A Sampling of New Applications Drawn from diverse fields of interest and situations that occur in the real world BBuussiinneessss eeconomics n Online Video Advertising Use a trend line n Recovery from the Great Recession p. 413 to project spending on Web video n Existing Home Sales p. 498 advertising. p. 62 n Impact of Gas Prices on Consumers p. 447 n Switching Broadband Service p. 438 n Pre-Retirees’ Spending p. 510 n Satellite TV Subscribers p. 62 n Market Share of Motorcycles p. 120 eenntteerrttaaiinnmmeenntt ccoolllleeggee lliiffee n Concert Attendance Use a system of linear inequalities to determine the types of ticket n Time Spent per Week on the Internet p. 471 holders at a concert. p. 179 n Time Use of College Students p. 470 n Makeup of U.S. Moviegoer Audience p. 412 n Brand Switching Among Female n Academy Membership p. 511 College Students p. 359 eenvironment ccrriimmiinnaall jjuussttiiccee n California Emissions Caps p. 37 n Corporate Fraud Use a linear equation n Climate Change p. 413 to estimate the number of pending corporate fraud cases. p. 23 n Detecting Shoplifters p. 447 n Identity Fraud p. 496 ffiinance n Model Investment Portfolios p. 120 ddeemmooggrraapphhiiccss n Mortgage Rates p. 120 n Asset Allocation p. 238 n Ability-to-Repay Rule Apply the rule to n U.S. Population by Age p. 485 determine if a potential homebuyer will n Percent of Population Enrolled in School p. 61 qualify for a mortgage. p. 323 n Households with Someone Under 18 p. 61 Copyright 2014 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part. Due to electronic rights, some third party content may be suppressed from the eBook and/or eChapter(s). Editorial review has deemed that any suppressed content does not materially affect the overall learning experience. Cengage Learning reserves the right to remove additional content at any time if subsequent rights restrictions require it. 64657_ES_p2-3.indd 2 11/5/13 3:59 PM A Sampling of New Applications ggoovveerrnnmmeenntt ppeerrssoonnaall ffiinnaannccee n Gun Owners in the Senate p. 448 n Comparative Shopping p. 134 n Federal Budget Allocation p. 359 n Credit Card Ownership Calculate n Federal Libraries p. 497 probabilities using survey data about credit card ownership. p. 454 n Emergency Fund Savings p. 465 hheeaalltthh ssoocciiaall mmeeddiiaa n Smokers in the United States p. 19 n Stress Level p. 402 n Diet Planning Use a system of linear n Facebook Users p. 61 equations and linear inequalities to help n Cyber Privacy Use operations on sets to rate plan a meal that satisfies certain companies on how they keep personal nutritional requirements. p. 179 information secure. p. 347 n Social Media Accounts p. 402 n Smartphone Ownership p. 466 iinn tthhee nneewwss ttrraannssppoorrttaattiioonn n Erosion of the Middle Class Use a linear function to model the percentage of U.S. middle-income adults. p. 38 n Hybrid Vehicle Mileage p. 496 n Terrorism Poll p. 119 n Flight Cancellations p. 497 n Who Pays Taxes? p. 471 n Traffic Survey p. 498 oonn tthhee jjooB travel n Starting a New Job p. 402 n N.Y.C. Tourists p. 439 n On-the-Job Distractions p. 358 n Best U.S. City for Italian Restaurants p. 351 n Work Habits p. 454 n Stay When Visiting National Parks p. 413 n Getting Ahead at Work p. 511 See the complete Index of Applications at the back of the text to find out more ... Businessman with Laptop: © Odua Images / Shutterstock.com; Accounting with Calculator: © Zadorozhnyi Viktor / Shutterstock.com; Gas Prices: © justasc / Shutterstock.com; Climate Change: © kwest / Shutterstock.com; College Graduates: © gui jun peng / Shutterstock.com; Businessman Stealing Money: © Maryna Pleshkun / Shutterstock.com; Crowd of People: © Dariush M / Shutterstock.com; Government Columns: © Ambient Ideas / Shutterstock.com; Social Media Connections: © Mathias Rosenthal / Shutterstock.com; Concert Attendance: © swinner / Shutterstock.com; U.S. Tax Form: © Robyn Mackenzie / Shutterstock.com; New York Tourism: © upthebanner / Shutterstock.com; New Job Workplace: © Pressmaster / Shutterstock.com; Flights Cancelled: © niroworld / Shutterstock.com; Credit Card: © luchunyu / Shutterstock.com; Medical Tests: © Hero Images / Getty Images; Background Graphic: © imagotres / iStock Vectors / Getty Images Copyright 2014 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part. Due to electronic rights, some third party content may be suppressed from the eBook and/or eChapter(s). Editorial review has deemed that any suppressed content does not materially affect the overall learning experience. Cengage Learning reserves the right to remove additional content at any time if subsequent rights restrictions require it. 64657_ES_p2-3.indd 3 11/5/13 3:59 PM 5 REASONS to buy your textbooks and course materials at 1 SAVINGS: Prices up to 65% off, daily coupons, and free shipping on orders over $25 2 CHOICE: Multiple format options including textbook, eBook and eChapter rentals 3 CONVENIENCE: Anytime, anywhere access of eBooks or eChapters via mobile devices 4 SERVICE: Free eBook access while your text ships, and instant access to online homework products 5 STUDY TOOLS: Free study tools* for your text, plus writing, research, career and job search resources *availability varies Find your course materials and start saving at: www.cengagebrain.com Copyright 2014 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part. Due to electronic rights, some third party content may be suppressed from the eBook and/or eChapter(s). Editorial review has deemed that any suppressed content does not materially affect the overall learning experience. Cengage Learning reserves the right to remove additional content at any time if subsequent rights restrictions require it. 64657_ES_p4.indd 1 11/4/13 11:22 AM Finite MatheMatics FOR the ManaGeRiaL, LiFe, anD sOciaL sciences Copyright 2014 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part. Due to electronic rights, some third party content may be suppressed from the eBook and/or eChapter(s). Editorial review has deemed that any suppressed content does not materially affect the overall learning experience. Cengage Learning reserves the right to remove additional content at any time if subsequent rights restrictions require it. 64657_00_FM_pi-xxii.indd 1 11/5/13 8:17 AM Copyright 2014 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part. Due to electronic rights, some third party content may be suppressed from the eBook and/or eChapter(s). Editorial review has deemed that any suppressed content does not materially affect the overall learning experience. Cengage Learning reserves the right to remove additional content at any time if subsequent rights restrictions require it. 64657_00_FM_pi-xxii.indd 2 11/5/13 8:17 AM eDitiOn Finite MatheMatics 11 FOR the ManaGeRiaL, LiFe, anD sOciaL sciences sOO t. tan stOnehiLL cOLLeGe Australia • Brazil • Mexico • Singapore • United Kingdom • United States Copyright 2014 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part. Due to electronic rights, some third party content may be suppressed from the eBook and/or eChapter(s). Editorial review has deemed that any suppressed content does not materially affect the overall learning experience. Cengage Learning reserves the right to remove additional content at any time if subsequent rights restrictions require it. 64657_00_FM_pi-xxii.indd 3 11/5/13 8:17 AM This is an electronic version of the print textbook. Due to electronic rights restrictions, some third party content may be suppressed. Editorial review has deemed that any suppressed content does not materially affect the overall learning experience. The publisher reserves the right to remove content from this title at any time if subsequent rights restrictions require it. For valuable information on pricing, previous editions, changes to current editions, and alternate formats, please visit www.cengage.com/highered to search by ISBN#, author, title, or keyword for materials in your areas of interest. Copyright 2014 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part. Due to electronic rights, some third party content may be suppressed from the eBook and/or eChapter(s). Editorial review has deemed that any suppressed content does not materially affect the overall learning experience. Cengage Learning reserves the right to remove additional content at any time if subsequent rights restrictions require it. Finite Mathematics: For the Managerial, Life, and © 2015, 2012 Cengage Learning Social Sciences, Eleventh Edition WCN: 02-200-203 Soo T. Tan ALL RIGHTS RESERVED. No part of this work covered by the copyright Product Director: Liz Covello herein may be reproduced, transmitted, stored, or used in any form or by any means, graphic, electronic, or mechanical, including but not Product Manager: Rita Lombard limited to photocopying, recording, scanning, digitizing, taping, Web Senior Content Developer: Laura Wheel distribution, information networks, or information storage and retrieval Senior Product Assistant: Jennifer Cordoba systems, except as permitted under Section 107 or 108 of the 1976 Media Developer: Andrew Coppola United States Copyright Act, without the prior written permission of the publisher. Marketing Program Manager: Janay Pryor Content Project Manager: Cheryll Linthicum For product information and technology assistance, contact us at Art Director: Vernon Boes Cengage Learning Customer & Sales Support, 1-800-354-9706. Manufacturing Planner: Becky Cross For permission to use material from this text or product, submit all Rights Acquisitions Specialist: Don Schlotman requests online at www.cengage.com/permissions. Further permissions questions can be e-mailed to Production Service: Martha Emry BookCraft [email protected]. Photo Researcher: Premedia Global Copy Editor: Barbara Willette Library of Congress Control Number: 2013948993 Illustrator: Jade Myers, Matrix Art Services; Graphic ISBN-13: 978-1-285-46465-7 World, Inc. Text Designer: Diane Beasley ISBN-10: 1-285-46465-6 Cover Designer: Irene Morris Cover Image: Checking airport schedule: Todd/Pearson/ Cengage Learning Getty Images; CAT scan: Hero Images/Getty Images; 200 First Stamford Place, 4th Floor Architectural blueprint: dinn/Getty Images; back- Stamford, CT 06902 ground: imagotres/Getty Images and © Ozerina USA Anna/ShutterStock.com Compositor: Graphic World, Inc. Cengage Learning is a leading provider of customized learning solutions with office locations around the globe, including Singapore, the United Kingdom, Australia, Mexico, Brazil, and Japan. Locate your local office at www.cengage.com/global. Cengage Learning products are represented in Canada by Nelson Education, Ltd. To learn more about Cengage Learning Solutions, visit www.cengage.com. Purchase any of our products at your local college store or at our preferred online store www.cengagebrain.com. Printed in the United States of America 1 2 3 4 5 6 7 17 16 15 14 13 Copyright 2014 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part. Due to electronic rights, some third party content may be suppressed from the eBook and/or eChapter(s). Editorial review has deemed that any suppressed content does not materially affect the overall learning experience. Cengage Learning reserves the right to remove additional content at any time if subsequent rights restrictions require it. 64657_00_FM_pi-xxii.indd 4 11/5/13 8:17 AM tO Pat, BiLL, anD MichaeL Copyright 2014 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part. Due to electronic rights, some third party content may be suppressed from the eBook and/or eChapter(s). Editorial review has deemed that any suppressed content does not materially affect the overall learning experience. Cengage Learning reserves the right to remove additional content at any time if subsequent rights restrictions require it. 64657_00_FM_pi-xxii.indd 5 11/5/13 8:17 AM