Villains can come in many disguises, even with a handsome face and a gold-braided uniform. So thinks Chloe Waverly when her father's untimely death results in an unknown naval captain being appointed guardian to the four Waverly sisters. Chloe dislikes the harsh Captain William Trent upon first sight, especially knowing that he plans to marry her oldest sister, Emma. Although Emma loves a poor clergyman, she feels it her duty to accept the wealthy captain's proposal. Chloe is determined to rescue her sister from a loveless match to one whose heart seems as cold as ice.
But somewhere during all the Christmas celebrations, Chloe discovers that beneath the captain's stern military bearing is a lonely man imbued with a gentle gallantry. To her dismay, Chloe finds herself falling in love with her sister's fiance. She is unaware that William Trent has realized that he has pledged himself to marry the wrong sister. But with the wedding day looming closer, is there any honorable way to resolve this situation? It will take all of Chloe's faith and the magic of Christmas to unravel this tangle of hearts. Author Susan Carroll weaves a charming holiday tale about the enduring power of love and hope.