Biographies of conference participants Julie Agnew is an Assistant Professor of Finance and ...

21 Pages·2007·0.08 MB·English

Biographiesof conferenceparticipants
JulieAgnewis anAssistant Professorof Finance andEconomics intheWilliam and
MarySchool ofBusiness AdministrationandaResearch Associatewith BostonCollege's
CenterforRetirement Research. Her research focuses onindividuals'tradingand asset
allocationdecisions intheir401(k)plans. Shehas publishedintheAmericanEconomic
Review,theJournal ofFinancial andQuantitativeAnalysis andtheJournal ofBehavioral
Finance. Inaddition,she has beenawardedseveral nationallycompetitiveresearch
grants. Priortopursuingherdoctorate,sheworkedas anAnalyst ininvestment banking
forSalomonBrothers inNewYorkCityandas an EquityResearchAssociateforVector
Securities International inChicago. AformerFulbright ScholartoSingapore,shehas co-
authoredabook examiningstrategicbusiness opportunities in Indonesia,Singaporeand
Malaysia.Dr.Agnew graduatedMagnaCum Laudefrom theCollegeofWilliam and
Marywitha B.A.inEconomics. ShereceivedaPh.D.inFinancefrom BostonCollege.
John AmeriksjoinedVanguardin2003as aSenior Investment Analyst in Vanguard's
Investment Counseling&Researchdivision.Dr. Ameriks serves as oneof Vanguard's
experts onretirement advice,retirement incomemanagement, andotherinvestment
issues. BeforejoiningVanguard,Dr.Ameriks was aSeniorResearch Fellowat the
TIAA-CREF Institute,theresearchhandeducationarm ofTIAA-CREFin NewYork. He
has conducted andpublishedeconomicresearch relatedtoindividual andhousehold
financial decisions regardingsaving,portfolioallocation,andretirement income
strategies. Dr.Ameriks holds anA.B.from StanfordUniversityandreceivedhis Ph.D.in
Economics from ColumbiaUniversity.
NavaAshraf is anAssistant Professorin theNegotiations, Organizations, andMarkets
Unit at HarvardBusiness School.ProfessorAshrafreceivedherPh.D.inEconomics from
HarvardUniversityin2005,andher BAinEconomics and International Relations from
StanfordUniversity.ProfessorAshraf’s researchcombines psychologyand economics,
usingbothlabandfieldexperiments totest insights from behavioral economics inthe
context ofdevelopment projects inthePhilippines, Kenyaand Zambia.Her experiments
address intra-household bargainingandnegotiation,social preferences, micr-financeand
savings mobilization,andsocial marketing.Herresearchhas beenpublishedinleading
journals includingtheQuarterlyJournal ofEconmics andtheJournal ofEconomic
Perspectives. Professor Ashrafteaches inthe first yearrequiredMBAcoursein
Negotiations, andintheExecutiveEducationprogram oftheSocial Enterprise Initiative.
Sheis aFacultyAffiliate oftheJameel PovertyAction Lab at MIT.PriortojoiningHBS,
sheworked at theWorldBankontradenegotiations betweenMorocco and theEuropean
Union,as aconsultant forseveral nonprofit organizations indevelopingcountries, andas
founderof abusiness skills traininginstituteforwomeninwest Africa.She has been
awardedaQueen’s JubileeMedal forservicebytheGovernment ofCanada,andis the
youngest person evertoreceivetheOrderof British Columbia.
Ted Beckis thepresident andchiefexecutiveofficeroftheNational Endowment for
Financial Education(NEFE).Priortothis appointment,Beckserved as AssociateDeanof
ExecutiveEducationand CorporateRelations at theUniversityofWisconsin-Madison
School ofBusiness.UW-Madison’s ExecutiveEducationdivisionis oneofthelargest of
its typeintheUnitedStates withmorethan13,000 participants attendingover300course
offerings annually. Duringhis timeat Wisconsin,Beckbuilt apreviouslyunranked
program intoaninternationallyrecognizedonewhichwas rankednationallyinthetop20
bytheFinancial Timesforfourconsecutive years (2002-2005),ranking15thinhis final
year. In anEconomist IntelligenceUnit surveyof openenrollment courses in2005,
Wisconsin-Madison tiedforfirst placeintheworld.Beck also servedas president ofthe
CenterforAdvancedStudies inBusiness, Inc., anonprofit organizationdesignedto
support theactivities oftheBusiness School andoversawthe constructionandoperations
oftheFlunoCenter forExecutiveEducation.PriortojoiningUW-Madison in1999,Beck
spent morethan20 years inseniormanagement positions forCitibank/Citigroup. His
final assignment (1995-99)as managingdirectorandmarket managerwas basedinNew
Yorkwherehewas responsibleforthebankingdepartments coveringthree majorclient
groups: theU.S.healthcareindustry,international companies operatingin theU.S.and
corporateclients inthenortheasternU.S. Beckcurrentlyserves ontheWisconsinAlumni
AssociationBoardofDirectors andthenational Jump$tart CoalitionBoard. He
previouslyserved as ChairmanoftheAdvisoryBoardofDirectors of Gammex,Inc.and
sat ontheboards ofKeylab,Madison CommitteeonForeignRelations, International
UniversityConsortium forExecutiveEducation,theGraduateSchool of Banking, andthe
WisconsinPublicUtilityInstitute.He also has servedontheboards ofCiticorp
Securities, Inc.andtheClevelandPlayhouse. Beckis analumnus oftheUW-Madison
School ofBusiness whereheearnedhis MBAin International Business in 1976.He
servedontheWisconsinBusiness Alumni Board ofDirectors from 1983to1985.He
earnedhis undergraduate degreein Business Administrationfrom theUniversityof Notre
Damein1975.
Dan Benjaminis currentlyaResearchFellowat the InstituteforSocial Research at the
UniversityofMichigan. Dancompletedhis Ph.D. at Harvardin2006. Heis abehavioral
andexperimental economist.Current workincludes anempirical analysis ofthe
importanceofpoliticians' "charisma"(as measured bylaboratorysubjects)indetermining
electionoutcomes, and a theoretical analysis ofhowindividuals'concernforfairness
affects theefficiencyofeconomicexchange. Ongoingwork addresses how economic
preferences aredeterminedbypsychological/biological factors suchas cognitiveability,
socialidentity(ethnicity, race, and gender), andspecific genes.
Sunil Bhatiais apioneerinthedevelopment and deliveryofinvestment adviceforthe
mainstream andmass affluent markets. Hehas beenassociated withtheonline
investment adviceindustrysincethelatterpart of the1990s whenhefounded
AssetPlanner,oneofthe first internet-basedinvestment advicecompanies. That
company's product was regarded as oneofthebest wealthmanagement systems inthe
US byindependent researchfirms, as well as inEurope,whereit was also deployedwith
majorfinancial institutions. AftertheAssetPlannerplatform was acquired byAccenture
in2002forits bankingpractice,Mr. Bhatia founded LTSave.com,anSEC registered
investment adviser. LTSave’s missionis toprovidehigh-quality, affordableinvestment
adviceinascalable andreplicablemannertothoseindividuals whotypicallywouldnot
haveaccess tosuchservices. The LTSavesystem is inproductionrelease andis currently
beingdeployedat oneof thelargest privateuniversities intheUS. Priortostartinghis
entrepreuenerial career, Mr.Bhatia was aVice-President at FidelityInvestments where
heworked from 1991to 1996.Thereheservedon themanagement team of Fidelity
Investments Institutional Services CompanyInc. (FidelityAdvisor funds). From 1984to
1991,hewas amanagement consultant withPrice Waterhouse LLP.Mr.Bhatiaobtained
his MBAinFinance,Accounting,and InformationSystems from theKelleySchool of
Business at IndianaUniversity, Bloomingtonin1984.
Andrew BiggsbecameDeputyCommissionerof Social SecurityonApril 4,2007. Biggs
serves as theprincipal deputytotheCommissionerofSocial Securityas well as the
SecretarytotheSocial SecurityBoardofTrustees.Dr.Biggs continues toserveas the
ActingDeputyCommissionerforPolicy,apositionheheldpriortohis appointment as
DeputyCommissioner. Inaddition,heserved as AssociateCommissionerforRetirement
Policyfrom April 2003toMarch2007. BeforejoiningtheSocial Security
Administration,heservedas astaffmemberfortheHouseCommitteeonBankingand
Financial Services, as an analyst at theCato Instituteandas astaffmember forthe
President's CommissiontoStrengthenSocial Security.Heholds abachelor'sdegree from
theQueen's Universityof Belfast,Northern Ireland; amaster's from Cambridge
University; and aPh.D.from the LondonSchool ofEconomics andPolitical Science.
RayBosharadirects the Asset BuildingProgram at theNewAmerica Foundation.The
program aims tosignificantlybroadentheownershipofassets intheU.S.andaroundthe
world.PreviouslyBosharaservedinthe U.S.Congress as aSenior LegislativeAssistant
toRepresentativeTonyP.Hall andas aProfessional StaffMemberoftheHouseSelect
CommitteeonHunger. Hehas also workedforthe UnitedNations andintheprivate
sectorforCFED,theAspen Institute,andErnst & Young. Bosharahas testifiedbefore
theHouseWays andMeans CommitteeandtheSenate FinanceCommittee,andadvised
theBush andClintonAdministrations, as well as leaders inEuropeand elsewhere,on
asset-buildingpolicies. Hehas writtenforThe WashingtonPost,TheNewYorkTimes,
TheAtlanticMonthly,EsquireandtheBrookings Institution,andhas appearedseveral
times onC-SPANandradioprograms across the U.S.AgraduateoftheJohnF.Kennedy
School ofGovernment at Harvard,Yale DivinitySchool andOhioStateUniversity,
Bosharais therecipient ofseveral leadershipawards, includinga LittauerFellowshipat
HarvardandCFED’s Asset BuildingInnovationAward. In2002,hewas selectedby
Esquiremagazineas one ofAmerica’s Best and Brightest.
JeffreyR.Brownis anassociateprofessorinthe Department of Financeat the
Universityof Illinois at Urbana-Champaign.Priortojoiningthe Illinois faculty,Dr.
Brownwas an assistant professorofpublicpolicyat HarvardUniversity’s JohnF.
KennedySchool ofGovernment. In2001-2002,he servedas Senior Economist at the
WhiteHouseCouncil ofEconomicAdvisers, wherehefocusedprimarilyonSocial
Security,pensionreform,andterrorism risk insurance.He also servedonthestaffofthe
President’s CommissiontoStrengthenSocial Security. InJanuary2005,President Bush
nominatedDr.Brownto becomeamemberofthe Social SecurityAdvisoryBoard, and
heis awaitingSenateconfirmation.Professor Brownholds aPh.D.ineconomics from the
Massachusetts InstituteofTechnology,aMasters ofPublicPolicyfrom Harvard
University, anda B.A.from Miami University.HeisaResearchAssociate ofthe
National Bureauof EconomicResearch, aResearchFellowwiththeEmployeeBenefits
Research Institute,anda SeniorFellowoftheChinaCenterfor Insurance andSocial
SecurityResearch.ProfessorBrownis co-author ofthebookTheRoleof Annuities in
FinancingRetirementfrom MITPress, andis co-founderandco-editoroftheJournal of
PensionEconomics andFinance,publishedbyCambridge UniversityPress.Hehas
servedas aconsultant / expert panel memberfortheExecutiveOfficeofthePresident of
theU.S.,theGeneral AccountingOffice,theU.S.Treasury,theWorldBank,andseveral
privatefirms. Priorto graduateschool,hewas a BrandManagerat theProcter& Gamble
Company.
Kathleen Camilliis theFounder andPrincipal of Camilli Economics, LLC,which
provides clients—includinginvestment organizations, corporations, highnet worth
individuals andfamilyoffices—with"real world" economic guidanceforsmart business
andfinancial decisions. Shehas receivedtoprankingfrom objectiveperformanceraters,
includingTheWall Street Journal,whonamedher oneofthetopfive economic
forecasters two years ina row; Business Week,whonamedherthenumber one
performingforecaster,and Institutional Investor. BeforefoundingCamilli Economics in
2004,Ms.Camilli was theU.S.Economist at Credit SuisseAsset Management (CSAM)
inNewYork,whereshe providedinsight ontheU.S.economytothefirm's investment
process,overseeing$312 billioninfixedincomeandequityassetsglobally. Before
joiningCSAM, shewas TuckerAnthony's DirectorofEconomicResearch forsix years.
Shehas also worked as a moneymarket economist at Drexel Burnham Lambert,andas a
Fed-watcherat ChaseManhattanBank.Shebeganhercareerat the Federal Reserve Bank
ofNewYorkwhereshetrainedas apracticingeconomist andwas responsiblefor
forecastingreserves fortheOpenMarket Desk. Ms. Camilli receivedB.A. degrees in
bothEconomics andFrenchfrom Douglass College,Rutgers University.Shestudiedat
Universitede Laval,Quebec,CanadaandUniversitedeParis III, VII, France.Sheearned
anM.B.A.in FinanceandanM.A.inFrenchStudies from New YorkUniversity.Ms.
Camilli is ontheBoardofDirectors ofMassBank Corp.,theMoneyMarketeers ofNew
YorkUniversityandthe National Associationof Business Economists (NABE).Sheis
memberofthe Boardof Directors oftheNational Council onEconomicEducation,and
foundedtheNABE/Fed highschool economics project that provides forinner-citykidsto
viewthe"real world"of workinfiveafterschool sessions duringtheschool year.Sheis
acontributortoBlueChipFinancial Forecasts, andamemberoftheFinancial Women's
Association,theNewYorkWomen's BondClub,theForecasters ClubandtheNewYork
AssociationofBusiness Economists.
John Y.Campbell is theMorton L. andCaroleS. OlshanProfessorofEconomics at
HarvardUniversity.He grewupinOxford,England,andreceivedhis BAfrom Oxfordin
1979.HecametotheUnitedStates toattendgraduateschool,earninghis Ph.D.from
Yalein1984.Hespent thenext ten years teachingat Princeton,movingto Harvardin
1994.Campbell has publishedmorethan70articles onvarious aspects offinanceand
macroeconomics, includingfixed-incomesecurities, equityvaluation,andportfolio
choice.His twobooks, TheEconometrics ofFinancial Markets (withAndrew Loand
CraigMacKinlay,PrincetonUniversityPress 1997)andStrategicAsset Allocation:
PortfolioChoicefor Long-Term Investors (with Luis Viceira,OxfordUniversityPress
2002),havebothwonPaul Samuelson Awards for OutstandingScholarlyWritingon
LifelongFinancial Securityfrom TIAA-CREF.Campbell has co-editedthe American
EconomicReviewandtheReviewofEconomics andStatistics. Heis aFellowofthe
EconometricSocietyand theAmerican AcademyofArts andSciences, aResearch
Associateand former DirectoroftheProgram in Asset Pricingat theNational Bureauof
EconomicResearch,and servedas President ofthe American FinanceAssociationin
2005.At Harvard,Campbell helps tooverseetheinvestment oftheendowment as aboard
memberoftheHarvard Management Company. Heis also afoundingpartnerof
Arrowstreet Capital, LP, aCambridge-basedquantitativeasset management firm.
Marilyn (Mare)H.Canfield joinedNEFEstaffinDecember1999as aproject director
foranewNEFEpartnershipwiththeAmericanExpress Foundationtopilot agrant
program anddevelopafinancial educationclearinghouse. Followingsuccessful
implementationofthepilot program titledtheEconomic Independence Fund(EIF),Ms.
Canfieldcontinuedtooverseethecontinuationof theprogram and,bymid-2000shewas
namedDirectorofGrants AdministrationforNEFE,andcontinuedtooverseetheEIF
grant program.Sincethen,inadditiontomanagingNEFE’s grant activities, shehas
continuedtoprovideoversight fortherelationship withAmericanExpress Foundation
andthetransitiontoaphilanthropicrelationshipwithAmeripriseFinancial, Inc.as well
as partnershipdevelopment andoversight withtheNASD InvestorEducation
Foundation,andmost recentlythe Foundationfor Financial Planning.Ms. Canfieldhas
also ledthecreativedesign,coordinationandimplementationofseveral NEFEthink
tanks andsymposium gatherings ontopics related tofinancial literacyandfinancial
behaviors. PriortocomingtoNEFE,Ms.Canfield’s professional experienceincluded
conductingconferences foranational professional membershipassociation; directinga
local nonprofit memberorganization; servingas liaison between anurbandevelopment
boardandcitygovernment; policy,research,and budget analysis foratransportation
district; anddirectingpublicrelations andcommunications foracommunityhospital.She
earned a B.S.degreeinJournalism from BowlingGreenStateUniversityandhas dabbled
ingraduatestudies inbusiness educationandtechnical editing.
RobertClarkis ProfessorofManagement, Innovation,andEntrepreneurship,and
ProfessorofEconomics, NorthCarolinaStateUniversity.ProfessorClarkhas conducted
researchexaminingretirement decisions, thechoicebetweendefinedbenefit anddefined
contributionplans, theimpact ofpensionconversions todefinedcontributionandcash
balanceplans, theroleof informationandeducationonretirement planning, government
regulationofpensions, andSocial Security.Hehas examinedtheeconomic responses to
populationagingindevelopedcountries andhas writtenwidelyoninternational
retirement plans, especiallytheSocialSecurityandemployerpensionsystems inJapan.
ProfessorClarkhas also beenengagedinavarietyofprojects assessingthe keyissues in
theeconomics ofhigher educationandthe future ofhighereducationinNorthCarolina.
Shawn Coleis anassistant professorinthe FinanceUnit at Harvard Business School,
wherehecurrentlyteaches thefirst halfoftherequiredfinancecourseintheMBA
program.His researchexamines corporatefinance andbankingindevelopingcountries,
coveringtopics suchas bankcompetition,government regulation,andhow financial
development affects economicgrowth.BeforejoiningtheHarvardBusiness School,
ProfessorColeworkedas anassistant economist at theFederal Reserve BankofNew
York.Heserved as chair oftheendowment management committeeofthe Telluride
Association,anon-profit educational organization,forseveral years. He receivedaPh.D.
ineconomics from theMassachusetts Instituteof Technologyin2005,wherehewas an
NSFandJavits Fellow,andanA.B.inEconomics andGerman Literaturefrom Cornell
University.
GaryConwayis aVice President ofStateStreet Global Advisors andamemberofthe
firm’s Business Development team.His current responsibilities includeproviding
oversight andassistancetoformulatean expandedstrategyforthedefined contribution
market.Mr.Conwayhas 22 years of accomplished sales andmajoraccount management
experienceincluding17 years withStateStreet. Mr.Conwayholds aSeries 63anda
Series 7licenseand a BachelorofSciencedegree inEngineering.
Jon Dauphinéis DirectorofEconomicSecurityStrategyinAARP’s OfficeofSocial
Impact.Heis responsiblefordevelopinganddirectingtheAssociation’s strategies and
resources inpursuit ofits goals supportingall aspects ofeconomicsecurity, including
Social Security,pensions andsavings, financial literacyandconsumerissues,
employment/workforce, andlow-incomeassistance.Priortohis current role,Mr.
Dauphinéwas DirectorofEconomicSecurity& Work(ESW)Programs at AARP.
Duringthis time,hedirectedthedepartment’s initiatives onagingworkforceand
financial literacyissues. BeforejoiningESW,heworkedonspecial assignment
coordinatingAARP’s Medicareprescriptiondrugcampaign,andpriortothat as aSenior
LegislativeRepresentativeinGrassroots &Elections, whereheworkedonissues suchas
Social Security,Medicareandcampaignfinancereform.PriortojoiningAARP,Mr.
Dauphinéwas Executive Directorofthe LongTerm CareCampaign,anadvocacy
coalitionof147groups seekingimprovedlongterm care financinganddelivery
mechanisms. Beforethat,hegainedextensiveexperiencerunningissuecampaigns at
publicaffairs firms, includingOgilvyPublicRelations WorldwideandTheCapitol
Group.Anattorney,Mr. Dauphinéwas formerlya litigatorwithamajorDC lawfirm.He
is agraduateofHarvard LawSchool andVassar College.
IrenaDushiis anEconomist at theSocial SecurityAdministration,Office ofPolicy,
OfficeofResearch,EvaluationandStatistics. PriortojoiningtheSSA,shewas a
researchanalyst at the International LongevityCenter. SheearnedherPh.D.in
economics from theCenterforEconomicResearchandGraduateEducation(CERGE)in
Prague(CzechRepublic) in1998,fundedbytheSoros Foundation.Dr. Dushi is alabor
economist withresearch interests intheeconomics ofaging,pensions, and health
insurance. Herworkhas beensupportedbythe U.S.Department of Labor, Pensionand
Welfare Benefits Administration,BostonCollege's StevenH.Sandell Grant Program for
JuniorScholars inRetirement Research, UniversityofMichigan's EconomicResearch
InitiativeontheUninsured(ERIU),theRobert WoodJohnson Foundation's HealthCare
Financingand Organization(HCF) Initiative, andtheSocial SecurityAdministration
througha grant totheMichiganRetirement ResearchConsortium.Hercurrent work
focuses onpensioncoverage,individual retirement accounts, optimal allocationof
longevityrisk inannuities, andemployerprovided healthinsurance.
GaryEngelhardtis an AssociateProfessorintheDepartment ofEconomics, aSenior
Research AssociateintheCenterforPolicyResearch,anda FacultyAssociateinthe
GerontologyCenteroftheMaxwell School ofCitizenshipandPublicAffairs at Syracuse
University. Healso is a TIAA-CREF InstituteFellowandanEmployee Benefit Research
Institute(EBRI) Fellow. Dr.Engelhardt’s specialties areinthe economics ofaging,
householdsaving, employer-provided pensions, Social Security,taxation,andhousing
markets. His current research focuses ontwo areas: theimpact ofpensions andSocial
Securityon retirement saving,employment,andincomesecurityofolder Americans,
sponsoredbytheSocial SecurityAdministration,U.S.Department of Labor,andthe
TIAA-CREF Institute; andtheimpact ofpopulationagingonhousingmarkets, sponsored
bytheNational AssociationofRealtors andtheMortgage Bankers Association.Before
goingtotheMaxwell School,Dr.Engelhardt was atenured facultymemberat Dartmouth
College. Hehas beenavisitingscholarat theWhartonSchool ofBusiness at the
UniversityofPennsylvania,Hubert H.HumphreyInstituteofPublicAffairs at the
UniversityofMinnesota, CenterforEconomicResearch at TilburgUniversityinthe
Netherlands, andtheFederal Reserve Bankof Boston.Hereceiveda B.A.ineconomics
from CarletonCollegeandaPh.D.ineconomics from theMassachusetts Instituteof
Technology.
Peter Fisheris ManagingDirectorof Governanceforthe FidelityResearch Institute,
whereheoversees thedevelopment andmanagement ofstrategicpartnerships and
relationships withoutsidethought-leadingorganizations. Previously,Dr.Fisherspent
seven years inFidelity’s ConsultingandNew Business Development organizationas a
SeniorVicePresident overseeingprojects onbusiness development,newproduct
development,long-term growthstrategies, and retirement leadershipfor Fidelity’s
primarybusinesses. Prior toFidelity,he was a consultant at Bain &Company, Boston,
andat National EconomicResearchAssociates, NewYork.Dr.Fisherholds Ph.D.and
master’s degrees inbusiness economics from HarvardUniversityand abachelorofarts
degreein economics from NorthwesternUniversity.
Benjamin M. Friedmanis theWilliam JosephMaierProfessorofPolitical Economy,
andformerlyChairmanoftheDepartment ofEconomics, at HarvardUniversity. His
latest book,TheMoral Consequences ofEconomicGrowth,was publishedinOctober
2005byAlfredA.Knopf.Mr.Friedman's best knownprevious bookis Dayof
Reckoning: TheConsequences of AmericanEconomicPolicyUnderReaganandAfter,
whichreceivedtheGeorgeS.Eccles Prize,awardedannuallybyColumbiaUniversityfor
excellenceinwritingabout economics. Inaddition toDayofReckoningandTheMoral
Consequences of EconomicGrowth,Mr.Friedmanis theauthorand/or editorofeleven
books aimedprimarilyat economists andeconomicpolicymakers, as well as theauthorof
morethanonehundredarticles onmonetaryeconomics, macroeconomics, andmonetary
andfiscal policy,publishedinnumerous journals. Heis also afrequent contributorto
publications reachingabroader audience,includingespeciallyThe NewYorkReviewof
Books. Mr.Friedman's current professional activities includeservingas a directorand
memberofthe editorial boardoftheEncyclopaediaBritannica,adirectorofthePrivate
Export FundingCorporation,atrusteeoftheStandish Mellon Investment Trust,andan
advisertotheFederal Reserve Bankof NewYork. In addition,hehas servedas director
offinancial markets and monetaryeconomics researchat the National Bureauof
EconomicResearch,as a memberoftheNational Science FoundationSubcommitteeon
Economics, as anadviser totheCongressional Budget Office,as atrusteeoftheCollege
Retirement Equities Fund,andas adirectorofthe American Friends ofCambridge
University.Heis amemberofthe Brookings Panel onEconomicActivityandthe
Council onForeignRelations. Mr.FriedmanjoinedtheHarvardfacultyin 1972.Before
thenheworkedwithMorganStanley&Co.,investment bankers inNew York.Hehad
also workedinconsultingorothercapacities with theBoardofGovernors oftheFederal
ReserveSystem,theFederal Reserve Bankof NewYork,andthe Federal Reserve Bank
ofBoston.Mr. Friedman receivedtheA.B.,A.M. andPh.D.degrees ineconomics from
HarvardUniversity; duringhis graduatestudyat Harvardhewas aJuniorFellowofthe
Societyof Fellows. In addition,hereceivedtheM.Sc.degreein economics andpolitics
from King's College,Cambridge (U.K.), wherehestudiedas aMarshall Scholar.Most
recently,Mr. Friedman was the2005recipient of theJohnR.Commons Award,
presented everytwo years inrecognitionofachievements ineconomics and servicetothe
economics profession.
Robert Ganemis associatedirectoroftheNASD InvestorEducationFoundation,a
positionhehas heldsinceearly2006. Locatedin Washington,DC,theNASDFoundation
supports innovativeresearchandeducational projects that giveinvestors the tools and
informationtheyneedto betterunderstandthemarkets andthebasicprinciples ofsaving
andinvesting.PriortojoiningtheNASD Foundation,Mr.Ganem servedfor13 years in
various capacities at the National EducationAssociationFoundation. Inpartnershipwith
theFord Foundation,the CarnegieCorporationof NewYork,ThePewCharitableTrusts,
andotherfunders, heundertooka10-yearpolicyanddemonstrationinitiativetoimprove
thequalityofteacherdevelopment nationwide.His workat NEA also includedmajor
initiatives toclosetheachievement gapinurbanschools, exploretheuseoftechnologyin
theK–12curriculum,andencourageinnovationinarts education.Duringtheearly90s,
Mr.Ganem was director ofcommunications andoperations forA Different September
Foundation,whichwas establishedtoadvance communityengagement andsupport
instructional improvement intheChelsea,Massachusetts PublicSchools. Priortothis
experience,he was seniorassociate forastrategicmarketingfirm inWashington,DC.
Mr.Ganem holds degrees from theUniversityof Pennsylvania andStanfordUniversity.
John M.Gannonis SeniorVicePresident for InvestorEducationat NASD. Inthis
capacity,heis responsibleforthedevelopment andoperations ofNASD’s investor
educationprogram.He also serves as theExecutiveDirectoroftheNASD Investor
EducationFoundationwherehemanages theFoundation’s grant makingand
programmaticefforts toeducateandprotect investors, especiallytraditionally
underinvested groups of Americans, including youngadults, women, NativeAmericans,
andmembers of U.S.military.Hehas beenwithNASDsinceSeptember2001.Before
assuminghis present duties, Mr.Gannonwas DeputyDirectoroftheSecurities and
ExchangeCommission’s (SEC)Officeof Investor Education&Assistance. Mr.Gannon
also servedforseven years as SeniorCounsel intheSEC’s DivisionofEnforcement
wherehebrought cases andinvestigatedviolations offederal securities laws. Mr.Gannon
beganhis careeras an attorneywiththelawfirm ofPaul,Frank &Collins, Inc.in
Burlington,Vermont.A 1984graduateofMiddleburyCollegeinMiddlebury, Vermont,
Mr.Gannonearnedhis Juris Doctordegree from SuffolkUniversityLaw School in1987.
Heis amemberoftheVermont Bar. He represents NASDontheBoardof Directors of
theJumpstart CoalitionforPersonal Financial LiteracyandtheMontgomeryCounty
Business Roundtablefor Education.
Sarah A.Holdenis theDirectoroftheRetirement and InvestorResearch Divisionat the
Investment CompanyInstitute(ICI). At the Institute,Dr.Holden's research focuses on
pensionandretirement,as well as householdsurveys exploringequityownership,mutual
fundownership,and IRA ownershipintheUnited States. In addition,sheis responsible
foranalysis of401(k)planparticipant activityusingdatacollectedin acollaborative
effort withtheEmployee Benefit Research Institute(EBRI),knownas the EBRI/ICI
Participant-DirectedRetirement PlanCollectionProject.Priortojoiningthe Institute,she
workedas astaff economist intheFlowofFunds SectionoftheResearch Divisionat the
Federal Reserve Board. Dr.Holdenis a graduate ofSmithCollegeandholds aPh.D.in
economics from theUniversityofMichigan.
Mark Hookeris aSeniorManagingDirectorofSSgAandheadofits Advanced
ResearchCenter(ARC).Inthis role,heis responsiblefortheworldwidedevelopment
andenhancement ofSSgA's quantitativeinvestment models. Previously,Markwas
DeputyDirectoroftheARC andheadofthequantitativeFixed Incomeresearch group,
andbeforethat ledtheARC team in London.PriortojoiningSSgAinOctober2000,he
was afinancial economist withtheFederal ReserveBoardinWashington,andan
assistant professorof economics at DartmouthCollege.Heis a frequent conference
speaker andhas also publishedanumberof articles inacademic andprofessional books
andjournals. Heis amemberofSSgA's Senior Management Groupand Investment
Committee.Dr.HookerearnedaPh.D.in economics from StanfordUniversity,anda
Bachelors degree witha dual concentrationinEconomics andMathematics from the
UniversityofCalifornia at SantaBarbara.
Dan Iannicola,Jr.is theDeputyAssistant Secretaryfor Financial Educationat theU.S.
Department oftheTreasuryinWashington,D.C.Inthis role,heoversees theOfficeof
Financial Education,whichsupports theexpansionandimprovement offinancial
educationacross thecountry. BeforejoiningTreasury,Mr. Iannicolaacquiredan
extensivebackgroundin educationincludingroles as aschool boardpresident,adjunct
professorofbusiness law andanofficial at theU.S.Department ofEducation.His first
careerhowever, was practicinglaw. Foreight years priortojoiningthe government,Mr.
Iannicolawas anattorneyinthefinancial services industry.Heis anative ofSt. Louis,
Missouri andagraduate oftheWhartonSchool ofBusiness,theUniversityof Illinois
Collegeof Law,andthe AmericanUniversityGraduateSchool ofCommunications.
Howell Jacksonis theJames S.Reid,Jr.,Professorof Law at Harvard Law School
whereheteaches courses ontheregulationoffinancial institutions, securities regulation,
pensionlaw,international finance,and analytical methods forlawyers. His research
currentlydeals withtheregulationofinternational securities market,reform ofthesocial
securitysystem,problems inconsumerfinance,andcomparative cost-benefit analyses of
financial regulation.Heis co-editorof Fiscal Challenges: An InterdisciplinaryApproach
toBudget Policy(CambridgeUniversityPress forthcoming2007),co-authorofthe
Regulationof Financial Institutions (West 1999)andAnalytical Methods for Lawyers
(FoundationPress 2003) andauthorofnumerous scholarlyarticles. ProfessorJackson has
servedas aconsultant to theUnitedStates TreasuryDepartment inconnectionwiththe
Gramm-Leach-BlileyAct andalso as anadvisertotheUnitedNations Development
Progamme,theWorld Bank/International MonetaryFund,andtheHarvard Institutefor
International Development inconnectionwithvarious projects involvingthereform of
financial systems inothercountries. Heis atrusteeofCREF andaffiliatedTIAA-CREF
mutual funds. PriortojoiningtheHarvard LawSchoolfacultyin1989,Professor
Jackson servedas alawclerktoU.S.SupremeCourt JusticeThurgoodMarshall and
practicedlawinWashington,D.C.HereceivedaJD-MBAdegreefrom Harvard
Universityin1982and a B.A.from BrownUniversityin1976.
AdamM.Kellerwas appointedExecutiveVicePresident forAdministrationand
FinanceinJulyof2003 afterservingfornearlya yearinan actingcapacity. Mr.Keller
has beenat Dartmouthsince1978whenhejoined theDepartment ofCommunity
Medicine.His accomplishments in theDepartment includeparticipationinthecreationof
theCenterfortheEvaluativeClinical Sciences, thegrowthoftheNewHampshire-
DartmouthPsychiatricResearchCenter,thedevelopment ofFamilyMedicineandthe
constructionofa FamilyPracticeCenterin Lebanon. Forseveral years he servedas the
DirectoroftheDartmouthPrimaryCareCOOP Project,aresearchnetwork ofover100
primarycarepractices in northernNewEngland. In1991Mr.Kellerjoined theDean's
office at DartmouthMedical School as theChief Financial Officer. From 1995untilJune
2003heserved as theAssociateDeanandChief OperatingOfficer.Mr.Kelleralso taught
about theeconomics ofprimarycarepracticeintherequiredfamilymedicineclerkship.
Hereceivedhisbachelor's degree from HarvardCollege andhis master's in publichealth
from theUniversityofMinnesota.
PunamKelleris theCharles HenryJones ThirdCenturyProfessorofManagement at the
TuckSchool ofBusiness at DartmouthCollege.Herresearchfieldis social marketing
andsheis currentlythePresident-elect oftheAssociationforConsumerResearch. Her
researchis based onthe marketingprinciplethat social marketingprograms needtobe
customizedfordifferent target segments. Herfindings demonstratethat risk perceptions
andchoices aredeterminedbyindividual differences, includingstageinthedecision
process mood,prior attitudes, regulatorygoals, age and gender,andthat it is possibleto
predict whichprogram will best fit eachsegment. In addition,herresearch sheds light on
theeffectiveness ofseveral messagefactors usedtocommunicaterisk. Thesefindings are
testedinavarietyof contexts rangingfrom financial planning, art consumption,anda
varietyofhealthissues suchas diet,exercise,helmet andseat belt usage,solarprotection,
cancerprevention/detection,sexuallytransmitteddisease,alcohol anddrugabuse,breast
cancer,skincancer andsmoking.Dr.Kellerpublishes herresearchinmarketing,