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FY 2015 Comprehensive Housing Counseling Grantees Alabama PDF

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FY 2015 Comprehensive Housing Counseling Grantees Alabama CommunityAction Agencyof NorthwestAlabama,Inc. Florence,AL ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015):$14,193 AdditionalFY15Award(newannouncement):$1,878 Total FY15Award:$16,071 IncorporatedinMarch1965,CommunityActionAgencyofNorthwest Alabamahas48years of experienceinfightingpoverty. TheagencyservesresidentsinLauderdale,Colbert andFranklin Counties. Theagency’smissionis: “toempowerlow-incomeindividuals,familiesand communitiestoachieveself-sufficiencythroughadvocacy,resourcemobilizationandservice delivery.” All services areprovidedat nochargetothepublic.Services include: Comprehensive housingcounseling; first-time-homebuyereducationworkshops; familydevelopment case management,aimed at workingwithindividuals andfamilies tobecomeself-sufficient; parenting programs that workwith womenandmentobecomeresponsiblenurturingparents; at-risk youth classes andmentoringforcourt-ordered youth; providinghomeweatherizationtoreduceenergy consumption,andpromotefamilyhealthandsafety; deliveringahot meal 7-days aweekfor homeboundelderlyanddisabledpersons; andprovidingseeds, plants, and fertilizerforover900 families eachspringto growgardens. www.caanw.org CommunityAction Partnership of North Alabama,Inc. Decatur, AL ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $11,129 Additional FY15Award (newannouncement): $1,469 Total FY15Award: $12,598 TheCommunityAction PartnershipofNorthAlabama, Inc., establishedinAugust 1965and a HUDHousingCounselingAgencysince1974,is aresults-driven501(c)(3) nonprofit that serves fifteennortherncounties intheStateofAlabama withhousingdevelopment experienceineleven othercounties throughout thestate.Theagency’s missionis toprovidedirect services that includeaffordablehousingdevelopment andassistance,housingpreservation,housing counseling,homeownershipreadiness,foreclosureandloss mitigation,homeenergy conservation,rent andmortgageassistance,energyassistance,communitydisasterrecovery, disastercasemanagement,familydevelopment andself-sufficiencycounseling,senior independent-livingassistance andservices, earlychildhooddevelopment andparent involvement,dailymeal services forhomeboundindividuals, andcrisis oremergencyservices. www.northalabamacommunities.org CommunityAction Partnership of Huntsville/Madison &Limestone Counties, Inc. Huntsville,AL ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $12,172 Additional FY15Award (newannouncement): $1,607 Total FY15Award: $13,779 CommunityActionPartnershipofHuntsville/Madison & LimestoneCounties, Inc. (CAPHMLC)was foundedas aprivatenon-profit communityactionagencyinFebruary1965. CAPHMLC’s broadmissionis toalleviatepovertyandsocial deprivationbyenablinglow- incomefamilies andindividuals tobecomeactive, self-sustainingparticipants inthemainstream ofAmericanlife.Missionefforts areaccomplishedwithresources providedbyfederal,stateand local grants. CAPHMLC’s operations arelocated inMadison and LimestoneCounties in northernAlabama. The organizationis administratedbyamembervolunteer BoardofDirectors representingthreemajor segments ofthecommunity: lowincomecommunitymembers; private sectororganizations and publicofficials. CAPHMLC’s cooperationwithpublic,privateand faith-basedorganizations promotes participationbyresidents that qualifyforavailableservices. Thehousingcounselingservices providedbyCAPHMLC include: Pre-purchasecounseling; Resolving/PreventingMortgageDelinquencyor Default counseling; Non-DelinquencyPost Purchasecounseling; Rental counseling; andShelter/Services fortheHomeless counseling. Otherservices canbefoundontheagency’s website: www.caa-htsval.org CommunityService Programs of WestAlabama,Inc. Tuscaloosa,AL ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $14,158 Additional FY15Award (newannouncement): $1,874 Total FY15Award: $16,032 CommunityServicePrograms ofWest Alabama, Inc.(CSP)is aprivate,non-profit organization whosemissionis toprovideresources andservices that address theimmediateneeds and promotelong-term self-sufficiencyinlow-income andvulnerablepopulations. CSP programs includeHousingCounseling,HomeRepairandWeatherization,Affordable Housing Development,andother supportiveservices. CSP operates aHomeownershipPromotionlineof business that provides homebuyereducationandlow-interest secondmortgageproducts to qualifyingfirst-timehomebuyers. CSP is aHUD-approved Local HousingCounselingAgency andhas providedhousingcounselingservices for morethan20 years. Additionally,CSP is a NeighborWorks® organizationthat is certifiedtoconduct National ForeclosureMitigation Counseling(NFMC). As aNFMC provider,CSP has providedmortgagedelinquencyprevention counselingservices tomorethan400families intheTuscaloosaMetroAreaoverthepast six years. TheCSP HousingCounselingProgram provides comprehensivehousingcounseling conductedbyexperiencedhousingcounselors. Theagencyfurthers fairhousingbyproviding persons withcounseling, education,and/orinformationondiscriminatoryhousingandmortgage lendingpractices andthe rights and remedies availableunder federal,state, andlocal fairhousing civil rights laws. http://www.cspwal.com HousingAuthorityof theCityof Prichard Prichard,AL ApplicableNOFA: FY2015SupplementalComprehensiveHousingCounselingNOFA Total FY15Award:$14,140 Establishedin1940,theHousingAuthorityofthe CityofPrichard’s missionis toensuresafe, decent,and affordablehousingforlow andmoderateincomefamilies, includingtheelderly, handicapped anddisabled.Theirhousingcounselingservices include Fair HousingPre-Purchase EducationWorkshops,Financial Management/Budget Counseling,Home Improvement and RehabilitationCounseling,MortgageDelinquencyand Default ResolutionCounseling,Non- DelinquencyPost PurchaseWorkshops,Pre-purchaseCounseling,Pre-purchaseHomebuyer EducationWorkshops,PredatoryLendingEducationWorkshops,andRental Housing Counseling.Formoreinformation,visit: http://www.prichardhousing.com/ Jefferson CountyCommitteeforEconomicOpportunity Birmingham,AL ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $12,510 Additional FY15Award (newannouncement): $1,653 Total FY15Award: $14,163 Since1965,JCCEOhasprovidedcomprehensive social andchilddevelopment services tolow- incomecitizens ofJefferson County. Theagency’s goal is toreducepovertybyassisting families andindividuals meet theircurrent needs andtobecomeself-sufficient throughthe effective,flexible,andinnovativeuseofall availableresources. In1999,JCCEOwas approved as aHUD-approvedhousingcounselingagency. JCCEO’s housingobjectives areto expandand maintainhomeownership amongvery,low,andlow-to-moderateincomefamilies and individuals; increaseaccess toaffordablehousing; support communitydevelopment activities; andaddress theneeds of theCityofBirmingham’s andJefferson County’s most vulnerable citizens. Thetarget populationforJCCEO’s housingprogram includes families andindividuals whoseincomes donot exceed80%oftheareamedianfor Birmingham and Jefferson County. http://www.jcceo.org/ Jefferson CountyHousingAuthority Birmingham,AL ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015):$11,726 AdditionalFY15Award(newannouncement):$1,548 Total FY15Award:$13,274 Incorporatedin1941,the Jefferson CountyHousingAuthorityis apublic housingauthority coveringtherural communities ofJefferson County,Alabama. Its missionis toprovidedecent, safe,sanitaryandaffordablehousingand relatedservices toqualified citizens. Jefferson County HousingAuthorityhas beenaHUD-approvedhousingcounselingagencysince1994. The Jefferson CountyHousingAuthorityprovides comprehensivehousingcounselingservices for anyresident ofJefferson County,particularlythosewithloworverylowincomestatus. Services includefinancial management,homeimprovement andrehabilitation,pre-purchase counseling, andrental andhomeless counseling. TheJefferson CountyHousingAuthorityalso provides non-delinquencypost purchase counseling,predatorylendingandpre-purchase homebuyereducation,andrental andmortgagedelinquencyworkshops. www.jeffcntyhousing.com/ MobileHousingBoard Mobile,AL ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $16,155 Additional FY15Award (newannouncement): $2,136 Total FY15Award: $18,291 MobileHousingBoard's HousingCounselingAgencyis a HUD-approvedcomprehensive counselingagencyofferingbothone-on-one and group educational andcounselingassistance. Theagencyis staffedbyfourexperiencedandcertifiedHousingCounselors andserves asix- countyareaofSouthAlabamaincludingMobile, Baldwin,Washington,Monroe,Escambia, and Clarkecounties. TheMobileHousingBoard administers pre-andpost-homebuyereducation andcounseling,mortgagedelinquency/default counseling,mortgagemodificationmortgage scam counseling,rental housingcounseling,referral services forthehomeless,credit andbudget counseling, financial educationandreversemortgage(HECM) counseling. Formore informationpleasevisit http://www.mhb.gov/ Organized CommunityAction Program,Inc. Troy, AL ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $13,027 Additional FY15Award (newannouncement): $1,721 Total FY15Award: $14,748 TheOrganizedCommunityActionProgram, Inc.(OCAP)is aprivatenon-profit organization servingsevenrural counties inSouthernAlabama: Bullock,Butler,Covington,Crenshaw, Dale, Lowndes andPike Counties. Incorporatedin 1966,as aresult oftheEconomic OpportunityAct,OCAP provides avarietyofprograms tothelow-income citizens inthe service area. OCAP assists families andindividuals toeliminatebarriers andmovetowards self-sufficiency. HousingCounselingis oneoftheprograms that OCAP administers andwill continuetoadministerbyutilizingotherresources obtainedwithprograms suchas Emergency Food&Shelter, Low IncomeHomeEnergyAssistanceProgram (LIHEAP),Weatherization, HousingPreservationGrant andtheagency’s CommunityService Block Grant.Theseservices include: financial management andbudget,home improvement andrehab, mortgage delinquencyanddefault, pre-purchase andrental as well as non-delinquencypost purchase and homebuyereducationworkshops. www.ocaptroy.com United Wayof Central Alabama,Inc. Birmingham,AL ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $125,577 Additional FY15Award (newannouncement): $16,997 Total FY15Award: $142,574 UnitedWayofCentral Alabama, Inc. (UWCA), organizedin1923,is a501(c)(3)non-profit corporation. Its missionis toincreasetheorganizedcapacityofpeopleto care forone another andtoimprovetheircommunity. Duringits 2013campaign,UWCAraised over$37.9millionto support healthandhumanservices ina five-countyregionofnorth-central Alabama.UWCAhas providedhousingcounselingservices as a HUD-approvedagencyinnorth-central Alabamasince 2011. Since2005,theagencyhas workedthrough its Financial StabilityPartnershipofAlabama toincreasethefinancial stabilityofAlabamians through “Earn, Learn,and Save”strategies: by administeringIndividual Development Accounts topurchase afirst-timehome,capitalizeasmall business,orfundpost-secondaryeducation,as well as providingfreetax preparationassistance andsupportingfinancial literacyeducationandefforts todecreasetheun-bankedpopulation. www.uwca.org Arizona Administration of Resources and Choices Tucson, AZ ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $14,422 Additional FY15Award (newannouncement): $1,905 Total FY15Award: $16,327 TheAdministrationofResources andChoices (ARC)has beenaHUD-approvedhousing counselingagencysince 1988. Theagency’s missionis toempowerhomeowners through comprehensivehousingcounselingservices and enableolderadults andspecial needs populations toretainindependenceanddignitythroughreversemortgage counseling,elderabuse andcrisis shelterservices.ARC serves MaricopaandPimaCounties byprovidingcounseling services that includepre-purchase,mortgagedelinquency/default,andHECM counselingfrom offices basedinPhoenixandTucson, AZ. ARC has assistedthousands of homeowners to maintainhomeownership throughthe resolutionof delinquency/default issues. InTucson, ARC also is astrongadvocate forthequalityoflifefor olderadults throughits Late-Life Domestic ViolenceandElderShelterservices. ARC provides foreclosurepreventioneducationinPimaand MaricopaCounties ona one-on-one, face-to-face basis. TheAdministrationofResources and Choices performs bothHECM anddelinquency/default in-homecounselingforpersons with disabilities andolderadults. ARC served1,890clients underHUD’s housingcounseling program duringFY’13. http://arc-az.org/ DesertMission Neighborhood Renewal Phoenix,AZ ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $11,504 Additional FY15Award (newannouncement): $1,519 Total FY15Award: $13,023 Desert MissionNeighborhoodRenewal (DMNR), anaffiliateofJohnC.LincolnHealth Network,is alocal,non-profit communitydevelopment corporationdedicatedtothe revitalizationofhousing, businesses andneighborhoods innorthPhoenix. DMNR was establishedin1993as alocal communitydevelopment corporationandhas IRS 501(c)(3)status. ThemissionoftheDMNR is topromoteandfacilitatethedevelopment ofhousing, neighborhoods andbusiness innorthPhoenix. Sinceits inception,DMNR has partneredwith state,cityandprivate entities toidentifythehousingandinfrastructureneeds ofthecommunities served. The coreprograms offeredbyDMNR includehousingcounseling(Over400 homeowners created; over1,500families counseled; and650households receivedhomebuyer educationsince2009),owner-occupiedhome rehabilitation(130homerehabilitations completed todate),infill affordable housing(developed48homes forlow-incomepersons),and commercial development andredevelopment. Sinceits inceptionDMNR has beenactivein blight elimination,communityorganizing,infill affordablehousing,owner-occupiedhome rehabilitationandvarious commercial redevelopment activities. www.jcl.com/desert- mission/neighborhood-renewal Newtown CommunityDevelopmentCorporation Tempe,AZ ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $14,042 Additional FY15Award (newannouncement): $1,858 Total FY15Award: $15,900 NewtownCommunityDevelopment Corporation, establishedin1994and basedinTempe, Arizona,is anonprofit that provides various housingservices tothe greater Phoenix metroarea. Themissionis toprovideaffordablehomeownershipopportunities forlow-incomehouseholds whoareotherwisepriced out ofthehousingmarket.Newtownis aHUD-approvedhousing counselingagencyandhas adoptedtheNational IndustryStandards forHomeownership EducationandCounseling. Services providedincludepre-purchaseeducationandcounseling, post-purchase educationandcounseling,andmortgagedelinquency/default counseling. Newtownalso operates an Individual Development Account (IDA)program that has provided $4.5millioninIDAmatchfunds tohelpover350 low-incomehouseholds buytheir first home. Newtownalso createdthefirst successful CommunityLandTrust (CLT)program inArizona. In 2014Newtowncelebratedits 20thbirthdayandthedevelopment ofover100CLThomes. www.newtowncdc.org Arkansas Arkansas Development FinanceAuthority LittleRock,AR ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $18,736 Additional FY15Award (newannouncement): $2,537 Total FY15Award: $21,273 Arkansas Development FinanceAuthority(ADFA),astatehousingfinance agency,provides capital forqualifiedactivities that benefit Arkansans. From 1977to1985,theArkansas Housing Development Agencysupplementedthehousingfinancemarket with“belowmarket interest rates”todevelopsafe,decent andlow-moderateincomeaffordablehousing. ADFA employs a permanent full-timestaff ofprofessionals who,together,provide expertiseinall areas of banking, finance,mortgagelendingandaccounting. ADFAsupports homebuyercounselors by reimbursingformortgagedefault counseling. In addition,ADFAadministers homebuyer educationprograms (ifa client closes ahomeloan usingtheirprograms).ADFAalso administers programs fordownpayment assistance,ADDI,home-to-own,mortgage credit certificates, rehabilitation,construction,andaffordable rental housing. www.arkansas.gov/adfa Crawford-Sebastian CommunityDevelopment Council Fort Smith,AR ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $13,784 Additional FY15Award (newannouncement): $1,824 Total FY15Award: $15,608 Crawford-SebastianCommunityDevelopment Council, Inc.was organizedin1965as a communityactionagencywhosepurposeis tomakeimprovements inthelives oflow-income individuals, families andtheircommunities withthegoal ofself-sufficient living. The communityactionagencyprovides thefollowingservices: housingcounselingtohelpclients obtain,sustain,andmaintainquality,affordablehousing; homebuyer’s downpayment and closingcost assistance; newconstructionofhomes inrural areas for low-andmoderate-income families; owner-occupied homerehabilitationtorectifyhealthandsafetyissues; acquisition/resaleof Fort Smithsub-standardproperties; weatherizationofhomes; Individual Development Accounts with3to1matchedsavings foreducation,homeownershiporsmall business development; CommunityDental Clinicservingthoseoflowornoincome; ChildCare FoodProgram toensure qualityfoodis fedto childrenindaycares; Low-IncomeHomeEnergy Assistance; RiverValleyRegional FoodBankdistributingoversix millionpounds offoodto200 qualifyingagencies; and EmergencySolutions Grant toprevent homelessness andservethose presentlyexperiencinghomelessness.Formoreinformationvisit www.cscdccaa.org JonesboroUrban Renewal and HousingAuthorityHousing&CommunityDevelopment Organization (JURHAHCDO) Jonesboro,AR ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $11,317 Additional FY15Award (newannouncement): $1,494 Total FY15Award: $12,811 TheJURHAHousingandCommunityDevelopment Organization(JURHAHCDO)is a component non-profit unit oftheJonesboroUrban Renewal and HousingAuthority(JURHA), sharingacommonBoard ofDirectors, management staff,missionstatement andpolicies. JURHAHCDOwas createdforthedevelopment ofcooperativeneighborhoodandcommunity revitalizationprograms includingdirect housingdevelopment andhousingsupportiveservices, housingcounseling,communityresourcereferrals andtechnical assistance service. In2007, JURHAHCDOreceived HUDapproval as aHousingCounselingAgency. JURHAstaff provides qualityhousingcounselingservices (one-on-one)andthorougheducation(suchas homebuyereducationclasses)totheresidents of Northeast Arkansas. JURHAHCDO’s counselingservices andeducational opportunities include: Financial Management/Budget Counseling,Credit Counseling,MortgageDelinquency&Default ResolutionCounseling,Pre- PurchaseCounseling,Rental HousingCounseling, and,educationinFairHousing,Predatory LendingandNon-DelinquencyPost-PurchaseCounselingandPre-Purchase Homebuyer Education.Counselingservices areprovided at the JonesboroUrbanRenewal &Housing Authority. www.jurha.org NorthwestRegional HousingAuthority Harrison, AR ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $14,042 Additional FY15Award (newannouncement): $1,858 Total FY15Award: $15,900 In1977, Northwest Regional HousingAuthority(NRHA)was organizedtoadministerHUD rental assistanceinseven counties ofNorthwest Arkansas. NRHAprovides rental housing assistancetofamilies facingfinancial distress ordisplacement.NRHA‘s missionis toensure clean,safe,decent and affordablehousingforlow, verylow,and extremelylowincomefamilies inits servicearea. Inordertoaccomplish this mission,NRHAadministers 58units oftraditional PublicHousing,676HousingChoiceVouchers (Section8Rental Assistance),includingSection 8Homeownershipopportunities foreligible families. TheHousingAuthorityalso administers a USDARural Development Mutual SelfHelpHousingprogram that has built 120homes inthe past 8 years. NRHAhas built USDARural Development affordablemultifamilyhousing properties and currentlymanages 13senior andmultifamilyaffordable apartment complexes for otherdevelopers. NRHA became aHUD-approvedhousingcounselingagencyin2010. NRHA is approvedtocounsel clients onMortgageDelinquencyandDefault ResolutionCounseling, FairHousingAssistance, HomebuyerEducationPrograms, MoneyDebt Management,Pre- purchaseCounseling,PredatoryLending,Home Improvement andRehabilitationCounseling, Loss Mitigation,Post PurchaseCounselingandRenters AssistanceCounseling. www.nwregionalhousing.org Southern Bancorp Community Partners LittleRock,AR ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $12,287 Additional FY15Award (newannouncement): $1,623 Total FY15Award: $13,910 SouthernBancorpCommunityPartners is a501(c)(3)nonprofit andUS Treasury-certified CommunityDevelopment Financial Institution(CDFI). SBCP’s missionistotransform rural Southerncommunities bycreatingneweducational andeconomicopportunities forpeoplewith limitedresources. Formorethan25 years, SBCP has providedcritical communitydevelopment, familyeconomicsecurity,lending,andpublicpolicyservices intherural South. SBCP works in partnershipwithSouthernBancorp(collectively, Southern),onethecountry’s oldest andlargest rural development banks inthenation. Southernworks indistressedcommunities toachieve threetransformational goals: reducepoverty,increaseemployment,andincrease educational attainment. SBCP’s programs helpindividuals andfamilies pursue,attain, andretainfamily- supportingemployment opportunities, takechargeoftheirfinances, improvetheirhousing conditions, andbuildappreciable assets. Theorganization’s workis focusedinfourcounties in theArkansas andMississippi Delta: Clark,Mississippi,andPhillips counties (inArkansas), and CoahomaCounty(inMississippi). SBCP has providedavarietyofhousingcounselingservices inArkansas andMississippi sinceOctober2005,includingfairhousingcounselingworkshops, financial management,budget counseling, andhomebuyereducation. www.southernpartners.org Universal HousingDevelopment Corporation Russellville,AR ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $13,819 Additional FY15Award (newannouncement): $1,828 Total FY15Award: $15,647 Universal HousingDevelopment Corporation(UHDC)has providedhousingrelatedservices to thepeopleofthesecond, third,andfourthCongressional Districts ofArkansas since1971. As a HUD-approvedhousingcounselingagencysince 1977,UHDC offers afull rangeof counseling services toclients inArkansas. Thecurrent grant will beusedprimarilyto providedirect services toUHDC clients focusingonindividual counseling.UHDC offers Homebuyer Education,Post- PurchaseEducation,and Financial EducationClasses inbothEnglish andSpanish, andwill continuetoexpandtheagency’s courseofferings. UHDC is a501(c)(3)corporationorganized underthedirectionofacommunity-basedboardofdirectors withamission topromoteadequate andaffordablehousing,economicopportunityand asuitablelivingenvironment free from discrimination. UHDC offers afull rangeofhousing-relatedservices from rental assistance, multi-familyhousing, comprehensivehousingcounseling,andnewhomeconstruction,toseveral different homeowner rehabilitationprograms. UHDC charteredwithNeighborWorks®America in2002. www.uhdchousing.org/ California ASIAN,Inc. SanFrancisco,CA ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $14,523 Additional FY15Award (newannouncement): $1,921 Total FY15Award: $16,444 From its inception43 years ago,ASIAN, Inc.’s missionhas beentoempowerdisadvantaged AsianAmericanandotherunderservedcommunities byremovingdependencies, strengthening self-determinationandcreatingaccess tobusiness opportunities, andhousingand asset acquisitionandpreservation. ASIAN, Inc.provides homeimprovement andrehabilitation, mortgagedefault,pre-purchase andrental counseling.The agencyalso provides post purchase, predatorylendingandhomebuyereducationworkshops. www.asianinc.org CCCS of Kern &TulareCounties Bakersfield,CA ApplicableNOFA: FY2014–2015ComprehensiveHousingCounselingNOFA Initial FY15Award(announced4/14/2015): $14,078 Additional FY15Award (newannouncement): $1,862 Total FY15Award: $15,940 ConsumerCredit CounselingServiceofKern& TulareCounties (CCCS)is anon-profit that has servedthelocal communityforover46 years. CCCS serves over3000clients each year. CCCS is amemberoftheNational FoundationforCredit CounselingandapprovedbyHUDtoprovide comprehensivehousingcounselingservices. It is independentlyaccredited bytheCouncil on AccreditationforChildrenandFamilyServices (COA)andis amemberoftheBetterBusiness Bureau. It is registeredwiththeCaliforniaDepartment ofCorporations andcompliant withlaws governingcredit-counselingagencies. CCCS offers financial,housingcounselingand education services that provideoptions andsolutions forits clients. It specializes intheareas of confidential credit,housingand financial management counselingas well as credit,budgeting, money-management and homebuyereducationprograms. CCCS offers Personal Credit Report Reviews, Self-studyPersonal FinanceEducationand IdentityTheft education. CCCS also provides bankruptcycounselingand education. Formoreinformation,pleasevisit www.californiacccs.org Cityof VacavilleDepartmentof HousingServices Vacaville,CA ApplicableNOFA: FY2015SupplementalComprehensiveHousingCounselingNOFA Total FY15Award:$12,146 TheCityofVacavilleHousingCounselingCenter is aHUD-approvedCounselingCenter whose missionis toensureeveryonehas access totheinformationandresources theyneedtomake successful housingchoices. TheCenterhas been HUDapprovedforover 20 years andits counselors havebeentrainedextensivelyinthevarious areas ofHomeownershipEducationand

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Huntsville, AL. Applicable NOFA: FY 2014 – 2015 Comprehensive Housing Counseling NOFA. Initial FY15 Award (announced 4/14/2015): $12,172. Additional FY15 Award (new announcement): $1,607. Total FY15 Award: $13,779. Community Action Partnership of Huntsville/Madison & Limestone
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