Employee Benefit Plan Review January-December 1998: Vol 53 Index

15 Pages·4.9 MB·English

to the EMPLOYEE BENEFIT PLAN REVIEW
January 1998 Through December 1998 ACCOUNTING/
ACTUARIAL ISSUES
An index of articles from the previous 12 issues is published in
adjustments stabilize Social Security
the January issue of the EMPLOYEE BENEFIT PLAN REVIEW. Articles are actuarial balance, Nov. 46
indexed according to topic; court cases are indexed both under FAS 87 survey says stock market
offset discount rate drop, July 63
"Court Cases" and under the appropriate topical heading(s).
FAS 106, trend rate continues decline,
References are to the month of issue and page oft hat issue on Charles D. Spencer & Associates
which the article appears. Survey, Nov. 37
FAS 123 impact deemed minor, July 52
FASB issues new benefits disclosure
standard, May 54
Topical Headings malpractice (Steiner Corp. v. Johnson
& Higgins of California), April 46
Accounting/Actuarial Issues Health Care, General Issues
Administration Health Care, Quality ADMINISTRATION
Appointments/Mergers Health Care Reform anti-fraud programs in disability
General Business News Human Resources Issues management, March 27
Benefits, General Issues, Insurers, Insurance Issues automatic enrollment in 401(k) plans,
Trends Internal Revenue Service Oct. 28
Benefits, HR Departments International News Bally outsoures administration to
Benefits Products And Investment Education CIGNA firm, Feb. 37
cultural issues in online benefits, June 22
Services Investments, Pension Funds
electronic claims submissions for
Benefits, Surveys Legislation supplemental benefits, Jan. 39
Benefits, Taxation Long-Term Care employer contribution under Form
Books, Videos, Other Managed Care 5500 Schedule F, July 6
Resource Materials Medicare failure to sue for unpaid claims not a
Communications Mental Health Care fiduciary breach (U.S. v. Schwent),
Continuation Of Coverage Pension Benefit Guaranty June 60
Corporate Plan Design Corporation fees, worksheet to pinpoint, Oct. 28
Court Cases (cases also Pensions, Retirement Plans 5500s, new forms delayed until 1999,
are listed after article Postretirement Benefits March 14
5500s, new forms sent to OMB for
title under appropriate topic) (Nonpension)
approval, Aug. 13
Dental Care Prescription Drugs
5500s, new industry classifications,
Department of Labor Public Employees Dec. 45
Dependent Care Questions...& Answers 401(k) plans, employer survey, Oct.
Disability, Workers’ Regulations 20
Compensation Retirement Issues highly compensated employees,
Discrimination—Age, Sex, SIMPLE Plans April 9
or Other Social Security LTD denial case to be reheard in Ninth
Early Retirement Supplemental Benefits Circuit (Kearney v. Standard
ERISA Technology Insurance Company), Oct. 62
ESOPs/Stock Based Plans Views negotiating administrative services
contracts, Feb. 38
Executive Benefits Vision Care
outsourcing, pros and cons of, Feb. 32
Financial Planning Wellness paperless administration, IRS reviews,
Flexible Benefits Work/Life Benefits Sept. 14
401(k) Plans Work Schedules— plan proposal software enhance HR
Graphically Speaking Flex Time, Leaves marketing operations, June 36
Health Care, Cost Workers’ Compensation PWBA amends SPD for Mothers’ and
Containment Newborns’ Health Protection Act,
Oct. 17
January 1999
to tHE EBPR
JANUARY 1998—DECEMBER 1998
PWBA issues proposed claims rules Associates, Sept. 55 IFEBP offers benefits curriculum,
for group health, pensions, Oct. 16 Commission/URAC and CMSA set Feb. 55
PWBA proposes SPD content rule accreditation, Sept. 55 IFEBP reinstates research program,
admendments, Oct. 17 Aetna U.S. Healthcare Gets NYLCare, May 63
PWBA provides info on 401(k) fees, May 63 ING North America Insurance
costs, Oct. 30 AIG, Winterthur, open 3 U.S. offices, Company finalizes purchase of
PWBA reaffirms Y2K warning, July 70 MRM, Nov. 54
Oct. 59 Aon acquires California broker, Insurance Marketing Standards
PWBA warns administrators of year Jan. 57 Association formed to bolster life
2000 software glitch, March 14 Apex gains Kansas City Power insurance industry, June 70
software, support for stock plan contract, July 70 Insurdata acquires UICI Administra-
implementation, July 52 Blue Cross teams up with Age Wave tors, Aug. 54
stop-loss requires 5500 Schedule A, Health Services, Feb. 55 John Alden tabs InterGroup for PPO
May 8 Canada Life acquires Crown Life services, March 63
Supreme Court denies review (Frahm business lines, Aug. 54 Keenan & BEST Online offer elec-
et al. v. The Equitable Life Assur- Chase revises package to expand tronic benefits, Jan. 57
ance Society of the United States, employee benefits, Jan. 57 Marsh & McLennan offers to buy
Silverman v. Mutual Benefits Life CIGNA drug program to be run by Sedgwick, acquires Kirke-Van
Insurance Company and Principal PCS Health Systems, Dec. 54 Orsdel, Oct. 70
Mutual Life Insurance Company, et Clarke/Bardes Holdings acquires Merrill Lynch acquires Howard
al., and Satterfield v. Wal-Mart Schoenke & Associates, Dec. 54 Johnson & Co., Nov. 54
Stores, Inc.), Nov. 48 Cole assumes Express Scripts vision MetraComp workers’ comp gets NY
technology upgrades claim processing care, Oct. 70 state approval, Jan. 57
for Louisiana employees, June 28 CORE, Inc., acquires Disability RMS, Midwest Legal Services changes name
TPAs administer more self-funded Nov. 54 to ARAG Group, Aug. 54
plans, July 21 Coventry Corp. buys Principal Health J.P. Morgan forms partnership with
TPAs paid $16 billion in claims in Care, Jan. 57 American Century, March 63
1997, July 14 DOL on Internet to encourage compli- Mutual of Omaha expands 401(k)
TPAs, reshaping approaches, July 18 ance, Feb. 55 services, Jan. 57
TPAs, selection, Feb. 42 DOL seeks ERISA Advisory Counsel NALU, LUTC, and IIAA form
TPAs, 1977 survey results, July 22 nominations, Sept. 55 alliance, May 63
transactions moved to Web, Feb. 30 Durenberger to head new health policy NaviSys formed to provide technology
United Medical Resources named TPA firm, Dec. 54 support, Aug. 54
of year by PRMS, July 18 Employease and Foundation Technolo- New England bolsters financial
Web sites expand into all human gies form marketing alliance, offerings, Feb. 55
resources functions, June 30 Aug. 54 New York State contracts with IPRO
Web’s visual aspect makes it preferred Express Scripts completes ValueRX for disability review, Dec. 54
over voice system, June 29 takeover, June 70 New York State Health Accountability
Y2K problem, fiduciary duty, Oct. 59 FHC Health Systems purchases Value Foundation formed, Oct. 70
Behavioral Health, April 55 Northern Trust Global lands pension
FHS establishes northeast region, contracts, June 70
APPOINTMENTS/MERGERS/ March 63 PCS Health Systems, Humana form
GENERAL BUSINESS Garner Consulting acquires Smith pact, Jan. 57
NEWS Kakazian, Sept. 55 Principal Mutual changes structure,
ABR Information Services acquires GatesMcDonald acquires Healthcare Sept. 55
PayAmerica, July 70 First, Dec. 54 Prompt Associates enters behavioral
American Compensation Assoc. Hartford Long Term Care Group to review market, March 63
bestows Keystone Awards, Aug. 54 create LTC products, July 70 Prudential pares Medicare interest,
ASPA forms support group in Dela- Health Risk Management to handle Dec. 54
ware Valley, Jan. 57 acupuncture claims, April 55 Prudential units land private, public
ADP Integrated Medical Solutions HFMaA establishes compliance officers contracts, April 55
adds companies to its workers’ forum, May 63 Prudential HealthCare expands
comp unit, April 55 IFEBP establishes public employee services, Feb. 55
AT&T sells Actuarial Sciences certification program, April 55 Self-Insurance Educational Foundation
Employee Benefit Plan 2view
has new programs, March 63 BENEFITS PRODUCTS AND planning), June 65
Slabaugh Morgan makes acquisitions, SERVICES FDP Corp. (Easy Laser/5500, 5500
Sept. 55 Advantage Publications (401 (k) series forms ), April 48
Spectera acquires vision care firms, Booster savings calculator), Dec. FDP Corp. (FDP/PEN Administration
Aug. 54 49 System for Windows, Version 2.0),
Spectera sells dental unit to Pacific Aetna U.S. HealthCare (Workers Aug. 49
Dental Benefits, Oct. 70 Comp Advantage), Aug. 48 FDP Corp. (FDP/PEN Version 5.0 for
Swiss Re Life and Health acquires Allianz Life (PlanLink HMO perfor- Windows), Aug. 49
ecuCare, July 70 mance enhancer), June 65 FDP Corp. (regional/national defined
Telehealth becomes HHS unit, Automatic Data Processing (CSS benefit and defined contribution
Sept. 55 HRizon HR management system), plan document:), Oct. 64
TPAs form Meritage Risk Services, a Feb. 49 Fidelity Investments (Fidelity Portfolio
claims manager, July 70 Automatic Data Processing Planner), April 49
TIAA-CREF expands operations, (EasyPayNet for small business), Financial Literacy Center (Building
Oct. 70 Dec. 48 Financial Security With Your
Transamerica to market American Avandel Healthcare (Castastrophic 401 (k)), Oct. 65
Heritage Life, May 63 Care Assistance Program), Feb. 50 FLX (FLX Interactive employee self-
Union Bank of California takes on Blue Shield of California (Lifepath service feature), Feb. 50
401(k) business, April 55 alternative medicine options), Fortis Benefits (life contract enhance-
United HealthCare, Humana to merge, April 49 ment), Aug. 48
Aug. 54 Campus Care Network (college health @Global (Allegro care management
UNUM gets travel insurance from services connection to outside software), Dec. 49
Assist America, Sept. 55 plans), April 48 Hartford Life (Ability LTD,LTD
USI Insurance Services acquires Cascade Technologies (Connection contract ), Dec. 49
subsidiary business, April 55 Server 2.0 employee self-service), Hartford Life (Year 2000 data compli-
Value Health Sciences now Protocare April 49 ance), Feb. 49
Sciences, Nov. 54 March 63 CIGNA (How To Take Care Of Your Hartford Life (Stable Portfolio One,
VSP services railroad network for eye Future pian enrollment kit), Oct. stable fund for retirement plan
care, Dec. 54 64 investment), April 48
Society of Actuaries reviews NAFTA, CIGNA Reinsurance Division (critical Health Enhancement Systems
Jan. 57 illness rider), Aug. 48 (wellMarket System, wellness
Standard to go public, Feb. 55 Colonial Life (voluntary products), initiatives), April 49
UNUM acquires OCI to support Oct. 64 ImagiSOFT (Roth IRA Alternative),
disability offerings, June 70 Corbel (AutoDoc), Dec. 48 April 49
Corbel (Pension Pducator), Aug. 49 ING Medical Risk Solutions
BENEFITS, GENERAL ISSUES Corbel (Pension Essentials and The (WellConnect, medical manage-
AND TRENDS Pension Educator), June 64 ment for TPAs), Feb. 50
independent contractor status, pro- Corbel (Filing Wizard), Feb. 49 Insurdata (/nsur-Voice, automated
posed legislation, Oct. 58 CPAS Systems, ECS (CPAS/db processing product ), Feb. 49
property and casualty coverage defined benefit administration Insurdata (/nsur-Enroll, self-service
becomes popular benefit, April 39 system), June 65 enrollment ), Aug. 48
Social Security, wage base, benefits DataPath (ProPlus 132 parking Interactive Family Management (The
increases for 1999, Nov. 49 reimbursement), Oct. 64 Nanny Training Program and The
Y2K problem, proposed legislation, DataPath (ProPlus 125, OmniLine, In-Home Child Caregiver Taining
Oct. 59 iFlex self-service products), Aug. Program), Oct. 6S
48 International Business Saveware
BENEFITS, DCC (EAP Net), Dec. 49 (Workers Compensation Consultant
HR DEPARTMENTS Employease (Benefit Management version 5.2), Feb. 50
reegineering for benefits and HR, April Network Internet-based administra- Interpersonal Computing (BeneSense
10 tion), Feb. 49 flex enrollment), Oct. 65
reengineering, Genuine Parts Company Employease (Employease, employee John Hewitt (LTD conversion prod-
March 54 self-service), Aug. 49 uct), April 49
salaries in human resourses, April 7 Ernst & Young (E&Y Bright Future Keenan HealthCare (errors/omissions
On-Line retirement financial insurance product), Dec. 49
January 1999
to tHE EBPR
JANUARY 1998 DECEMBER 1998
LifeMap Communications (LifeMap insurance for healthcare purchas- care, William M. Mercer, Jan. 28
self-service tool), Dec. 49 ers), June 64 dental HMO premiums, Milliman &
MarketStar (7PA TRAK, management Transamerica (Health Options Care Robertson, June 63
tool for TPAs), Dec. 49 discount card), April 48 disability, integrated plans gain
Medicare Rights Center (Medicare Trans-General (COMMANDisability popularity, Sedgwick, Oct. 57
Survival Kit), June 65 managed disability product), Oct. early retirement experience, 1997,
MetraComp (Activ!, disability prod- 65 Charles D. Spencer & Associates,
uct), June 64 Travis Software (TravisFlex for July 62
New York Life Benefit Services, Windows/TravisFlex Proposal eldercare, need for, Conference Board,
(Portfolios IRA, 401(k) rollover System), April 48 Sept. 43
product), June 6S Union Central Insurance and Invest- ESOPs support business improvement,
NYLCare (NYLCare Direct, a point- ments (Sec. 401(k) feature makes Hewitt, July 54
of-service plan), Feb. 49 contributions when disabled), April executive compensation, stock market
P & W (POWERPLUS, Internet 48 fuels CEO pay gains, William M.
enrollment), Aug. 48 UNUM, CCP (40/(k) Disability Mercer, June 63
Principal Financial Group (upgraded Completion Product), June 64 FAS 87, stock market offsets discount
adjustable life product), June 64 UNUM (parental care benefit in rate drop, Charles D. Spencer &
Provident (group disability products, AD&D contracts), Oct. 64 Associates, July 63
Oct. 65 UNUM (accelerated premium LTC FAS 123, impact deemed minor, Pearl
Prudential HealthCare (online referral rider), Dec. 48 Meyers & Partners, July 52
service), June 64 U.S. Life (voluntary STD plan), Oct. flexible spending accounts, forfeitures,
Putnam (Putnam On Line, defined 64 Hewitt, March 55
contribution plan information), WellCall (preventive health services), 401(k) plans, Buck, Jan. 48
Aug. 49 Aug. 49 401(k) plans, Hewitt, June 62
Qualified Plan Services (Qualified WinterBrook HealthCare Management 401(k) plans, William M. Mercer,
Plan Insurance, audit insurance), (Claims ]-2-3, claims management March 50
June 65 product), Feb. 50 401(k) plans, administration, Charles
Saja Software (Survey Select Web/E- WorkLife Productions (WorkLife D. Spencer & Associates, Oct. 20
mail Module 1.0, electronic survey ToolKit), April 49 401(k) plans, loan provisions, GAO,
facilitator), Feb. 50 Xonex Group (Xonex Health Care Jan. 49
Schwab Software (/nvestment Policy Discount Program), Oct. 65 401(k)/profit sharing plans, Profit
Toolkit), Dec. 48 Sharing/401(k) Council of
Scudder Defined Contribution Ser- BENEFITS, SURVEYS America, Dec. 45
vices, (Paycheck Calculator, benefits and work force commitment, group accident and health insurance,
retirement savings diskette ), April Aon, Aug. 5 1997 experience of carriers, Charles
48 benefits cost dropping, Chamber of D. Spencer & Associates, May 18,
Security Mutual Life (critical illness Commerce report, Jan. 13 Aug. 46
rider), Dec. 49 benefits, costs, William M. Mercer, group life insurance, 1997 experience
ShareData (Options Online, stock Feb. 12 of carriers, May 36, Aug. 46
options manager), June 65 benefits, hot topics and increasing health, state rankings, ReliaStar
Standard Insurance (portability flexibility, Hewitt, June 55 Financial, Dec. 43
feature), Dec. 48 benefits, priorities for employees and health care, cost pressures impair
Standard Insurance (Family Benefits benefits professionals for 1999, quality, Washington Business
Package, added benefits for International Society of Certified Group on Health/Watson Wyatt,
survivors), Aug. 49 Employee Benefits Specialists July 63
Strong Retirement Plan Services Deloitte & Touche, Dec. 10 health care delivery systems,
(Strong Non-Qualified Deferred benefits, small companies, BLS, CareData, Feb. 28
Compensation Plan), Aug. 48 Oct. 56 health care, number of uninsured rises,
Sun Life (Futurity Variable Annuity), COBRA cost, administration, Charles Census Bureau, Dec. 44
June 64 D. Spencer & Associates, Sept. 20 health care, premium costs, Peat
Sun Life (voluntary AD&D), Oct. 64 communications for market downturn, Marwick, Sept. 45
TelServ (AutoBen, automated benefits William M. Mercer, Aug. 25 HIPAA, not solved “job lock,”
enrollment), Dec. 48 compensation, BLS, Jan. 49 Employee Benefit Research
TIG (Healthcare Buyers’ Liability, dental care, satisfaction with managed Institute, Oct. 56
Employee Benefit Plan Review
HIPAA, first year experience, Charles Best's Managed Care Reporis, Best's (InterStudy), May 59
D. Spencer & Associates, Sept. 16 Aggregate & Average—HMO, HR-Training Library on CD-ROM
HMOs, quality maintained, Dec. 50 (Business & Legal Reports),
MEDSTAT, Sept. 46 Case Management Resource Guide Jan. 53
HMOs, ranking of 29 New York plans, (Center for Healthcare Informa- Innovative Practices in Human
Watson Wyatt, Feb. 18 tion), April 50 Resources (ProSci), April 50
health risks, depression/stress most Choosing and Using an HMO Insurance Administration (LOMA),
costly, StayWell/Medstat, Dec. 41 (Bloomberg Press), Feb. 51 Jan. 53
managed care, gag clauses, GAO, A Commonsense Guide to Your IRA Answer Book (Panel Publishers),
Feb. 26 401(k) (Boomberg Press), March April 50
managed care, 1997 experience of 60 (k)form Catalog ((k)la Publishing),
managed care organizations, Directory of Physician Groups & Sept. 51
Charles D. Spencer & Associates, Networks (The Center for Life Insurance Answer Book: For
May 32 Healthcare Information), Feb. 51 Qualified Plans and Estate Plan-
Medicare, elderly favor managed care, Disability & Long-Term Care Advisory ning (Panel Publishers), July 66
CareData, March 57 (Disability Services Group), Living With Defined Contribution
prescription drugs, PBMs, Pharmacy Nov. 50 Pensions: Remaking Responsibility
Benefit Management Institute, April Do Employers and Employees Still for Retirement (University of
22 Need Employee Benefits? (Em- Pennyslvania Press), Sept. 51
public employee benefits outpacte ployee Benefit Research Institute), The Managed Care and Group Health
those of privates, Congressional Oct. 66 Handbook (The National Under-
Budget Office, Dec. 25 8 Common Mistakes Employers Make writer), July 66
public employees, state plans, Work- in 401(k) Presentations (And How Managed Vision Benefits (International
place Economics, Dec. 28 To Avoid Them) (Financial Foundation of Employee Benefit
retiree health care, FAS 106, Charles Literacy Center), Oct. 66 Plans), Aug. 56
D. Spencer & Associates, Nov. 37 An Estate Planner’s Guide to Quali- Managing Pension Plans: A Compre-
stock options, design trends, Hewitt, fied Retirement Plan Benefits hensive Guide to Improving Plan
July 51 (American Bar Association), Dec. Performance (Harvard Business
TPAs administer more self-funded 50 School Press), Feb. 52
plans, William M. Mercer, July 21 Emotional Intelligence at Work Managing Your Health Care Finances:
TPAs, 1997 experience, Charles D. (Jossey-Bass), Jan. 53 A Dollar and Sense Guide for
Spencer & Associates, July 22 An Executive's Guide to the Year 2000 Medicare Beneficiaries (United
wellness trends, Hewitt, May 46 (Information Systems Audit and Seniors Health Cooperatives),
work/life plans, Intracorp, Sept. 42 Control Foundation), Oct. 66 Dec. 50
5-Minute HR Trainer (Business & Medicare/Medicaid Compliance
Legal Reports), March 60 Library (Bureau of National
BENEFITS, TAXATION For the Record: Protecting Electronic Affairs), Nov. 50
hardship distributions exempted from Health Information (Committee on Multistate Guide to Benefits Law
withholding, Sept. 15 Maintaining Privacy and Security (Panel Publishers), Feb. 51
long-term care initiatives in the states, in Health Care Applications oft he New Medicare Choices (United Senior
Nov. 40 National Information Infrasructure, Health Cooperative), June 66
pretax transit benefits OKed, Sept. 14 Computer Science and Telecommu- 1996 Market Share Reports and
nications Board, National Research Statistical Compilations, (National
Council), April 50 Association of Insurance Commis-
BOOKS, VIDEOS, OTHER 401(k) Averages Book (401(k) Pro- sioners), March 60
RESOURCE MATERIALS vider Directory), June 66 1997 Survey for U.S. and International
Activity-Based Costing and Activity- Guide to ERISA Reporting and Pay and Benefits (Personnel
Based Management for Health Disclosure (Coopers & Lybrand), Systems Associates), June 66
Care (Panel Publishers), April 50 July 1966 1998 Annual Officer Compensation
The Behavioral Healthcare Directory Healthcare Financial Compliance: Report (Panel Publishers),
(CentraLink), June 67 Video Tape Training Series March 60
Benefits Brochures for Plan Partici- (Healthcare Financial Management 1998 Captive Insurance Company
pants (International Foundation of Association), May 59 Directory (National Underwriter),
Employee Benefit Plans), Feb. 51 HMO Trend Report: 1987-97 May 59
January 1999
to tHE EBPR
JANUARY 1998 DECEMBER 1998
1998 State by State Guide to Human Supervisor's HR Training Forum malpractice claim (Kariotis v.
Resources Law, (Panel Publishers), (Business & Legal Reports), Navistar International Transporta-
June 66 Aug. 50 tion Corp.), April 47
1998 State-of-the-Art & Practical Trustees Handbook, A Basic Text on IRS files amicus briefi nC OBRA case
Study Report (Human Resources Labor-Management Employee (Geissal v. Moore Medical Corp.),
Planning Society), June 66 Benefit Plans (International April 15
1999 Insurance Directory Foundation of Employee Benefit IRS provides consumer info about
(Medicodes), Dec. 50 Plans), March 60 COBRA, May 58
The Pension Answer Book/1998 (Panel Who's Who in Self-Insurance Services mergers/acquisitions, March 6
Publishers), Oct. 66 1998 Users Directory (Self- noncore plans, March 6
Pension and Health Care Coverage: insurance Institute of America), "other coverage," (Geissal v. Moore
Questions and Answers for Dislo- June 67 Medical Corp.), Feb. 13, July 12
cated Workers (DOL’s Pension and Working Fathers: New Strategiefsor SPD allows beneficiary to provide
Welfare Benefits Administration), Balancing Work and Family COBRA for disability (Fallo
Aug. 50 (Harvest Books), Nov. 50 Piccadilly Cafeterias, Inc.), Oct. 61
Pension Insurance Data Book 1997 Work & Rewards In The Virtual written notification for COBRA
(Pension Benefit Guaranty Corpo- Workplace: A “New Deal” For eligibles, Oct. 10
ration), Aug. 50 Organizations & Employees
Pension Plans for Professional Boxers (AMACOM Books), Oct. 66
(The Segal Company), Nov. 50 Year 2000 Law Report (Bureau of CORPORATE PLAN DESIGN
Planning Wellness: Getting Off to A National Affairs), Aug. 50 communications, extending to entire
Good Start (Summex Corporation), work force, Kraft Foods, Aug. 22
April 50 child care center, back-up, Prudential,
A Predictable, Secure Pension for Life: COMMUNICATIONS Sept. 36
Defined Benefit Pensions (Pension cultural issues in online benefits, dependent care, emergency, Principal,
Benefit Guaranty Corporation), June 22 Sept. 39
Sept. 51 extending communications to entire disease management, Motorola, May
Proof Positive: An Analysis of the work force, Aug. 24 47
Cost-Effectiveness of Worksite Internet access, outside “experts” are ESOPs, corporate management at three
Wellness (Summers Corporation), part of modern communications, companies, July 56
June 66 Aug. 22 enrollment, Fringe Benefits Manage-
Record Retention Requirements for Internet, uses for, Aug. 14 ment Company award-winning
Taft-Hartley Welfare & Pension knowing audience helps communica- materials, Jan. 42
Funds (International Foundation of tions pitch, Aug. 22 flexible benefits, credit systems, June
Employee Benefit Plans), Dec. 50 market collapses, June 25 48
Report on Report Cards (Economic online format makes each person the flexible benefits enrollment on Web,
and Social Research Institute), audience, Aug. 18 Oracle, June 29
Sept. 51 pharmaceutical care requires integrated 401(k) plan, Eastman Kodak, March
The Salary Survey Guidebook: Finding efforts, communication, April 18 48
and Evaluating Compensation and pluses of electronic and paper versions, Medicare HMO, Bell Atlantic, Nov. 44
Benefits Data (American Manage- March 8 plastic and reconstructive surgery,
ment Association and the American retirement communications, three-step Dec. 43
Compensation Association), approach, Aug. 24 prescription drug benefits, employer
July 66 stock plan implementation, software options in managing, April 28
Self-Funding of Health Care Benefits supports, July 52 prescription drugs, medication
(International Foundation of voluntary benefits: communications education, Merck-Medco, May 50
Employee Benefit Plans), Jan. 53 essentials, June 52 primary care centers, March 56
SIMPLE, SEP, and SARSEP Answer Web sites expand into all human retirement planning, five company
Book (Panel Publishers), Jan. 53 resources functions, June 30 approaches, Nov. 14
Spencer's 5500 Manual (Charles D. stock option plans, broad-based, to
Spencer & Associates), May 59 CONTINUATION attract, motivate employees, July 46
Successful Aging (John D. and OF COVERAGE wellness program, Kaiser, May 49
Caterine T. MacArthur Founda- costs, administration, Sept. 20 wellness used to set rates, monitor
tion), July 66 “honest belief” clause avoids COBRA plan, Anheuser-Busch , May 48
Employee Benefit Plan Review
work/life programs, Sept. 40 Geweke Ford v. St. Joseph’s Omni Services, Inc., Dec. 38
work/life programs, Deloitte & Preferred Care, Inc. and Alden Risk Regents of the University of Michigan
Touche, Sept. 32 Management, March 59 v. Employees of Agency Rent-A-Car
workers’ comp, approaches to cut Gitlitz and Collins v. Compagnie Hospital Association, Feb. 47
costs, three companies, March 28 Nationale Air France, Feb. 47 Satterfield v. Wal-Mart Stores, Inc.,
workers’ comp experience, Deere, Gonzales v. Garner Food Services, Nov. 48
March 33 Inc., Aug. 44 Schultz v. PLM International, Inc., et
Herdrich v. Pegram, Carle Clinic al., Jan. 51
Association, and Health Alliance Schmidt v. Sheet Metal Workers’
COURT CASES (cases also are Medical Plans, Inc., Dec. 47 National Pension Fund, June 20
listed after article title Hoyt v. Edge, Jan. $1 Security Life Insurance Company of
under appropriate topic) Jacobson v. Hughes Aircraft Co., America v. Meyling, Oct. 60
Abbot v. Bragdon, May 15, Aug. 12 June 20 Shea v. Esensten, Oct. 12
Aerospace Corporation v. Campbell, Kariotis v. Navistar International Silverman v. Mutual Benefit Life
Aug. 45 Transportation Corp., April 47 Insurance Company and Principal
Barnhart v. New York Life Insurance Kearney v. Standard Insurance Mutual Life Insurance Company, et
Co., Aug. 44 Company, Oct. 62 al., Nov. 48
Bay Area Laundry and Dry Cleaning Larsen v. American Medical Security, Sprague, et al. v. General Motors
Pension Trust Fund v. Ferbar Inc., Aug. 12 Corp., June 61, Aug. 45, Oct. 16
Corporation of California, Inc., et Lenox v. Healthwise of Kentucky, Ltd. Steiner Corp. v. Johnson & Higgins of
al Feb. 46 and Fayeite County Board of California, April 46
Brillinger, et al. v. General Electric Education, Oct. 60 Taylor v. Phoenixville School District,
Co., et al., March 58 Lewis v. Aetna Life Insurance Co. and Dec. 37
California Pschological Association v. Kmart Corp., Dec. 30 Turner v. Fallon Community
Aetna U.S. Healthcare, Dec. 40 Long v. Sears Roebuck, June 60 HealthPlan, Inc., Jan. 50, June 20
Cleveland v. Policy Management LoPresti v. Terwilliger, Jan. 52 U.S. v. Reorganized CF&l Fabricators
Systems Corp., Nov. 48 Mattei v. Mattei, Aug. 45 of Utah, Inc., Oct. 61
Crocco v. Xerox Corp., Oct. 13 Nationwide Mutual Insurance Co. v. U.S. v. Schwent, June 60
Davies v. Centennial Life Insurance Darden, Aug. 45 UNUM Life Insurance Company of
Company, et al., Jan. SO New Jersey Psychological Association America v. Ward, Nov. 48
Eastern Enterprises v. Apfel, Aug. 13 v. MCC Behavioral Care, Inc., Vizcaino, et al. v. Microsoft Corpora-
EEOC v. Cigna Corp., March 13, Dec. 40 tion, March 13
Dec. 30 New York State Conference of Blue Ward v. Management Analysis
EEOC v. CNA Insurance, Aug. 44 Cross & Blue Shield Plans v. Company Employee Disability
EEOC and Fennell v. Aramark Corp., Travelers Insurance Co., March 59 Benefit Plan and UNUM Life
Dec. 32 Olson v. Dubuque Community School Insurance Company of America,
Ehlmann v. Kaiser, et al., Dec. 47 District, Dec. 37 April 47
Fallo v. Piccadilly Cafeterias, Inc., Oubre v. Entergy Operations, Washington Physicians Service
Oct. 61 March 12 Association v. Washington, Aug. 42
Firestone Tire & Rubber Co. v. Bruch, Parker v. Metropolitan Life Insurance Williams v. Midwest Operating
Oct. 62 Co., March 13, Oct. 60, Dec. 30 Engineers Welfare Fund, Jan. 52
Ford v. Schering-Plough Corporation Pension Benefit Guaranty Corporation
and Metropolitan Life Insurance v. CF&l Fabricators of Utah, Inc. DENTAL CARE
Company, Aug. 44, Dec. 30 et al., Oct. 61 dental HMO premiums, survey, June
Forsyth v. Humana, Feb. 46 Perez v. Aetna Life Insurance Com- 63
Frahm, et al. v. The Equitable Life pany, Oct. 62 direct reimbursement plans, Jan. 26
Assurance Society of the Unied Robert A. Peruzzi, Executor of the discount dental plans, Oct. 36
States, Nov. 48 Estate of Gloria M. Peruzzi, managed care dental, satisfaction, Jan.
Fuller v. lowa Dept. of Human Deceased v. Summa Medical Plan, 28
Services, Dec. 37 et al., June 61
Geissal v. Moore Medical Corp., July Prudential Insurance Company of DEPARTMENT OF LABOR
12, Oct. 13 America, et al. v. National Park fiduciary responsibility, health
George v. Sears Roebuck Group Life Medical Center, et al., Dec. 46 provider quality, May 55
Insurance Plan, March 59 Reeves v. Johnson Controls World 5500 forms, new forms delayed until
vanuary 1999
to tHE EBPR
JANUARY 1998 DECEMBER 1998
1999, March 14 ance, Gonzales v. Garner Food (Brillinger, et al. v. General
5500 forms, project on electronic Services, Inc.), Aug. 44 Electric Co., et al.), March 58
forms, Jan. 13 review ofc laim, “satisfactory evi- disclosure not required of physician’s
5500 forms sent to OMB for approval, dence” clause (Perez v. Aetna Life bonus (Eh/mann v. Kaiser, et al.),
Aug. 13 Insurance Company, Firestone Tire Dec. 47
401(k) fee guidance omits specific & Rubber Co. v. Bruch), Oct. 6 employee/independent contractor
numbers, April 14 short term disability plan management, change may violate ERISA (Gitlitz
health care “Consumer Bill of Rights,” July 82 and Collins v. Compagnie
April 14 workers’ comp approaches can cut Nationale Air France), Feb. 47
investment advice, PTE, April 36 costs, March 28 fiduciary breach not found in failure to
workers’ comp costs, NY, electronic sue for unpaid claims (U.S. v.
DEPENDENT CARE reporting, Dec. 20 Schwent), June 60
eldercare, need for, Conference Board workers’ comp, Deere experience, fiduciary breach, HMO (Herdrich v.
study, Sept. 43 March 33 Pegram Carle Clinic Association,
emergency dependent care, Principle workers’ comp standards set by and Health Alliance Medical Plan,
Financial, Sept. 39 URAC, March 33 Inc.), Dec. 47
fiduciary breach, wrong pension form,
DISABILITY, WORKERS’ DISCRIMINATION—AGE, (Schmidt v. Sheet Metal Workers’
COMPENSATION SEX, OR OTHER National Pension Fund), June 20
ADA issues, Bec. 9 ADEA waiver case, no review (Long v. preemption of state law, state law not
agent as independent contractor not Sears Roebuck), June 60 preempted, (Geweke Ford v. St.
entitled to ERISA, ADA protection severance pay okayed in pursuit of Joseph's Omni Preferred Care,
(Barnhart v. New York Life ADEA claim (Oubre v. Entergy Inc., and John Alden Risk Manage-
Insurance Co., Nationwide Mutual Operations), March 12 ment Services, New York State
Insurance Co. v. Darden), Aug. 45 Conference of Blue Cross & Blue
AIDS, asymptomatic HIV is ADA EARLY RETIREMENT Shield Plans v. Travelers Insurance
disability (Abbott v. Bragdon), Aug. 1997 experience, Charles D. Spencer Co.), March 59
12 & Associates survey, July 62 preemption, state malpractice claim
AIDS challenges confront employers, (Hoyt v. Edge), Jan. 51
March 35 ERISA preemption, state wrongful discharge
AIDS, reasonable accommodation for agent as independent contractor not claim (Aerospace Corporation v.
HIV patients, June 10 entitled to ERISA, ADA protection Campbell), Aug. 45
anti-fraud programs in disability (Barnhart v. New York Life preemption suit denies state rescission
management, March 27 Insurance Co., Nationwide Mutual claims (Davies v. Centennial Life
COBRA extension allowed because of Insurance Co. v. Darden), Aug. 45 Insurance Cempany, et al.), Jan. 50
SPD language, (Fallo Piccadilly Ark. Patient Rights Protection Act surviving spouse could pursue dis-
Cafeterias, Inc.), Oct. 61 preempted (Prudential Insurance crimination claim (Mattei v.
disability management, employer’s Company of America, et al. v. Mattei), Aug. 45
role, March 25 National Park Medical Center, et termination suit can proceed (Schultz v.
heart transplant exclusion no ADA al.), Dec. 46 PLM International, Inc., et al.),
violation (Lenox v. Healthwise of claims denial, insurer must show actual Jan. 51
Kentucky, Ltd. and Fayette County prejudice (Ward v. Management
Board of Education), Oct. 60 Analysis Company Employee ESOPS/STOCK-BASED PLANS
insurers’ marketplace approaches, Disability Benefit Plan and UNUM broad-based stock option plans can
March 16 Life Insurance Company of attract, motivate employees, July 46
integrated plans gain popularity, Oct. America), April 47 company stock-based plans, Sept. 7
57 corporate officer liable for assets corporate management takes many
LTD denial case to be reheard in Ninth (LoPresit v. Terwilliger), Jan. 52 forms, July 56
Circuit (Kearney v. Standard damages denied in suit denying ESOPs support business improvement,
Insurance Company), Oct. 62 coverage (Turner v. Fallon Com- July 54
mental disability claims (Ford v. munity Health Plan, Inc.), Jan. SO, FAS 123 impact deemed minor,
Schering-Plough Corporation and June 20 July 52
Metropolitan Life Insurance defined benefit plan participants stock option plan design trends, Hewitt
Company, EEOC v. CNA Insur- denied surplus assets from merger study, July 51
Employee Benefit Plan Review
software use in stock plan implementa- 401(k) PLANS GRAPHICALLY SPEAKING
tion, July 52 administration, Charles D. Spencer & benefits and work force commitment,
Associates survey, Oct. 20 Aug. 5
EXECUTIVE BENEFITS automatic enrollment, Oct. 28 company stock-based plans, Sept. 7
most common exec perks, July 5 costs, benchmarking, Jan. 18 cost-of-living increases in defined
stock market fuels CEO pay gains, Buck survey, Jan. 48 benefit plans, Oct. 7
June 63 cafeteria plan, inclusion in, Sept. 8 equity fund vs. GIC allocations, Feb. 6
communications, extending to entire executive perks, July 5
FINANCIAL PLANNING work force, Aug. 22 health care cost increases, 1997-98,
appreciated by employees, Nov. 12 company stock-based plans, Sept. 7 May 7
communications, three-step approach, DOL advisory opinion on receipt of health plan costs, March 5
Aug. 24 mutual fund fees by in-house health plan coverage: nonelderly
employee concern, April 32 provider, Jan. 15 status, duration of noncoverage,
five company approaches to retirement Eastman Kodak revamps 401(k) plan Dec. 7
planning, Nov. 14 approach, March 48 health problems, Jan. 7
401(k) plans, market intensifies for education and vendors, March 44 HR salaries, April 7
business, March 46 elective deferrals and annual compen- medical plan trend factors, June 7
Gen Xers major retirement planning sation limit, April 9 retirement programs, global trends,
challenge, Nov. 16 fee arrangements with mutual funds/ Nov. 7
home sales, new tax treatment aids service providers, Jan. 14
financial planning, April 42 fee guidance, DOL, April 14 HEALTH CARE,
investment advice okayed by DOL in fees discussed at PSCA conference, COST CONTAINMENT
PTE, April 36 May 14 avoiding increases, Sept. 44
property and casualty coverage fees, costs, PWBA, Oct. 30 CalPERS premiums rise for 1999,
becomes popular benefit, April 39 fees, worksheet to determine, Oct. 28 Dec. 18
replacement ratios rise with income hardship distributions exempted from Chicago-area purchasing initiative,
levels, April 38 withholding, Sept. 15 Aug. 8
retirement planning changes, Nov. 8 Hewitt survey, June 62 COBRA costs, Charles D. Spencer &
retirement savings summit, May 16 investment advice okayed in DOL Associates survey, Sept. 20
survivor financial counseling program, PTE, April 36 cost increases, 1997-98, May 7
April 43 investment index of participant health premiums rising, Peat Marwick
activity, Oct. 32 reports, Sept. 45
FLEXIBLE BENEFITS investment risk, Jan. 24 health purchasing emphasizes price,
credit systems, June 48 loan provisions, GAO survey, Jan. 49 June 14
election changes when losing depen- loan rollovers, Jan. 8 PBMs need quality focus in cost
dency status, Sept. 8 market intensifies, March 46 management, April 24
employee parking, Feb. 7 Mercer survey, March 50 self-care cuts emergency room visits,
enrollment on Web, Oracle, June 29 middle market facts, March 42 May 51
flexibility in benefits, workplace negative elections, IRS approves, July13 self-care guides cut utilization, May 50
growing, Hewitt survey, June 55 pension simplification effects, March workers’ comp approaches can cut
Form 5500, Schedule F, determining 36 costs, March 28
employer contribution, July 6 Profit Sharing/401(k) Council survey,
forfeitures in spending accounts, Dec. 45 HEALTH CARE,
March 55 retirement planning has undergone GENERAL ISSUES
HIPPA application to health FSAs, great changes, Nov. 8 alternative medicine, increased
Feb. 45 rollover to alternate payee, Sept. 8 awareness of, June 58
homeopathy and reimbursement, self-directed accounts, fiduciary alternative therapies, definitions,
Feb. 7 responsibility, Aug. 27 June 58
legislation to end use-it-or-lose-it, June self-directed accounts, 50% of plans AIDS challenges confront employers,
42 offer, Aug. 27 March 35
pretax transit benefits okayed, Sept. self-directed accounts, growth, benefits costs, Mercer survey, Feb. 12
14 Aug. 26 Chicago-area purchasing initiative,
Q & A, IRS, June 44 small employers adopt 401(k)s, Aug. 8
March 40 “Consumer Bill of Rights,” April 14
January 1999
to tHE EBPR
JANUARY 1998—DECEMBER 1998
denial of certain treatment (Robert A. hospital, May 50 group insurance costs, July 6
Peruzzi, Executor of the Estate of group life insurers, 1997 experience,
Gloria M. Peruzzi, Deceased v. HEALTH CARE, QUALITY Charles D. Spencer & Associates
Summa Medical Plan, et al.), June cost pressures impair quality, July 63 survey, May 36, Aug. 46
61 cost savings, quality is key, Dec. 8 HIPAA, SIIA addresses electonic data
depression, coalition project, Dec. 32 delivery systems, CareData compari- info, May 56
disease management, April 44 son, Feb. 28 insurers get “D” on RIMS and QIC
fiduciary responsibility for health legislation, Bipartisan Health Care report card, July 16
quality, DOL, May 55 Quality Act, May 55 misrepresentations cannot rescind
health care cost increases, 1997-98, Minnesota ranked as healthiest state, medical policy (Security Life
May 7 Dec. 43 Insurance Company of America v.
health care coverage, college students, NC and SC managed care comparison, Meyling), Oct. 60
Jan. 10 Feb. 24 premium cap, HIAA analysis, July 64
health care coverage: nonelderly NCQA use of HEDIS to review premiums, NY limits with insurer
status, duration of noncoverage, managed care plans, Feb. 16 subsidy, July 64
Dec. 7 NCQA updates HEDIS, Feb. 16 prescription drug management, John
HIPAA, first year experience, Charles quality review challenges, Dec. 9 Deere outsources, April 27
D. Spencer & Associates survey, study profiles plan quality in six stop-loss court case, Supreme Court
Sept. 16 markets, Feb. 26 allows to proceed (Larsen v.
HIPAA, HCFA proposes identifier American Medical Security, Inc.),
standards, EDT, June 19 HEALTH CARE REFORM Aug. 12
HIPAA, open enrollment, March 6 HIPAA, application to health FSAs, stop-loss policies, Jan. 8
HIPAA problems, GAO examines, Feb. 45 United Medical Resources named TPA
May 57 HIPAA, federal insurers must comply, of year by PRMS, July 18
HIPPA reinsurance issues, special Sept. 28
enrollment reach, Oct. 10 HIPAA, first year experience, Charles
health plan costs, March 5 D. Spencer & Associates survey, INTERNAL REVENUE
health plan eligibility for those not Sept. 16 SERVICE
covered, Feb. 7 HIPAA, GAO examines problems, administration, review of paperless,
health problems, Jan. 7 May 57 Sept. 14
investments for health & welfare plans, HIPAA, “job lock,” Oct. 56 cafeteria plans, election change issues
June 56 HIPAA, SIIA addresses electonic data addressed in new regs, June 40
mandate for mastectomies, Nov. 49 info, May 56 cafeteria plans, Q&A at ECFC
mandates, provider fee surcharge, HIPAA, state law compliance issues, meeting, June 44
Mass., July 65 Jan. 8 compliance issues discussed at PSCA
medical plan trend factors, June 7 legislation, patient protection propos- conference, May 14
MEWAs, PWBA to set identification als, Sept. 14 COBRA, consumer information, May
rules, May 16 legislation, major initiatives pending, 58
NCQA accreditation standards based Dec. 42 determination letter guidance, Feb. 13
on performance, May 14 electronic tax filing, penalties delayed,
plastic and reconstructive surgery, HUMAN RESOURCES ISSUES June 38
Dec. 43 personnel file review, June 10 5500 forms sent to OMB for approval,
premium cap, HIAA analysis, July 64 surveillance cameras, June 10 Aug. 13
premiums, NY limits with insurer hardship distributions exempted from
subsidy, July 64 INSURERS, withholding, Sept. 15
President’s commission avoids health INSURANCE ISSUES long-term care insurance, proposed
quality mandate, April 15 disability insurers’ marketplace rules, May 55
primary care centers: a new employer approaches, March 16 Mental Health Parity Act, interim
feature, March 56 disability management, employers’ rules, Feb. 44
quality, key to health cost savings, role, March 25 negative elections approved, July 13
Dec. 8 group accident and health insurers, 1998 guidance priorities, June 20
Utah network provides info, processes 1997 experience, Charles D. pension plans, Q & A at Enrolled
claims, Dec. 17 Spencer & Associates survey, May Actuaries meeting, Sept. 48
wellness, partnership with Chicago 18, Aug. 46 Sec. 457 plan guidance, Feb. 13
Employee Benefit Plan Review