Kiplinger's Personal Finance Magazine 1991: Vol 45 Index

11 Pages·1991·3.3 MB·English

1991 Index
IMERS
Someone to Stand By You.
Alzheimer’s disease
currently affects
BANKING Computer buyer’s guide Jul 74
more than 4 million
ATMs Feb i2, Jul 26, Aug 24 Customer satisfaction index Oct 108
Americans. Checking accounts May 70, Oct 34 Discrimination by dealers Mar 86
Deposit insurance Mar 11, Apr 43, Driver’s back pain Jul 75
Jul 28 Gas prices May 85
For information about
Direct deposit benefits Nov 36 Improvements cost Jul 74
Alzheimer’s disease, Failures Feb 27, Jun 86 Japanese overstock May 1/1
Fee increaseJsa n 78 Leasing a car Aug 53
how to care for some-
Mergers Oct 17 Military discounts May 82
one with the disease, Money-market deposit accounts Jul 1] Nearly new cars Feb 67
Reform legislation Sep 14 Parking lot glut Dec 18
or referral to support Safety Jan 80, Feb 12 Repair cost Apr 39
services in your area, S&l’s Nov 16 Safety Mar 86, Jul 76
Small banks Apr 11 School bus safety Sep 14
call the Alzheimer’s Totaled car and insurance Jan 69
Used cars Mar 88, Jul 74, Nov 77
Association. YOUR BUSINESS
Business plan Feb 63
Credit union loans Jul 12 CHARITIES
Hotel ownership (George McGovern) Affinity cards and checks Nov 102
1-800-272-3900
Apr 92 Ari donors tax break Mar 92
| Kiosks May 57 Cancer groups Mar 90
TDD 312/335-8862 Multilevel marketing Nov 63 Nonprofit group, incorporating Mar 93
Selling a business (profile) Oct 114 Upscale thrift stores Mar 13
Start-ups Jan 92, Jun 11, Jun 80, Aug 12 Youth groups Aug 8/
Lowest Price Super cities Nov 38
Waterbabies inventor (profile) Nov 104
Women-in-business resources Aug 45 CHILDREN & FAMILY
Anywhere
Aging parents, care for Mar 57
Children moving back home (profile)
CAREERS & JOBS Dec 108
Ss Acting Apr 86 Family leave Aug 13
Buyout Jan 45 Inheritances Mar 32
Children’s books, writing Jan 73 Money disputes Jul 65
Cost-of-living comparisons Jul 69 School savings programs Nov 34
Employment trends Oct 16, Dec 19 Wedding costs Apr 73
Engineer Ph.D.s Jan 90
U.S. 1866-1899 “Coronet Liberty”
Job hunting Mar 33, Apr 10
Gold Half Eagle, Extra Fine
Job-saving strategies Feb 49 COLLECTIBLES
Landscape design Aug 78 Gold certificate Jun 86
Only $159 each Layoffs Mar 61, Jun 88 Baseball cards Apr 20
Management consulting in developing Beatles “Butcher” album jul 82
An unbeatable introductory offer-Historic
countries Feb 82 Coins Aug 20
“Coronet Liberty” goid half eagles are Amer-
ica’s most collcleasscic tgoled cdoin s. Outlook Jan 10 Playboy magazine Oct 112
In the new 1 ition of A Guide of United Small-town living (profile) Jul 84 Stamps Mar 94
States Coins, Extra Fine 1866-1899 dates list for Super cities Nov 38 Valuables vs. junk Nov 87
eS ae lies last, we'll
Unemployment benefits state by state
teed Extra Fine U.S. “Coronet Lib-
sety goldhha lafl e agles for just $159 each or 5 for Mar 64
$785. Limit 5. (Order #10133). No dealer orders Wages Feb 12, Jun 11 COMMUNICATIONS
sade ThDeat es range from 1866 to 1899 (no Williamsburg wheelwright Dec 104 900-number safeguards May 10
The coins are conservatigrvadeeld yb y
Access codes, long-distance telephone
our ANA-etxperrts aandi conme weithd ac er-
tificate of authenticity. 30-day home Feb 74
examination—money-back guarantee. To or- CARS & OTHER VEHICLES — Cellular phones Nov 15
der nse call toll-free 1-800-451-4463 1992 car shopping guide Dec 43 Portable telephones Apr 10
seasnl iyn neationssde nCdh lyoouert cehG eoceke oonre mno nInecy. , o1r1d eEr. 1992 model preview May 82, Oct 107 Translations via phone Nov 34
StSat.,t Boex 2 18, Dept. 2255, Mon , VT Air bags in minivans May 84
05601. Add just $2 for posta BargainJsu l 47
a better deal on dansk USEg old don't sles Brand loyalty Oct 108 COMPUTERS
this opportunity! All orders subject to accep- Bumpers May 8&4 Bargains Jul 45
tance. Servingc ollecfotr o17r yesar s.
Collectibles jul 75 Classes for senior citizens Apr 86
88 JANUARY 1992 _ KIPLINGER'S PERSONAL FINANCE MAGAZINE
1991 Index
IMERS
Someone to Stand By You.
Alzheimer’s disease
currently affects
BANKING Computer buyer’s guide Jul 74
more than 4 million
ATMs Feb i2, Jul 26, Aug 24 Customer satisfaction index Oct 108
Americans. Checking accounts May 70, Oct 34 Discrimination by dealers Mar 86
Deposit insurance Mar 11, Apr 43, Driver’s back pain Jul 75
Jul 28 Gas prices May 85
For information about
Direct deposit benefits Nov 36 Improvements cost Jul 74
Alzheimer’s disease, Failures Feb 27, Jun 86 Japanese overstock May 1/1
Fee increaseJsa n 78 Leasing a car Aug 53
how to care for some-
Mergers Oct 17 Military discounts May 82
one with the disease, Money-market deposit accounts Jul 1] Nearly new cars Feb 67
Reform legislation Sep 14 Parking lot glut Dec 18
or referral to support Safety Jan 80, Feb 12 Repair cost Apr 39
services in your area, S&l’s Nov 16 Safety Mar 86, Jul 76
Small banks Apr 11 School bus safety Sep 14
call the Alzheimer’s Totaled car and insurance Jan 69
Used cars Mar 88, Jul 74, Nov 77
Association. YOUR BUSINESS
Business plan Feb 63
Credit union loans Jul 12 CHARITIES
Hotel ownership (George McGovern) Affinity cards and checks Nov 102
1-800-272-3900
Apr 92 Ari donors tax break Mar 92
| Kiosks May 57 Cancer groups Mar 90
TDD 312/335-8862 Multilevel marketing Nov 63 Nonprofit group, incorporating Mar 93
Selling a business (profile) Oct 114 Upscale thrift stores Mar 13
Start-ups Jan 92, Jun 11, Jun 80, Aug 12 Youth groups Aug 8/
Lowest Price Super cities Nov 38
Waterbabies inventor (profile) Nov 104
Women-in-business resources Aug 45 CHILDREN & FAMILY
Anywhere
Aging parents, care for Mar 57
Children moving back home (profile)
CAREERS & JOBS Dec 108
Ss Acting Apr 86 Family leave Aug 13
Buyout Jan 45 Inheritances Mar 32
Children’s books, writing Jan 73 Money disputes Jul 65
Cost-of-living comparisons Jul 69 School savings programs Nov 34
Employment trends Oct 16, Dec 19 Wedding costs Apr 73
Engineer Ph.D.s Jan 90
U.S. 1866-1899 “Coronet Liberty”
Job hunting Mar 33, Apr 10
Gold Half Eagle, Extra Fine
Job-saving strategies Feb 49 COLLECTIBLES
Landscape design Aug 78 Gold certificate Jun 86
Only $159 each Layoffs Mar 61, Jun 88 Baseball cards Apr 20
Management consulting in developing Beatles “Butcher” album jul 82
An unbeatable introductory offer-Historic
countries Feb 82 Coins Aug 20
“Coronet Liberty” goid half eagles are Amer-
ica’s most collcleasscic tgoled cdoin s. Outlook Jan 10 Playboy magazine Oct 112
In the new 1 ition of A Guide of United Small-town living (profile) Jul 84 Stamps Mar 94
States Coins, Extra Fine 1866-1899 dates list for Super cities Nov 38 Valuables vs. junk Nov 87
eS ae lies last, we'll
Unemployment benefits state by state
teed Extra Fine U.S. “Coronet Lib-
sety goldhha lafl e agles for just $159 each or 5 for Mar 64
$785. Limit 5. (Order #10133). No dealer orders Wages Feb 12, Jun 11 COMMUNICATIONS
sade ThDeat es range from 1866 to 1899 (no Williamsburg wheelwright Dec 104 900-number safeguards May 10
The coins are conservatigrvadeeld yb y
Access codes, long-distance telephone
our ANA-etxperrts aandi conme weithd ac er-
tificate of authenticity. 30-day home Feb 74
examination—money-back guarantee. To or- CARS & OTHER VEHICLES — Cellular phones Nov 15
der nse call toll-free 1-800-451-4463 1992 car shopping guide Dec 43 Portable telephones Apr 10
seasnl iyn neationssde nCdh lyoouert cehG eoceke oonre mno nInecy. , o1r1d eEr. 1992 model preview May 82, Oct 107 Translations via phone Nov 34
StSat.,t Boex 2 18, Dept. 2255, Mon , VT Air bags in minivans May 84
05601. Add just $2 for posta BargainJsu l 47
a better deal on dansk USEg old don't sles Brand loyalty Oct 108 COMPUTERS
this opportunity! All orders subject to accep- Bumpers May 8&4 Bargains Jul 45
tance. Servingc ollecfotr o17r yesar s.
Collectibles jul 75 Classes for senior citizens Apr 86
88 JANUARY 1992 _ KIPLINGER'S PERSONAL FINANCE MAGAZINE
VANGUARD d
a
TYe t TH
Computer prices Sep 15 | «
Vi
Legal software Nov 36 .
Money-management software Jan 80,
Feb 75, May 73 37 WAYS TO INVEST
Tax-preparation software Feb 56
‘Tax write-offs Sep 100 FOR TAX-DEFERRED EARNINGS
CREDIT With Vanguard, you're not limited Call 1-800-992-3698
American Express card for college to fixed-rate savings accounts or bank Any Hour, Any Day For
students Nov 34 CDs* for your IRA. We offer 12 income- A Free IRA Information Kit
Credit cards producing alternatives that invest in
lPl ease send me your free Vanguard -
...affinity cards and checks Nov 102 corporate or government bonds. For | IRA Information Kit. It contains a |
..annual fees Jan 10, Dec 34 example, seek high current income | prospectus for STAR Fund that gives |
...bargains Mar 54, Mar 77, Aug 35, with our GNMA Portfolio. complete information on advisory
Dec 17 You can also choose from 24 equity | fees, distributionchargesandother |
expenses. I will read it carefully before |
...billing disputes Jul 26, Nov 100 and other growth-oriented invest- I invest or send money. Also send
..corporate cards May 86 ments in your IRA plan. information on Keogh/Pension (70) |
..price protection program (Citibank) Or you can diversify your IRA | COSEPIRA (08). |
Jun 78 among 7 specially selected Vanguard IRA
PO. Box 2800
...rates May 70 funds with a single investment in Valley Forge, Pennsylvania 19482 |
...scams Feb 72, Apr 79 Vanguard’ unique STAR Fund. |
Credit insurance Mar 74 You may open your Vanguard IRA
|
Credit report Jan 78, Feb 86, Mar 54, in any of our 37 Portfolios for as little
Aug 26, Sep 110, Oct 32 as $500, commission-free. Or switch |
Debt Feb 75, Mar 30, Mar 52. Mar 74, your existing retirement assets to |
Jul 41 |
Gap (in car loan) insurance Mar 86 *Bank savings accounts and CDs are insured
Home-equity loans Oct 103 as to principal and interest by an agency
Regional credit irregularities Jun 11 of the Federal Government.
Share-pledge loans Oct 112
THE ECONOMY
Cash explosion Oct 15
Employment trends Oct 16, Dec 19
Inflation Oct 17
Interest rates and recovery Mar 13
Regional outlooks Sep 15, Oct 17,
Nov 16, Dec 19
Outlook for 1991, U.S. Jan 30
Recession Aug 12
Small-business optimism Jan 10
StagflatioJnan 11
—— |
EDUCATION
College bargains Oct 77
College-loan consolidation May 72
|
College zero-coupon bonds Apr 76
Financial aid from military Nov 100 |
Financing college (profile) Sep 112 |
Scholarship services Aug 83 |
ENERGY & ENVIRONMENT
Appliances that save en agy Apr 27
Catalogs, green May 67
Christmas environmental tips Dec 34
Clean air legislation Feb 13
Cleanup stocks Nov 30
Electric bills Aug 12
Fit. He22€
Environment meets hard times Mar 12
Household pollutants Oct 100 “Collins, you’r e getting a raise! Moving our pension funds to
Renewable energy May 11 the no-load Berger 100 & Berger 101 Funds was a brilliant idea.”
Trash disposal Sep 15
Utility bill savings Nov 90
Water rate increases Jul 12
Please read prospectus carefully before investing. For a prospectus, call [phone].
KIPLINGER'S PERSONAL FINANCE MAGAZINE
1991 INDEX
| ESTATE PLANNING
| Beneficiary, naming May 20
Funeral costs Jun 57
DIVERSIFY YOUR | Living trusts Jun 86, Oct 97
Unified Credit for Estate and Gift Taxes
Jan 90
IRA IN ONE EASY STEP
_ FITNESS
| Bicycles Jun 83
Exercise and blood pressure Jan 84
T. Rowe Price Spectrum Funds. If you're like most investors, you | Exercise benefits Sep 99
don't have a lot of time to manage your IRA investments. You prob- Exercise in car Oct 108
Exercise machines Nov 92
ably want the advantages of a diversified portfolio, but, with over
| Health club discounts Apr 83
3,000 mutual funds available, it’s hard to know where to put your
Senior athletes hall of fame Dec 102
IRA. In one easy step, the Spectrum Funds can help. Walking shoes May 78
Choose your IRA goal— we'll do the rest. Simply choose Spectrum
Growth Fund or Spectrum Income Fund, or both. Each Fund gives
| HEALTH
you a diversified portfolio of up to seven T. Rowe Price funds, profes-
| Cereals Jun 84
sionally managed to help provide the long-term performance you Colon cancer screening Mar 78
need for your IRA. So | Cosmetic surgery Feb 76
you won't need to Seti Dental procedures you may not need
worry about selecting income stocks Apr 80
the right mix of funds Aggressive gl | Undervalued Depression Mar 78
Dial a doctor Nov 93
or moving your money. '
Disposable contact lenses Oct 106
Our investment ; 4 — | Fast foods and fat Aug 76
professionals will securities Humidifiers Nov 93
do that for you. | Jet lag diet Dec 100
Send for our free | Lead in water Oct 105
| Lead testing Dec 98
guide. Our JRA market | Mail-order pharmacieJsu n 83
Investment Guide ae | Meat, drugs in May 78
can help you plan a Sesneniin _ Medical help abroad Jun 85
retirement invest- bonds | Mental disability benefits May 1]
Nutrition newsletterJsa n 84
ment strategy to
Physicals and insurance Aug 76
assist you in meeting | Smoking cessation book Apr 83
your goals. And our | State health rankings Dec 19
IRA specialists make i | Sunglasses Aug 76
it easy to transfer your | T. Rowe Price, 100 E. Pratt St. | Sunscreen May 81
IRA to Spectrum, or | Baltimore, MD 21202 Weight-loss plans Oct 104
Send a free JRA Planning Well-baby care May 79
open a new IRA. | Kit, and a prospectus with Wellness payoff Jan 84
more complete information,
$1,000 IRA mini- | including management fees
mum per fund. | and other charges and |HOME MAINTENANCE
No sales charges. expenses. I will read the
| prospectus carefully before Fixer-upper repairs Feb 22
I invest or send money. Home-improvement loans May 22
|
Lead removal Aug 72
Life expectancies of home components
| Name Nov 60
|
| Remodeling Apr 24, Jul 36
| Address Roofs Sep 94
|
City/State/Zip 1RAQ13948
| HOMEOWNERSHIP
| Affordability Mar 28, Apr 24
Invest With Confidence Boundary disputes Oct 102
|
Builders, lobbying for protection from
TRowePrice
| Aug 74
Capital gain exclusion Feb 86
Cost-of-living comparisons Jul 69
There is no guarantee the Funds can meet their objectives, and performance will depend on the
performance of the T. Rowe Price funds in which they invest. Custom-built house (profile) Feb 88
T. Rowe Price Investment Services, Inc., Distributor. Defect disclosure by seller Nov 90
Dispute resolution Sep 94
90 JANUARY 1992 = KIPLINGER'S PERSONAL FINANCE MAGAZINE
Gift of house to offsprinJga n 26 INSURANCE ..term Feb 45, Mar 52, Dec 32
Home warranties Feb 25 AIDS and insurance costs Dec 18 Long-term-care insurance Mar 1/3
Home-equity loans Feb 24 AnnuitieJsu n 86, Sep 14, Nov 35 Medicare coverage abroad Jun 81
Homeowner boards May 25 Car insurancJea n 81, Apr 10 Medigap Feb 82, Dec 104
House bargainJsu l 48 CheckuJpu n 31 Rental car insurance May 45
House prices Feb 22, Oct 16 Credit insurance Mar 74 Renters insurance for students Oct 34
Mortgages Flood insurance May 22 Safety Nov 17
..ARMs Dec 17 Gap (in car loan) insurance Mar 86 Shopping help from regulators /ui 26
...contract Oct 100 Health insurance [otaled car Jan 69
...cut-rate Mar 24 ...Claims mistakes Sep 97 Travel insurance Oct 1/0
...delinquencies Feb 13 ...claims-filing services Dec 98
...escrow account rip-offs Mar 24 ...early-retirement coverage Feb 82
...FHA Oct 100 ...group May 78 INVESTING & SAVING
..insurancJeu l 69 ... guaranty associationJsu l 79
...points Mar 83 .- HMOs Jun 10 (ISnevee stailsnog , MuSttoucakls &Fu nBdosn,d s.R)e al Estate
...prepayment penalties Aug 72 ...hospital indemnity Feb 86, Jun 76
... refinancing Sep 94 ...insolvencieJsu l 78 Arbitration for broker disputes May 41
..reverse Mar 24 ...red tape Oct 64 Broker discipline records Dec 36 —
.. Shopping May 11, Jun 20 ...$elf-employment deductioJna n 88 Brokers for small investors Nov 54
... Stable” Apr 26 ...$elf-insurance risks Jan 1] Bull market investing Mar 5/
...with tax me bombs May 24 ...small-business legislation Apr 80 Certificates of annuity Mar 94
...transfer scam _Jan 26 ...Student accident Sep 98 Certificates of deposiJtu l 1]
Outlook for housing in 1991 Jan 33 ... tering” Sep 14 Dollar-cost averaging Mar 52, Oct 112
Property taxes Aug 73, Sep 95 Homeowners insurance Sep 96 Ethical investing (book reviews) Sep 108
Real estate markets, most promising Life insurance Global economy (Kiplinger book
Oct 103 ..cash value Feb 13, Apr 63 excerpt) Nov 81
Renting your house Mar 45 .. illustrations Aug 13 Goals, assessing Feb 5]
Selling a house Apr 28 ...insolvencies Aug 24 Gold prices Apr 69, Aug 13
Starter-home quality Apr 26 ...ratingJsa n 90, Jun 11, Sep 22, Oct 35 High-risk investments May 53
Vacation home bargainjsu l 70 ...Safety Nov 45, Dec 32 Inactive account fees Sep 110
“A double opportunity for above-average
growth. . that’s why I’m in this Fund.”
If you’re in the market for stocks, consider this. Small-company stocks often outperform large-
company stocks, and foreign stock markets often outperform our own. Scudder Global
Small Company Fund pursues these dual opportunities, providing you with above-average
growth potential. The Fund searches for companies with unusual potentia! and seeks
to invest in them before they’re widely discovered. It also seeks out the most promising
stock markets — both established and emerging — thus opening the world’s invest-
ment opportunities to you. Of course, small-stock investing involves above-average
risk; and global investing entails special risks, such as currency exchange fluctua-
tion and emerging-market volatility. But, active management, supported
by Scudder’s 38 years of global research experience, helps reduce these
risks. Call today for free information.
Scudder Global Small Company Fund
1-800-225-2470 «2086
SCUDDER >
America’s First tp,
Family of No-Load Funds
Contact Scudder Investor Services, Inc., Distributor, for the Fund’s prospectus, which contains more complete information about manage
ment fees and other expenses. Please read it carefully before you invest or send money.
KIPLINGER'S PERSONAL FINANCE MAGAZINE JANUARY 1992 91
1991 INDEX
100% NO LOAD
The Value Line Leveraged Growth
Lottery winner (profile) May 8&
mutual fund has outperformed the Money-market funds
...Canadian Oct 28
S&P 500° by 2 to 1 for 15 years! ..leaders Aug 49
...Safety Apr 20, Jun 10
Newsletters Nov 30
Outlook for 1991 Jan 36
A $10,000 investment in the Value Line Leveraged Growth Persian Gulf war Mar 22
Investors fund, made on September 30, 1976, with all capital gains Picks of pros Oct 45
and dividends aa would have grown Predictions Feb 20, Apr 20, Jul 22, Oct 16
to $141,776 by September 30, 1991. Primers Jan 91
That's $71,141 greater than the 3 1 4 1 e 7 6 aks Rollovers Apr 35
same amount invested in the S&P 500. Rollups (limited partnerships) Sep 15
While the S&P 500 reports appreciation q Savings bonds Apr 90, May 86, Dec 106
of 606% over the 15 year period, the Savings plans Mar 77, Nov 34, Dec 18
Value Line Leveraged Growth fund Single parents Oct 112
increased 1317%—that's more (| Smalli-sum investing Aug 28
than twice the S&P 500 results! South Africa Sep 18
The fund has V Trends for the ’90s Sep 13
achieved this impressive Utilities Nov 16
owth by using the Value Line ———}\|_ | Wash-sale rule Sep 110
am he oy Value Leveraged Growth | | Yields, top Feb 20, Jun 24
Line Ranking System, a d lol
rigorous, disciplined
approach which has LAW
remained virtually Divorce myths Jan 61
unchanged Prepaid legal services May 86
since 1965. Ss &P 500
The Average Annual \ MONEY MANAGEMENT
Total Returns for the \\
Sand 10 year Bankruptcy Apr 90, Oct 89
rods end Big Black Book (review) Dec 35
September 30, ‘Bo
are as follows: $1 0,000) Debt Feb 75, Mar 30, Mar 52, Mar 74,
Jul 41
|n vested|
1 year 9 /30/76| Files, tossing Jan 41
Fundamentals for tough times Jan 78
42.25%
Marriage money disputes Jul 65
5 year
Reservists’ financial rights Feb 41, Jul 27
14.55% Sending cash Jun 35
10 year Software jan 80, Feb 75, May 73
States with low cost of living Aug 83
14.96” 1976 1980 1985 1990°91 Traps for young families Jun 76
Past performance is no guarantee of future results. Investment return and principal value will Wrap accountJsu n 39
fluctuate and redemption value may be more or less than original cost. Please read the prospectus,
which contains more complete information, carefully before you invest or send money.
Ask for a prospectus.
Call 24 hours, 1-800-223-08(1Ex8t . 401) MUTUAL FUNDS
1991 rankings Sep 39
* S&P 500 is an unmanaged index which is often used to represent price movement of the stock market Asset-allocation funds Dec 19
as a whole. The S&P 500 results assume reinvestment of all dividends.
Basics in funds Aug 11
VALUE LINE LEVERAGED GROWTH INVESTORS, INC. - 711 Third Avenue, NY, NY 10017
Best funds for all times Mar 35
Biggest stock funds Feb 20
Broker prizes Jul 11
Bull market favorites (newsletters)
Copies of articles from this publication are now May 18
available from UMI Article Clearinghouse. Electric-utility index fund Jul 22
Ex-dividend date Oct 112
The UMi Article Clearinghouse offers articles coupon to UMI Article Clearinghouse, 300 First Investors Fund Jan 20
from more than 11, c ht-cleared North Zeeb Road, Box 11, Ann Arbor, Mi Global investing Feb 37
periodicals in a wide range of subjects. You 48106 USA. Or call toll-free for an immedi- Guidebooks Oct 84
can place your orders electronically, as well ate response: 800-521-0600. From Alaska
as by phone, mail, and telefacsimile.Formore and Michigan call collect 313-761-4700. Investment Co. Act Jan 9
information, please complete and mai! this From Canada, call toll-free 800-343-5299. Janus funds Jul 22, Dec 36
YES! I'd like to know more about UMI Article Clearinghouse. Junk bond funds May 18
Managers, evaluating Dec 107
Name Address Masters (profiles of investors) Aug 58
Title — City/State/Zip Muni funds Nov 30
Company/institution Telephone(___)
“Mutual Fund Monitor” guide Jul insert
Safeguards against failure Apr 22
UMI A Bell & Howell Company 300 NorZeteb hRo ad Ann ArboMIr 48,10 6 USA
SFT fund family Oct 28
JANUARY 1992 —_ KIPLINGER'S PERSONAL FINANCE MAGAZINE
Smali accounts Nov 17 IRAs Savings bonds May 86
Taxes Mar 84, Nov 98 ..age at withdrawal Oct 17 Social security
Total return of your fund Jan 65 ...basics Oct 53 ..for baby boomersJa n 22
Value funds Dec 77 ..contributions Mar 55 ..-. basics Apr 87
Winning funds Sep 29 ..early withdrawal Dec 106 .. benefits increase Dec 102
Yields, top Feb 20, Jun 24 ...loss write-offJsu l 82 ...earnings record come-on Aug 78
...mandatory withdrawals Nov 100 ... marriage penalty? Feb 86
REAL ESTATE INVESTING ..- restrictionJsun 11 ...numbers for tots Nov 96
Keoghs Mar 83, Jul 71 ..reform legislation May 74
Collateralized mortgage obligations Merging retirement plans Aug 83 ..tax increases May 74
Aug 65 Part-timers without benefits Aug // ..when to collect Jun 80
Farmland Dec 18 Pension outlook Feb 1/ ...for widows May 86
Foreclosed property Jul 13 Pension protection Mar 12 Touring retirement areas Aug 80
Mexico Aug 83 Rollovers, investing Apr 35
Real estate investing tips Oct 6] Set-aside plans Apr 90
Real estate loss deduction May 86 TIAA-CREF fund Aug 78 SCAMS & COME-ONS
Real estate markets, promising Oct 103 Advance-fee loan brokers Jul 82
REITs Apr 90 American Business SeminarJsu l 57
Rental-loss write-offJsu l 71 RETIREMENT Checking account debits Oct 34
& SOCIAL SECURITY Credit card scams Feb 72, Apr 79
Early retirement (profile) Mar 96 Diagnostic labs Oct 104
RPEENTSIIROENMSE NT& SPELNARNSS,i ts EntrepreneurJsu n 80 Investment scam protectionJsun 9
Health insurance for early retirees Loans from a church Jul 28
AnnuitieJsu n 86, Sep 14, Nov 35 Feb 82 Mortgage transferJsa n 26
Benefits roundup Apr J], Jun 10, Jul 61 Landscape design Aug 78 Social security services Aug 78
Family leave Aug 13 Management consulting in developing
Five- and ten-year averaging Aug 79 countries Feb 82
401(k)s Apr 86, Now 100 Medicaid and keeping assets Sep 110 SPENDING
Guaranteed investment contracts Replacement income Dec 102 Cost of living around the U.S. Sep 13
May 37 Retirement-planning checklist Mar 41 Garage sale May 22
‘#l Yielding”
Short-Term Bond Fund.
Strong Short-Term Bond Fund.
ooking for a Strong alternative to declining rates on CDs
Current
and other bank savings accounts? Consider the Strony
Yield*
Short-Term Bond Fund. Through October 31, the Fund was
ranked #1 for current yield in the Lipper Mutual Fund Yield
8.85 %
Survey * Other benefits include:
¢ Low principal fluctuation
© Nosales or redemption charges
@ Free check writing
” FoAr Fre e Information Kit,
ww, Call1 8003 68-1030 24h ours, toll-free.
STRONG SHORT-TERM BOND FUND
P.O. Box 2920, Milwaukee, Wisconsin5 .
| (_* “Ss
through 9/30/91 . Current yield was annualized for the 30 days eaded 10/31/91. The adviis tsempoorarril y waiving expenses of .86% . Otherwise,
the current yield would have been 7.99%. The #1 ranking was based on 30-day annualized yields for 37 funds in the short-term, investment-grade
category. Unlike CDs, the Fund is not FDICi nsured, and its returns and principal will vary. Performisa hinstocriecal , and you may have a gain or
loss when you sell shares. me Se nome ee mere gg a Please read it carefulbelfoyr e
oui nveosr tse nd money . Strong/Corneli apita geme: distributor
? “9
KIPLINGER'S PERSONAL FINANCE MAGAZINE
1991 INDEX
What kind of a world do you want?
Environmentally Sound? Peaceful?
Gifts with personal finance focus
With Equal Opportunity? Dec 95
Grocery prices May 10
menconster PAX WORLD FUND*
Haggling Apr 59
Home electronics bargains jul 44
Mail-order complaints Aug 27
Myths about shopping May 70
Pax World is a no-load, diversified mutual fund designed for those who wish to develop
Oriental rugs Jan / 1]
income and to invest in life-supportive products and services. The Fund does not invest
Outlet shopping Dec 83
in weapons production. IRA plans available. Minimum investment $250
Pets Mar 67
*Pax World Fund is the only mutual fund in the nation affiliated with a Foundation that, for Product seals Jun 63
eight years, has supported tree planting in areas of the deforested Third World Retail trends Nov 17
This 's Not a solicitiation in those states where the securities have not been qualified Wine bargains Jan 58
A prospectus containing more complete information about PAX WORLD FUND. including STOCKS & BONDS
all charges and expenses, will be sent upon receipt of this coupon. Read it carefully before
you invest. Send no money Airline stocks Oct 28
Apple Computer Jul 22
To: PAX WORLD FUND. INC. 1 [phone] © ReSegnudi arI RAA cPcaocuknett AT&T Jul 24
224 Siate Street C1) Simplifiec Employer Pension Plan Bank stocks Aug 39, Sep 18
Portsmouth, N.H. 03801 C) 403 (b) Pension Pian Bonds, foreign Apr 10
Please send me a free prospectus and information on Pax World Fund Borland International Sep 18
Chevron Oct 28
Name Circus Circus EnterpriseJsu n 18
Cleanup stocks Nov 30
Address ___
College zero-coupon bonds Apr 76
City. Zip —__ DRIPs Jun 86, Nov 100
Debt-free companies Dec 91
Occupation Dividend cuts Mar 12
Dow 6000, investing for it Jul 30
Telephone No (_] Day C) Evening Du Pont Jul 22
Eastman Kodak Dec 36
Energy stocks Aug 20
Europe’s stock markets Nov 15
“Tm earning attractive Exxon Jun 18
Foreign investing Feb 37, May 10
General Electric Aug 22
yields, tax free, with General Motors Sep 20
Ginnie Maes Mar 94
H.J. Heinz Nov 30
high-grade bonds.”
IBM Nov 32
Initial public offerings Aug 12
J.C. Penney Oct 28
If you're a prudent, tax-conscious investor, consider Scudder’s Latin stocks Dec 36
Medium Term Tax Free Fund. This Fund pursues higher McDermott International Sep 18
Merck Oct 30
yields than you’d normally find in a fixed-price,
Mexican market Sep 18
tax-free money fund. It also seeks more price sta-
Microsoft Jun 18
bility than a potentially higher-yielding, long-term Municipal bonds Mar 13, Jul 12,
municipal bond fund. What’s more, every bond in Aug 20, Oct 15, Nov 73
the Fund has been rated at least Investment Grade News Corp. Aug 20
by Moody’s or Standard & Poor’s, with at least Newspaper stocks Jan 20
Overlooked stocks Jun 51
80% rated A or above. Call today for more
Overpriced market Oct 28
information on this pure no-load™ Fund.
Pan Am Jul 82
Penny stocks Apr 49, Jun 18
Scudder Medium Term Phelps Dodge Nov 30
Tax Free Fund Philip Morris May 18-
PPG Industries Dec 36
1-800-225-2470 ext.2087 Predictions Feb 20, Apr 20, Jul 22,
Oct 15, Oct 16
SCUDDER S
Replacing stock certificates Feb 86
Retailers Dec 38
Rising-profit companieJsa n 53
America’s First i Savings bonds Apr 90, May 86, Dec 106
Family of No-Load Funds <= Selling, which month is best Dec 106
Yield and share = fluctuate. Contact Scudder Investor Services, Inc., Distributor, for a Short selling Jan 20
prospectus which contains more complete information on management fees and other ex- Small-cap stocks Dec 17
penses. Read the prospectus carefully before you invest or send money.
JANUARY 1932 KIPLINGER'S PERSONAL FINANCE MAGAZINE
Stock picks from pros May 26 Name change and tax refundJu l 72 Worthless stock tax write-off Mar 94,
Stocks, getting started Jul 5] Part-year employment and withholding Sep 110
Stocks, unappetizing Oct 73 May 74, May 76
Telephone stocks May 61, Aug 83 Passive losses May 76
Union Pacific Jun 18 Points on a mortgage Mar 83 TRAVEL & LEISURE
Worthless stock tax write-off Mar 94, Private investigator on payroll Sep 102 AirfareJsu l 13
Sep 110 Property taxes Aug 73, Sep 95 Airline quality Aug 13
Xerox Aug 20 Real estate loss deduction May 86 Around-the-world trip (profile) Aug 84
Rental-loss write-offJsu l 71 Baseball costs Apr 1]
Self-auditJsu l 7] Cruise bargains Feb 12
TAXES Self-employment deductions jan 88, Discount travel packages Jul 13
Art donor deductions Mar 92 Mar 83 Family vacationJsu n 44
Brackets Jan 86 Set-aside plans Apr 90 Fine arts funding Mar /2
Capital gain exclusion Feb 86 SimplificatioJnu l 72, Nov 99 Frequent-flier miles Aug 24, Dec 32
Car loan loopholes Sep 102 Social security numbers Nov 96 Hotel rooms at a discounJtu l 8/
Computer write-offs Sep 100 Software, tax preparation Feb 56 Jet lag diet Dec 100
Cosmetic surgery deductioJna n 88 State tax on out-of-state dividends Riverboat gambling Aug 69
Desert Storm tax deadlines Sep 102 Dec 107 Toll road costs Jul 12
Drive-through CPA Apr 10 Tax bill, charging to credit card Sep 15 Travel costs around the world May 10
Five- and ten-year averaging Aug 79 Tax Freedom Day Jul 73 Travel insurance Oct 110
Form changes Jan 88, Mar 85, Nov 96, Tax planning calendar Dec 88 Trends for the "90s Nov 16
Nov 99 Tax rebellion Feb 13 Video lottery Nov 17
Income tax help Apr 54 Tax savers Oct 36 Women-only trips Apr 88
Investment property write-ofJfu n 86 Transit subsidies Sep 100
Luxury car depreciation Sep 104 Unified Credit for Estate and Gift Taxes U.S. & GOVERNMENT
Mileage deduction Mar 83, May 77 Jan 90 Bridges in disrepair Jan 10
Mortgages with tax time bombs May 24 Unusual taxes Aug 12 National debt Nov 99
Moving expenses deduction Jul 69, Veterans refundsju l 73 Reservists’ financial rights Feb 41,
Sep 103 Wash-sale rule Sep 110 Jul 27
Mutual fund taxes Mar 84, Nov 98 Withholding (W-4) May 33 State treasurieJsu l 13
JANUS RETIRES
YEARLY [RA FEES!
They show up every year on your retirement account Lifetime IRA™ fee can be applied to any type of retirement
statements. A little note appears under the heading program-IRAs, SEPs, profit sharing or money purchase
“Maintenance Fee” and just iike that, a part of what pension plans, and Section 403(b)(7) plans.
you've saved all year disappears from your balance. The Janus Lifetime IRA™ is a great opportunity if you
But with a Janus Lifetime IRA™ account, you pay a have been thinking about opening a new IRA or
one-time fee of $100 and that’s it. You'll never see transferring an existing one to Janus. Send for your
another maintenance charge as long as you keep a enrollment form and a prospectus containing more
retirement account with us. complete information today. And put annual retirement
It’s an excellent long-term value. And the Janus account maintenance fees out to pasture for good.
@ JANUS FUNDS
P.O. Box 173375, Denver, CO 80217-3375
1-800-525-8983 Ext. 133
YES= I would like to know more about the Janus Funds and the Janus Lifetime IRA! ™ Check fund choice:
Please read the prospectus carefully before you invest or send money. 4 Janus Growth & Income Fund
3 Janus Worldwide Fund
Name 3 Janus Twenty Fund
Janus Fund
Address 3 Janus Flexible Income Fund
. Janus Intermediate
City/State/Zip
Government Securities Fund
3 Money Market Funds
; Send to: Janus Funds, P.O. Box 173375, Denver, CO 80217-3375 1-800-525-8983 Ext. 133
KPF 133
KIPLINGER'S PERSONAL FINANCE MAGAZINE JANUARY 1992