िनबंधन सं(cid:8) या पी0ट(cid:15)0-40 ॢबह(cid:4)र गजट [स(cid:3)ध(cid:3)रण [क(cid:8) ॢबह(cid:4)र सरक(cid:4)र ह(cid:4)र(cid:4) (cid:13)क(cid:4)०शत 2(cid:18) प(cid:20)ष 1(cid:23)4(cid:25) (cid:26)श(cid:25)(cid:27) ((((स(cid:25)(cid:28) पटन(cid:4) (cid:30)(cid:30))))) पटन(cid:4)(cid:31) श१!व(cid:4)र(cid:31) 11118888 जजजजननननववववरररर(cid:15)(cid:15)(cid:15)(cid:15) 2222000011119999 lŒa 371@vkS0fu0fo0l0uhfr&2018 m|ksx foHkkx ——— ladYi 11117777 ttttuuuuoooojjjjhhhh 2222000011119999 fcgkj vkS|kfsxd fuo's k izkRs lkgu vf/kfu;e] 2016 dh /kkjk 14 vkSj 16 rFkk fcgkj vkS|kfsxd fuo's k izkRs lkgu fu;ekoyh] 2016 d s fu;e 13 d s v/khu iznÙk 'kfDr;k sa dk iz;kxs djr s g,q fcgkj jkT; e sa vkS|kfsxd fuo's k gsrq vkS|kfsxd foÙk lEik"sk.k d s fy, jkT; ljdkj fuEufyf[kr fn'kk funsZ'k vf/klfwpr djrh g%S& fcgkj vkS|ksfxd fuos'k foŸk lEiks"k.k ekxZn'kZd fl)kUr] 2019 fcgkj Hkkjr e sa rhozrj fodkl'khy jkT;k sa e sa l s ,d gSA jkT; ljdkj d s O;kid ?kjys w lq/kkj dk;ZØe dk gh ifj.kke gS fd foxr dqN o"kksZ a e sa fcgkj e sa vkfFkZd {ks= e sa gq, fodkl ,o a ifjoŸkZu ifjyf{kr gk s jg s gASa ; s lq/kkj lkoZtfud foŸk d s icz /a ku vkSj ljdkjh O;; e sa lq/kkj] vk/kkjHkwr lajpukvk sa d s fuekZ.k e sa lkotZ fud itwa h fuo's k vkSj lcl s egRoi.w kZ fof/k ,o a O;oLFkk ra= e as lq/kkj gSA bUgh a ifjoŸkZu u s jkT; e sa futh fuo's k ,o a foLr`r vkS|kfsxd izfrc)rk dk vuqdyw okrkoj.k miyC/k djk;k gAS jkT; e sa vkS|kfsxdhdj.k d s fy, foŸk dh O;oLFkk@ miyC/krk ,d egRoi.w kZ vo;o gSA vk|S kfsxd fuo's k foŸk lEik"sk.k uhfr dk mÌ's ; vkS|kfsxd fuo's k dk s izkRs lkfgr dju s d s fy, m|e&lgp;Z (industry-friendly) okrkoj.k iSnk djuk gSA bldk O;kid mÌ's ; jktLo e sa o``f) ,o a jkts xkj d s l``tu d s fy, jkT; d s izkd`frd lalk/kuk sa dk s vf/kdre eYw ; lao)Zu iznku dju s d s fy, lEi.w kZ jkT; e sa m|kxs k sa dk s lgk;rk iznku djuk gAS vkS|kfsxd fuo's k foŸk lEik"sk.k uhfr dk fØ;kUo;u jkT; esa vkS|kfsxdhdj.k dk s lqxe cuku]s jkts xkj l``tu dju s vkSj lexz fodkl e sa lgk;d gkxs kA 2- fuEufyf[kr jkT; foŸk laLFkkuk sa dk s vk|S kfsxd bdZ kb;k sa dk s foŸkh; lgk;rk iznku dju s d s fy, fpfUgr fd;k x;k gS%& ¼d½ fcgkj jkT; vkS|kfsxd fodkl fuxe (BSIDC); ¼[k½ fcgkj jkT; lk[k ,o a fofu;kxs fuxe (BICICO); ¼x½ fcgkj jkT; foŸkh; fuxe (BSFC) A 3- fuEufyf[kr izdkj dh foŸkh; lgk;rk iznku dh tk,xh%& ¼d½ fcgkj jkT; vkS|kfsxd fodkl fuxe }kjk vkS|kfsxd bdZ kb Z dk s ifjoŸkZuh; iFz ke LoPs Nk okyk bZfDoVh 'k;s j d s :i e sa foŸk ik"sk.k fd;k tk,xk( 2 ॢबह(cid:4)र गजट (cid:10)[स(cid:4)ध(cid:4)रण(cid:15)(cid:16) 11118888 जजजजननननववववरररर(cid:15)(cid:15)(cid:15)(cid:15) 2222000011119999 ¼[k½ fcgkj jkT; vkS|kfsxd fodkl fuxe rFkk fcgkj jkT; lk[k ,o a fofu;kxs fuxe }kjk Hkfwe dk s NkMs d+ j LFkk;h ifjlEifŸk;k¡ lf`tr dju s d s fy, vkS|kfsxd bZdkbZ dk s lkof/kd _.k iznku fd;k tk,xk( ¼x½ fcgkj jkT; foŸkh; fuxe }kjk vkS|kfsxd bZdkb Z dk s dk;Z'khy iw¡th ¼y?kqdkyhu _.k½ iznku fd;k tk,xkA 4- jkT; foŸk laLFkkuk sa d s }kjk vU; izdkj d s foŸkh; lEik"sk.k] ;Fkk] x`g&foŸk] okgu&foŸk vkfn tk s mud s ik=rk vkSj cktkj dh ekxa ij vk/kkfjr gk]s Hkh fd;k tk,xkA jkT; foŸk laLFkkuk sa d s }kjk foŸkh; lEik"sk.k d s fy, vkS|kfsxd rFkk vU; ik= iz{ks= dh ijke'khZ lpw h vuqlpw h&1 e sa nh xbZ gAS 5- fuEufyf[kr izdkj dh vkS|kfsxd bZdkb;k¡ ¼vuqlpw h&1 e sa lpw hc) fofHkUu vkS|kfsxd iz{ks= d s vna j½ foŸkh; lgk;rk izkIr dju s d s fy, ik= gkxsa h%& ¼d½ ubZ vkS|ksfxd bZdkb;k¡%&ub Z vkS|kfsxd bZdkbZ l s rkRi;Z oSlh bZdkbZ l s gS tk s bl uhfr d s izHkkoh gkus s d s ckn okf.kfT;d mRiknu ikzjEHk dh gk(s ¼[k½ fo|eku vkS|ksfxd bZdkb;k¡%&fo|eku vkS|kfsxd bZdkbZ l s rkRi;Z oSlh bZdkbZ l s gS tk s bl uhfr d s izHkkoh gkus s d s iwoZ okf.kfT;d mRiknu izkjEHk dh gk(s ¼x½ :X.k vkS|ksfxd bZdkb;k¡%&:X.k vkS|kxs fd bdZ kbZ l s rkRi;Z oSlh l{w e] y?kq ,o a e/;e bZdkb Z l s gS tk s jk"Vªh; dia uh fof/k vfHkdj.k (NCLT) ;k l{w e] y?kq ,o a e/;e m|ek sa d s iquokZl gsrq m|kxs fun's kd dh v/;{krk e sa xfBr jkT; Lrjh; lfefr d s }kjk :X.k ?kkfs"kr gkAs 6- vkS|kfsxd foŸk lEik"sk.k d s fy, mi;qZDr laLFkkuk sa dk {ks=kf/kdkj lEi.w kZ fcgkj jkT; gkxs kA fcgkj jkT; e sa vofLFkr dkbs Z Hkh vkS|kfsxd bZdkbZ bl funsZf'kdk d s varxZr foŸkh; lgk;rk d s fy, fopkj.kh; gkxsa As 7- ¼1½ m|kxs fun's kd dh v/;{krk e sa l{w e] y?kq ,o a e/;e m|e ds iquokZl gsrq xfBr jkT; Lrjh; lfefr ¼'kh"kZ lfefr½ bl funsZf'kdk d s fØ;kUo;u ,o a vuqJo.k d s fy, mŸkjnk;h gkxs hA ¼2½ 'kh"kZ lfefr d s }kjk vkS|kfsxd foŸk lEik"sk.k d s fy, m|kxs foHkkx] fcgkj d s vuqekns u l s mi;qDr 'kŸkksZ a dk fu/kkZj.k fd;k tk,xkA ¼3½ 'kh"kZ lfefr vkons u dh izkfIr] mud s eYw ;kda u ,o a Lohd`fr d s fy, mŸkjnk;h gkxs hA vkS|kfsxd bZdkb;k sa l s vkons u vkefa=r dju s vkSj Lohdf`r iznku dju s d s fy, ,d vkWuykbZu ocs ikVs Zy fodflr fd;k tk,xkA ¼4½ 'kh"kZ lfefr d s fuEufyf[kr lnL; ikf{kd vk/kkj ij foŸkh; lgk;rk gsrq izkIr izLrkok sa d s eYw ;kda u ,o a Lohd`f`r d s fy, cSBd djxsa %s& (i) m|kxs fun's kd] fcgkj] iVuk( (ii) fun's kd] lkfaLFkd foŸk] fcgkj] iVuk ;k fun's kd d s izkf/kd`r izfrfuf/k( (iii) izc/a k fun's kd] fcgkj jkT; lk[k ,o a fofu;kxs fuxe ;k icz /a k fun's kd d s izkf/kd`r izfrfuf/k( (iv) izc/a k fun's kd] fcgkj jkT; foŸkh; fuxe ;k izc/a k fun's kd d s izkf/kd`r izfrfuf/k( (v) izc/a kd] flMch] fcgkj] iVuk( (vi) l;a kts d] jkT; Lrjh; cdSa lZ lfefr( izc/a k fun's kd] fcgkj jkT; vkS|kfsxd fodkl fuxe ;k icz /a k fun's kd d s izkf/kd`r izfrfuf/k Hkh mDr ikf{kd cSBd e sa Hkkx yxsa As ¼5½ 'kh"kZ lfefr foŸkh; lgk;rk gsrq izkIr izLrkok sa d s eYw ;kda u d s fy, fo'k"skK@ dk;ØZ e izc/a ku laLFkk dk ss fu;kfstr dj ldrh gS@ cSda vkSj@;k Hkkjrh; fjto Z cSda }kjk vuqekfsnr xSj cfSadxa foŸkh; dia uh dh lsok izkIr dj ldrh gSA foŸkh; lgk;rk gsrq izkIr izLrkok sa ij vko';d fu.kZ; ¼Lohd``fr@ vLohd`fr@ ifjektZu½ yus s d s fy, fo'k"skK@ dk;ZØe icz /a ku laLFkk@ cdSa vkSj@;k Hkkjrh; fjtoZ cdSa }kjk vuqekfsnr xSj cfSadxa foŸkh; dia uh izLrko d s eYw ;kda u ,o a viuh vuq'kalk ikf{kd cSBd e sa izLrqr dju s d s fy, mŸkjnk;h gkxsa As 8- ¼1½ Lohd`r foŸkh; lgk;rk dk forj.k ,o a forj.k d s ckn ml ij fu;a=.k] i;Zo{s k.k vkSj vuqJo.k lca fa/kr jkT; foŸk laLFkku ¼tSlk fd dfaMdk&2 e sa fufnZ"V gS½ d s }kjk fd;k tk,xkA ble sa vko';d vfHky[s kk sa dks rS;kj djuk] lk[k dk vuJq o.k rFkk jkf'k dk le;c) iquHkqZxrku@ olyw h lfEefyr gkxs kA ¼2½ jkT; foŸk laLFkkuk sa d s }kjk bZdkbZ dk s foŸkh; lgk;rk iznku dju s d s fo:) nkus k s izdkj izkFkfed (Primary) ,o a izek.khd`r ifzrHkfwr (Collateral Security) izkIr fd;k tk,xkA ;g 100 ifzr'kr izkFkfed ifzrHkfwr lfgr _.k dh jkf'k dk 200 izfr'kr rd gkxs kA izek.khd`r 3 ॢबह(cid:4)र गजट (cid:10)[स(cid:4)ध(cid:4)रण(cid:15)(cid:16) 11118888 जजजजननननववववरररर(cid:15)(cid:15)(cid:15)(cid:15) 2222000011119999 izfrHkfwr (Collateral Security) dk izfr'kr m|kxs d s LFkku ,o a izd`fr rFkk _.k dh izd`fr ij fuHkZj djxs kA ¼3½ :X.k bdZ kb;k sa d s ekey s e sa i;kIZr izkFkfed izfrHkfwr d s vHkko e sa nkus k sa izkFkfed (Primary) ,o a izek.khd`r ifzrHkfwr (Collateral Security) rd izek.khd`r izfrHkfwr (Collateral Security) izkIr fd;k tk,xkA ¼4½ fuEufyf[kr ifjlEifŸk;k¡ izek.khd`r ifzrHkfwr (Collateral Security) d s fy, izkFkfedrk d s vk/kkj ij fopkj.kh; gkxsa %s& i. c/a kd eqDr [kkyh Hk[w k.M( ii. Hkou@ xg` @ vikVZeVsa ( iii. fQDl fMikWftV( iv. fdlku fodkl i=@ jk"Vªh; cpr i=@ thou chek ikfWylh vkfn tgk¡ vko';d gkxs k] izfrHkfwr dk eYw ; ,d vuqekfsnr@ lpw hc) eYw ;kda udŸkkZ d s }kjk izekf.kr gkus k pkfg,A tsojkr vkfn izek.khd`r izfrHkfwr d s :i e sa Lohdk;Z ugh a gkxsa As ¼5½ fdlh Hkh izdkj dh foŸkh; lgk;rk dh vf/klhek :0 2 ¼nk½s djkMs + gkxs hA ¼6½ fcgkj jkT; vkS|kfsxd fodkl fuxe ek= dia uh e sa gh ifjoŸkuZ h; izkFkfed LoPs Nk okyk 'k;s j d s :i e sa fuo's k djxs k tk s daiuh d s iMs vi 'k;s j dSfiVy d s 20 izfr'kr rd ;k :0 2 ¼nk½s djkMs + :i;k] ble sa l s tk s de gk]s rd gkxs kA 9- jkT; Lrjh; lfefr ¼'kh"kZ lfefr½ d s }kjk bl uhfr d s v/khu Lohd`r ekey s e sa foŸkh; lgk;rk dk forj.k e sa gbq Z izxfr rFkk olyw h dk;ZØe dk vuJq o.k Hkh fd;k tk,xk vkSj jkT; foŸk laLFkku dk s vko';d funsZ'k tkjh dj ldxs kA lca fa/kr jkT; foŸk laLFkku oSl s ekey s ftUg sa foŸkh; lgk;rk Lohd`r dh xb Z gS] dh fLFkfr] fd'r dk Hkqxrku ,o a _.k dh olyw h dh izxfr d s lca /a k e sa lkef;d ifzrons u lfefr dk s izLrqr djxsa As vko';drk iMu+ s ij izxfr dk s lqxe cuku s vkSj e/;kof/k lq/kkj gsrq bl uhfr dk lkef;d eYw ;kda u fd;k tk,xkA 10- jkT; foŸk laLFkku dk s ;g fodYi jgxs k fd og flMch vkfn foŸkh; laLFkkuk sa l s iqufoZŸk izkIr dj ldxs kA 11- fuEufyf[kr lpw h dh bZdkb;k ¡ udkjkRed lpw h dh bdZ kb;k ¡ ekuh tk,¡xh vkSj bl uhfr d s v/khu fdlh Hkh izdkj dh lgk;rk d s fy, ik= ugh a gkxsa h%& ¼d½ eknd vkS"kf/k fuekZrk bdZ kb;k¡( ¼[k½ vYdkgs y i;s fuekZrk bZdkb;k¡( ¼x½ rEckd w vk/kkfjr bZdkb;k¡( ¼?k½ ,LcsLVl fuekZrk bZdkb;kA¡ jkT; ljdkj dk s fdlh bdZ kbZ dk s udkjkRed lpw h dh bdZ kbZ ?kkfs"kr dju s dk vf/kdkj gkxs k vkSj rnuqlkj mi;qZDr lpw h e sa l'a kk/s ku dj ldrh gAS 12- lkekU; fl)kUr d s vuqlkj okrkoj.k ij foijhr izHkko Mkyu s oky s m|kxs dk s jkT; itwa h fuo's k d s fy, grkRs lkfgr djxs hA mDr izdkj d s m|e bl uhfr d s varxZr fdlh Hkh izdkj d s foŸkh; lgk;rk d s fy, ik= ugh a gkxsa s rFkk mij of.kZr udkjkRed lpw h e sa Mky fn, tk,¡xAs 13- fdlh izdkj d s enHkns vFkok fdlh 'kCn dh O;k[;k@fookn d s lHkh ekeyk sa e sa fu.kZ; vkS|kfsxd fodkl vk;qDr@ iz/kku lfpo] m|kxs foHkkx }kjk fof/k foHkkx d s ijke'kZ d s i'pkr~ fy;k tk;xs kA mDr O;k[;k@ fu.kZ; vfare vkSj lHkh lca fa/krk sa d s fy, ck/;dkjh gkxs kA 14- bl uhfr dh vuqlpw h&1 e sa nh xbZ ifjHkk"kk,¡ bl uhfr d s vxa ekuh tk,¡xhA 15- ;g uhfr bl lda Yi d s fuxZr gkus s dh frfFk l s izHkkoh gkxs hA 16- bl funsZf'kdk d s fdlh Hkh dfaMdk e sa l'a kk/s ku ;k ifjoŸkZu vkSj mudk lkef;d leh{kk dk vf/kdkj foHkkx d s ikl lqjf{kr jgxs kA fcgkj&jkT;iky ds vkns’k ls] ds0 ds0 ikBd] iz/kku lfpoA 4 ॢबह(cid:4)र गजट (cid:10)[स(cid:4)ध(cid:4)रण(cid:15)(cid:16) 11118888 जजजजननननववववरररर(cid:15)(cid:15)(cid:15)(cid:15) 2222000011119999 vvvvuuuuqqllqqllppwwppww hhhh&&&&1111 1- vkS|kfsxd bZdkbZ%& vk|S kfsxd bZdkbZa l s rkRi;Z gS ,slh bZdkb@Z izfr"Bku tk s fuEufyf[kr J.s kh e sa [email protected]@lsok m|kxs k sa e sa jr gk s vFkok jr gkus s okyk gkAs ¼¼¼¼dddd½½½½ le;≤ ij ;Fkk l’a kkfs/kr vkS|kfsxd ¼fodkl ,o a fofu;eu½ vf/kfu;e] 1951 d s iFz ke vuqlpw h v/khu lpw hc) m|kxs A ¼¼¼¼[[[[kkkk½½½½ l{w e] y?kq ,o a e/;e m|e fodkl vf/kfu;e] 2006 ¼le;≤ ij ;Fkkl’a kkfs/kr½ d s v/khu ifjHkkf"kr ,o a l{w e] y?kq ,o a e/;e m|eA ¼¼¼¼xxxx½½½½ vU; Jfs.k;k a % (i) [kuu vFkok [kku fodkl( (ii) fdlh Hkh rjg d s fof’k"Vrkvk sa d s dkbs Z midj.k vFkok okgu vFkok tgkt vFkok ekVs jckVs vFkok Vyªs j vFkok VªSDVj d s j[k j[kko ejEer fujh{k.k vFkok lfoZflxa ( (iii) i;ZVu( (iv) foKkiu( (v) ykWftfLVDl] Hk.Mkj.k ,o a ifjogu( (vi) LokLF; lsok,¡( (vii) jh;y bLVVs ( (viii) vkoklu( (ix) f’k{kk( (x) vkbZ0 Vh0 ,o a vkbZ0 Vh0 bZucs YM lfoZlts ( (xi) rRle; izo`Ÿk vkS|kfsxd izkRs lkgu uhfr vUrxZr ekU; dkbs Z vk|S kfsxd bZdkbZA ¼¼¼¼????kkkk½½½½ jkT; fuo’s k izkRs lkgu i"kZn }kjk vuqekfsnr izLrko ¼¼¼¼³³³³½½½½ fcgkj LVkVZ vi uhfr d s varxZr izekf.kr izLrko ¼¼¼¼pppp½½½½ eq[;ea=h vuqlfwpr tkfr@ tutkfr m|eh ;kts uk d s varxZr Lohd`r izLrko mi;qZDr lpw h lda srkRed g Sa vkSj 'kh"kZ lfefr m|kxs foHkkx d s vuqekns u l s ble sa le;≤ ij ifjoŸkZu dj ldrh gSA 5 ॢबह(cid:4)र गजट (cid:10)[स(cid:4)ध(cid:4)रण(cid:15)(cid:16) 11118888 जजजजननननववववरररर(cid:15)(cid:15)(cid:15)(cid:15) 2222000011119999 No:-SIPB/Misc. (IF)-33/2018- 371/ ———— Resolution The 17th January 2019 In exercise of the powers conferred under Section 14 and 16 of The Bihar Industrial Investment Promotion Act, 2016 and Rule 13 of The Bihar Industrial Investment Promotion Rules, 20l6,the State Government is pleased to notify the following guidelines for industrial finance to promote industrial investment in the State of Bihar:- Bihar Industrial Investment Finance Guidelines, 2019 Bihar is one of the fastest growing states in India. The scale and pace of economic change that Bihar has witnessed over past few years has been the result of a comprehensive, home-grown reform program initiated by the government. These reforms ranged from changes in managing public finance and reforming government expenditures, public investments in building infrastructure and most importantly revamping the law and order machinery. All these changes have provided an enabling environment for private investment in the state and greater industry commitment.For the industrialization of the state, availability of finance is an important factor. Department of Industries aims at creating industry-friendly financing environment for promoting industrial investment. The overall objective is to maximize the value addition to state's natural resources by supporting industries across the state, generating revenue and creating employment. The industrial finance activity will facilitate industrialization of the state, generate employment and add to its overall growth. 2. Following State Finance Organisations (hereinafter referred as “SFOs”) shall be designated for extending financial assistance to the industrial units:— (a) Bihar State Industrial Development Corporation (BSIDC); (b) Bihar State Credit and Investment Corporation Limited (BICICO); (c) Bihar State Financial Corporation (BSFC). 3. Following types of financial assistance shall be available:— (a) Equity financing to an industrial unit shall be done by the BSIDC only in terms of redeemable preference shares; (b) Term loan financing to an industrial unit shall be done by the BSIDC and BICICO for the creation of fixed assets except land; (c) Working capital financing (Short term lending) to an industrial unit shall be done by the BSFC. 4. The SFOs shall also do other kinds of financing like Housing Finance, Vehicle Finance etc. through suitably designed financial products based on their eligibility and market requirements. An illustrative list of industrial and other eligible sectors for financing by the SFOs is at Annexure-I. 5. Following types of industrial units (across the various industrial sectors listed in Schedule-I) shall be eligible for availing finance:— (a) New Industrial Units:—New Industrial Unit means an industrial unit, in which commercial production has commenced after the commencement of this Guideline; (b) Existing Industrial Units:—Existing Industrial Unit means an industrial unit which has started its commercial production before commencement of this Guideline; (c) Sick Industrial Units:—Sick Industrial Unit means a MSME declared sick by the National Company Law Tribunal (NCLT) or by the State Level Committee for Rehabilitation of Micro, Small and Medium Enterprises headed by the Director of Industries, Bihar, Patna. 6 ॢबह(cid:4)र गजट (cid:10)[स(cid:4)ध(cid:4)रण(cid:15)(cid:16) 11118888 जजजजननननववववरररर(cid:15)(cid:15)(cid:15)(cid:15) 2222000011119999 6. The jurisdiction of the abovementioned organisation for extending industrial finance shall be the whole of Bihar. Any industrial unit located in Bihar shall be considered for financing under this Guideline. 7. (1) The State Level Committee (Apex Committee) for the Rehabilitation of Micro, Small and Medium category sick units constituted under the Chairmanship of the Director of Industries, Patna, Bihar shall be responsible for the implementation and monitoring of these guidelines. (2) The Apex Committee shall formulate relevant norms for industrial financing with the approval of the Department of Industries. (3) The Apex Committee shall be responsible for the receipt of application, their appraisal and sanction of financial assistance to an industrial unit. An online web portal shall be developed to invite the applications and provide sanctions to the industrial units. (4) Following members of the Apex Committee shall meet on fortnightly basis for assessment and approval of the proposals received for financial assistance: (i) Director Industries, Bihar, Patna; (ii) Director, Institutional Finance, Bihar, Patna or their authorised representative; (iii) Managing Director, BICICO, Bihar, Patna or an authorised representative of the MD; (iv) Managing Director, BSFC, Bihar, Patna or an authorised representative of the MD; (v) Manager, SIDBI, Bihar, Patna; (vi) Convener, State Level Bankers Committee; The Managing Director, BSIDC, Bihar, Patna or an authorised representative of the MD shall also have to participate in the fortnightly meetings. (5) The Apex Committee can hire experts/ Programme Management Agency/ avail the services of banks and/or NBFCs approved by RBI to appraise the proposals received for financing. The experts/ Programme Management Agency/ banks and/or NBFCs approved by RBI shall be responsible for appraisal of the proposal for financial assistance and place their recommendation in the fortnightly meetings for necessary decision (approval/rejection/ modification etc.). 8. (1) Disbursement of approved financial assistance and post-disbursal control, supervision and monitoring shall be done by the respective SFOs (as mentioned in Clause No. 2). This shall include necessary documentation, credit monitoring and timely repayment/recovery of the funds. (2) Both primary and collateral securities shall be obtained against the financial assistance extended to the units by the SFOs. This shall be maximum up to 200% of the loan amount, including 100% of the primary security. The percentage of Collateral Security shall depend on the location and nature of the industry and nature of loan. (3) In case of sick units, in absence of adequate primary security, the collateral security shall be obtained up to the required extent for both primary and Collateral Security. (4) Following assets shall be considered preferable as collateral security: (i) Non-encumbered vacant land; 7 ॢबह(cid:4)र गजट (cid:10)[स(cid:4)ध(cid:4)रण(cid:15)(cid:16) 11118888 जजजजननननववववरररर(cid:15)(cid:15)(cid:15)(cid:15) 2222000011119999 (ii) Building/ House/ Apartments; (ii) Fixed Deposits; (iv) KVP, NSC, LIC policies etc. Wherever applicable, value of the security should be certified by an approved/ empanelled valuer. Further, ornaments, etc., shall not be accepted as collateral security. (5) The maximum limit for any type of financial assistance given to a unit shall be Rs. 2 Crore. (6) BSIDC will invest only in companies limited by shares in form of Redeemable Preference Shares up to 25% of the paid-up share capital of the company, or Rs. 2 Crore, whichever is less. 9. The Apex Committee shall also monitor the progress of disbursement of approved financial assistance and repayment schedule made under this guideline and issue necessary direction to SFOs. The SFOs shall do periodic reporting to the Apex Committee on the progress status of the cases to which financial assistance has been sanctioned, repayment of instalments and recovery of the funds. The guidelines shall be periodically reviewed for necessary facilitation and mid-course correction, wherever necessary. 10. The SFOs shall have the option to seek re-finance from financial institutions like SIDBI, etc. 11. Following list of units shall be considered as the negative list of units and shall not be eligible for any support under this Guideline:- (a) Units manufacturing narcotic drugs; (b) Units manufacturing alcoholic beverages; (c) Tobacco based industries; (d) Units manufacturing asbestos. The State Government shall have the right to decide whether a unit falls under the negative list and can modify the above list accordingly. 12. As a general principle, any industry which impacts the environment adversely will be discouraged by the State Government for investment. Such industries will not be eligible for any kind of financial assistance under this Guideline and be placed in the abovementioned negative list. 13. All matters of interpretation/disputes shall be decided by the Industrial Development Commissioner/ Principal Secretary, Department of Industries, after consultation with the Law Department. Such interpretation/decision shall be final and binding for all concerned parties. 14. The definitions given in the Schedule-I to this Guideline shall be treated as part of this Guideline. 15. This Guideline will come into effect from the date of issue of this Resolution. 16. The Department reserves the authority to amend or change any of the above clauses of the Guideline and review them periodically. By order of Governor of Bihar, K. K. PATHAK, Principal Secretary, 8 ॢबह(cid:4)र गजट (cid:10)[स(cid:4)ध(cid:4)रण(cid:15)(cid:16) 11118888 जजजजननननववववरररर(cid:15)(cid:15)(cid:15)(cid:15) 2222000011119999 Schedule- I 1. Industrial unit shall mean any unit/ establishment engaged or to be engaged in manufacturing/processing/servicing industry under the following categories: a. Industries listed under the First Schedule of the Industries (Development and Regulation) Act, 1951, as amended from time to time. b. Micro, Small and Medium Enterprise (MSME) as defined under MSMED Act, 2006, as updated from time to time. c. Other Categories: i. Mining or development of mines ii. The maintenance, repair, inspection or servicing of any type of machinery of any description or vehicles or vessels or motorboats or trailers or tractors. iii. Tourism iv. Advertising v. Logistics, Warehousing and Transportation vi. Healthcare vii. Real Estate viii. Housing ix. Education x. IT and ITeS xi. Any unit considered as industrial unit under the prevailing industrial incentive policy d. Proposal approved by SIPB e. Proposal certified under Bihar Start Up Policy f. Proposal approved under Chief Minister SC/ST Entrepreneurs Scheme 2. The above list is only illustrative and can be amended/ revised by the Apex Committee with the approval of the Department of Industries from time to time. ———— [ध(cid:17)¡क(cid:16) स०चव(cid:4)लय म१(cid:27)ण(cid:4)लय(cid:16) ॢबह(cid:4)र(cid:16) पटन(cid:4) ह(cid:4)र(cid:4) (cid:31)क(cid:4)०शत eव # म१ॢ(cid:27)त? ॢबह(cid:4)र गजट (cid:10)[स(cid:4)ध(cid:4)रण(cid:15) 66%5'1+1*00%ड(cid:17)*ट,*प(cid:17)*? Website: http://egazette.bih.nic.in