
Take Care of Your Health 63
Medical Services 64
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Monadnock Senior Resources
Table of Contents
Special Programs 68
Medical Suppliers 69
Mental Health Care 71
Suicide/Depression 78
Alcohol and Substance Abuse 79
Dental Services 80
Vision Services 81
Hearing Services 85
Prescription Services 86
Chapter 5
Independent Living 87
Housing Referral Sources 88
Apartments 91
Public Housing 94
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Monadnock Senior Resources
Table of Contents
Professional Helpers 96
Opportunities and Services 102
Meals and Nutrition 105
Soup Kitchens and Food Pantries 109
Clothing and Household Items 113
Home Health Care 114
Transportation 117
Disability Services 120
Chapter 6
Assisted Living and Nursing Homes 123
Article by Jim Beeler
“Senior Housing Choices Are
Many - But How to Choose?” 124
Article by Richard L. Webb, Jr
“Plan Ahead to Protect Resources
from Nursing Home Expenses” 132
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Monadnock Senior Resources
Table of Contents
Assisted Living and Retirement
Communities 137
Nursing Homes 152
Chapter 7
Stay Connected 163
Social and Recreational
Opportunities 164
Other Area Senior Centers 165
Day Programs 167
Educational Opportunities 169
Communications 172
Chapter 8
For Your Caregivers 175
Articles by Owen Houghton
“Discuss issues on aging with
family before crisis hits” 176
“Tips for ‘kids’ who live far from
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