Financial Freedom: Using the Wealthflow System

226 Pages·2004·3.375 MB·English

by  Duncan R. Glassey

Duncan R Glassey is the founding principal of The WealthFlow Partnership, based in
Edinburgh. He specialises in holistic personal fi nancial coaching with an emphasis on
F F I N A N C I A L F R E E D O M
life planning. I
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This book is radical and new, based upon The WealthFlow System. It’s a
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cyclical process that links your life objectives with quantifi able results. The system is C
I U S I N G T H E W E A L T H F L W S Y S T E M
designed for people who want to develop a coherent plan for achieving a better life. It A
enables clients and professional advisers alike to focus on what truly matters in fi nancial L

planning — helping to establish goals, and to chart your progress in achieving them. F
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This book is the fi rst fi nancial life planning tool of its kind. E
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You will discover how to:
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• clarify what success means to you

• track and measure fi nancial success
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• feel more comfortable around money

• work better with your professional advisers
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Effective life planning doesn’t have to be a lonely journey. With the proper guide, it I
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can be an exciting adventure of self-discovery, leading to clarifi cation of future goals
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and greater fi nancial security. Let this book be your guide.

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H
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The WealthFlow System

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The WealthFlow System is a positive commitment to guide and educate. By creating a
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system that can be monitored over many years, signifi cant progress towards fi nancial
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freedom can be made.
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Duncan R Glassey CFP AIFP MSFA, The WealthFlow Partnership. T
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Financial Freedom is a great introduction to Life Planning, the most dynamic, F
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client-oriented movement in the fi nancial planning profession today. A valuable
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resource for both the general public and the professional alike.
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George Kinder, Founder of the Kinder Institute of Life Planning
and Author of The Seven Stages of Money Maturity S
Y
S
Financial Freedom is a welcome and helpful contribution to the growing awareness
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of lifestyle linked fi nancial planning – which offers tremendous benefi ts to both clients
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and Financial Planners. M
Paul Etheridge, MBE, CFP
Past President of the Institute of Financial Planning
Chairman of The Prestwood Group of Companies
This book is a simple, witty and thought provoking explanation of the fi nancial
planning process. It is aimed at ordinary people and will help them to £19.99 D
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understand their fi nancial aspirations or concerns. It deals with fundamental issues and N
C
attitudes not just the boring numbers. Written in layman’s English rather than A
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technical jargon, it should be compulsory reading for all fi nancial planners as well as ISB N # R

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their clients. L
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Paul Grainger S D U N C A N R G L A S S E Y C F P
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Certifi ed Financial Planner Licence Senior Assessor, UK E
Y

My Mission Statement
To empower you to achieve your goals by questioning and measuring your financial life planning.
The WealthFlow System
The WealthFlow System is a positive commitment to guide and educate. By creating a system that can be
monitored over many years, significant progress towards financial freedom can be made.
Duncan R Glassey CFP AIFP MSFA, The WealthFlow Partnership
“Through a blend of self analysis and practical expert financial guidance, this book will help you to identify
the goals that matter most to you. More importantly it will also help you to understand the underlying
beliefs, values and motives that drive them. The result is a unique insight that will inspire you to take
control of your personal finances, and your life!”
David Barral, Director of Distribution
World Leading Life Assurance, Investment and Pensions Group
“Financial Freedom should be essential reading for anyone wishing to take control of their financial affairs.
This book is unique in enabling every reader to find their own personal philosophy to financial planning
whilst also giving practical guidance on a wide range of vital financial issues. Life Planning made
stimulating, challenging, essential and, even, fun.”
Alastair Keatinge
Partner, Lindsays WS, Solicitors
“The WealthFlow System is an intelligent and innovative self help guide to financial planning which truly
places consumers and their needs at the heart of the investment process.”
W Ruthven Gemmell
Partner, Murray Beith Murray WS. Solicitors and Asset Managers
“Financial Freedom is a welcome and helpful contribution to the growing awareness of lifestyle linked
financial planning – which offers tremendous benefits to both clients and Financial Planners.”
Paul Etheridge, MBE, CFP
Past President of the Institute of Financial Planning
Chairman of The Prestwood Group of Companies
“An excellent introduction to financial life planning.”
David Norton CFP
Past President, Institute of Financial Planning
“Financial Freedom creates an objective base from which to build solid client/adviser relationships.
Objectivity and impartiality being essential qualities for any professional service. Importantly, this book
will empower the consumer. This book proves that Financial Planners are only truly competent when
knowledge and skill are applied effectively.”
Sandy Robertson FCCA FIFP CFP
Managing Director
Acumen Accountants & Advisors
“This book is a simple, witty and thought provoking explanation of the financial planning process. It is
aimed at ordinary people and will help them to understand their financial aspirations or concerns. It deals
with fundamental issues and attitudes not just the boring numbers. Written in layman’s English rather than
technical jargon, it should be compulsory reading for all financial planners as well as their clients.”
Paul Grainger
Certified Financial Planner Licence Senior Assessor, UK
“Financial Freedom is a great introduction to Life Planning, the most dynamic, client-oriented movement
in the financial planning profession today. A valuable resource for both the general public and the
professional alike.”
George Kinder, Founder of The Kinder Institute of Life Planning
and author of The Seven Stages of Money Maturity
“Our weakness is that we all too often follow the herd, we see this all around us from the clothes we wear,
the cars we drive to the stocks that we invest in, unfortunately following the herd can often result in losing
sight of what our goals in life are. Financial Freedom empowers the reader with the clarity of vision to
determine ones’ true personal goals. Unlike many books of its genre, Financial Freedom reinforces its
message in an interesting and entertaining way with its metaphors, anecdotes, and investment principles.
Because of the ease with which you can read this book, it is a must read for all.”
Alexander Linton, Vice President
International Investment Bank, 10 Years Experience on Wall Street and City of London
“Financial Planning is relatively simple really, spend less than you earn and sensibly accumulate the
difference. The reality is often more complex than this. The WealthFlow System used by Duncan R
Glassey is a guide to coach you via a simple and yet empowering process to achieving your goals and
realising your lifestyle ambitions. Financial Freedom is all about making the Seven Habits of Financial
Freedom ingrained in your thinking and making Financial Life Planning second nature. I wholeheartedly
endorse this book as a must read for anyone who is serious about embracing much wider concepts about
life planning than simply living from paycheck to paycheck.”
Kevin Bailey CFP
Founder, The Money Managers Ltd
Melbourne, Australia

F I N A N C I A L F R E E D O M
U S I N G T H E W E A L T H F L W S Y S T E M
D U N C A N R G L A S S E Y C F P
Copyright Duncan R Glassey © 2004
Published by The WealthFlow Partnership Ltd
www.wealthflow.org
All rights reserved. No part of this publication may be reproduced,
stored in a retrieval system or transmitted in any form or by any
means without prior written consent of the publisher.
ISBN 0-9549090-0-3
Author: Duncan R Glassey
Editor: Fiona Cowan at Summertime Publishing
www.summertimepublishing.com
Cover / Interior design: Derrick Leung
Printed in the United Kingdom
AdvisorPress
1153 Bordeaux Drive, Suite 109
Sunnyvale, CA 94089
001 408 400 0400
www.advisorpress.com