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TO YOUR FINANCIAL SUCCESS RON MALHOTRA 8 WEALTH HABITS OF FINANCIALLY SUCCESSFUL PEOPLE Discover How Successful People Acquire Wealth And How You Can Too. RON MALHOTRA AFP PGRAD. BUS. ADFS (FP) MBA ACHFP www.mapletreewealth.com.au Copyright © 2014 Ron Malhotra All Rights Reserved. No part of this book may be reproduced, stored in a retrieval system or transmitted in any form. Reproduction by electronic, mechanical, photocopying, recording means or otherwise without prior written permission from the author, Ron Malhotra, is strictly forbidden. 8 Wealth Habits of Financially Successful People | 3 Disclaimer, Please Read Copyright © 2014 Ron Malhotra All Rights Reserved. General Advice Warning. The information provided in this book has been provided as general advice only. We have not considered your financial circumstances, needs or objectives and you should seek the assistance of a qualified financial adviser before you make any decision regarding any information, strategies or products mentioned in this communication. While all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither the author nor his related entities, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. First Edition 2014 | National Library of Australia Cataloguing-in-Publication entry Creator: Malhotra, Ron, author. Title: 8 wealth habits of financially successful people : discover how successful people acquire wealth and how you can too / Ron Malhotra. ISBN: 9780994188410 (paperback) 978-0-9941884-0-3 Ebk Subjects: Finance, Personal. Budgets, Personal. Wealth. Dewey No: 332.024 8 Wealth Habits of Financially Successful People | 4 QUANTITY PRINT ON DEMAND ORDERS All Titles by International Best Selling Author Ron Malhotra are available at special quantity discounts for bulk purchases to be included for marketing, promotions, fundraisers and or educational purposes. Contact: [email protected] for details. 8 Wealth Habits of Financially Successful People | 5 8 Wealth Habits of Financially Successful People | 6 DEDICATIONS I would like to dedicate this book to my wife Sandra who has been with me all the way, from the lost stages of my life to the point now where I live and breathe my passion all the time, helping everyday people plan for their financial future. Without you, none of this would have been possible. I would also like to dedicate this book to my parents and my parents-in-law who are like my own parents. I wish I had known many years ago what I know now so I could have prevented you from making the financial mistakes that have caused the present struggles in your life. And lastly I would like to thank my sweet daughter Sofia, who has given me the added drive and determination to not only strive for myself, but also leave a lasting legacy for the future generations. Sofia, at the time of writing, you are too young to read this book, but one day I would like you to know that when you call me 'Daa' in your sweet persistent voice, you give me the extra strength to spread my message to everyone I meet, no matter how many times my message of 'plan your financial future' is ignored and rejected. Finally, I dedicate this book to the millions of hard working and decent Australian men and women who go to work every day for thirty or forty years to provide a better life for their families. Just remember one thing. It's not about the money. It's about the options and choices in life that money brings... 8 Wealth Habits of Financially Successful People | 7 8 Wealth Habits of Financially Successful People | 8 TABLE OF CONTENTS Introduction 11 Chapter 1 | Think Differently 19 Chapter 2 | Invest In Yourself 39 Chapter 3 | Don’t Trade Time For Money 53 Chapter 4 | Invest To Increase Wealth 71 Chapter 5 | Preserve & Protect Wealth 91 Chapter 6 | Don’t Take Unnecessary Risks 105 Chapter 7 | Be Conscientious About Your Money 119 & Future Chapter 8 | Surround Yourself With Trusted 129 Experts Conclusion 141 About the Author 145 8 Wealth Habits of Financially Successful People | 9
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