Table Of Content

Kiplingers | PERSONAL INANCE INDEX OF ARTICLES 2002 BANKING benefits Feb 93 Donor-advised funds Dec 74 dial-up services June 82 ATM self-defense Feb 89 Earth Share Jan 21 floating ads April 30 emotion-mapping Dec 26 Video interviewJsa n 26 Geekcorps Aug 18 security Jan 57 surcharges March 28, Women’s pro soccer July 78 Scholarship fund, Flight 15 Laptops Sept 139 June 25 Feb 26 accessorieJusl y 110 Bankstocks.com March 70 CARS AND OTHER batteries Dec 20 Credit unions, faith-based VEHICLES COMMUNICATIONS used Nov 45 Jan 28 Best deals on 2003 cars Cell phones PC repair, house calis Dec 82 Debit-card fraud April 24 Dec 92 fast networks Nov 114 Segway Sept 28 Electronic payments Oct 30 Cadillac CTS Aug 106 portable numbers Nov 24 Video e-mail Nov 23 Fake cashier’s checks May 26 Car-buying, online Oct 34 taxes July 28 Voice-recognition software FDIC insurance March 102 GM Humvee Nov 118 Cordless phones Jan 118 Oct 118 ING Internet cafés Sept 26 Hybrid cars Feb 88, July 24 Do-not-cail registry, national Wireless PC network Nov 41 Privacy policies Apri/ 30 Loans for first-time buyers May 22 Yard sale, online June 88 Redesigned currency Ju/y 21 July 113 Internet pay phones May 21 Sacagawea dollars Apri/ 24 Luxury cars Phone deals Jan 43, July 90 CONSUMER ADVOCACY Stop-payment orders Jan 105 entry-levJeuln e 108 Traffic information Sept 30 Advocate profiles Jan 114 used June 87 Virtual mailbox March 22 Ciass-action lawsuits Jan 94 CAREERS AND JOBS Muscle cars April 106 WorldCom Sept 25 Moving companies May 88 Dream jobs Avg 66 Nissan 350Z Oct 114 Nursing-home family Employee surveillance Feb 21 Out-of-town deals Avg 108 COMPUTERS AND councils May 94 Entrepreneur contest Jvne 28 SmartBeam mirror Apri/ 23 TECHNOLOGY Recalls Oct 34 Relocation and children Teen drivers Best new computers Avg 96 Social security number May 24 camp for Sept 136 BlackIce security software privacy March 24 Résumé theft May 28 monitoring Nov 28 June 122 Rock star April 79 Zero-percent financing Cheap upgrades March 124 CREDIT Salary increases Nov 23 Oct 116 Creating a Web site (book Citibank cards Jan 102 Severance packages Aug 22 excerpt) July 82 Credit cards Skill development Nov 38 CHARITIES AND Digital postage May 21 Amex cash-rebate TelecommutinJga n 26 VOLUNTEERS High-tech gifts Dec 124 Nov 104 Tight job market May 104 Donating appreciated Innovations Apri/ 116 canceling April 102 Unemployment securitieJsa n 50 Internet CardOffers.com Sept 125 2002 Index charitable contributions Student loans Medicaid look-back rules Long-term-carJean 51, July 95 cancellatioJunl y 94 April 100 July 91, Oct 104 Clear card Oct 104 deferred payments Medicare PPOs Nov 102 Malpractice rates May 28 for college students June 105 Medigap coverage June 28, Variable Universal Life May 22, Aug 20 rates Jan 56, Aug 84 June 89 (VUL) Nov 96 currency conversion Mental-health benefits Jan 26 Feb 90 ESTATE PLANNING Pet insurancJea n 108 INVESTING Discover 2Go June 104 Living trusts Dec 80 Rising costs Ju/y 21, Dec 78 AND SAVING elite cards Ju/y 28 Living will Jan 45 Accounting pitfalls Apri/ 54 frequent-flieJur/ y 94 Powers of attorney Apri/ 98 HOMEOWNERSHIP Beginning investorJsa n 81 miniature Dec 86 Buyers’ wish lists Ju/y 93 Bond-fund losses Dec 64 Orbitz Aug 90 FAMILY FINANCES Buying in a seller’s market BuyandHold.com Nov 34 over-limit fees May 116 Adopt.org May 21 Oct 82 Corporate cash flow May 85 password for online Adoption, overseas Apri/ 84 Disaster-resistant homes Dollar-cost averaginJga n 61 purchases March 106 Couples Aug 18 Exchange-traded funds paying rent by Aug 92 charitable giving Apri/ 120 Fizzbos May 115 June 38 prepaid June 26 joint assets June 96 Flying the flag Oct 29 Feinberg, Andrew Jan 76, rebates June 104 reservists on active duty HomeGain.com Apri/ 96 March 68, May 80, reward programJsa n 44 Feb 95 Home improvements Nov 40 July 59, Sept 44, Nov 69 versus debit cards Sept 124 weddings abroad June 89 Home prices Oct 78 Fidelity brokeragJea n 44 0% cash advances Aug 92 Flexible spending accounts Home-sale profits Oct 86 Financial planners Nov 45 Credit scores June 100 Jan 55, June 83 Housing outlook 2002 Gregory, Ken, and Savage, Funeral costs Feb 78 Jan 84 Steve Feb 51, April 66, THE ECONOMY Guardianship Nov 86 Mortgage June 61, Aug 59, Oct 62, Consumer confidence Avg 17 Hiring your kids May 117 loans Jan 55, March 103 Dec 48 Library fundraising Oct 30 Home shredders Jane 102 rates Nov 100 Gross, Bill (interview) Oct 52 Outlook 2002 Jan 21 Money-smart kids Remodeling March 118 Hickey, Fred (interview) Productivity gains Oct 28 college students’ expenses Rent versus buy Jan 96 Dec 406 Recession recovery June 25 Oct 98 Wind damage Apri/ 80 Inflation-indexed Treasuries State budgets March 21 fiscal discipline Ju/y 85 Winter preparations Nov ro1 Jan 52 talking about hard times Kiplinger, Knight Jan 66, EDUCATION Feb 86 INSURANCE March 56, May 66, College Survivors of 9/11 Sept 38 Automobile July 53, Sept 68, Nov 52 graduation rates Oct 36 Unmarried couples, financial discounts June 81 Low-minimum high yielders off-campus housing Avg 76 planning for May 100 dropping temporarily Nov 43 prepaid tuition Avg 24 June 103 Money-market funds Feb 58 rankings, public-college HEALTH AND FITNESS and speeding tickets New SEC rules Avg 50 Oct 90 Airport restaurants Apri/ 26 Sept 110 Olstein, Robert (interview) College savings Nov 42 CK eye surgery Oct 121 for teens Feb 92, Oct 103 Aug 42 best plans Jan 53 Contact lenses June 80 for college graduates Outlook 2002 Jan 34 Coverdell accounts Fitness boot camp May 120 May 114 Putnam III, George (inter- April 99 In vitro fertilization Sept 116 for college students Sept 126 view) May 54 effect on financial aid Nutritional supplements Homeowners Real estate investment trusts May 113 Jan 30, Dec 128 and claims record Nov 37 529 plans March 24, Over-the-counter drugs July 87, Dec 84 Savings bonds June 88 March 104, June 79, June 30 dog-related liability Schroder U.S. Opportunities Oct 102 Prescription drugs Sept 26 Nov 66 spending down Azg 89 bargains in Canada Jan 99 PMI June 87 Sharebuilder.coJman 54, tax breaks for Nov 26 savings June 80 Identity-protection Nov 104 Nov 34 Enrichment programs Quorn June 32 Life Siegel, Jeremy Feb 65. July 106 low term-policy April 50, June 67, Aug 52, Graduate school, paying for HEALTH INSURANCE premiums Feb g1 Oct 69, Dec 58 Sept 121 AND DISABILITY for people with health Simple strategieJsa n 54 Junior-college dorms Dec 24 INSURANCE problems March 108 Stock-option accounting Personal-finance March 94 HMO claim disputes Jan go shopping online Jan 47 May 72 Stock performance, and July 60 plans for small business Living It Up (book) April 32 patent quality March 22 N/i Numeric Investors Jan 28 The Millionaires (book) Aug 26 Stock research Nov 44 Micro Cap June 65 Postponing retirement Moral Hazard (book) Aug 26 TIPS Sept 58 Obscure funds March 42 Oct 101 Naked Economics (book) Sept 32 Value Line Avg 36 Permanent Portfolio Aggres- Public employees Apri/ 100 The Natural History of the War bonds Jan 22 sive Growth May 70 Retiree tax map Ju/y 68 Rich (book) Oct 38 Yields June 82 Rankings Reverse mortgages April 85 Netflix Jan 30 by one-, three-, five-, ten- Savings plans and incentives Odyssey 2-Ball (putter) MONEY MANAGEMENT and 20-years Sept 75 Jan 58, Jan 104, Nov 36 June 34 Contract fine print May 111 international stock Savings worksheet March 82 The Only Proven Road to Electronic bill-payinJgan 50, Sept IOI Social security Investment Success (book) Aug 86 U.S. stock Sept 85 benefits Apri/ 86, Nov 98 Sept 127 Loan consolidation Sept 125 Selected Special Shares Oct 60 direct deposit Aug 20 Panasonic A/V recorder Managed accounts Feb 4o Socially screened funds Feb 5 3 Sept 32 Personal bankruptcy Apri/ 83 Strong funds Oct 65 REVIEWS Panasonic shiatsu massage Rebuilding after 9/11 Tillinghast, Joel (interview) Ab Energizer July 104 lounger June 34 April 77 Jan 62 Age of Mythology (PC game) RealOne SuperPass J/y 30 Top picks for 2002 Jan 46 Dec 28 Rio Volt SP90 CD MP3 MUTUAL FUNDS Vanguard U.S. Growth All I Could Get (book) Aug 26 player Jan 52 Alger Management (update) Aug 55 Ambient Orb Sept 32 Samsung SyncMaster 241 Sept 34 Vontobel U.S. Value Jan 74 Apple iMac April 32 MP (monitor) Oct 38 Arbitrage fund Dec 52 Wasatch Advisors Sept 62 Ask This Old House (TV Sanyo SCP-5000 (cell phone) Best funds Yacktman funds (update) show) Oct 38 Jan 52 for a bear market Nov 48 March 54 Atlas Shrugged (book) Aug 26 Scott eVest April 32 for your goals May 34 BluBlockers sunglasses Showtime Rotisserie and Best new funds J/y 46 RETIREMENT July 103 BBQ July 103 Brown Capital Management Belize June 90 Bowflex Power Pro J#/y 100 SimGolf (PC game) Dec 28 Small Company Apri/ 60 College towns Nov 78 California Fire and Life (book) Stowaway (keyboard) May 30 Competing financial goals Continuing care Apri/ 28 Aug 26 Super Blue Stuff Ju/y 100 June 103 40 1(k) plans The Day Trader (book) Aug 26 Take on the Street (book) Nov 30 Consolidating accounts blackout periods May 24 DeWalt 928K-2 (power Talk-radio shows, personal- June 78 company stock in Ju/y 22 drill) June 34 finance Feb 30 Fidelity Leveraged Company employer match Nov 26 Dot.con: The Greatest Stor) TeleZapper March 30 Stock July 58 Enron employees Apri/ 78 Ever Sold (book) March 30 Thrustmaster Top Gun First Financial March 62 individual Aug 88 Eagle Eyes sunglasseJus/ y 103 Afterburner (video-game Fund-company bankruptcy investment strategies eBay University March 30 joystickJ)a n 52 June 73 March 86 Escort Passport 8500 (radar Tiger Woods PGA Tour Funds to own now Sept 48 reforms April 23, Oct 32 detector) June 34 (PC game) Dec 28 Funds to sell Dec 39 rescuing your March 76 Eyewitness to Wall Street Trading Spaces (TV show) Future winners Nov 39 and rollovers Dec 86 (book) Jan 30 July 30 High-yield bond Ag 63 versus Roth IRAs Fine Living (cable channel) Trading With the Enemy Janus funds Ja/y 65, Nov 70 April 102 July 30 (book) May 30 Junk-bond Sept 54 Smart plans June 26 Hewlett-Packard Jornada Turbo Cooker Ju/y 104 Leuthold Core Investment for sole proprietors 565 (softwareJ)a n 52 Wall $treet Week With Fortune Jan 59 March 26 Home-electronic networks (TV show) Nov 30 Liquidated funds Apri/ 72 state limits May 116 March 30 Wall Street Week With Louis Losers, bear-market Feb 48 Immediate annuities Dec 22 inVoca Deluxe (remote Rukeyser (TV show) June Low-minimum Apri/ 42 IRAs control) July 30 Managers for minors Jan 43 iPod Jan 30 SCAMS of multiple funds no penalty for early with- Law & Order: Dead on the Debit-card skimming Fe March 52 drawal Aug 93 Money (PC game) Dec 28 Health plans, unlicensed Sauter, George April 81 Living overseas Apri/ 80 LifeBook P (notebook Oct 32 Thieme, Heiko Apri/ 82 Pensions computerJ)a n 52 Identity theft Feb 97. Sept 2 Merger fund Dec 52 lump-sum Azg 80 Links 2003 (PC game) Dec 28 Invest Better 2001 (Web Morningstar's star system payouts Feb 24 Liquid Ice bandage May 30 site) April 94 2002 Index Phony safety products Feb 28 Washing machines, water- Panera Bread Jan 71 Investment losses Jan ro1 Tax-form scam Ju/y 22 efficient Dec 22 J.C. Penney July 57 Nanny tax Nov 92 Portfolio clean-up Dec 32 and part-time employment SPENDING STOCKS AND BONDS Portfolios Dec 88 Coffee beans Jan 118 ABM Industries June 64 bargains in resilient Refunds, unclaimed April 103 Collectibles Airline stocks Avg 48 companies April 52 Saver’s credit July 92 blue-chiJpan 61 Asbestos lawsuits, effect on big blue chips Feb 54 Savings bonds, inherited useful Oct 108 investing June 44 cheap stocks May 68 Oct 105 Compulsive spending Automatic Data Processing companies with strong Tax breaks Nov 108 Feb 62 brands Sept 70 for dependents March 107 Consignment stores June 85 Bond value of bankrupt foreign stocks Jan 68 for disaster victims Custom-made pants, online companies March 73 improving companies Sept 120 June 121 Buffett, Warren, bargains for Aug 54 Tax preparation Digital photography Oct 42 little-known companies preparers Feb 75 cameras Feb 106 Cablevision March 64 July 54 saving tips Feb 72 self-service prints Aug 24 Coach April 65 northern U.S. companies software Jan 58 Electronic price signs Consistent stocks July 34 Dec 50 WithholdinJga n 60 March 26 Cyclical stocks Apri/ 46 small-company bargains Year-end strategies Dec 68 Energy-sensitive appliances Direct Focus “ay 74 Oct 64 April 28 Dividend payers Jan 51 smaller companies June 62 TRAVEL AND Facial treatments Nov 42 Education companies Oct 58 value stocks March 58 LEISURE Gift cards Oct 122 Electricity sellers March 50 Preferred stocks Oct 74 Airfare Grocery shopping, online Energy producers Feb 56 Principal-protected securities savings June 81, Sept 30, July 26 Enron (update) Feb 50 Nov 57 Oct 36 Home-theater systems European stocks May 60 Puerto Rican muni bonds strategies Aug 110 June 114 Exchange-traded funds May 79 Airlines Howard, Clark (profile) (ETFs) Nov 40 Regional stocks March 34 baggage-size restrictions March 112 FactSet Research Systems RV makers Oct 67 Aug 22, Nov 122 InfomercialJus/ y 98 Nov 62 Security-services stocks decline in service Nov 24 Media room Jan 59 Fannie Mae and Freddie Mac Aug 30 fewer direct flights Jan 24 Mosquito traps June 118 June 56 Shareholder revolt May 48, Airport security Movie tickets, online Fast growers Nov 54 June 28 surcharge Apri/ 30 May 130 Future stocks Feb 34 Small-company stocks trusted-traveler cards New Balance M2000 Genesee & Wyoming April 36 May 26 running shoes Oct 120 March 60 Sonosite March 66 Apartments overseas June 79 Pay@Delivery Feb 22 Genesis Microchip (update) S&P’s Neural Fair Value 20 Continuing-education Pet insurancJea n 108 May 65 portfolio July 56 vacations Nov 38 Phone-bill savings June 77 Gold June 60 Stocks for 2002 Jan 41 Cruise bargains Jan 44 PriceScaJnan 56 Halliburton Apri/ 62 Stocks to sell July 40, Dec 35 Euro Q&A Jan 22 Red wine Nov 44 Health stocks Dec 40 Technology buys Feb 44 Extended-stay hotels Dec 26 Refrigerators, built-in High-yield stocks March 46 Telecom stocks July 50 Fantasy sports camps Feb 100 Feb 112 Homebuilder stocks May 62 Tyco International Apri/ 58 Flights to Asia, nonstop Rugs Nov 41 IBM Jan 57 Unlisted stocks Nov 74 March 28 Satellite radio May 129 IDT Corp. May 76 U.S. Physical Therapy Feb 60 Frequent-flier miles Feb 94 Science kits Apri/ 112 ImmuneJxa n 60 UTStarcom Azg 56 Last-minute deals, online Ski helmets Dec 19 International Game Whole Foods Market May 78 May 126 Tax-free shopping, online TechnologJuyn e 66 Luggage accessoriJeusl y 26 Dec 19 Intrado Jan 72 TAXES Rail vacations June 32 Ticket exchanges, online Investment clubs Dec 20 Alternative minimum tax Rocky Mountaineer Nov 36 July 112 Lafarge North America Feb 64 April 90 Space trips Avg 17 Toys Nov 120 Low-priced stocks June 52 Annuity-loss deduction Timeshares Avg 102 Vending machines Dec 24 L-3 Communications Dec 56 Nov 105 Travel sites, online Jan 43 Video recorders, digitai McDonald’s Nov 64 Audits May 108 Washington, D.C. Sept 130 May 131 Moody’s Aug 58 DeductionJusn e 84, June 86 Winter Olympics Feb 28 Warehouse stores June 83 Nokia Jan 69 Estate taxes, state Ju/y 88 Youth discounts March 98 COD Gren nnerse ere