AMP Lite Limited ABN 84.079 300 379 Directors’ report and Financial report for the year ended 31 December 2016 Directars’ Report ‘arn ont ees Deore 16 “grt 9 AMP Lil ie AP Leeman ea ‘roam nap eho eamany for re trl yar ened Ue Uke 4 ena led by ae sae Heated end ded In rsa, AW Sion Sonar Hedge ‘ets cary: pret wl a AP ede tas pte hy Trachea cangay hn geen yl vl i ay es aon reo wer hea thio pote sna ones saeco. sor Mate ‘him, Neeru lt Anacted naar 12 ay 16 gn ar Hong prose ‘hpatea Sunes 26 Seale neces fot Kamer Nowsseaes Deter apne 12 2018 ac Sharad Niven ne ihe onsceo uve Chel" Spe 21 ett U6 Sohne Brome Claman Henasseise Coser rane ty ate Pasig eon aig hese Feaghed 2 Novae 2016 inane fein dons ined eri ace td aes len it Ae Tien pos toe rte Cresta, crn cnet ear cue aah ae hace seve bash EMER cman Fare so sce aes yo ‘Tropes ah yt an 1 Desanbel 316 93 elt aa txof 904m OE: ‘iid and tans FRdats otis eones tla a chic mmm san! pyar el yal a sae! note oe Sigion! changes nt tl of tang ‘ahaa ear terra chargee ihe lef sas ing eM ‘Sn sanaey 21 he Acerca Me denen eres UniiPRaaLA etanconed lo AMP Le nid (9H Lb, bot ore onmad col nk i Ani te ‘haters onl ung azar char’ ure Pol LE nen Al “AES a Asta aa aH ie Irene arteritis No Zanae- Tw rns pos rian salsa Zend {Be carted tyne Face oi ot Arial “tales al fhe alan alte ace at eae c MLA an wl cl cc on [tn nertinan nee Fount ML ols sae a fas bea neu ar sant by ae tite Bunt ove 14a a alin 928 bias ested a tl ee ves I M3 edly ean Sch tA at A tars inne aucousyyeioa hers atc acne nen no ahs nen ales fare cet ait: RAL apd SM Li has she rors aay anaes Mh on ety rt nuts naan et anther sul ane a La bl ae 368 ‘sie es angen sau ar Derek fo Fact ch tlt nse Fen narration, (ona ena 201, Lt cated 20m Ml eid 17.17 ps eree ad EON capil rel Si i AR Fil Sarton ices ne ca wane marae ogo nth niin scpr, ctr a al ean ay wee lant the Fae steer dee hood ate tna oar hab aca eae, cay eee aa ‘rp petaton oth expan Rare eee: 4 Temmtcaftice pmmiominttr os oF Directors’ Report Litay avetopments Ifo: ant ly Sosipersinth rato cf te xengony otha eect oc feo eprkorein ul ae net eos uted i ne reper basa aor ots trmaon tnt fe hy ea teams ule De Envronani egulaton Sie Ue lowes ta Son ear etal anager oe ot rusce sores ant crete son or our stare, a an rv, eM Us lives reo arora wih rps aerial isu lle nae Inenagenatactous lr tioboret of cases ordi arebow at lke mamma cout lt basins, ANP Ls sal age etal agus, te thar on han orate alee aes Sing hay. uty one aecora under he Le surance Act 25 ietdsanes avs coupled wit Sy at send ky ie Le (eas 6 885 eazorale oy ed a de ‘Aion ene Wet hs vn, any sre aguas ot ages Ne AMP Ua ry ho ‘doe rrorae tha ee pleat erie tte shahae, Ihaytcaten end me angs ot ests ad fem (ie Canal necontparg here oe se petetac yf ll co of ace, ca th ear ml anecdotes kr get eae na ee ooh ‘Ths rane nel enda cunt foe: eleyns ih AE v0 age: ay cured ncn = 31 laurie aptced Es Bear oP Ui Gea econ De ee lel on, 2 ners Fo bcs Levon el yay, AME irr nro tam all hoi of ke erga psn ot abies pete no (Copan se Ineo ela tenuous le sory, ast sein, oA 2 Ga lng i (261 enti + Thera anal rags nth bese fhe arpa farts psi af ole ardor en ud cs cA 46485 Youre warmer ear tev en pl een one a 4+ yeh age idm ne cre 3th aot samy pinay bitty ey re erin Ne or ae apes accor seen of ta sangany ae her AE gap eran uate sincepenaence {ha trons uno an inepadngsdoclantar Kem ear ws Cra 8 Youry, Sy Mich 2 ated 0 ‘aan and nee aie Ceasers Peper ye svnd 9 Parra aT Inasmrnee nth he 61° peraors arel 263, snail i Me Dla’ Rel arte scsomeanag eel Fepathave teen aontedetiire rare mtr Svetlana wea sso on has revo eg Oo po Fase 2017 Auditor's Independence Declaration to the Directors of AMP Lifa Limited [As leal ausior for the aici of AMP Lie Limi forthe nancial year ded 31 Bocomder 2016, | declare fo he best 9 my knowledge ard belie, hara Rave oean: na eartiaventons of tic auditor independer ce requirements of tha Corporations ct 200% In Felotior fo the sual; ana by no-canleavenlons ef any applicable code of professional conduct ir relator fo the audit Kieran Cummings Partnos by Febery 2017 AMP LIFE LIMITED ABN 84.079 200 379 FULL YEAR FINANCIAL REPORT 31 DECEMBER 2016 ‘TABLE OF CONTENTS alec ol art acl Satenenr ot charaesin ety Bato ea ews poo ne apart ‘eater wa po 1 Undo starlet ean ere {Sion meg ei m1: Reon forthe yor 1.4 bison and dons 2 mone norma eal srderpegrarts a Payesln Scten &: Copal errr nd nai lak ‘management 2 comical a 2 eto abies dental moegemere 4L2 tetas corrara-prertir, cia epee nic: {48 tesitene carve -nmanapona aed unin medley Senin 6: lated pty delosrce Geet erie — 14 Naw ccoog tones 8 Fusaacsueng ao pening ae Teper ther =a SP Lia ina, weap cad aa, sinter doneosn stale Ps te Listed nest Statement ct comprenensive inreme Thooma and expenses al Wo eharahola and poleyheliara! ns eam lars aed de stutna arnt o far oases and sae san Febls anf she tie ho a fae act pret at saacete azccaried eu ho eal Tobe . ‘ LUteteusinoe 2 e 206 Lnelrettaroe conus sein ara nate e 0) Fees anc oxic snee e see ar petra serene 2 oy 8 Fence cts iyo ‘hate In otto nto -Meetra 200 amet estan corcaca (ase has bare ln expe tal « oT Front or re year oe omy thay be ealariec zubuequemly o pra oloss ‘anna haagee ne sao fava of aah Fates - 1 hanged rnnon corinne peratne sao fasten a “iher campreherisve can or Ie ye Z 7 1 ame and paneer de ancave sito ae es ata dpa re Staiemtent of financial pasition in sm ase cash ecuntete “ ase na hrconpary tx reclvele srnent pepary - vas Inesinents Inasoccins acca uring he ogy hos ms om ane ‘Roost, pentane ean 6 Totelaaeeie of palenorara andie aharenonor men aaa Inorecoeny nx psyat ver 15 oo a a ono “Tote equy othe oherenieer of AP tie Comte 2oi___ae Statement of changes Ht equity Farle ounhitow aaron Contttad ‘uss tanaben Prion to oa vesere ewtings cxuly est cm im in ane epee eget we » a 2a as thas) oa m8 heron are ; “a eomeahenonaene 7 a5 testament om eben anata im anu alte af 9 7 n € 5008 abn arte bagnigsbe et o s ast at hw catinses roe 1 1 : [aaa rmaneve tia v o we 5 Fal ey tp ce : an: sunt nee apa a ow ” (opr te sae 2 ‘aes ean hae ‘ fet a Deyn » 9 & ioe a heen oh ear wr a = 2a a Statenmnt of sash flaws Ter ya erded Pat ete 2016 2018 am Ss ‘Gash fowra from operating aciaies Cesk: cosh nthe cours of uperaens 16098 16200 Iereetara other ame of a sri wslte tacabed 40 a5, itl and dstibuters received v8 ea Cash payin be cause of operations 67,00) oa) France ocate 3) ey Iowan refused (psi (470) (622) ‘aah flawe from (used i operating action a 7.800) (as) Cash flaws trom investing setvities el prnatade trom ale cijpaymants eal Iveatrantgropaty 14? + Investments ia Teena aeacta zai 984 Irvoatantn aecositms uscounledaruning ts equhy metho! (esa) Gash flaws am investing ston 2a ae Cash flows trom financing actives raveedafromfseus a ste cals ais eyenantfor ta atu of shar caplet a (095 Prayunts fr brroulnge 55) w darts ardor tao ld u 90) we “ash flowa from (used i) nancing acthitlee a, (628) Net Increase (docrowse} in sean and cash equivalents 5) 05 (ath end cash erthalonte at begmrirg ofthe yaar a5 re teste axchangerale etangos onsen and cash equivaloos 1 1 ‘ash and onsh equivalent atthe ond ofthe year a 2881 ars AvP Ut Untacneal ot Notes lo the financlal statomants forte yar onde 8 ethos About this seport (ey at ein teapot ese Wet ayauadtte cra sasie ct alas ear lr 9 epern 7656s amped pit afi ve rade wort eh ange tal spa ly Teo yiteal hake fst ny urceme te uchlnes lh rar apy leang Yor port fan 4 Danezatnacranas alg sir gov rica! yams aptly ore Scere oemprbnlelor ie Saat eal poster ae ‘hea arte tr estert emerson: 2 Invests, ianebive id wong cee S. Chp sia tna tak rnagamare 4 liberrnen oe iectnct ona Salted pat dates Inert he ni tn le into rus ol beet ba eat mar on elo othe undetanarg (itr anarla vals are, x decors yrs rls ar alan Ul esanee armour: queinn «sinker beceoa nea a6, © simp! aed a at aL 4 cp enn ein feet cher AM: te auto to an ate AMD olen epet one tat inp os te pats, (8) Understanaog AMP Lis ancl iagor SE Noha MP Lc he orang). campany le by ah, ‘abo der ane a tna er ise nla eye. “he ti ol AMD Uf sree tag akan ‘ual ee Lote pron ol val remagement sn Frac Prchclsiiwasow, areca potcmieas, Age rrerion alte wert ates ta dry ne sho alt Bryan Fasc aspon tee pean vei oso atest ees cone ie rome and sittin Aas Ils rs ‘ose rman ly pedo stot ral patie narnia a a ens acl arg Singita dr: foie acre ete tit rn avatars Cd AP i ep ert room arog bese casing oo ng ne iret ay ihe pf ae aa ns in Sete ec aie oso nw mies 2nd IescaartmiatcgoPe sip mncaan aaa top arte ama roto re goal ousted en tical ‘te sgaerapaoss marca reper: 4 fapten eqn in ames he aaa era oe Gora aton Ae 2, Aca Sanda A Ile AcSaton hoon pears any be Alan Aco mn Sider Poof 98) susan hana taportngSoncerdn (ERS ae esacty salon amaregsanead> Boas “+ preonec nt Sore ih launder un dala en oe et 4 tarhaen raped on agora conte useg an Hoes cox bai ot ha lela a In Si nah Sa area ere naa ase eerste fuses eutectic eel ae eet eee ota fon of Sct a anal pon cotesag 5 iii HSeehoame cuter anamoncue be, 4+ pasar ratnted arcs ifrmaen wee td fearon WH res ant yes prema, ae Arena setenv sted aba raccarc orale Gro tnos ae tenuate el ta earings fea al eee {n> montane ean el ace, Pee arn var no AVP Ue tac aoe es “Ts fionceahevarkcl Ue eed 81 eo one tried rien 6 aL 207 aperennena
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