HARTFORD FIRE INSURANCE COMPANY AND ITS COMBINED AFFILIATES

89 Pages·2010·1.19 MB·English

HARTFORD FIRE INSURANCE COMPANY AND ITS COMBINED AFFILIATES
Combined Statement for the year 2009 of the
ASSETS
Current Year Prior Year
1 2 3 4
Net Admitted
Nonadmitted Assets Net
Assets Assets (Cols. 1 - 2) Admitted Assets
1. Bonds (Schedule D)................................................................................................................. ...........30,054,847,628 ..................................0 ...........30,054,847,628 ...........28,237,617,091
2. Stocks (Schedule D):
2.1 Preferred stocks............................................................................................................. ................414,109,925 ..................................0 ................414,109,925 .............1,660,654,196
2.2 Common stocks............................................................................................................. ..................95,416,643 ..................................0 ..................95,416,643 ................254,517,766
3. Mortgage loans on real estate (Schedule B):
3.1 First liens........................................................................................................................ ................671,396,452 ..................................0 ................671,396,452 ................784,948,493
3.2 Other than first liens....................................................................................................... ..................................0 ..................................0 ..................................0 ..................................0
4. Real estate (Schedule A):
4.1 Properties occupied by the company (less $............0
encumbrances).............................................................................................................. ................135,059,043 ..................................0 ................135,059,043 ................112,146,840
4.2 Properties held for the production of income (less $............0
encumbrances).............................................................................................................. ..................................0 ..................................0 ..................................0 ..................................0
4.3 Properties held for sale (less $..........0 encumbrances)................................................ ..................................0 ..................................0 ..................................0 ..................................0
5. Cash ($.....136,599,172, Sch. E-Part 1), cash equivalents ($.....1,429,278,
Sch. E-Part 2) and short-term investments ($.....1,102,014,089, Sch. DA)............................ .............1,240,042,538 ..................................0 .............1,240,042,538 .............1,533,705,296
6. Contract loans (including $..........0 premium notes)................................................................ ..................................0 ..................................0 ..................................0 ..................................0
7. Other invested assets (Schedule BA)...................................................................................... ................777,326,919 ....................7,102,104 ................770,224,814 ................971,049,893
8. Receivables for securities........................................................................................................ ..................20,105,735 ..................................0 ..................20,105,735 ................104,447,680
9. Aggregate write-ins for invested assets................................................................................... ..................56,184,702 ..................................0 ..................56,184,702 ................196,808,425
10. Subtotals, cash and invested assets (Lines 1 to 9)................................................................. ...........33,464,489,585 ....................7,102,104 ...........33,457,387,481 ...........33,855,895,680
11. Title plants less $..........0 charged off (for Title insurers only)................................................. ..................................0 ..................................0 ..................................0 ..................................0
12. Investment income due and accrued....................................................................................... ................271,489,362 ..................................0 ................271,489,362 ................363,380,223
13. Premiums and considerations:
13.1 Uncollected premiums and agents' balances in course of collection........................... ................549,918,814 ..................59,216,616 ................490,702,197 ................544,203,696
13.2 Deferred premiums, agents' balances and installments booked but deferred
and not yet due (including $.....54,340,000 earned but unbilled premiums)................ .............2,143,324,379 ....................4,252,740 .............2,139,071,639 .............2,175,377,338
13.3 Accrued retrospective premiums................................................................................... ..................42,341,021 ....................4,234,102 ..................38,106,919 ..................50,936,400
14. Reinsurance:
14.1 Amounts recoverable from reinsurers........................................................................... ................137,064,399 ..................................0 ................137,064,399 ................211,092,915
14.2 Funds held by or deposited with reinsured companies................................................ ..................11,685,653 ....................5,768,127 ....................5,917,526 ....................9,713,181
14.3 Other amounts receivable under reinsurance contracts............................................... ..................................0 ..................................0 ..................................0 ..................................0
15. Amounts receivable relating to uninsured plans..................................................................... ..................................0 ..................................0 ..................................0 ..................................0
16.1 Current federal and foreign income tax recoverable and interest thereon............................. ..................54,136,930 ..................................0 ..................54,136,930 .......................356,332
16.2 Net deferred tax asset.............................................................................................................. .............1,926,962,385 ................751,921,385 .............1,175,041,000 ................757,725,168
17. Guaranty funds receivable or on deposit................................................................................. ..................23,807,849 ..................................0 ..................23,807,849 ..................28,547,503
18. Electronic data processing equipment and software.............................................................. ................383,614,128 ................346,083,480 ..................37,530,648 ..................66,010,855
19. Furniture and equipment, including health care delivery assets ($..........0)........................... ................175,074,875 ................175,074,875 ..................................0 ..................................0
20. Net adjustment in assets and liabilities due to foreign exchange rates.................................. ..................................0 ..................................0 ..................................0 ..................................0
21. Receivables from parent, subsidiaries and affiliates............................................................... ..................50,724,840 ..................................0 ..................50,724,840 ..................92,262,645
22. Health care ($..........0) and other amounts receivable............................................................ ..................................0 ..................................0 ..................................0 ..................................0
23. Aggregate write-ins for other than invested assets................................................................. ................714,833,417 ..................58,242,123 ................656,591,294 ................657,568,446
24. Total assets excluding Separate Accounts, Segregated Accounts and Protected
Cell Accounts (Lines 10 to 23)................................................................................................. ...........39,949,467,635 .............1,411,895,552 ...........38,537,572,084 ...........38,813,070,382
25. From Separate Accounts, Segregated Accounts and Protected Cell Accounts..................... ..................................0 ..................................0 ..................................0 ..................................0
26. TOTALS (Lines 24 and 25)...................................................................................................... ...........39,949,467,635 .............1,411,895,552 ...........38,537,572,084 ...........38,813,070,382
DETAILS OF WRITE-INS
0901.Combined write-ins for Assets Line 9...................................................................................... ..................56,184,702 ..................................0 ..................56,184,702 ................196,808,425
0902................................................................................................................................................... ..................................... ..................................... ..................................... .....................................
0903................................................................................................................................................... ..................................... ..................................... ..................................... .....................................
0998.Summary of remaining write-ins for Line 9 from overflow page.............................................. ..................................... ..................................... ..................................... .....................................
0999.Totals (Lines 0901 thru 0903 plus 0998) (Line 9 above)........................................................ ..................56,184,702 ..................................0 ..................56,184,702 ................196,808,425
2301.Combined write-ins for Assets Line 23.................................................................................... ................714,833,417 ..................58,242,123 ................656,591,294 ................657,568,446
2302................................................................................................................................................... ..................................... ..................................... ..................................... .....................................
2303................................................................................................................................................... ..................................... ..................................... ..................................... .....................................
2398.Summary of remaining write-ins for Line 23 from overflow page............................................ ..................................... ..................................... ..................................... .....................................
2399.Totals (Lines 2301 thru 2303 plus 2398) (Line 23 above)...................................................... ................714,833,417 ..................58,242,123 ................656,591,294 ................657,568,446
2
HARTFORD FIRE INSURANCE COMPANY AND ITS COMBINED AFFILIATES
Combined Statement for the year 2009 of the
LIABILITIES, SURPLUS AND OTHER FUNDS
1 2
Current Year Prior Year
1. Losses (Part 2A, Line 35, Column 8)....................................................................................................................................................................... .........14,019,124,177 .........14,156,826,764
2. Reinsurance payable on paid loss and loss adjustment expenses (Schedule F, Part 1, Column 6)....................................................................... ..................3,729,249 ................14,316,862
3. Loss adjustment expenses (Part 2A, Line 35, Column 9)........................................................................................................................................ ...........2,859,928,341 ...........2,724,897,236
4. Commissions payable, contingent commissions and other similar charges............................................................................................................ ..............120,789,487 ..............137,248,061
5. Other expenses (excluding taxes, licenses and fees).............................................................................................................................................. ..............212,009,287 ..............209,728,342
6. Taxes, licenses and fees (excluding federal and foreign income taxes).................................................................................................................. ..............152,922,003 ..............165,345,068
7.1 Current federal and foreign income taxes (including $.....30,500,435 on realized capital gains (losses))............................................................... ..............153,665,686 ................66,703,790
7.2 Net deferred tax liability............................................................................................................................................................................................ ................................0 ................................0
8. Borrowed money $..........0 and interest thereon $..........0....................................................................................................................................... ................................0 ................................0
9. Unearned premiums (Part 1A, Line 38, Column 5) (after deducting unearned premiums for ceded reinsurance of $.....408,454,694
and including warranty reserves of $..........0).......................................................................................................................................................... ...........4,798,396,489 ...........4,955,052,614
10. Advance premiums................................................................................................................................................................................................... ................88,481,994 ................74,872,135
11. Dividends declared and unpaid:
11.1 Stockholders..................................................................................................................................................................................................... ................................0 ................................0
11.2 Policyholders.................................................................................................................................................................................................... ................22,699,503 ................89,330,503
12. Ceded reinsurance premiums payable (net of ceding commissions)....................................................................................................................... ................46,615,139 ................64,619,471
13. Funds held by company under reinsurance treaties (Schedule F, Part 3, Column 19)............................................................................................ ..................5,296,106 ..................6,673,337
14. Amounts withheld or retained by company for account of others............................................................................................................................. ..............535,662,839 ..............506,436,349
15. Remittances and items not allocated....................................................................................................................................................................... ................13,838,900 ................12,632,950
16. Provision for reinsurance (Schedule F, Part 7)........................................................................................................................................................ ................50,408,053 ................84,545,238
17. Net adjustments in assets and liabilities due to foreign exchange rates.................................................................................................................. ................12,435,000 ................50,044,000
18. Drafts outstanding.................................................................................................................................................................................................... ..............302,541,681 ..............270,486,557
19. Payable to parent, subsidiaries and affiliates........................................................................................................................................................... ..................7,059,077 .....................371,976
20. Payable for securities............................................................................................................................................................................................... ..............235,650,612 ..............197,190,346
21. Liability for amounts held under uninsured plans..................................................................................................................................................... ................................0 ................................0
22. Capital notes $..........0 and interest thereon $..........0............................................................................................................................................. ................................0 ................................0
23. Aggregate write-ins for liabilities............................................................................................................................................................................... ..............615,404,821 ...........1,558,217,790
24. Total liabilities excluding protected cell liabilities (Lines 1 through 23).................................................................................................................... .........24,256,658,447 .........25,345,539,390
25. Protected cell liabilities............................................................................................................................................................................................. ................................0 ................................0
26. Total liabilities (Lines 24 and 25).............................................................................................................................................................................. .........24,256,658,447 .........25,345,539,390
27. Aggregate write-ins for special surplus funds........................................................................................................................................................... ..............288,143,000 ................................0
28. Common capital stock.............................................................................................................................................................................................. ................84,470,000 ................84,470,000
29. Preferred capital stock.............................................................................................................................................................................................. ................................0 ................................0
30. Aggregate write-ins for other than special surplus funds........................................................................................................................................ ................................0 ................................0
31. Surplus notes........................................................................................................................................................................................................... ................................0 ................................0
32. Gross paid in and contributed surplus...................................................................................................................................................................... ...........4,875,714,208 ...........4,870,071,801
33. Unassigned funds (surplus)...................................................................................................................................................................................... ...........9,040,603,115 ...........8,521,005,877
34. Less treasury stock, at cost:
34.1 .....116.000 shares common (value included in Line 28 $.....580,000).......................................................................................................... ..................8,016,686 ..................8,016,686
34.2 ..........0.000 shares preferred (value included in Line 29 $..........0).............................................................................................................. ................................0 ................................0
35. Surplus as regards policyholders (Lines 27 to 33, less 34) (Page 4, Line 38)......................................................................................................... .........14,280,913,637 .........13,467,530,993
36. TOTALS (Page 2, Line 26, Col. 3)........................................................................................................................................................................... .........38,537,572,084 .........38,813,070,382
DETAILS OF WRITE-INS
2301. Combined write-ins for Liabilities Line 23................................................................................................................................................................. ..............615,404,821 ...........1,558,217,790
2302. ................................................................................................................................................................................................................................. ................................... ...................................
2303. ................................................................................................................................................................................................................................. ................................... ...................................
2398. Summary of remaining write-ins for Line 23 from overflow page............................................................................................................................. ................................... ...................................
2399. Totals (Lines 2301 thru 2303 plus 2398) (Line 23 above)........................................................................................................................................ ..............615,404,821 ...........1,558,217,790
2701. Combined write-ins for Liabilities Line 27................................................................................................................................................................. ..............288,143,000 ................................0
2702. ................................................................................................................................................................................................................................. ................................... ...................................
2703. ................................................................................................................................................................................................................................. ................................... ...................................
2798. Summary of remaining write-ins for Line 27 from overflow page............................................................................................................................. ................................... ...................................
2799. Totals (Lines 2701 thru 2703 plus 2798) (Line 27 above)........................................................................................................................................ ..............288,143,000 ................................0
3001. ................................................................................................................................................................................................................................. ................................0 ................................0
3002. ................................................................................................................................................................................................................................. ................................... ...................................
3003. ................................................................................................................................................................................................................................. ................................... ...................................
3098. Summary of remaining write-ins for Line 30 from overflow page............................................................................................................................. ................................... ...................................
3099. Totals (Lines 3001 thru 3003 plus 3098) (Line 30 above)........................................................................................................................................ ................................0 ................................0
3
HARTFORD FIRE INSURANCE COMPANY AND ITS COMBINED AFFILIATES
Combined Statement for the year 2009 of the
STATEMENT OF INCOME
1 2
UNDERWRITING INCOME Current Year Prior Year
1. Premiums earned (Part 1, Line 35, Column 4)............................................................................................................................................... ................9,913,677,972 .............10,318,545,717
DEDUCTIONS
2. Losses incurred (Part 2, Line 35, Column 7).................................................................................................................................................. ................5,094,714,567 ................5,522,432,957
3. Loss adjustment expenses incurred (Part 3, Line 25, Column 1).................................................................................................................. ................1,291,801,982 ................1,095,831,080
4. Other underwriting expenses incurred (Part 3, Line 25, Column 2).............................................................................................................. ................2,878,198,415 ................2,846,703,236
5. Aggregate write-ins for underwriting deductions............................................................................................................................................ .....................................0 .....................................0
6. Total underwriting deductions (Lines 2 through 5)......................................................................................................................................... ................9,264,714,963 ................9,464,967,273
7. Net income of protected cells.......................................................................................................................................................................... .....................................0 .....................................0
8. Net underwriting gain (loss) (Line 1 minus Line 6 plus Line 7)...................................................................................................................... ...................648,963,009 ...................853,578,444
INVESTMENT INCOME
9. Net investment income earned (Exhibit of Net Investment Income, Line 17)................................................................................................ ................1,526,991,112 ................1,836,754,189
10. Net realized capital gains (losses) less capital gains tax of $.....1,717,395 (Exhibit of Capital Gains (Losses)).......................................... .................(670,570,491) ..............(1,235,662,763)
11. Net investment gain (loss) (Lines 9 + 10)....................................................................................................................................................... ...................856,420,621 ...................601,091,427
OTHER INCOME
12. Net gain (loss) from agents' or premium balances charged off (amount recovered $.....1,497,375
amount charged off $.....56,996,687)............................................................................................................................................................ ...................(55,499,312) ...................(53,197,838)
13. Finance and service charges not included in premiums................................................................................................................................ .....................87,705,196 .....................87,195,036
14. Aggregate write-ins for miscellaneous income............................................................................................................................................... .................(122,496,889) .................(194,178,132)
15. Total other income (Lines 12 through 14)...................................................................................................................................................... ...................(90,291,005) .................(160,180,933)
16. Net income before dividends to policyholders, after capital gains tax and before all other federal and foreign
income taxes (Lines 8 + 11 + 15)................................................................................................................................................................... ................1,415,092,626 ................1,294,488,937
17. Dividends to policyholders.............................................................................................................................................................................. ......................(3,622,648) .....................50,951,878
18. Net income, after dividends to policyholders, after capital gains tax and before all other federal and foreign
income taxes (Line 16 minus Line 17)............................................................................................................................................................ ................1,418,715,274 ................1,243,537,059
19. Federal and foreign income taxes incurred.................................................................................................................................................... ...................517,844,383 ...................752,884,098
20. Net income (Line 18 minus Line 19) (to Line 22)........................................................................................................................................... ...................900,870,891 ...................490,652,961
CAPITAL AND SURPLUS ACCOUNT
21. Surplus as regards policyholders, December 31 prior year (Page 4, Line 39, Column 2)............................................................................ .............13,467,530,993 .............15,897,762,253
GAINS AND (LOSSES) IN SURPLUS
22. Net income (from Line 20).............................................................................................................................................................................. ...................900,870,891 ...................490,652,961
23. Net transfers (to) from Protected Cell accounts............................................................................................................................................. .....................................0 .....................................0
24. Change in net unrealized capital gains or (losses) less capital gains tax of $.....34,454,255....................................................................... .................(399,718,418) .................(240,147,073)
25. Change in net unrealized foreign exchange capital gain (loss)..................................................................................................................... .....................59,139,693 .................(102,314,439)
26. Change in net deferred income tax................................................................................................................................................................ .................(173,774,440) ...................473,149,220
27. Change in nonadmitted assets (Exhibit of Nonadmitted Assets, Line 26 Column 3).................................................................................... ...................360,070,746 .................(670,128,483)
28. Change in provision for reinsurance (Page 3, Line 16, Column 2 minus Column 1).................................................................................... .....................34,137,185 .......................4,530,490
29. Change in surplus notes................................................................................................................................................................................. .....................................0 .....................................0
30. Surplus (contributed to) withdrawn from protected cells................................................................................................................................ .....................................0 .....................................0
31. Cumulative effect of changes in accounting principles.................................................................................................................................. ...................(20,470,739) .....................................0
32. Capital changes:
32.1 Paid in.................................................................................................................................................................................................... .....................................0 .....................................0
32.2 Transferred from surplus (Stock Dividend)............................................................................................................................................ .....................................0 .....................................0
32.3 Transferred to surplus............................................................................................................................................................................ .....................................0 .....................................0
33. Surplus adjustments:
33.1 Paid in.................................................................................................................................................................................................... .......................5,642,406 ..............(1,032,529,196)
33.2 Transferred to capital (Stock Dividend)................................................................................................................................................. .....................................0 .....................................0
33.3. Transferred from capital........................................................................................................................................................................ .....................................0 .....................................0
34. Net remittances from or (to) Home Office....................................................................................................................................................... .....................................0 .....................................0
35. Dividends to stockholders............................................................................................................................................................................... .................(243,001,000) ..............(1,321,019,076)
36. Change in treasury stock (Page 3, Lines 34.1 and 34.2, Column 2 minus Column 1)................................................................................. .....................................0 .....................................0
37. Aggregate write-ins for gains and losses in surplus....................................................................................................................................... ...................290,486,320 ...................(32,425,663)
38. Change in surplus as regards policyholders for the year (Lines 22 through 37)........................................................................................... ...................813,382,644 ..............(2,430,231,260)
39. Surplus as regards policyholders, December 31 current year (Line 21 plus Line 38) (Page 3, Line 35)..................................................... .............14,280,913,637 .............13,467,530,993
DETAILS OF WRITE-INS
0501. ......................................................................................................................................................................................................................... .....................................0 .....................................0
0502. ......................................................................................................................................................................................................................... ........................................ ........................................
0503. ......................................................................................................................................................................................................................... ........................................ ........................................
0598. Summary of remaining write-ins for Line 5 from overflow page..................................................................................................................... ........................................ ........................................
0599. Totals (Lines 0501 thru 0503 plus 0598) (Line 5 above)............................................................................................................................... .....................................0 .....................................0
1401. Combined write-ins for Statement of Income Line 14.................................................................................................................................... .................(122,496,889) .................(194,178,132)
1402. ......................................................................................................................................................................................................................... ........................................ ........................................
1403. ......................................................................................................................................................................................................................... ........................................ ........................................
1498. Summary of remaining write-ins for Line 14 from overflow page................................................................................................................... ........................................ ........................................
1499. Totals (Lines 1401 thru 1403 plus 1498) (Line 14 above)............................................................................................................................. .................(122,496,889) .................(194,178,132)
3701. Combined write-ins for Statement of Income Line 37.................................................................................................................................... ...................290,486,320 ...................(32,425,663)
3702. ......................................................................................................................................................................................................................... ........................................ ........................................
3703. ......................................................................................................................................................................................................................... ........................................ ........................................
3798. Summary of remaining write-ins for Line 37 from overflow page................................................................................................................... ........................................ ........................................
3799. Totals (Lines 3701 thru 3703 plus 3798) (Line 37 above)............................................................................................................................. ...................290,486,320 ...................(32,425,663)
4
HARTFORD FIRE INSURANCE COMPANY AND ITS COMBINED AFFILIATES
Combined Statement for the year 2009 of the
CASH FLOW
1 2
Current Year Prior Year
CASH FROM OPERATIONS
1. Premiums collected net of reinsurance.................................................................................................................................................. ....................9,868,395,195 ..................10,199,074,991
2. Net investment income........................................................................................................................................................................... ....................1,736,965,172 ....................1,987,152,180
3. Miscellaneous income............................................................................................................................................................................ ........................(90,291,005) ......................(160,180,933)
4. Total (Lines 1 through 3)........................................................................................................................................................................ ..................11,515,069,361 ..................12,026,046,238
5. Benefit and loss related payments......................................................................................................................................................... ....................5,161,172,610 ....................5,297,397,522
6. Net transfers to Separate Accounts, Segregated Accounts and Protected Cell Accounts................................................................... ..........................................0 ..........................................0
7. Commissions, expenses paid and aggregate write-ins for deductions................................................................................................. ....................4,057,392,388 ....................3,929,888,973
8. Dividends paid to policyholders.............................................................................................................................................................. .........................63,008,352 .........................15,657,082
9. Federal and foreign income taxes paid (recovered) net of $..........0 tax on capital gains (losses)...................................................... .......................486,380,480 .......................639,552,592
10. Total (Lines 5 through 9)........................................................................................................................................................................ ....................9,767,953,831 ....................9,882,496,170
11. Net cash from operations (Line 4 minus Line 10).................................................................................................................................. ....................1,747,115,531 ....................2,143,550,069
CASH FROM INVESTMENTS
12. Proceeds from investments sold, matured or repaid:
12.1 Bonds........................................................................................................................................................................................... ....................8,280,470,690 ....................6,462,251,964
12.2 Stocks........................................................................................................................................................................................... .......................651,728,482 .......................597,729,547
12.3 Mortgage loans............................................................................................................................................................................ .........................54,885,683 .........................42,771,856
12.4 Real estate................................................................................................................................................................................... ..........................................0 ..........................................0
12.5 Other invested assets.................................................................................................................................................................. .......................172,912,436 .......................148,002,195
12.6 Net gains or (losses) on cash, cash equivalents and short-term investments............................................................................ ...........................7,426,601 ........................(29,238,201)
12.7 Miscellaneous proceeds.............................................................................................................................................................. .......................180,054,854 .......................110,038,629
12.8 Total investment proceeds (Lines 12.1 to 12.7).......................................................................................................................... ....................9,347,478,746 ....................7,331,555,991
13. Cost of investments acquired (long-term only):
13.1 Bonds........................................................................................................................................................................................... ..................10,053,103,849 ....................4,750,735,706
13.2 Stocks........................................................................................................................................................................................... .......................180,822,428 .......................552,128,678
13.3 Mortgage loans............................................................................................................................................................................ ...........................2,712,500 .......................156,614,419
13.4 Real estate................................................................................................................................................................................... .........................33,278,649 .........................24,517,867
13.5 Other invested assets.................................................................................................................................................................. .........................80,751,780 .......................323,062,127
13.6 Miscellaneous applications.......................................................................................................................................................... .........................17,115,671 .......................331,666,918
13.7 Total investments acquired (Lines 13.1 to 13.6)......................................................................................................................... ..................10,367,784,876 ....................6,138,725,715
14. Net increase (decrease) in contract loans and premium notes............................................................................................................. ..........................................0 ..........................................0
15. Net cash from investments (Line 12.8 minus Lines 13.7 and 14)......................................................................................................... ...................(1,020,306,130) ....................1,192,830,275
CASH FROM FINANCING AND MISCELLANEOUS SOURCES
16. Cash provided (applied):
16.1 Surplus notes, capital notes......................................................................................................................................................... ..........................................0 ..........................................0
16.2 Capital and paid in surplus, less treasury stock.......................................................................................................................... ..........................(8,000,000) ......................(592,890,802)
16.3 Borrowed funds............................................................................................................................................................................ ..........................................0 ..........................................0
16.4 Net deposits on deposit-type contracts and other insurance liabilities....................................................................................... ..........................................0 ..........................................0
16.5 Dividends to stockholders............................................................................................................................................................ .......................243,000,000 ....................1,318,786,311
16.6 Other cash provided (applied)..................................................................................................................................................... ......................(769,472,158) ......................(550,470,014)
17. Net cash from financing and miscellaneous sources (Lines 16.1 to 16.4 minus Line 16.5 plus Line 16.6)......................................... ...................(1,020,472,158) ...................(2,462,147,128)
RECONCILIATION OF CASH, CASH EQUIVALENTS AND SHORT-TERM INVESTMENTS
18. Net change in cash, cash equivalents and short-term investments (Line 11 plus Line 15 plus Line 17)............................................. ......................(293,662,757) .......................874,233,217
19. Cash, cash equivalents and short-term investments:
19.1 Beginning of year......................................................................................................................................................................... ....................1,533,705,296 .......................659,472,079
19.2 End of year (Line 18 plus Line 19.1)............................................................................................................................................ ....................1,240,042,538 ....................1,533,705,296
Note: Supplemental disclosures of cash flow information for non-cash transactions:
20.0001 Bonds: extraordinary non-cash dividend..................................................................................................................................... ..........................................0 ......................(637,322,886)
20.0002 Aggregate write-ins for invested assets: derivative instruments................................................................................................. ......................(143,055,636) .........................76,866,756
20.0003 Aggregate write-ins for other than invested assets: disposition of affiliate note ........................................................................ ........................(11,250,822) ..........................................0
20.0004 Payable for securities: non-cash transactions............................................................................................................................. ........................(46,215,950) ........................(64,515,050)
20.0005 Aggregate write-ins for liabilities: non-cash quarterly stock compensation contribution............................................................ ........................(17,744,072) ........................(16,225,907)
20.0006 Aggregate write-ins for liabilities: non-cash misc. liability............................................................................................................ ..........................(5,280,954) .........................23,343,774
20.0007 Paid Losses: non-cash foreign exchange transactions .............................................................................................................. ..........................(3,400,890) .........................12,428,802
20.0008 Paid in capital: non-cash quarterly stock compensation contribution......................................................................................... .........................13,641,406 ...........................8,451,727
20.0009 Paid in capital: non-cash contribution.......................................................................................................................................... ..................................1,000 ..........................................0
20.0010 Dividends to stockholders: transfer to affiliate............................................................................................................................ ..................................1,000 ..........................................0
20.0011 Dividends to stockholders: EDP & telephone equipment - transfer to affiliate.......................................................................... ..........................................0 ...........................9,232,765
5
HARTFORD FIRE INSURANCE COMPANY AND ITS COMBINED AFFILIATES
Combined Statement for the year 2009 of the
UNDERWRITING AND INVESTMENT EXHIBIT
PART 1 - PREMIUMS EARNED
1 2 3 4
Unearned Premiums Unearned Premiums
Net December 31 December 31 Premiums
Premiums Prior Year- Current Year- Earned
Written per per Col. 3 Last per Col. 5 During Year
Line of Business Column 6, Part 1B Year's Part 1 Part 1A (Cols. 1 + 2 - 3)
1. Fire...................................................................................................... .........................24,890,629 .........................16,390,543 .........................11,979,921 .........................29,301,251
2. Allied lines........................................................................................... .........................20,793,804 .........................15,571,688 .........................11,459,126 .........................24,906,366
3. Farmowners multiple peril................................................................... ..............................234,876 ..............................134,318 ..............................106,486 ..............................262,708
4. Homeowners multiple peril.................................................................. ....................1,041,054,329 .......................565,521,216 .......................579,731,248 ....................1,026,844,297
5. Commercial multiple peril.................................................................... ....................1,688,933,833 .......................910,664,991 .......................857,281,729 ....................1,742,317,095
6. Mortgage guaranty.............................................................................. .........................................0 .........................................0 .........................................0 .........................................0
8. Ocean marine...................................................................................... .........................27,134,704 ...........................6,808,583 ...........................5,520,698 .........................28,422,589
9. Inland marine...................................................................................... .......................178,452,490 .......................117,051,259 .........................81,683,554 .......................213,820,195
10. Financial guaranty............................................................................... .........................................0 .........................................0 .........................................0 .........................................0
11.1 Medical professional liability - occurrence........................................... ..............................216,397 .........................................0 ................................61,930 ..............................154,467
11.2 Medical professional liability - claims-made........................................ .........................................0 .........................................0 .........................................0 .........................................0
12. Earthquake.......................................................................................... .........................24,967,476 .........................12,882,430 .........................12,840,360 .........................25,009,546
13. Group accident and health.................................................................. .........................................0 .........................................0 .........................................0 .........................................0
14. Credit accident and health (group and individual)............................... .........................................0 .........................................0 .........................................0 .........................................0
15. Other accident and health................................................................... .........................................0 .........................................0 .........................................0 .........................................0
16. Workers' compensation....................................................................... ....................2,350,090,615 ....................1,050,904,004 ....................1,069,239,033 ....................2,331,755,586
17.1 Other liability - occurrence.................................................................. .......................375,333,618 .......................196,919,147 .......................185,167,472 .......................387,085,293
17.2 Other liability - claims-made................................................................ .......................351,913,265 .......................263,874,555 .......................216,793,478 .......................398,994,342
17.3 Excess workers' compensation........................................................... ...........................3,265,718 ...........................1,510,971 ...........................1,037,858 ...........................3,738,831
18.1 Products liability - occurrence............................................................. .........................69,751,083 .........................36,203,330 .........................33,547,359 .........................72,407,054
18.2 Products liability - claims-made........................................................... ..............................530,256 ..............................190,998 ..............................552,943 ..............................168,311
19.1, 19.2 Private passenger auto liability........................................................... ....................1,799,794,332 .......................799,958,316 .......................829,698,965 ....................1,770,053,683
19.3, 19.4 Commercial auto liability..................................................................... .......................424,899,723 .......................227,322,635 .......................204,118,494 .......................448,103,864
21. Auto physical damage......................................................................... ....................1,144,896,123 .......................537,494,705 .......................524,324,811 ....................1,158,066,017
22. Aircraft (all perils)................................................................................ ...........................1,098,961 .........................................0 .........................................0 ...........................1,098,961
23. Fidelity................................................................................................. .........................49,878,311 .........................33,684,458 .........................29,012,024 .........................54,550,745
24. Surety.................................................................................................. .......................172,047,799 .......................108,740,660 .........................96,094,107 .......................184,694,352
26. Burglary and theft................................................................................ ...........................8,395,790 ...........................5,197,600 ...........................4,333,805 ...........................9,259,585
27. Boiler and machinery.......................................................................... ..............................886,859 ..............................205,674 ..............................513,121 ..............................579,412
28. Credit................................................................................................... .........................................0 .........................................0 .........................................0 .........................................0
29. International........................................................................................ ..............................158,878 .....................................557 .....................................941 ..............................158,494
30. Warranty.............................................................................................. .........................................0 .........................................0 .........................................0 .........................................0
31. Reinsurance - nonproportional assumed property.............................. ..............................364,708 ...........................1,045,631 ..............................956,005 ..............................454,334
32. Reinsurance - nonproportional assumed liability................................ ...........................1,394,495 .........................................0 .........................................0 ...........................1,394,495
33. Reinsurance - nonproportional assumed financial lines...................... ................................75,936 .....................................159 .........................................0 ................................76,095
34. Aggregate write-ins for other lines of business................................... .........................................0 .........................................0 .........................................0 .........................................0
35. TOTALS......................................................................................... ....................9,761,455,008 ....................4,908,278,428 ....................4,756,055,468 ....................9,913,677,968
DETAILS OF WRITE-INS
3401. ............................................................................................................ .........................................0 .........................................0 .........................................0 .........................................0
3402. ............................................................................................................ ............................................ ............................................ ............................................ ............................................
3403. ............................................................................................................ ............................................ ............................................ ............................................ ............................................
3498. Summary of remaining write-ins for Line 34 from overflow page........ ............................................ ............................................ ............................................ ............................................
3499. Totals (Lines 3301 thru 3403 plus 3498) (Line 34 above)................... .........................................0 .........................................0 .........................................0 .........................................0
6
HARTFORD FIRE INSURANCE COMPANY AND ITS COMBINED AFFILIATES
Combined Statement for the year 2009 of the
UNDERWRITING AND INVESTMENT EXHIBIT
PART 1A - RECAPITULATION OF ALL PREMIUMS
(a) Gross premiums (less reinsurance) and unearned premiums on all unexpired risks and reserve for
return premiums under rate credit or retrospective rating plans based upon experience, viz:
1 2 3 4 5
Reserve for
Amount Unearned Amount Unearned Rate Credits Total Reserve
(Running One Year (Running more than and Retrospective for Unearned
or Less from Date One Year from Earned But Adjustments Based Premiums
Line of Business of Policy) (a) Date of Policy) (a) Unbilled Premium on Experience Cols. 1 + 2 + 3 + 4
1. Fire................................................................................................. .................11,974,640 ..........................5,281 .................................0 .................................0 .................11,979,921
2. Allied lines...................................................................................... .................11,454,240 ..........................4,886 .................................0 .................................0 .................11,459,126
3. Farmowners multiple peril.............................................................. ......................106,486 .................................0 .................................0 .................................0 ......................106,486
4. Homeowners multiple peril............................................................. ...............579,731,248 .................................0 .................................0 .................................0 ...............579,731,248
5. Commercial multiple peril............................................................... ...............857,270,352 ........................11,377 .................................0 .................................0 ...............857,281,729
6. Mortgage guaranty......................................................................... .................................0 .................................0 .................................0 .................................0 .................................0
8. Ocean marine................................................................................ ...................5,198,482 ......................322,216 .................................0 .................................0 ...................5,520,698
9. Inland marine................................................................................. .................74,110,469 ...................7,573,085 .................................0 .................................0 .................81,683,554
10. Financial guaranty.......................................................................... .................................0 .................................0 .................................0 .................................0 .................................0
11.1 Medical professional liability - occurrence..................................... ........................61,930 .................................0 .................................0 .................................0 ........................61,930
11.2 Medical professional liability - claims-made................................... .................................0 .................................0 .................................0 .................................0 .................................0
12. Earthquake..................................................................................... .................12,840,360 .................................0 .................................0 .................................0 .................12,840,360
13. Group accident and health............................................................. .................................0 .................................0 .................................0 .................................0 .................................0
14. Credit accident and health (group and individual).......................... .................................0 .................................0 .................................0 .................................0 .................................0
15. Other accident and health.............................................................. .................................0 .................................0 .................................0 .................................0 .................................0
16. Workers' compensation.................................................................. ............1,107,142,221 ......................174,814 .................................0 ................(38,078,002) ............1,069,239,033
17.1 Other liability - occurrence............................................................. ...............184,527,784 ......................939,708 .................................0 .....................(300,020) ...............185,167,472
17.2 Other liability - claims-made........................................................... ...............216,641,306 ......................152,172 .................................0 .................................0 ...............216,793,478
17.3 Excess workers' compensation...................................................... ...................1,037,858 .................................0 .................................0 .................................0 ...................1,037,858
18.1 Products liability - occurrence........................................................ .................33,142,669 ......................404,690 .................................0 .................................0 .................33,547,359
18.2 Products liability - claims-made..................................................... ......................479,714 ........................73,229 .................................0 .................................0 ......................552,943
19.1, 19.2 Private passenger auto liability...................................................... ...............829,694,681 ..........................4,284 .................................0 .................................0 ...............829,698,965
19.3, 19.4 Commercial auto liability................................................................ ...............207,764,689 ......................316,805 .................................0 ..................(3,963,000) ...............204,118,494
21. Auto physical damage.................................................................... ...............524,317,705 ..........................7,106 .................................0 .................................0 ...............524,324,811
22. Aircraft (all perils)........................................................................... .................................0 .................................0 .................................0 .................................0 .................................0
23. Fidelity............................................................................................ .................21,059,655 ...................7,952,369 .................................0 .................................0 .................29,012,024
24. Surety............................................................................................. .................57,159,492 .................38,934,615 .................................0 .................................0 .................96,094,107
26. Burglary and theft........................................................................... ...................3,919,998 ......................413,807 .................................0 .................................0 ...................4,333,805
27. Boiler and machinery..................................................................... ......................513,118 .................................3 .................................0 .................................0 ......................513,121
28. Credit............................................................................................. .................................0 .................................0 .................................0 .................................0 .................................0
29. International................................................................................... .............................941 .................................0 .................................0 .................................0 .............................941
30. Warranty........................................................................................ .................................0 .................................0 .................................0 .................................0 .................................0
31. Reinsurance - nonproportional assumed property......................... ......................956,005 .................................0 .................................0 .................................0 ......................956,005
32. Reinsurance - nonproportional assumed liability........................... .................................0 .................................0 .................................0 .................................0 .................................0
33. Reinsurance - nonproportional assumed financial lines................ .................................0 .................................0 .................................0 .................................0 .................................0
34. Aggregate write-ins for other lines of business.............................. .................................0 .................................0 .................................0 .................................0 .................................0
35. TOTALS......................................................................................... ............4,741,106,043 .................57,290,447 .................................0 ................(42,341,022) ............4,756,055,468
36. Accrued retrospective premiums based on experience............................................................................................................................................................................ .................42,341,020
37. Earned but unbilled premiums.................................................................................................................................................................................................................. .................................0
38. Balance (sum of Lines 35 through 37)...................................................................................................................................................................................................... ............4,798,396,488
DETAILS OF WRITE-INS
3401. ....................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0
3402. ....................................................................................................... .................................... .................................... .................................... .................................... ....................................
3403. ....................................................................................................... .................................... .................................... .................................... .................................... ....................................
3498. Summary of remaining write-ins for Line 34 from overflow page... .................................... .................................... .................................... .................................... ....................................
3499. Totals (Lines 3401 thru 3403 plus 3498) (Line 34 above)............. .................................0 .................................0 .................................0 .................................0 .................................0
(a) State here basis of computation used in each case: Semi-monthly pro rata except Marine Risks not terminated: 100%
7
HARTFORD FIRE INSURANCE COMPANY AND ITS COMBINED AFFILIATES
Combined Statement for the year 2009 of the
UNDERWRITING AND INVESTMENT EXHIBIT
PART 1B - PREMIUMS WRITTEN
Gross Premiums (Less Return Premiums), Including Policy and Membership Fees Written and Renewed During Year
1 Reinsurance Assumed Reinsurance Ceded 6
2 3 4 5 Net Premiums
Direct Written
Business (Cols. 1 + 2 + 3
Line of Business (a) From Affiliates From Non-Affiliates To Affiliates To Non-Affiliates - 4 - 5)
1. Fire............................................................................................... ...........25,970,776 ...........................0 .............1,586,565 ...........................0 .............2,666,712 ...........24,890,629
2. Allied lines.................................................................................... .........263,663,510 ...........................0 .............2,767,909 ...........................0 .........245,637,615 ...........20,793,804
3. Farmowners multiple peril............................................................ ................234,878 ...........................0 ...........................0 ...........................0 ...........................2 ................234,876
4. Homeowners multiple peril........................................................... ......1,122,779,738 ...........................0 .............1,230,876 ...........................0 ...........82,956,285 ......1,041,054,329
5. Commercial multiple peril............................................................. ......1,810,444,469 ...........................0 .......................987 ...........................0 .........121,511,623 ......1,688,933,833
6. Mortgage guaranty....................................................................... ...........................0 ...........................0 ...........................0 ...........................0 ...........................0 ...........................0
8. Ocean marine.............................................................................. ...........29,015,497 ...........................0 ..............(178,668) ...........................0 .............1,702,125 ...........27,134,704
9. Inland marine............................................................................... .........242,421,817 ...........................0 .....................(447) ...........................0 ...........63,968,880 .........178,452,490
10. Financial guaranty........................................................................ ...........................0 ...........................0 ...........................0 ...........................0 ...........................0 ...........................0
11.1 Medical professional liability - occurrence................................... .............1,926,213 ...........................0 ...........................0 ...........................0 .............1,709,816 ................216,397
11.2 Medical professional liability - claims-made................................. ...........................0 ...........................0 ...........................0 ...........................0 ...........................0 ...........................0
12. Earthquake................................................................................... ...........24,968,629 ...........................0 .........................(1) ...........................0 ....................1,152 ...........24,967,476
13. Group accident and health........................................................... ...........14,646,829 ...........................0 ...........................0 ...........14,646,829 ...........................0 ...........................0
14. Credit accident and health (group and individual)........................ ...........................0 ...........................0 ...........................0 ...........................0 ...........................0 ...........................0
15. Other accident and health............................................................ ...........................0 ...........................0 ...........................0 ...........................0 ...........................0 ...........................0
16. Workers' compensation................................................................ ......2,498,224,666 ...........................0 ...........17,063,580 ...........................0 .........165,197,631 ......2,350,090,615
17.1 Other liability - occurrence........................................................... .........424,235,164 ...........................0 ..............(143,334) ...........................0 ...........48,758,212 .........375,333,618
17.2 Other liability - claims-made......................................................... .........480,640,211 ...........21,010,281 ................688,758 ...........................0 .........150,425,985 .........351,913,265
17.3 Excess workers' compensation.................................................... .............3,265,716 ...........................0 ...........................0 ...........................0 .........................(2) .............3,265,718
18.1 Products liability - occurrence...................................................... ...........78,435,496 ...........................0 ....................5,824 ...........................0 .............8,690,237 ...........69,751,083
18.2 Products liability - claims-made................................................... ................538,160 ...........................0 ...........................0 ...........................0 ....................7,904 ................530,256
19.1, 19.2 Private passenger auto liability.................................................... ......1,685,953,309 ...........................0 .........123,182,686 ...........................0 .............9,341,663 ......1,799,794,332
19.3, 19.4 Commercial auto liability.............................................................. .........440,244,658 ...........................0 .............4,807,108 ...........................0 ...........20,152,043 .........424,899,723
21. Auto physical damage.................................................................. ......1,073,934,175 ...........................0 ...........82,940,648 ...........................0 ...........11,978,700 ......1,144,896,123
22. Aircraft (all perils)......................................................................... ................(10,755) ...........................0 ................(36,468) ...........................0 ...........(1,146,184) .............1,098,961
23. Fidelity.......................................................................................... ...........55,700,389 ...........................0 ....................4,569 ...........................0 .............5,826,647 ...........49,878,311
24. Surety........................................................................................... .........181,037,257 ...........................0 ..................27,262 ...........................0 .............9,016,720 .........172,047,799
26. Burglary and theft......................................................................... ...........10,178,548 ...........................0 ................(23,045) ...........................0 .............1,759,713 .............8,395,790
27. Boiler and machinery................................................................... .............4,577,008 ...........................0 ...........................0 ...........................0 .............3,690,149 ................886,859
28. Credit........................................................................................... ...........................0 ...........................0 ...........................0 ...........................0 ...........................0 ...........................0
29. International................................................................................. ...........................0 ...........................0 ................150,674 ...........................0 ..................(8,204) ................158,878
30. Warranty...................................................................................... ...........................0 ...........................0 ...........................0 ...........................0 ...........................0 ...........................0
31. Reinsurance - nonproportional assumed property....................... ............XXX.......................................0 ................616,674 ...........................0 ................251,966 ................364,708
32. Reinsurance - nonproportional assumed liability......................... ............XXX.......................................0 .............1,403,666 ...........................0 ....................9,171 .............1,394,495
33. Reinsurance - nonproportional assumed financial lines.............. ............XXX.......................................0 ..................75,935 ...........................0 .........................(1) ..................75,936
34. Aggregate write-ins for other lines of business............................ ...........................0 ...........................0 ...........................0 ...........................0 ...........................0 ...........................0
35. TOTALS....................................................................................... ....10,473,026,358 ...........21,010,281 .........236,171,758 ...........14,646,829 .........954,106,560 ......9,761,455,008
DETAILS OF WRITE-INS
3401. ..................................................................................................... ...........................0 ...........................0 ...........................0 ...........................0 ...........................0 ...........................0
3402. ..................................................................................................... .............................. .............................. .............................. .............................. .............................. ..............................
3403. ..................................................................................................... .............................. .............................. .............................. .............................. .............................. ..............................
3498. Summ. of remaining write-ins for Line 34 from overflow page..... .............................. .............................. .............................. .............................. .............................. ..............................
3499. Totals (Lines 3401 thru 3403 plus 3498) (Line 34 above)........... ...........................0 ...........................0 ...........................0 ...........................0 ...........................0 ...........................0
(a) Does the company's direct premiums written include premiums recorded on an installment basis? Yes [ ] No [ X ]
If yes: 1. The amount of such installment premiums $..........0.
2. Amount at which such installment premiums would have been reported had they been recorded on an annualized basis $..........0.
8
HARTFORD FIRE INSURANCE COMPANY AND ITS COMBINED AFFILIATES
Combined Statement for the year 2009 of the
UNDERWRITING AND INVESTMENT EXHIBIT
PART 2 - LOSSES PAID AND INCURRED
Losses Paid Less Salvage 5 6 7 8
1 2 3 4 Percentage of
Net Losses Losses Losses Incurred
Unpaid Net Losses Incurred (Col. 7, Part 2)
Direct Reinsurance Reinsurance Net Payments Current Year Unpaid Current Year to Premiums Earned
Line of Business Business Assumed Recovered (Cols. 1 + 2 - 3) (Part 2A, Col. 8) Prior Year (Cols. 4 + 5 - 6) (Col. 4, Part 1)
1. Fire.......................................................................................................... ...........................43,163,752 ...........................(1,761,568) .............................9,139,628 ...........................32,262,556 ...........................35,510,358 ...........................63,444,301 .............................4,328,613 ......................................14.8
2. Allied lines............................................................................................... .........................118,657,167 ................................369,324 .........................104,605,236 ...........................14,421,255 .............................6,033,697 .............................7,935,625 ...........................12,519,327 ......................................50.3
3. Farmowners multiple peril....................................................................... ................................230,324 ...........................................0 ...........................................0 ................................230,324 ................................281,556 ................................171,599 ................................340,281 ....................................129.5
4. Homeowners multiple peril...................................................................... .........................725,432,443 ................................614,731 ...........................16,457,398 .........................709,589,776 .........................270,931,881 .........................260,946,597 .........................719,575,060 ......................................70.1
5. Commercial multiple peril........................................................................ .........................935,036,942 ...........................................0 ...........................62,212,470 .........................872,824,472 ......................1,911,387,830 ......................2,071,190,490 .........................713,021,812 ......................................40.9
6. Mortgage guaranty.................................................................................. ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ........................................0.0
8. Ocean marine.......................................................................................... ...........................12,916,687 ..............................(119,192) .............................1,687,648 ...........................11,109,847 .............................6,287,993 .............................9,176,293 .............................8,221,547 ......................................28.9
9. Inland marine.......................................................................................... .........................173,306,857 ................................260,643 ...........................62,273,643 .........................111,293,857 ...........................44,351,616 ...........................66,445,876 ...........................89,199,597 ......................................41.7
10. Financial guaranty................................................................................... ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ........................................0.0
11.1 Medical professional liability - occurrence............................................... ....................................1,600 ....................................3,201 ....................................2,355 ....................................2,446 ...........................10,947,088 .............................9,585,645 .............................1,363,889 ....................................883.0
11.2 Medical professional liability - claims-made............................................ ...........................................0 ...........................................0 ...........................................0 ...........................................0 ..................................36,583 ................................286,187 ..............................(249,604) ........................................0.0
12. Earthquake.............................................................................................. ....................................6,556 ...........................................0 .....................................(120) ....................................6,676 ....................................9,051 ..................................20,675 ..................................(4,948) ......................................(0.0)
13. Group accident and health...................................................................... ...........................10,673,821 ...........................................0 ...........................10,673,821 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ........................................0.0
14. Credit accident and health (group and individual)................................... ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ........................................0.0
15. Other accident and health....................................................................... ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ........................................0.0
16. Workers' compensation........................................................................... ......................1,136,023,260 ...........................28,205,152 .........................119,350,371 ......................1,044,878,041 ......................5,833,744,204 ......................5,621,401,117 ......................1,257,221,128 ......................................53.9
17.1 Other liability - occurrence...................................................................... .........................217,237,308 .............................7,763,499 ...........................43,851,245 .........................181,149,562 ......................1,813,710,928 ......................2,046,649,878 .........................(51,789,388) ....................................(13.4)
17.2 Other liability - claims-made.................................................................... .........................111,839,569 ..............................(225,004) ...........................40,740,819 ...........................70,873,746 .........................665,507,984 .........................613,867,793 .........................122,513,937 ......................................30.7
9 17.3 Excess workers' compensation............................................................... .............................5,603,751 ...........................................0 .............................2,047,445 .............................3,556,306 .........................148,022,413 .........................137,659,629 ...........................13,919,090 ....................................372.3
18.1 Products liability - occurrence................................................................. ...........................37,051,904 ................................908,915 .............................2,379,859 ...........................35,580,960 .........................318,989,367 .........................423,512,603 .........................(68,942,276) ....................................(95.2)
18.2 Products liability - claims-made............................................................... ..................................90,755 ...........................................0 ...........................................0 ..................................90,755 ................................606,329 ................................509,836 ................................187,248 ....................................111.2
19.1, 19.2 Private passenger auto liability............................................................... ......................1,103,619,180 ...........................73,018,806 .............................9,522,378 ......................1,167,115,608 ......................1,457,966,409 ......................1,395,280,495 ......................1,229,801,522 ......................................69.5
19.3, 19.4 Commercial auto liability......................................................................... .........................239,375,012 .............................9,029,696 ...........................14,225,432 .........................234,179,276 .........................562,110,514 .........................570,525,437 .........................225,764,353 ......................................50.4
21. Auto physical damage............................................................................. .........................590,552,078 ...........................53,523,759 .............................4,535,415 .........................639,540,422 ...........................20,375,290 ...........................28,021,024 .........................631,894,688 ......................................54.6
22. Aircraft (all perils).................................................................................... .............................1,828,860 ................................673,816 .............................3,686,313 ...........................(1,183,637) ...........................(6,060,196) ...........................(8,886,514) .............................1,642,681 ....................................149.5
23. Fidelity..................................................................................................... ...........................26,424,933 ................................(10,891) .............................4,848,595 ...........................21,565,447 ...........................32,510,357 ...........................38,389,939 ...........................15,685,865 ......................................28.8
24. Surety...................................................................................................... ...........................25,372,299 ................................(24,184) .............................1,101,430 ...........................24,246,685 .........................170,871,775 .........................122,403,431 ...........................72,715,029 ......................................39.4
26. Burglary and theft.................................................................................... .............................1,947,863 ....................................1,975 ..................................97,962 .............................1,851,876 .............................3,949,810 .............................5,109,512 ................................692,174 ........................................7.5
27. Boiler and machinery.............................................................................. .............................2,161,155 ..................................62,750 .............................1,312,284 ................................911,621 ................................229,288 ................................747,523 ................................393,386 ......................................67.9
28. Credit....................................................................................................... ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ........................................0.0
29. International............................................................................................ ...........................................0 .............................4,009,868 ..................................49,606 .............................3,960,262 ...........................52,149,939 ...........................42,246,559 ...........................13,863,642 .................................8,747.1
30. Warranty.................................................................................................. ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ........................................0.0
31. Reinsurance - nonproportional assumed property.................................. ....................XXX................... ...........................18,272,103 .............................2,934,398 ...........................15,337,705 ...........................22,522,718 ...........................27,112,163 ...........................10,748,260 .................................2,365.7
32. Reinsurance - nonproportional assumed liability.................................... ....................XXX................... ...........................37,710,559 .............................2,247,670 ...........................35,462,889 .........................629,197,645 .........................595,632,748 ...........................69,027,786 .................................4,950.0
33. Reinsurance - nonproportional assumed financial lines.......................... ....................XXX................... .............................1,553,712 ..................................(4,713) .............................1,558,425 .............................6,941,745 .............................7,440,303 .............................1,059,867 .................................1,392.8
34. Aggregate write-ins for other lines of business....................................... ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ........................................0.0
35. TOTALS.................................................................................................. ......................5,518,554,076 .........................233,841,670 .........................519,978,588 ......................5,232,417,158 ....................14,019,124,172 ....................14,156,826,764 ......................5,094,714,566 ......................................51.4
DETAILS OF WRITE-INS
3401. ................................................................................................................ ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ........................................0.0
3402. ................................................................................................................ .............................................. .............................................. .............................................. .............................................. .............................................. .............................................. .............................................. ..............................................
3403. ................................................................................................................ .............................................. .............................................. .............................................. .............................................. .............................................. .............................................. .............................................. ..............................................
3498. Summary of remaining write-ins for Line 34 from overflow page............ .............................................. .............................................. .............................................. .............................................. .............................................. .............................................. .............................................. ..............................................
3499. Totals (Lines 3401 thru 3403 plus 3498) (Line 34 above)....................... ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ........................................0.0
HARTFORD FIRE INSURANCE COMPANY AND ITS COMBINED AFFILIATES
Combined Statement for the year 2009 of the
UNDERWRITING AND INVESTMENT EXHIBIT
PART 2A - UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES
Reported Losses Incurred But Not Reported 8 9
1 2 3 4 5 6 7
Deduct Reinsurance Net Losses Excluding
Recoverable from Incurred but Net Losses Unpaid Loss
Authorized and not Reported Reinsurance Reinsurance Unpaid Adjustment
Line of Business Direct Reinsurance Assumed Unauthorized Companies (Cols. 1 + 2 - 3) Direct Assumed Ceded (Cols. 4 + 5 + 6 - 7) Expenses
1. Fire.................................................................................................... ......................25,917,613 ........................3,910,565 ........................8,285,403 ......................21,542,775 ......................14,534,899 ........................1,560,687 ........................2,128,003 ......................35,510,358 ........................3,278,565
2. Allied lines......................................................................................... ........................5,307,654 ...........................119,360 ........................1,853,328 ........................3,573,686 ........................2,273,096 ...........................271,003 .............................84,088 ........................6,033,697 ........................1,036,821
3. Farmowners multiple peril................................................................. .............................22,597 ......................................0 ..........................(247,854) ...........................270,451 .............................11,233 ......................................0 ..................................128 ...........................281,556 ...........................422,747
4. Homeowners multiple peril................................................................ ....................170,758,105 ...........................321,019 ........................1,316,032 ....................169,763,092 ....................101,566,881 ........................1,620,115 ........................2,018,207 ....................270,931,881 ......................53,210,119
5. Commercial multiple peril.................................................................. ....................723,730,926 ...............................3,482 ......................61,957,022 ....................661,777,386 .................1,281,211,573 ........................1,276,746 ......................32,877,875 .................1,911,387,830 ....................690,200,669
6. Mortgage guaranty............................................................................ ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0
8. Ocean marine.................................................................................... ........................2,651,757 ........................2,463,799 ..........................(206,823) ........................5,322,379 ...........................645,647 ...........................689,763 ...........................369,796 ........................6,287,993 .............................30,008
9. Inland marine..................................................................................... ......................25,042,242 .............................36,776 .......................(1,015,243) ......................26,094,261 ......................20,284,401 ......................................0 ........................2,027,046 ......................44,351,616 ......................17,211,428
10. Financial guaranty............................................................................. ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0
11.1 Medical professional liability - occurrence......................................... ...........................201,327 ......................................0 .......................(1,090,999) ........................1,292,326 ......................11,717,757 ......................................0 ........................2,062,995 ......................10,947,088 ........................3,410,187
11.2 Medical professional liability - claims-made...................................... .............................36,583 ......................................0 ......................................0 .............................36,583 ......................................0 ......................................0 ......................................0 .............................36,583 ...............................6,775
12. Earthquake........................................................................................ ...............................5,697 ......................................0 ......................................0 ...............................5,697 ...............................3,396 ......................................0 ....................................42 ...............................9,051 ...............................8,052
13. Group accident and health................................................................ ......................................0 ......................................0 ......................................0 ......................................0 ........................1,021,589 ......................................0 ........................1,021,589 (a).................................0 ......................................0
14. Credit accident and health (group and individual)............................. ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0
15. Other accident and health................................................................. ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 (a).................................0 ......................................0
16. Workers' compensation..................................................................... .................2,612,945,809 ....................154,889,962 ....................350,036,772 .................2,417,798,999 .................3,885,945,782 ....................107,420,088 ....................577,420,665 .................5,833,744,204 ....................757,422,879
17.1 Other liability - occurrence................................................................. ....................636,364,032 ......................33,686,870 ......................88,529,247 ....................581,521,655 .................1,166,578,223 ......................72,029,521 ........................6,418,471 .................1,813,710,928 ....................514,057,288
17.2 Other liability - claims-made.............................................................. ....................225,526,311 ........................3,084,996 ....................133,645,404 ......................94,965,903 ....................803,394,811 ......................17,403,152 ....................250,255,882 ....................665,507,984 ....................232,316,226
1 17.3 Excess workers' compensation......................................................... ......................52,059,436 ......................................0 ........................9,158,658 ......................42,900,778 ....................181,012,166 ......................................0 ......................75,890,531 ....................148,022,413 ......................16,024,681
0
18.1 Products liability - occurrence............................................................ ......................82,890,896 ........................6,551,223 .....................(16,470,359) ....................105,912,478 ....................226,034,350 ........................2,309,761 ......................15,267,222 ....................318,989,367 ....................141,690,621
18.2 Products liability - claims-made......................................................... ...........................118,466 ......................................0 ............................(52,429) ...........................170,895 ...........................478,383 ......................................0 .............................42,949 ...........................606,329 ...........................620,131
19.1, 19.2 Private passenger auto liability.......................................................... ....................702,738,624 ......................32,908,564 ........................6,453,608 ....................729,193,580 ....................689,819,721 ......................41,471,721 ........................2,518,613 .................1,457,966,409 ....................207,059,963
19.3, 19.4 Commercial auto liability.................................................................... ....................231,917,280 ......................10,357,141 ......................11,378,305 ....................230,896,116 ....................344,670,004 ........................4,372,441 ......................17,828,047 ....................562,110,514 ......................91,304,528
21. Auto physical damage....................................................................... ......................38,269,515 ........................3,402,221 ..........................(708,697) ......................42,380,433 .....................(19,414,523) .......................(1,306,606) ........................1,284,014 ......................20,375,290 ......................22,827,712
22. Aircraft (all perils)............................................................................... ......................54,286,469 ........................7,138,321 ......................68,244,056 .......................(6,819,266) ......................12,034,841 ...........................759,070 ......................12,034,841 .......................(6,060,196) .......................(1,412,119)
23. Fidelity............................................................................................... ........................1,645,947 ...........................797,202 .............................91,512 ........................2,351,637 ......................27,290,898 ........................5,258,469 ........................2,390,647 ......................32,510,357 ......................15,952,161
24. Surety................................................................................................ ......................50,133,625 ...........................212,354 ...........................990,124 ......................49,355,855 ....................123,778,016 ......................................0 ........................2,262,096 ....................170,871,775 ......................46,351,717
26. Burglary and theft.............................................................................. ...........................112,178 ..................................239 ......................................9 ...........................112,408 ........................4,447,726 ....................................22 ...........................610,346 ........................3,949,810 ........................2,332,822
27. Boiler and machinery......................................................................... ...........................482,138 ......................................0 ...........................168,855 ...........................313,283 ...........................132,611 ......................................0 ...........................216,606 ...........................229,288 ...........................298,334
28. Credit................................................................................................. ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0
29. International....................................................................................... ......................................0 .......................(8,049,279) .....................(16,640,758) ........................8,591,479 ......................................0 ......................43,558,460 ......................................0 ......................52,149,939 ........................5,742,197
30. Warranty............................................................................................ ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0
31. Reinsurance - nonproportional assumed property............................ ................XXX.................. ......................14,100,147 ........................9,158,068 ........................4,942,079 ................XXX.................. ......................18,933,078 ........................1,352,439 ......................22,522,718 ...........................923,623
32. Reinsurance - nonproportional assumed liability............................... ................XXX.................. ....................184,263,567 ......................19,112,467 ....................165,151,100 ................XXX.................. ....................475,775,855 ......................11,729,310 ....................629,197,645 ......................37,578,391
33. Reinsurance - nonproportional assumed financial lines.................... ................XXX.................. ........................6,070,276 ......................................0 ........................6,070,276 ................XXX.................. ...........................871,469 ......................................0 ........................6,941,745 .............................21,813
34. Aggregate write-ins for other lines of business.................................. ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0
35. TOTALS............................................................................................. .................5,643,165,227 ....................456,268,805 ....................733,945,708 .................5,365,488,324 .................8,879,473,481 ....................794,274,815 .................1,020,112,448 ...............14,019,124,172 .................2,859,928,339
DETAILS OF WRITE-INS
3401. ........................................................................................................... ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0
3402. ........................................................................................................... ......................................... ......................................... ......................................... ......................................... ......................................... ......................................... ......................................... ......................................... .........................................
3403. ........................................................................................................... ......................................... ......................................... ......................................... ......................................... ......................................... ......................................... ......................................... ......................................... .........................................
3498. Summary of remaining write-ins for Line 34 from overflow page...... ......................................... ......................................... ......................................... ......................................... ......................................... ......................................... ......................................... ......................................... .........................................
3499. Totals (Lines 3401 thru 3403 plus 3498) (Line 34 above)................. ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0 ......................................0
(a) Including $..........0 for present value of life indemnity claims.